Swap Stellar (XLM) for USD Coin (USDC SOL)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 05:33
- Orders from
- 1,043.46 XLM ≈ $193.94
- Payout network
- Solana
- 24 hours
- +5.64%
The direction runs at 0.183692 USDC SOL per XLM, or 5.4439 XLM per USDC SOL. Market over 24 hours: XLM against USDC SOL plus 5.64%. The week added minus 0.85%.
The weekly corridor ran from 0.173355 to 0.196562 USDC SOL, a spread of 13.39%. A single order takes 1,043.46 to 53,800,000 XLM. In dollars that is roughly $193.94.
The payout leaves in the Solana network, so the receiving address has to belong to that network. By market cap Stellar sits 20th ($6.47 B) and USD Coin 6th ($73.61 B).
Who takes the XLM → USDC SOL route
- Sitting out the swingsUSDC tracks the dollar: after the swap the value of your funds stops following XLM.
- A road both waysThe USDC SOL → XLM direction is open too, so going back into XLM takes the same route.
XLM → USDC SOL rate and amounts
1 XLM = 0.183692 USDC SOL
1 USDC SOL = 5.4439 XLM
Send XLM — receive USDC SOL
| XLM | USDC SOL |
|---|---|
| 2,000 | 367.3843 |
| 5,000 | 918.4607 |
| 20,000 | 3,673.84 |
| 50,000 | 9,184.61 |
| 200,000 | 36,738.43 |
| 500,000 | 91,846.07 |
Need USDC SOL — send this much XLM
| USDC SOL | XLM |
|---|---|
| 200 | 1,088.78 |
| 1,000 | 5,443.89 |
| 2,000 | 10,887.78 |
| 10,000 | 54,438.91 |
| 20,000 | 108,877.82 |
| 100,000 | 544,389.1 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XLM | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.183692 | 1,043.46 XLM | ≈ $0.0087 | medium |
| Solana open now | 0.183692 | 1,043.46 XLM | ≈ $0.00049 | fast |
| Polygon | 0.183692 | 1,043.46 XLM | ≈ $0.0017 | fast |
| Arbitrum One | 0.183692 | — | ≈ $0.0032 | fast |
| BASE | 0.183692 | — | — | — |
| BNB Smart Chain (BEP20) | 0.183692 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 0.183692 | — | ≈ < $0.0001 | fast |
| NEAR | 0.183692 | — | — | — |
| Optimism | 0.183692 | — | ≈ $0.00016 | fast |
| XLM | 0.183692 | — | — | — |
How the XLM → USDC SOL order runs
- Work out the amount in the calculator: orders start at 1,043.46 XLM.
- Enter a USDC address in Solana and a way to reach you.
- Send XLM in Stellar for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XLM
- The address network is Solana. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 1,043.46 XLM.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XLM to USDC SOL rate has been
high 0.196562 USDC SOLlow 0.173355 USDC SOL
Sep 10, 2026 05:37Sep 17, 2026 05:37
- 24 hours
- +5.64%
- Week
- −0.85%
- Weekly high
- 0.196562 USDC SOL
- Weekly low
- 0.173355 USDC SOL
- Spread
- 13.39%
Market data from CoinGecko as of Sep 17, 2026 03:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XLM/USDC SOL travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.181217 | 0.173355 | 0.176474 | +5.64% |
| Week | 0.196562 | 0.173355 | 0.181517 | −0.85% |
Figures are in USDC SOL per unit sent, from market data.
The numbers on XLM and USDC
Stellar XLM- Price
- $0.185863
- 24 hours
- +5.64%
- Week
- +2%
- Market cap
- $6.47 B
- 24-hour turnover
- $272.09 M
- Rank by cap
- #20
- In circulation
- 34.85 B XLM
- Record price
- $0.875563
USD Coin USDC- Price
- $0.999642
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.61 B
- 24-hour turnover
- $18.45 B
- Rank by cap
- #6
- In circulation
- 73.63 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 17, 2026 03:24.
Stellar against USD Coin
| Stellar (XLM) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XLM | USDC |
| Type | coin of its own network | token |
| Launched | 2014 | 2018 |
| Built by | Jed McCaleb, Joyce Kim | Circle |
| Consensus | Stellar Consensus Protocol | — |
| Block | ~5 sec | — |
| Supply cap | 50 B XLM | no cap |
| Privacy | transfers are public | — |
| In circulation | 34.85 B XLM | 73.63 B USDC |
| Market cap | $6.47 B | $73.61 B |
| Rank by cap | #20 | #6 |
| Network | — | Solana |
| Fees are paid in | — | SOL |
Common questions: XLM → USDC SOL
What rate does XLM to USDC SOL run at?
As of Sep 17, 2026 05:33 it is 1 XLM = 0.183692 USDC SOL. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.183626.
What amounts does XLM → USDC SOL accept?
From 1,043.46 to 53,800,000 XLM per order. The lower limit is roughly $193.94.
Where does the 1,043.46 XLM floor come from?
Network fees and order handling eat a small transfer alive — below 1,043.46 XLM the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.
How long does XLM to USDC SOL take?
The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.
Which network will USDC SOL arrive in?
The payout leaves in Solana. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDC SOL to XLM?
Yes, the reverse direction is open: 1 USDC SOL = 5.4878 XLM. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XLM, receive something else
XLM → USDS0.18343
XLM → USDT Arbitrum0.183984- XLM → USDT BEP200.183984
- XLM → USDT AVAX C0.183984
- XLM → USDT ERC200.183984
- XLM → USDT NEAR0.183984
- XLM → USDT OMNI0.183984
- XLM → USDT Optimism0.183984
