Swap Stellar (XLM) for USD Coin (USDC AVAX C)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 16:44
- Payout network
- Avalanche C-Chain
- 24 hours
- −0.54%
The figure is indicative; the exact amount is locked in the order.
Today XLM goes for 0.168569 USDC AVAX C, and USDC AVAX C goes for 5.9323 XLM. Market over 24 hours: XLM against USDC AVAX C minus 0.54%. The week added minus 0.53%.
The weekly corridor ran from 0.161088 to 0.173698 USDC AVAX C, a spread of 7.83%.
The payout leaves in the Avalanche C-Chain network, so the receiving address has to belong to that network. By market cap Stellar sits 19th ($5.93 B) and USD Coin 6th ($71.58 B). Daily moves of XLM and USDC over 90 days line up at 0.06 (they travel apart).
Who takes the XLM → USDC AVAX C route
- Sitting out the swingsXLM moved −25.1% over the past month. USDC tracks the dollar, so after the swap the value stops following XLM.
- A road both waysThe USDC AVAX C → XLM direction is open too, so going back into XLM takes the same route.
XLM → USDC AVAX C rate and amounts
Send XLM — receive USDC AVAX C
| XLM | USDC AVAX C |
|---|---|
| 100 | 16.8569 |
| 500 | 84.2844 |
| 2,000 | 337.1376 |
| 20,000 | 3,371.38 |
| 100,000 | 16,856.88 |
| 500,000 | 84,284.41 |
Need USDC AVAX C — send this much XLM
| USDC AVAX C | XLM |
|---|---|
| 10 | 59.323 |
| 50 | 296.6148 |
| 500 | 2,966.15 |
| 2,000 | 11,864.59 |
| 20,000 | 118,645.91 |
| 100,000 | 593,229.54 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XLM | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.168569 | 1,043.46 XLM | ≈ $0.0061 | medium |
| Solana | 0.168569 | 1,043.46 XLM | ≈ $0.00047 | fast |
| Polygon | 0.168569 | 1,043.46 XLM | ≈ $0.0017 | fast |
| Arbitrum One | 0.168569 | — | ≈ $0.0029 | fast |
| BASE | 0.168569 | — | — | — |
| BNB Smart Chain (BEP20) | 0.168569 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain open now | 0.168569 | — | ≈ $0.0014 | fast |
| NEAR | 0.168569 | — | — | — |
| Optimism | 0.168569 | — | ≈ $0.00015 | fast |
| XLM | 0.168569 | — | — | — |
How the XLM → USDC AVAX C order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in Avalanche C-Chain and a way to reach you.
- Send XLM in Stellar for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XLM
- The address network is Avalanche C-Chain. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XLM to USDC AVAX C rate has been
- 24 hours
- −0.54%
- Week
- −0.53%
- Weekly high
- 0.173698 USDC AVAX C
- Weekly low
- 0.161088 USDC AVAX C
- Spread
- 7.83%
Market data from CoinGecko as of Nov 1, 2026 15:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XLM/USDC AVAX C travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.171797 | 0.168795 | 0.169454 | −0.54% |
| Week | 0.173698 | 0.161088 | 0.16896 | −0.53% |
| Month | 0.226419 | 0.162261 | 0.189455 | −25.12% |
| Quarter | 0.232226 | 0.154767 | 0.185147 | −0.81% |
Figures are in USDC AVAX C per unit sent, from market data.
Daily XLM → USDC AVAX C rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.169543 USDC AVAX C | +4.49% |
| Oct 30, 2026 | 0.162261 USDC AVAX C | −5.89% |
| Oct 29, 2026 | 0.172409 USDC AVAX C | +1.18% |
| Oct 28, 2026 | 0.170405 USDC AVAX C | +0.67% |
| Oct 27, 2026 | 0.169271 USDC AVAX C | +0.73% |
| Oct 26, 2026 | 0.168039 USDC AVAX C | −2.01% |
| Oct 25, 2026 | 0.171486 USDC AVAX C | −1.02% |
Daily RubyCash rate: XLM → USDC AVAX C
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.168941 USDC AVAX C | 0.168244 |
| Oct 31, 2026 | 0.170781 USDC AVAX C | 0.170242 |
| Oct 30, 2026 | 0.169775 USDC AVAX C | 0.167393 |
| Oct 29, 2026 | 0.163853 USDC AVAX C | 0.163779 |
| Oct 28, 2026 | 0.173546 USDC AVAX C | 0.17285 |
| Oct 27, 2026 | 0.171123 USDC AVAX C | 0.170305 |
| Oct 26, 2026 | 0.168669 USDC AVAX C | 0.168042 |
| Oct 25, 2026 | 0.170359 USDC AVAX C | 0.169569 |
| Oct 24, 2026 | 0.171354 USDC AVAX C | 0.170671 |
| Oct 22, 2026 | 0.177317 USDC AVAX C | 0.175915 |
| Oct 21, 2026 | 0.18503 USDC AVAX C | 0.185456 |
| Oct 20, 2026 | 0.18333 USDC AVAX C | 0.181753 |
| Oct 19, 2026 | 0.178473 USDC AVAX C | 0.176391 |
| Oct 18, 2026 | 0.177659 USDC AVAX C | 0.176644 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XLM and USDC
- Price
- $0.168244
- 24 hours
- −0.52%
- Week
- +0.07%
- Market cap
- $5.93 B
- 24-hour turnover
- $79.29 M
- Rank by cap
- #19
- In circulation
- 35.25 B XLM
- Record price
- $0.875563
- Price
- $1.00
- 24 hours
- +0.01%
- Week
- +0.04%
- Market cap
- $71.58 B
- 24-hour turnover
- $5.96 B
- Rank by cap
- #6
- In circulation
- 71.58 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 15:24.
Stellar against USD Coin
| Stellar (XLM) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XLM | USDC |
| Type | coin of its own network | token |
| Launched | 2014 | 2018 |
| Built by | Jed McCaleb, Joyce Kim | Circle |
| Consensus | Stellar Consensus Protocol | — |
| Block | ~5 sec | — |
| Supply cap | 50 B XLM | no cap |
| Privacy | transfers are public | — |
| In circulation | 35.25 B XLM | 71.58 B USDC |
| Market cap | $5.93 B | $71.58 B |
| Rank by cap | #19 | #6 |
| Network | — | Avalanche C-Chain |
| Fees are paid in | — | AVAX |
Daily moves of XLM and USDC over 90 days line up at 0.06 — they travel apart.