Swap Stellar (XLM) for Tether (USDT Optimism)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 10:13
- Payout network
- Optimism
- 24 hours
- +3.18%
You get
USDT Optimism
Start the order
USDT Optimism
The figure is indicative; the exact amount is locked in the order.
One XLM buys 0.184396 USDT Optimism right now; the other way round, 1 USDT Optimism is 5.4231 XLM. Market over 24 hours: XLM against USDT Optimism plus 3.18%. The week added plus 1.57%.
The weekly corridor ran from 0.173877 to 0.195937 USDT Optimism, a spread of 12.69%.
The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap Stellar sits 20th ($6.35 B) and Tether 3th ($183.29 B). Daily moves of XLM and USDT over 90 days line up at 0.13 (they travel apart).
Who takes the XLM → USDT Optimism route
- Sitting out the swingsXLM moved +15.35% over the past month. USDT tracks the dollar, so after the swap the value stops following XLM.
- A road both waysThe USDT Optimism → XLM direction is open too, so going back into XLM takes the same route.
XLM → USDT Optimism rate and amounts
1 XLM = 0.184396 USDT Optimism
1 USDT Optimism = 5.4231 XLM
Send XLM — receive USDT Optimism
| XLM | USDT Optimism |
|---|---|
| 100 | 18.4396 |
| 500 | 92.198 |
| 2,000 | 368.792 |
| 20,000 | 3,687.92 |
| 100,000 | 18,439.6 |
| 500,000 | 92,198.01 |
Need USDT Optimism — send this much XLM
| USDT Optimism | XLM |
|---|---|
| 20 | 108.4622 |
| 100 | 542.311 |
| 500 | 2,711.56 |
| 5,000 | 27,115.55 |
| 20,000 | 108,462.21 |
| 100,000 | 542,311.05 |
Payout network for USDT
The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XLM | From | Network fee | Speed |
|---|---|---|---|---|
| OMNI | 0.184396 | — | — | — |
| Ethereum (ERC20) | 0.184396 | 1,043.46 XLM | ≈ $0.011 | medium |
| TRON (TRC20) | 0.184396 | 1,043.46 XLM | ≈ $2.3 | fast |
| BNB Smart Chain (BEP20) | 0.184396 | 1,043.46 XLM | ≈ $0.0024 | fast |
| Solana | 0.184396 | 1,043.46 XLM | ≈ $0.0005 | fast |
| Polygon | 0.184396 | 1,043.46 XLM | ≈ $0.0018 | fast |
| Arbitrum One | 0.184396 | 1,043.46 XLM | ≈ $0.0032 | fast |
| TON | 0.184396 | 1,043.46 XLM | low | fast |
| Avalanche C-Chain | 0.184396 | — | ≈ < $0.0001 | fast |
| NEAR | 0.184396 | — | — | — |
| Optimism open now | 0.184396 | — | ≈ $0.00016 | fast |
How the XLM → USDT Optimism order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDT address in Optimism and a way to reach you.
- Send XLM in Stellar for exactly the amount stated in the order.
- Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.
Check this before sending XLM
- The address network is Optimism. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XLM to USDT Optimism rate has been
high 0.195937 USDT Optimismlow 0.173877 USDT Optimism
Sep 10, 2026 10:16Sep 17, 2026 10:16
high 0.201848 USDT Optimismlow 0.15482 USDT Optimism
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 0.234611 USDT Optimismlow 0.15482 USDT Optimism
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 0.409854 USDT Optimismlow 0.143473 USDT Optimism
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- +3.18%
- Week
- +1.57%
- Weekly high
- 0.195937 USDT Optimism
- Weekly low
- 0.173877 USDT Optimism
- Spread
- 12.69%
Market data from CoinGecko as of Sep 17, 2026 08:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XLM/USDT Optimism travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.18475 | 0.173877 | 0.178437 | +3.18% |
| Week | 0.195937 | 0.173877 | 0.181638 | +1.57% |
| Month | 0.201848 | 0.15482 | 0.181676 | +15.36% |
| Quarter | 0.234611 | 0.15482 | 0.181963 | −22.23% |
Figures are in USDT Optimism per unit sent, from market data.
Daily XLM → USDT Optimism rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 0.182459 USDT Optimism | +3.61% |
| Sep 16, 2026 | 0.176104 USDT Optimism | −8.11% |
| Sep 15, 2026 | 0.191656 USDT Optimism | +8.1% |
| Sep 14, 2026 | 0.177288 USDT Optimism | −1.5% |
| Sep 13, 2026 | 0.179979 USDT Optimism | +0.95% |
| Sep 12, 2026 | 0.178294 USDT Optimism | +2.04% |
| Sep 11, 2026 | 0.174735 USDT Optimism | −3.57% |
The numbers on XLM and USDT
Stellar XLM- Price
- $0.182244
- 24 hours
- +3.16%
- Week
- +1.4%
- Market cap
- $6.35 B
- 24-hour turnover
- $267.34 M
- Rank by cap
- #20
- In circulation
- 34.85 B XLM
- Record price
- $0.875563
Tether USDT- Price
- $0.999181
- 24 hours
- −0.02%
- Week
- 0%
- Market cap
- $183.29 B
- 24-hour turnover
- $60.43 B
- Rank by cap
- #3
- In circulation
- 183.44 B USDT
- Record price
- $1.32
Source: CoinGecko, Sep 17, 2026 08:24.
Stellar against Tether
| Stellar (XLM) | Tether (USDT) | |
|---|---|---|
| Ticker | XLM | USDT |
| Type | coin of its own network | token |
| Launched | 2014 | 2014 |
| Built by | Jed McCaleb, Joyce Kim | Tether Limited |
| Consensus | Stellar Consensus Protocol | — |
| Block | ~5 sec | — |
| Supply cap | 50 B XLM | no cap |
| Privacy | transfers are public | — |
| In circulation | 34.85 B XLM | 183.44 B USDT |
| Market cap | $6.35 B | $183.29 B |
| Rank by cap | #20 | #3 |
| Network | — | Optimism |
| Fees are paid in | — | ETH |
Daily moves of XLM and USDT over 90 days line up at 0.13 — they travel apart.
Common questions: XLM → USDT Optimism
What rate does XLM to USDT Optimism run at?
As of Sep 17, 2026 10:13 it is 1 XLM = 0.184396 USDT Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.184245.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.
How long does XLM to USDT Optimism take?
The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.
Which network will USDT Optimism arrive in?
The payout leaves in Optimism. Make sure the receiving wallet works with that network.
Where is receiving USDT cheaper?
The cheapest is usually USDT BEP20, USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to USDT Optimism rate do this month?
The month came in at plus 15.36%. Low 0.15482, high 0.201848, middle 0.181676 USDT Optimism per XLM.
Can I go back, USDT Optimism to XLM?
Yes, the reverse direction is open: 1 USDT Optimism = 5.4668 XLM. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XLM, receive something else
XLM → WIF0.986268
XLM → XAI26.1137
XLM → XAUT0.0000425598
XLM → XMR0.000373264
XLM → XRP0.140701
XLM → XTZ0.737283
XLM → YFI0.0000885962
XLM → ZBT2.3783
