Swap XAI for USD Coin (USDC NEAR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 22:29

Payout network: NEAR
24 hours: −3.78%

You send

XAI

You get 0.00674886

USDC NEAR

Start the order

Rate: 1 XAI = 0.00674886 USDC NEAR
Up to: 1,470,000,000 XAI

The figure is indicative; the exact amount is locked in the order.

The direction runs at 0.00674886 USDC NEAR per XAI, or 148.1731 XAI per USDC NEAR. Market over 24 hours: XAI against USDC NEAR minus 3.78%. The week added minus 11.56%.

The weekly corridor ran from 0.00681362 to 0.00786577 USDC NEAR, a spread of 15.44%.

The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap Xai sits 1022th ($14.4 M) and USD Coin 6th ($71.01 B). Daily moves of XAI and USDC over 90 days line up at 0 (they travel apart).

Who takes the XAI → USDC NEAR route

Sitting out the swingsXAI moved −27.1% over the past month. USDC tracks the dollar, so after the swap the value stops following XAI.
A road both waysThe USDC NEAR → XAI direction is open too, so going back into XAI takes the same route.

XAI → USDC NEAR rate and amounts

1 XAI = 0.00674886 USDC NEAR

1 USDC NEAR = 148.1731 XAI

Send XAI — receive USDC NEAR

XAI	USDC NEAR
2,000	13.4977
10,000	67.4886
50,000	337.4431
500,000	3,374.43
2,000,000	13,497.72
10,000,000	67,488.61

Need USDC NEAR — send this much XAI

USDC NEAR	XAI
20	2,963.46
100	14,817.31
500	74,086.57
5,000	740,865.72
20,000	2,963,462.87
100,000	14,817,314.36

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XAI	From	Network fee	Speed
Ethereum (ERC20)	0.00674886	29,368.58 XAI	≈ $0.024	medium
Solana	0.00674886	29,368.58 XAI	≈ $0.00046	fast
Polygon	0.00674886	29,368.58 XAI	≈ $0.0016	fast
Arbitrum One	0.00674886	—	≈ $0.0029	fast
BASE	0.00674886	—	—	—
BNB Smart Chain (BEP20)	0.00674886	—	≈ $0.0023	fast
Avalanche C-Chain	0.00674886	—	≈ $0.0014	fast
NEAR open now	0.00674886	—	—	—
Optimism	0.00674886	—	≈ $0.00015	fast
XLM	0.00674886	—	—	—

XAI → USDC: compare all networks USDC network fees

How the XAI → USDC NEAR order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDC address in NEAR and a way to reach you.
Send XAI in Xai for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XAI for USDC NEAR

Check this before sending XAI

The address network is NEAR. Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XAI to USDC NEAR rate has been

WeekMonthQuarterYear

high 0.00786577 USDC NEARlow 0.00681362 USDC NEAR

Oct 26, 2026 22:34Nov 2, 2026 22:34

high 0.0100126 USDC NEARlow 0.00691726 USDC NEAR

Oct 3, 2026 03:00Nov 2, 2026 03:00

high 0.0100126 USDC NEARlow 0.00604692 USDC NEAR

Aug 4, 2026 03:00Nov 2, 2026 03:00

high 0.0271106 USDC NEARlow 0.00594012 USDC NEAR

Nov 3, 2025 03:00Nov 2, 2026 03:00

24 hours: −3.78%
Week: −11.56%
Weekly high: 0.00786577 USDC NEAR
Weekly low: 0.00681362 USDC NEAR
Spread: 15.44%

Market data from CoinGecko as of Nov 2, 2026 20:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far XAI/USDC NEAR travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.00708842	0.00681362	0.00695436	−3.78%
Week	0.00786577	0.00681362	0.00736059	−11.56%
Month	0.0100126	0.00691726	0.00856086	−27.06%
Quarter	0.0100126	0.00604692	0.00787835	+14.39%

Figures are in USDC NEAR per unit sent, from market data.

Daily XAI → USDC NEAR rate

Day	Close	Against the day before
Nov 2, 2026	0.00691726 USDC NEAR	−2.09%
Nov 1, 2026	0.00706528 USDC NEAR	−2.09%
Oct 31, 2026	0.00721644 USDC NEAR	+1.72%
Oct 30, 2026	0.00709421 USDC NEAR	−8.76%
Oct 29, 2026	0.00777557 USDC NEAR	−1.08%
Oct 28, 2026	0.00786023 USDC NEAR	+1.39%
Oct 27, 2026	0.00775258 USDC NEAR	+1.24%

Daily RubyCash rate: XAI → USDC NEAR

Date	RubyCash rate	Market rate
Nov 2, 2026	0.00672816 USDC NEAR	0.00679231
Nov 1, 2026	0.00704346 USDC NEAR	0.0070128
Oct 31, 2026	0.00705786 USDC NEAR	0.00707184
Oct 30, 2026	0.00718585 USDC NEAR	0.00710336
Oct 29, 2026	0.00717871 USDC NEAR	0.007167
Oct 28, 2026	0.00779334 USDC NEAR	0.0077726
Oct 27, 2026	0.00785954 USDC NEAR	0.00780301
Oct 26, 2026	0.00761848 USDC NEAR	0.00765299
Oct 25, 2026	0.00775095 USDC NEAR	0.00775814
Oct 24, 2026	0.00786955 USDC NEAR	0.00785505
Oct 22, 2026	0.00809305 USDC NEAR	0.00807293
Oct 21, 2026	0.00849369 USDC NEAR	0.00853723
Oct 20, 2026	0.00836516 USDC NEAR	0.0083465
Oct 19, 2026	0.00811227 USDC NEAR	0.00800791

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XAI and USDC

Xai XAI

Price: $0.00678947
24 hours: −3.8%
Week: −11.87%
Market cap: $14.4 M
24-hour turnover: $3.09 M
Rank by cap: #1022
In circulation: 2.12 B XAI
Record price: $1.59

USD Coin USDC

Price: $0.999582
24 hours: −0.02%
Week: +0.03%
Market cap: $71.01 B
24-hour turnover: $12.75 B
Rank by cap: #6
In circulation: 71.04 B USDC
Record price: $1.04

Source: CoinGecko, Nov 2, 2026 20:24.

Xai against USD Coin

	Xai (XAI)	USD Coin (USDC)
Ticker	XAI	USDC
In circulation	2.12 B XAI	71.04 B USDC
Market cap	$14.4 M	$71.01 B
Rank by cap	#1022	#6
Type	—	token
Network	—	NEAR
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of XAI and USDC over 90 days line up at 0 — they travel apart.

Common questions: XAI → USDC NEAR

What rate does XAI to USDC NEAR run at?

As of Nov 2, 2026 22:29 it is 1 XAI = 0.00674886 USDC NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.00674604.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XAI, and that one goes to the blockchain, not to us.

How long does XAI to USDC NEAR take?

The clock starts with confirmations: the order goes into work once Xai confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC NEAR arrive in?

The payout leaves in NEAR. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XAI to USDC NEAR rate do this month?

The month came in at minus 27.06%. Low 0.00691726, high 0.0100126, middle 0.00856086 USDC NEAR per XAI.

Can I go back, USDC NEAR to XAI?

Yes, the reverse direction is open: 1 USDC NEAR = 148.9188 XAI. The link sits right under the calculator.