Swap Stellar (XLM) for Tether (USDT ERC20)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 02:23
- Orders from
- 1,043.46 XLM ≈ $188.14
- Payout network
- Ethereum (ERC20)
- 24 hours
- +2.84%
You get
USDT ERC20
Start the order
USDT ERC20
The figure is indicative; the exact amount is locked in the order.
One XLM buys 0.183551 USDT ERC20 right now; the other way round, 1 USDT ERC20 is 5.4481 XLM. Market over 24 hours: XLM against USDT ERC20 plus 2.84%. The week added minus 0.92%.
The weekly corridor ran from 0.173877 to 0.195937 USDT ERC20, a spread of 12.69%. A single order takes 1,043.46 to 55,500,000 XLM. In dollars that is roughly $188.14.
The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap Stellar sits 20th ($6.28 B) and Tether 3th ($183.33 B).
Who takes the XLM → USDT ERC20 route
- Sitting out the swingsUSDT tracks the dollar: after the swap the value of your funds stops following XLM.
- A road both waysThe USDT ERC20 → XLM direction is open too, so going back into XLM takes the same route.
XLM → USDT ERC20 rate and amounts
1 XLM = 0.183551 USDT ERC20
1 USDT ERC20 = 5.4481 XLM
Send XLM — receive USDT ERC20
| XLM | USDT ERC20 |
|---|---|
| 2,000 | 367.1027 |
| 5,000 | 917.7568 |
| 20,000 | 3,671.03 |
| 50,000 | 9,177.57 |
| 200,000 | 36,710.27 |
| 500,000 | 91,775.68 |
Need USDT ERC20 — send this much XLM
| USDT ERC20 | XLM |
|---|---|
| 200 | 1,089.61 |
| 1,000 | 5,448.07 |
| 2,000 | 10,896.13 |
| 10,000 | 54,480.66 |
| 20,000 | 108,961.32 |
| 100,000 | 544,806.62 |
Payout network for USDT
The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XLM | From | Network fee | Speed |
|---|---|---|---|---|
| OMNI | 0.183551 | — | — | — |
| Ethereum (ERC20) open now | 0.183551 | 1,043.46 XLM | ≈ $0.0095 | medium |
| TRON (TRC20) | 0.183551 | 1,043.46 XLM | ≈ $2.3 | fast |
| BNB Smart Chain (BEP20) | 0.183551 | 1,043.46 XLM | ≈ $0.0023 | fast |
| Solana | 0.183551 | 1,043.46 XLM | ≈ $0.00049 | fast |
| Polygon | 0.183551 | 1,043.46 XLM | ≈ $0.0016 | fast |
| Arbitrum One | 0.183551 | 1,043.46 XLM | ≈ $0.0031 | fast |
| TON | 0.183551 | 1,043.46 XLM | low | fast |
| Avalanche C-Chain | 0.183551 | — | ≈ < $0.0001 | fast |
| NEAR | 0.183551 | — | — | — |
| Optimism | 0.183551 | — | ≈ $0.00016 | fast |
How the XLM → USDT ERC20 order runs
- Work out the amount in the calculator: orders start at 1,043.46 XLM.
- Enter a USDT address in Ethereum (ERC20) and a way to reach you.
- Send XLM in Stellar for exactly the amount stated in the order.
- Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.
Check this before sending XLM
- The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 1,043.46 XLM.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XLM to USDT ERC20 rate has been
high 0.195937 USDT ERC20low 0.173877 USDT ERC20
Sep 10, 2026 02:24Sep 17, 2026 02:24
- 24 hours
- +2.84%
- Week
- −0.92%
- Weekly high
- 0.195937 USDT ERC20
- Weekly low
- 0.173877 USDT ERC20
- Spread
- 12.69%
Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XLM/USDT ERC20 travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.181294 | 0.173877 | 0.176301 | +2.84% |
| Week | 0.195937 | 0.173877 | 0.181522 | −0.92% |
Figures are in USDT ERC20 per unit sent, from market data.
The numbers on XLM and USDT
Stellar XLM- Price
- $0.180306
- 24 hours
- +2.84%
- Week
- +0.4%
- Market cap
- $6.28 B
- 24-hour turnover
- $259.01 M
- Rank by cap
- #20
- In circulation
- 34.84 B XLM
- Record price
- $0.875563
Tether USDT- Price
- $0.99939
- 24 hours
- −0.01%
- Week
- −0.1%
- Market cap
- $183.33 B
- 24-hour turnover
- $59.59 B
- Rank by cap
- #3
- In circulation
- 183.44 B USDT
- Record price
- $1.32
Source: CoinGecko, Sep 17, 2026 00:54.
Stellar against Tether
| Stellar (XLM) | Tether (USDT) | |
|---|---|---|
| Ticker | XLM | USDT |
| Type | coin of its own network | token |
| Launched | 2014 | 2014 |
| Built by | Jed McCaleb, Joyce Kim | Tether Limited |
| Consensus | Stellar Consensus Protocol | — |
| Block | ~5 sec | — |
| Supply cap | 50 B XLM | no cap |
| Privacy | transfers are public | — |
| In circulation | 34.84 B XLM | 183.44 B USDT |
| Market cap | $6.28 B | $183.33 B |
| Rank by cap | #20 | #3 |
| Network | — | Ethereum (ERC20) |
| Fees are paid in | — | ETH |
Common questions: XLM → USDT ERC20
What rate does XLM to USDT ERC20 run at?
As of Sep 17, 2026 02:23 it is 1 XLM = 0.183551 USDT ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.183439.
What amounts does XLM → USDT ERC20 accept?
From 1,043.46 to 55,500,000 XLM per order. The lower limit is roughly $188.14.
Where does the 1,043.46 XLM floor come from?
Network fees and order handling eat a small transfer alive — below 1,043.46 XLM the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.
How long does XLM to USDT ERC20 take?
The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.
Which network will USDT ERC20 arrive in?
The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.
Where is receiving USDT cheaper?
The cheapest is usually USDT BEP20, USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDT ERC20 to XLM?
Yes, the reverse direction is open: 1 USDT ERC20 = 5.492 XLM. The link sits right under the calculator.
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