Swap Stellar (XLM) for Tether (USDT Optimism)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 17:44

Payout network: Optimism
24 hours: −0.89%

You send

XLM

You get 0.169574

USDT Optimism

Start the order

Rate: 1 XLM = 0.169574 USDT Optimism
Up to: 59,500,000 XLM

The figure is indicative; the exact amount is locked in the order.

One XLM buys 0.169574 USDT Optimism right now; the other way round, 1 USDT Optimism is 5.8971 XLM. Market over 24 hours: XLM against USDT Optimism minus 0.89%. The week added minus 0.21%.

The weekly corridor ran from 0.161314 to 0.173447 USDT Optimism, a spread of 7.52%.

The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap Stellar sits 19th ($5.92 B) and Tether 3th ($180.01 B). Daily moves of XLM and USDT over 90 days line up at 0.17 (they travel apart).

Who takes the XLM → USDT Optimism route

Sitting out the swingsXLM moved −25.1% over the past month. USDT tracks the dollar, so after the swap the value stops following XLM.
A road both waysThe USDT Optimism → XLM direction is open too, so going back into XLM takes the same route.

XLM → USDT Optimism rate and amounts

1 XLM = 0.169574 USDT Optimism

1 USDT Optimism = 5.8971 XLM

Send XLM — receive USDT Optimism

XLM	USDT Optimism
100	16.9574
500	84.7872
2,000	339.1487
20,000	3,391.49
100,000	16,957.44
500,000	84,787.18

Need USDT Optimism — send this much XLM

USDT Optimism	XLM
20	117.9424
100	589.7118
500	2,948.56
5,000	29,485.59
20,000	117,942.36
100,000	589,711.81

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XLM	From	Network fee	Speed
OMNI	0.169574	—	—	—
Ethereum (ERC20)	0.169574	1,043.46 XLM	≈ $0.0056	medium
TRON (TRC20)	0.169574	1,043.46 XLM	≈ $2.1	fast
BNB Smart Chain (BEP20)	0.169574	1,043.46 XLM	≈ $0.0023	fast
Solana	0.169574	1,043.46 XLM	≈ $0.00047	fast
Polygon	0.169574	1,043.46 XLM	≈ $0.0017	fast
Arbitrum One	0.169574	1,043.46 XLM	≈ $0.0029	fast
TON	0.169574	1,043.46 XLM	low	fast
Avalanche C-Chain	0.169574	—	≈ $0.0014	fast
NEAR	0.169574	—	—	—
Optimism open now	0.169574	—	≈ $0.00015	fast

XLM → USDT: compare all networks USDT network fees

How the XLM → USDT Optimism order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDT address in Optimism and a way to reach you.
Send XLM in Stellar for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap XLM for USDT Optimism

Check this before sending XLM

The address network is Optimism. Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XLM to USDT Optimism rate has been

WeekMonthQuarterYear

high 0.173447 USDT Optimismlow 0.161314 USDT Optimism

Oct 25, 2026 17:45Nov 1, 2026 17:45

high 0.226474 USDT Optimismlow 0.162395 USDT Optimism

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 0.232273 USDT Optimismlow 0.15482 USDT Optimism

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 0.305088 USDT Optimismlow 0.143312 USDT Optimism

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −0.89%
Week: −0.21%
Weekly high: 0.173447 USDT Optimism
Weekly low: 0.161314 USDT Optimism
Spread: 7.52%

Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XLM/USDT Optimism travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.170543	0.168416	0.169338	−0.89%
Week	0.173447	0.161314	0.168985	−0.21%
Month	0.226474	0.162395	0.189536	−25.09%
Quarter	0.232273	0.15482	0.185193	−0.78%

Figures are in USDT Optimism per unit sent, from market data.

Daily XLM → USDT Optimism rate

Day	Close	Against the day before
Oct 31, 2026	0.169646 USDT Optimism	+4.47%
Oct 30, 2026	0.162395 USDT Optimism	−5.85%
Oct 29, 2026	0.172485 USDT Optimism	+1.17%
Oct 28, 2026	0.170494 USDT Optimism	+0.65%
Oct 27, 2026	0.169386 USDT Optimism	+0.73%
Oct 26, 2026	0.16816 USDT Optimism	−1.98%
Oct 25, 2026	0.171563 USDT Optimism	−1.04%

Daily RubyCash rate: XLM → USDT Optimism

Date	RubyCash rate	Market rate
Nov 1, 2026	0.168921 USDT Optimism	0.168078
Oct 31, 2026	0.170932 USDT Optimism	0.170331
Oct 30, 2026	0.169946 USDT Optimism	0.1675
Oct 29, 2026	0.164346 USDT Optimism	0.163877
Oct 28, 2026	0.173566 USDT Optimism	0.172922
Oct 27, 2026	0.171284 USDT Optimism	0.170394
Oct 26, 2026	0.168629 USDT Optimism	0.168151
Oct 25, 2026	0.170318 USDT Optimism	0.169653
Oct 24, 2026	0.171676 USDT Optimism	0.170748
Oct 22, 2026	0.177106 USDT Optimism	0.176012
Oct 21, 2026	0.185281 USDT Optimism	0.185517
Oct 20, 2026	0.183421 USDT Optimism	0.181853
Oct 19, 2026	0.178835 USDT Optimism	0.176515
Oct 18, 2026	0.178081 USDT Optimism	0.176748

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XLM and USDT

Stellar XLM

Price: $0.167986
24 hours: −0.88%
Week: −0.92%
Market cap: $5.92 B
24-hour turnover: $78.85 M
Rank by cap: #19
In circulation: 35.25 B XLM
Record price: $0.875563

Tether USDT

Price: $0.999452
24 hours: +0.02%
Week: +0.03%
Market cap: $180.01 B
24-hour turnover: $26.83 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Source: CoinGecko, Nov 1, 2026 16:54.

Stellar against Tether

	Stellar (XLM)	Tether (USDT)
Ticker	XLM	USDT
Type	coin of its own network	token
Launched	2014	2014
Built by	Jed McCaleb, Joyce Kim	Tether Limited
Consensus	Stellar Consensus Protocol	—
Block	~5 sec	—
Supply cap	50 B XLM	no cap
Privacy	transfers are public	—
In circulation	35.25 B XLM	180.12 B USDT
Market cap	$5.92 B	$180.01 B
Rank by cap	#19	#3
Network	—	Optimism
Fees are paid in	—	ETH

Daily moves of XLM and USDT over 90 days line up at 0.17 — they travel apart.

Common questions: XLM → USDT Optimism

What rate does XLM to USDT Optimism run at?

As of Nov 1, 2026 17:44 it is 1 XLM = 0.169574 USDT Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.169481.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.

How long does XLM to USDT Optimism take?

The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.

Which network will USDT Optimism arrive in?

The payout leaves in Optimism. Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT BEP20, USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XLM to USDT Optimism rate do this month?

The month came in at minus 25.09%. Low 0.162395, high 0.226474, middle 0.189536 USDT Optimism per XLM.

Can I go back, USDT Optimism to XLM?

Yes, the reverse direction is open: 1 USDT Optimism = 5.9447 XLM. The link sits right under the calculator.