Swap USD Coin (USDC BEP20) for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 03:13
- Payout network
- Stellar
- 24 hours
- −2.76%
The direction runs at 5.4134 XLM per USDC BEP20, or 0.184726 USDC BEP20 per XLM. Market over 24 hours: USDC BEP20 against XLM minus 2.76%. The week added plus 0.96%.
The weekly corridor ran from 5.104 to 5.7528 XLM, a spread of 12.71%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap USD Coin sits 6th ($73.61 B) and Stellar 20th ($6.28 B).
Who takes the USDC BEP20 → XLM route
- Entering XLM from dollarsFrom USDC you step into Stellar directly, with no coin in between and no extra fees.
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsHolding part of the amount in Stellar loosens a portfolio's dependence on a single coin.
USDC BEP20 → XLM rate and amounts
1 USDC BEP20 = 5.4134 XLM
1 XLM = 0.184726 USDC BEP20
Send USDC BEP20 — receive XLM
| USDC BEP20 | XLM |
|---|---|
| 20 | 108.2683 |
| 100 | 541.3413 |
| 500 | 2,706.71 |
| 5,000 | 27,067.07 |
| 20,000 | 108,268.27 |
| 100,000 | 541,341.33 |
Need XLM — send this much USDC BEP20
| XLM | USDC BEP20 |
|---|---|
| 100 | 18.4726 |
| 500 | 92.3632 |
| 2,000 | 369.4527 |
| 20,000 | 3,694.53 |
| 100,000 | 18,472.63 |
| 500,000 | 92,363.17 |
How the USDC BEP20 → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send USDC BEP20 in BNB Smart Chain (BEP20) for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending USDC BEP20
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC BEP20 to XLM rate has been
high 5.7528 XLMlow 5.104 XLM
Sep 10, 2026 03:14Sep 17, 2026 03:14
- 24 hours
- −2.76%
- Week
- +0.96%
- Weekly high
- 5.7528 XLM
- Weekly low
- 5.104 XLM
- Spread
- 12.71%
Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC BEP20/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 5.7528 | 5.5182 | 5.6747 | −2.76% |
| Week | 5.7528 | 5.104 | 5.5158 | +0.96% |
Figures are in XLM per unit sent, from market data.
The numbers on USDC and XLM
USD Coin USDC- Price
- $0.999724
- 24 hours
- 0%
- Week
- 0%
- Market cap
- $73.61 B
- 24-hour turnover
- $18.36 B
- Rank by cap
- #6
- In circulation
- 73.63 B USDC
- Record price
- $1.04
Stellar XLM- Price
- $0.180306
- 24 hours
- +2.84%
- Week
- +0.4%
- Market cap
- $6.28 B
- 24-hour turnover
- $259.01 M
- Rank by cap
- #20
- In circulation
- 34.84 B XLM
- Record price
- $0.875563
Source: CoinGecko, Sep 17, 2026 00:54.
USD Coin against Stellar
| USD Coin (USDC) | Stellar (XLM) | |
|---|---|---|
| Ticker | USDC | XLM |
| Type | token | coin of its own network |
| Network | BNB Smart Chain (BEP20) | — |
| Fees are paid in | BNB | — |
| Launched | 2018 | 2014 |
| Built by | Circle | Jed McCaleb, Joyce Kim |
| Supply cap | no cap | 50 B XLM |
| In circulation | 73.63 B USDC | 34.84 B XLM |
| Market cap | $73.61 B | $6.28 B |
| Rank by cap | #6 | #20 |
| Consensus | — | Stellar Consensus Protocol |
| Block | — | ~5 sec |
| Privacy | — | transfers are public |
Common questions: USDC BEP20 → XLM
What rate does USDC BEP20 to XLM run at?
As of Sep 17, 2026 03:13 it is 1 USDC BEP20 = 5.4134 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.976071.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC BEP20, and that one goes to the blockchain, not to us.
How long does USDC BEP20 to XLM take?
The clock starts with confirmations: the order goes into work once BNB Smart Chain (BEP20) confirms your transfer. After that it comes down to how busy the network is.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, XLM to USDC BEP20?
Yes, the reverse direction is open: 1 XLM = 0.186216 USDC BEP20. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC BEP20, receive something else
USDC BEP20 → XMR0.00204859
USDC BEP20 → XRP0.770201
USDC BEP20 → XTZ3.9714
USDC BEP20 → YFI0.000483299
USDC BEP20 → ZBT13.0627
USDC BEP20 → ZEC0.000746059
USDC BEP20 → ZRO1.0096
USDC BEP20 → ZRX9.2718
