Swap Stellar (XLM) for Tether (USDT OMNI)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 05:24

Payout network: OMNI
24 hours: −0.47%

You send

XLM

You get 0.169786

USDT OMNI

Start the order

Rate: 1 XLM = 0.169786 USDT OMNI
Up to: 59,200,000 XLM

The figure is indicative; the exact amount is locked in the order.

Today XLM goes for 0.169786 USDT OMNI, and USDT OMNI goes for 5.8898 XLM. Market over 24 hours: XLM against USDT OMNI minus 0.47%. The week added minus 1.76%.

The weekly corridor ran from 0.161193 to 0.173762 USDT OMNI, a spread of 7.8%.

The payout leaves in the OMNI network, so the receiving address has to belong to that network. By market cap Stellar sits 19th ($5.95 B) and Tether 3th ($180.04 B). Daily moves of XLM and USDT over 90 days line up at 0.17 (they travel apart).

Who takes the XLM → USDT OMNI route

Sitting out the swingsXLM moved −25.1% over the past month. USDT tracks the dollar, so after the swap the value stops following XLM.
A road both waysThe USDT OMNI → XLM direction is open too, so going back into XLM takes the same route.

XLM → USDT OMNI rate and amounts

1 XLM = 0.169786 USDT OMNI

1 USDT OMNI = 5.8898 XLM

Send XLM — receive USDT OMNI

XLM	USDT OMNI
100	16.9786
500	84.8928
2,000	339.571
20,000	3,395.71
100,000	16,978.55
500,000	84,892.76

Need USDT OMNI — send this much XLM

USDT OMNI	XLM
20	117.7957
100	588.9784
500	2,944.89
5,000	29,448.92
20,000	117,795.68
100,000	588,978.38

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XLM	From	Network fee	Speed
OMNI open now	0.169786	—	—	—
Ethereum (ERC20)	0.169786	1,043.46 XLM	≈ $0.0057	medium
TRON (TRC20)	0.169786	1,043.46 XLM	≈ $2.1	fast
BNB Smart Chain (BEP20)	0.169786	1,043.46 XLM	≈ $0.0023	fast
Solana	0.169786	1,043.46 XLM	≈ $0.00048	fast
Polygon	0.169786	1,043.46 XLM	≈ $0.0016	fast
Arbitrum One	0.169786	1,043.46 XLM	≈ $0.003	fast
TON	0.169786	1,043.46 XLM	low	fast
Avalanche C-Chain	0.169786	—	≈ $0.0014	fast
NEAR	0.169786	—	—	—
Optimism	0.169786	—	≈ $0.00015	fast

XLM → USDT: compare all networks USDT network fees

How the XLM → USDT OMNI order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDT address in OMNI and a way to reach you.
Send XLM in Stellar for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap XLM for USDT OMNI

Check this before sending XLM

The address network is OMNI. Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XLM to USDT OMNI rate has been

WeekMonthQuarterYear

high 0.173762 USDT OMNIlow 0.161193 USDT OMNI

Oct 25, 2026 05:26Nov 1, 2026 05:26

high 0.226474 USDT OMNIlow 0.162395 USDT OMNI

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 0.232273 USDT OMNIlow 0.15482 USDT OMNI

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 0.305088 USDT OMNIlow 0.143312 USDT OMNI

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −0.47%
Week: −1.76%
Weekly high: 0.173762 USDT OMNI
Weekly low: 0.161193 USDT OMNI
Spread: 7.8%

Market data from CoinGecko as of Nov 1, 2026 05:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far XLM/USDT OMNI travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.171905	0.168872	0.169604	−0.47%
Week	0.173762	0.161193	0.169155	−1.76%
Month	0.226474	0.162395	0.189536	−25.09%
Quarter	0.232273	0.15482	0.185193	−0.78%

Figures are in USDT OMNI per unit sent, from market data.

Daily XLM → USDT OMNI rate

Day	Close	Against the day before
Oct 31, 2026	0.169646 USDT OMNI	+4.47%
Oct 30, 2026	0.162395 USDT OMNI	−5.85%
Oct 29, 2026	0.172485 USDT OMNI	+1.17%
Oct 28, 2026	0.170494 USDT OMNI	+0.65%
Oct 27, 2026	0.169386 USDT OMNI	+0.73%
Oct 26, 2026	0.16816 USDT OMNI	−1.98%
Oct 25, 2026	0.171563 USDT OMNI	−1.04%

Daily RubyCash rate: XLM → USDT OMNI

Date	RubyCash rate	Market rate
Nov 1, 2026	0.170137 USDT OMNI	0.168913
Oct 31, 2026	0.170932 USDT OMNI	0.170331
Oct 30, 2026	0.169946 USDT OMNI	0.1675
Oct 29, 2026	0.164346 USDT OMNI	0.163877
Oct 28, 2026	0.173566 USDT OMNI	0.172922
Oct 27, 2026	0.171284 USDT OMNI	0.170394
Oct 26, 2026	0.168629 USDT OMNI	0.168151
Oct 25, 2026	0.170318 USDT OMNI	0.169653
Oct 24, 2026	0.171676 USDT OMNI	0.170748
Oct 22, 2026	0.177106 USDT OMNI	0.176012
Oct 21, 2026	0.185281 USDT OMNI	0.185517
Oct 20, 2026	0.183421 USDT OMNI	0.181853
Oct 19, 2026	0.178835 USDT OMNI	0.176515
Oct 18, 2026	0.178081 USDT OMNI	0.176748

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XLM and USDT

Stellar XLM

Price: $0.168844
24 hours: −0.44%
Week: −1.82%
Market cap: $5.95 B
24-hour turnover: $60.21 M
Rank by cap: #19
In circulation: 35.25 B XLM
Record price: $0.875563

Tether USDT

Price: $0.999457
24 hours: +0.04%
Week: +0.04%
Market cap: $180.04 B
24-hour turnover: $25.8 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Source: CoinGecko, Nov 1, 2026 05:24.

Stellar against Tether

	Stellar (XLM)	Tether (USDT)
Ticker	XLM	USDT
Type	coin of its own network	token
Launched	2014	2014
Built by	Jed McCaleb, Joyce Kim	Tether Limited
Consensus	Stellar Consensus Protocol	—
Block	~5 sec	—
Supply cap	50 B XLM	no cap
Privacy	transfers are public	—
In circulation	35.25 B XLM	180.12 B USDT
Market cap	$5.95 B	$180.04 B
Rank by cap	#19	#3
Network	—	OMNI

Daily moves of XLM and USDT over 90 days line up at 0.17 — they travel apart.

Common questions: XLM → USDT OMNI

What rate does XLM to USDT OMNI run at?

As of Nov 1, 2026 05:24 it is 1 XLM = 0.169786 USDT OMNI. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.169693.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.

How long does XLM to USDT OMNI take?

The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.

Which network will USDT OMNI arrive in?

The payout leaves in OMNI. Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT BEP20, USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XLM to USDT OMNI rate do this month?

The month came in at minus 25.09%. Low 0.162395, high 0.226474, middle 0.189536 USDT OMNI per XLM.

Can I go back, USDT OMNI to XLM?

Yes, the reverse direction is open: 1 USDT OMNI = 5.9373 XLM. The link sits right under the calculator.