Swap XLM to USDC BEP20 — Stellar to USD Coin Rate

Q: What rate does XLM to USDC BEP20 run at?

As of Sep 17, 2026 03:13 it is 1 XLM = 0.186216 USDC BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.186165.

Q: What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.

Q: How long does XLM to USDC BEP20 take?

The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.

Q: Which network will USDC BEP20 arrive in?

The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.

Q: Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

Q: What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

Q: Can I go back, USDC BEP20 to XLM?

Yes, the reverse direction is open: 1 USDC BEP20 = 5.4134 XLM. The link sits right under the calculator.

The direction runs at 0.186216 USDC BEP20 per XLM, or 5.3701 XLM per USDC BEP20. Market over 24 hours: XLM against USDC BEP20 plus 2.84%. The week added minus 0.95%.

The weekly corridor ran from 0.173828 to 0.195926 USDC BEP20, a spread of 12.71%.

The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap Stellar sits 20th ($6.28 B) and USD Coin 6th ($73.61 B).

Who takes the XLM → USDC BEP20 route

Sitting out the swingsUSDC tracks the dollar: after the swap the value of your funds stops following XLM.
A road both waysThe USDC BEP20 → XLM direction is open too, so going back into XLM takes the same route.

XLM → USDC BEP20 rate and amounts

1 XLM = 0.186216 USDC BEP20

1 USDC BEP20 = 5.3701 XLM

Send XLM — receive USDC BEP20

XLM	USDC BEP20
100	18.6216
500	93.108
2,000	372.4321
20,000	3,724.32
100,000	18,621.61
500,000	93,108.03

Need USDC BEP20 — send this much XLM

USDC BEP20	XLM
20	107.4021
100	537.0106
500	2,685.05
5,000	26,850.53
20,000	107,402.13
100,000	537,010.64

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XLM	From	Network fee	Speed
Ethereum (ERC20)	0.186216	1,043.46 XLM	≈ $0.016	medium
Solana	0.186216	1,043.46 XLM	≈ $0.00049	fast
Polygon	0.186216	1,043.46 XLM	≈ $0.0017	fast
Arbitrum One	0.186216	—	≈ $0.0032	fast
BASE	0.186216	—	—	—
BNB Smart Chain (BEP20) open now	0.186216	—	≈ $0.0023	fast
Avalanche C-Chain	0.186216	—	≈ < $0.0001	fast
NEAR	0.186216	—	—	—
Optimism	0.186216	—	≈ $0.00016	fast
XLM	0.186216	—	—	—

XLM → USDC: compare all networks USDC network fees

How the XLM → USDC BEP20 order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDC address in BNB Smart Chain (BEP20) and a way to reach you.
Send XLM in Stellar for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XLM for USDC BEP20

Check this before sending XLM

The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XLM to USDC BEP20 rate has been

Week

high 0.195926 USDC BEP20low 0.173828 USDC BEP20

Sep 10, 2026 03:14Sep 17, 2026 03:14

24 hours: +2.84%
Week: −0.95%
Weekly high: 0.195926 USDC BEP20
Weekly low: 0.173828 USDC BEP20
Spread: 12.71%

Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XLM/USDC BEP20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.181217	0.173828	0.176243	+2.84%
Week	0.195926	0.173828	0.181494	−0.95%

Figures are in USDC BEP20 per unit sent, from market data.

The numbers on XLM and USDC

Stellar XLM

Price: $0.180306
24 hours: +2.84%
Week: +0.4%
Market cap: $6.28 B
24-hour turnover: $259.01 M
Rank by cap: #20
In circulation: 34.84 B XLM
Record price: $0.875563

USD Coin USDC

Price: $0.999724
24 hours: 0%
Week: 0%
Market cap: $73.61 B
24-hour turnover: $18.36 B
Rank by cap: #6
In circulation: 73.63 B USDC
Record price: $1.04

Source: CoinGecko, Sep 17, 2026 00:54.

Stellar against USD Coin

	Stellar (XLM)	USD Coin (USDC)
Ticker	XLM	USDC
Type	coin of its own network	token
Launched	2014	2018
Built by	Jed McCaleb, Joyce Kim	Circle
Consensus	Stellar Consensus Protocol	—
Block	~5 sec	—
Supply cap	50 B XLM	no cap
Privacy	transfers are public	—
In circulation	34.84 B XLM	73.63 B USDC
Market cap	$6.28 B	$73.61 B
Rank by cap	#20	#6
Network	—	BNB Smart Chain (BEP20)
Fees are paid in	—	BNB

Common questions: XLM → USDC BEP20

What rate does XLM to USDC BEP20 run at?

As of Sep 17, 2026 03:13 it is 1 XLM = 0.186216 USDC BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.186165.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.

How long does XLM to USDC BEP20 take?

The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.

Which network will USDC BEP20 arrive in?

The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

Can I go back, USDC BEP20 to XLM?

Yes, the reverse direction is open: 1 USDC BEP20 = 5.4134 XLM. The link sits right under the calculator.

Swap Stellar (XLM) for USD Coin (USDC BEP20)

Who takes the XLM → USDC BEP20 route

XLM → USDC BEP20 rate and amounts

Send XLM — receive USDC BEP20

Need USDC BEP20 — send this much XLM

Payout network for USDC

How the XLM → USDC BEP20 order runs

Check this before sending XLM

Where the XLM to USDC BEP20 rate has been

How far XLM/USDC BEP20 travelled, by period

The numbers on XLM and USDC

Stellar against USD Coin

Common questions: XLM → USDC BEP20

Worth reading

Swap Stellar (XLM) for USD Coin (USDC BEP20)

Who takes the XLM → USDC BEP20 route

XLM → USDC BEP20 rate and amounts

Send XLM — receive USDC BEP20

Need USDC BEP20 — send this much XLM

Payout network for USDC

How the XLM → USDC BEP20 order runs

Check this before sending XLM

Where the XLM to USDC BEP20 rate has been

How far XLM/USDC BEP20 travelled, by period

The numbers on XLM and USDC

Stellar against USD Coin

Common questions: XLM → USDC BEP20

Worth reading

Where else this can go

The other way round

Send XLM, receive something else

Receive USDC BEP20, send something else