Swap Cardano (ADA) for USD Coin (USDC Polygon)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 07:54

Orders from: 405.2006 ADA ≈ $77.93
Payout network: Polygon
24 hours: −1.09%

You send

ADA

You get 1,937.77

USDC Polygon

Start the order

Rate: 1 ADA = 0.193777 USDC Polygon
From: 405.2006 ADA
Up to: 52,000,000 ADA

The figure is indicative; the exact amount is locked in the order.

One ADA buys 0.193777 USDC Polygon right now; the other way round, 1 USDC Polygon is 5.1606 ADA. Market over 24 hours: ADA against USDC Polygon minus 1.09%. The week added minus 7.21%.

The weekly corridor ran from 0.186942 to 0.207909 USDC Polygon, a spread of 11.22%. A single order takes 405.2006 to 52,000,000 ADA. In dollars that is roughly $77.93.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Cardano sits 18th ($7.23 B) and USD Coin 6th ($71.71 B). Daily moves of ADA and USDC over 90 days line up at 0.05 (they travel apart).

Who takes the ADA → USDC Polygon route

Sitting out the swingsADA moved −21.67% over the past month. USDC tracks the dollar, so after the swap the value stops following ADA.
A road both waysThe USDC Polygon → ADA direction is open too, so going back into ADA takes the same route.

ADA → USDC Polygon rate and amounts

1 ADA = 0.193777 USDC Polygon

1 USDC Polygon = 5.1606 ADA

Send ADA — receive USDC Polygon

ADA	USDC Polygon
500	96.8883
2,000	387.5532
10,000	1,937.77
20,000	3,875.53
100,000	19,377.66
500,000	96,888.3

Need USDC Polygon — send this much ADA

USDC Polygon	ADA
100	516.0582
500	2,580.29
2,000	10,321.16
5,000	25,802.91
20,000	103,211.64
100,000	516,058.2

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per ADA	From	Network fee	Speed
Polygon open now	0.193777	405.2006 ADA	≈ $0.00033	fast
Solana	0.193777	405.2006 ADA	≈ $0.00048	fast
Ethereum (ERC20)	0.193777	405.2006 ADA	≈ $0.0061	medium
Arbitrum One	0.194051	—	≈ $0.0029	fast
BASE	0.194051	—	—	—
BNB Smart Chain (BEP20)	0.194051	—	≈ $0.0023	fast
Avalanche C-Chain	0.194051	—	≈ $0.0014	fast
NEAR	0.194051	—	—	—
Optimism	0.194051	—	≈ $0.00015	fast
XLM	0.194051	—	—	—

ADA → USDC: compare all networks USDC network fees

How the ADA → USDC Polygon order runs

Work out the amount in the calculator: orders start at 405.2006 ADA.
Enter a USDC address in Polygon and a way to reach you.
Send ADA in Cardano for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap ADA for USDC Polygon

Check this before sending ADA

The address network is Polygon. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 405.2006 ADA.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the ADA to USDC Polygon rate has been

WeekMonthQuarterYear

high 0.207909 USDC Polygonlow 0.186942 USDC Polygon

Oct 25, 2026 07:56Nov 1, 2026 07:56

high 0.270412 USDC Polygonlow 0.190384 USDC Polygon

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 0.270412 USDC Polygonlow 0.174183 USDC Polygon

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 0.613226 USDC Polygonlow 0.143757 USDC Polygon

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −1.09%
Week: −7.21%
Weekly high: 0.207909 USDC Polygon
Weekly low: 0.186942 USDC Polygon
Spread: 11.22%

Market data from CoinGecko as of Nov 1, 2026 06:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far ADA/USDC Polygon travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.194316	0.192056	0.193033	−1.09%
Week	0.207909	0.186942	0.200473	−7.21%
Month	0.270412	0.190384	0.229315	−21.69%
Quarter	0.270412	0.174183	0.216068	+10.73%

Figures are in USDC Polygon per unit sent, from market data.

