Swap XAI for USD Coin (USDC NEAR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 18, 2026 19:08
- Payout network
- NEAR
- 24 hours
- +6.92%
USDC NEAR
The figure is indicative; the exact amount is locked in the order.
The direction runs at 0.0075552 USDC NEAR per XAI, or 132.3593 XAI per USDC NEAR. Market over 24 hours: XAI against USDC NEAR plus 6.92%. The week added plus 3.89%.
The weekly corridor ran from 0.00668227 to 0.00746724 USDC NEAR, a spread of 11.75%.
The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap Xai sits 991th ($15.87 M) and USD Coin 6th ($73.87 B). Daily moves of XAI and USDC over 90 days line up at -0.03 (they travel apart).
Who takes the XAI → USDC NEAR route
- Sitting out the swingsXAI moved +2.32% over the past month. USDC tracks the dollar, so after the swap the value stops following XAI.
- A road both waysThe USDC NEAR → XAI direction is open too, so going back into XAI takes the same route.
XAI → USDC NEAR rate and amounts
Send XAI — receive USDC NEAR
| XAI | USDC NEAR |
|---|---|
| 2,000 | 15.1104 |
| 10,000 | 75.552 |
| 50,000 | 377.7598 |
| 500,000 | 3,777.6 |
| 2,000,000 | 15,110.39 |
| 10,000,000 | 75,551.95 |
Need USDC NEAR — send this much XAI
| USDC NEAR | XAI |
|---|---|
| 20 | 2,647.19 |
| 100 | 13,235.93 |
| 500 | 66,179.63 |
| 5,000 | 661,796.25 |
| 20,000 | 2,647,185 |
| 100,000 | 13,235,925 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XAI | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.0075552 | 29,368.58 XAI | ≈ $0.11 | medium |
| Solana | 0.0075552 | 29,368.58 XAI | ≈ $0.00055 | fast |
| Polygon | 0.0075552 | 29,368.58 XAI | ≈ $0.0018 | fast |
| Arbitrum One | 0.0075552 | — | ≈ $0.0035 | fast |
| BASE | 0.0075552 | — | — | — |
| BNB Smart Chain (BEP20) | 0.0075552 | — | ≈ $0.0025 | fast |
| Avalanche C-Chain | 0.0075552 | — | ≈ $0.001 | fast |
| NEAR open now | 0.0075552 | — | — | — |
| Optimism | 0.0075552 | — | ≈ $0.0002 | fast |
| XLM | 0.0075552 | — | — | — |
How the XAI → USDC NEAR order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in NEAR and a way to reach you.
- Send XAI in Xai for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XAI
- The address network is NEAR. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XAI to USDC NEAR rate has been
- 24 hours
- +6.92%
- Week
- +3.89%
- Weekly high
- 0.00746724 USDC NEAR
- Weekly low
- 0.00668227 USDC NEAR
- Spread
- 11.75%
Market data from CoinGecko as of Sep 18, 2026 18:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XAI/USDC NEAR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.00742411 | 0.00703837 | 0.00724026 | +6.92% |
| Week | 0.00746724 | 0.00668227 | 0.00710716 | +3.89% |
| Month | 0.00789594 | 0.00687974 | 0.00739346 | +2.34% |
| Quarter | 0.00815899 | 0.00594012 | 0.00707699 | −5.76% |
Figures are in USDC NEAR per unit sent, from market data.
Daily XAI → USDC NEAR rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 18, 2026 | 0.00729972 USDC NEAR | +5.56% |
| Sep 17, 2026 | 0.00691527 USDC NEAR | +0.52% |
| Sep 16, 2026 | 0.00687974 USDC NEAR | −3.39% |
| Sep 15, 2026 | 0.0071215 USDC NEAR | +0.79% |
| Sep 14, 2026 | 0.007066 USDC NEAR | −2.72% |
| Sep 13, 2026 | 0.00726381 USDC NEAR | +2.36% |
| Sep 12, 2026 | 0.00709651 USDC NEAR | +2.86% |
Daily RubyCash rate: XAI → USDC NEAR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Sep 18, 2026 | 0.00755444 USDC NEAR | 0.0075188 |
| Sep 17, 2026 | 0.00715153 USDC NEAR | 0.00707078 |
| Sep 16, 2026 | 0.00681302 USDC NEAR | 0.00681974 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XAI and USDC
Xai XAI- Price
- $0.00751663
- 24 hours
- +6.93%
- Week
- +5.5%
- Market cap
- $15.87 M
- 24-hour turnover
- $3.83 M
- Rank by cap
- #991
- In circulation
- 2.11 B XAI
- Record price
- $1.59
USD Coin USDC- Price
- $0.999711
- 24 hours
- +0.01%
- Week
- 0%
- Market cap
- $73.87 B
- 24-hour turnover
- $19.66 B
- Rank by cap
- #6
- In circulation
- 73.9 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 18, 2026 18:54.
Xai against USD Coin
| Xai (XAI) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XAI | USDC |
| In circulation | 2.11 B XAI | 73.9 B USDC |
| Market cap | $15.87 M | $73.87 B |
| Rank by cap | #991 | #6 |
| Type | — | token |
| Network | — | NEAR |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of XAI and USDC over 90 days line up at -0.03 — they travel apart.
Common questions: XAI → USDC NEAR
What rate does XAI to USDC NEAR run at?
What else is taken on top of the rate?
How long does XAI to USDC NEAR take?
Which network will USDC NEAR arrive in?
Where is receiving USDC cheaper?
What if the rate moves while I am paying?
What did the XAI to USDC NEAR rate do this month?
Can I go back, USDC NEAR to XAI?
Worth reading
Where else this can go
The other way round
Send XAI, receive something else
XAI → USDS0.00755595
XAI → USDT Arbitrum0.00755897- XAI → USDT BEP200.00755897
- XAI → USDT AVAX C0.00755897
- XAI → USDT ERC200.00755897
- XAI → USDT NEAR0.00755897
- XAI → USDT OMNI0.00755897
- XAI → USDT Optimism0.00755897