Daily ADA → USDC Polygon rate

Day	Close	Against the day before
Oct 31, 2026	0.193076 USDC Polygon	+1.41%
Oct 30, 2026	0.190384 USDC Polygon	−7.56%
Oct 29, 2026	0.205959 USDC Polygon	+0.07%
Oct 28, 2026	0.205822 USDC Polygon	−0.35%
Oct 27, 2026	0.206537 USDC Polygon	+1.26%
Oct 26, 2026	0.203962 USDC Polygon	−1.98%
Oct 25, 2026	0.208083 USDC Polygon	−1.26%

Daily RubyCash rate: ADA → USDC Polygon

Date	RubyCash rate	Market rate
Nov 1, 2026	0.193041 USDC Polygon	0.192331
Oct 31, 2026	0.193776 USDC Polygon	0.193073
Oct 30, 2026	0.195076 USDC Polygon	0.192854
Oct 29, 2026	0.191715 USDC Polygon	0.192127
Oct 28, 2026	0.206061 USDC Polygon	0.20601
Oct 27, 2026	0.206174 USDC Polygon	0.205374
Oct 26, 2026	0.205073 USDC Polygon	0.204936
Oct 25, 2026	0.206553 USDC Polygon	0.205816
Oct 24, 2026	0.207513 USDC Polygon	0.20624
Oct 22, 2026	0.213332 USDC Polygon	0.21291
Oct 21, 2026	0.226982 USDC Polygon	0.228732
Oct 20, 2026	0.224282 USDC Polygon	0.223588
Oct 19, 2026	0.219028 USDC Polygon	0.217006
Oct 18, 2026	0.220102 USDC Polygon	0.218031

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on ADA and USDC

Cardano ADA

Price: $0.192331
24 hours: −1.07%
Week: −8.05%
Market cap: $7.23 B
24-hour turnover: $128.73 M
Rank by cap: #18
In circulation: 37.58 B ADA
Record price: $3.09

USD Coin USDC

Price: $0.999999
24 hours: +0.02%
Week: +0.05%
Market cap: $71.71 B
24-hour turnover: $5.85 B
Rank by cap: #6
In circulation: 71.71 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 06:24.

Cardano against USD Coin

	Cardano (ADA)	USD Coin (USDC)
Ticker	ADA	USDC
Type	coin of its own network	token
Launched	2017	2018
Built by	Charles Hoskinson	Circle
Consensus	Proof of Stake (Ouroboros)	—
Block	~20 sec	—
Supply cap	45 B ADA	no cap
Privacy	transfers are public	—
In circulation	37.58 B ADA	71.71 B USDC
Market cap	$7.23 B	$71.71 B
Rank by cap	#18	#6
Network	—	Polygon
Fees are paid in	—	POL

Daily moves of ADA and USDC over 90 days line up at 0.05 — they travel apart.

Common questions: ADA → USDC Polygon

What rate does ADA to USDC Polygon run at?

As of Nov 1, 2026 07:54 it is 1 ADA = 0.193777 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.193776.

What amounts does ADA → USDC Polygon accept?

From 405.2006 to 52,000,000 ADA per order. The lower limit is roughly $77.93.

Where does the 405.2006 ADA floor come from?

Network fees and order handling eat a small transfer alive — below 405.2006 ADA the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ADA, and that one goes to the blockchain, not to us.

How long does ADA to USDC Polygon take?

The clock starts with confirmations: the order goes into work once Cardano confirms your transfer. After that it comes down to how busy the network is. A block in Cardano closes in about 20 sec.

Which network will USDC Polygon arrive in?

The payout leaves in Polygon. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the ADA to USDC Polygon rate do this month?

The month came in at minus 21.69%. Low 0.190384, high 0.270412, middle 0.229315 USDC Polygon per ADA.

Can I go back, USDC Polygon to ADA?

Yes, the reverse direction is open: 1 USDC Polygon = 5.1875 ADA. The link sits right under the calculator.