Swap XAI for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 2, 2026 07:04
- Payout network
- XLM
- 24 hours
- +0.8%
One XAI buys 0.00709285 USDC XLM right now; the other way round, 1 USDC XLM is 140.987 XAI. Market over 24 hours: XAI against USDC XLM plus 0.8%. The week added minus 6.16%.
The weekly corridor ran from 0.00686318 to 0.00786577 USDC XLM, a spread of 14.61%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Xai sits 1005th ($15.05 M) and USD Coin 6th ($71.4 B). Daily moves of XAI and USDC over 90 days line up at 0 (they travel apart).
Who takes the XAI → USDC XLM route
- Sitting out the swingsXAI moved −27.17% over the past month. USDC tracks the dollar, so after the swap the value stops following XAI.
- A road both waysThe USDC XLM → XAI direction is open too, so going back into XAI takes the same route.
XAI → USDC XLM rate and amounts
1 XAI = 0.00709285 USDC XLM
1 USDC XLM = 140.987 XAI
Send XAI — receive USDC XLM
| XAI | USDC XLM |
|---|---|
| 2,000 | 14.1857 |
| 10,000 | 70.9285 |
| 50,000 | 354.6425 |
| 500,000 | 3,546.43 |
| 2,000,000 | 14,185.7 |
| 10,000,000 | 70,928.51 |
Need USDC XLM — send this much XAI
| USDC XLM | XAI |
|---|---|
| 20 | 2,819.74 |
| 100 | 14,098.7 |
| 500 | 70,493.52 |
| 5,000 | 704,935.2 |
| 20,000 | 2,819,740.8 |
| 100,000 | 14,098,704 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XAI | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.00709285 | 29,368.58 XAI | ≈ $0.0047 | medium |
| Solana | 0.00709285 | 29,368.58 XAI | ≈ $0.00048 | fast |
| Polygon | 0.00709285 | 29,368.58 XAI | ≈ $0.0015 | fast |
| Arbitrum One | 0.00709285 | — | ≈ $0.003 | fast |
| BASE | 0.00709285 | — | — | — |
| BNB Smart Chain (BEP20) | 0.00709285 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.00709285 | — | ≈ $0.0014 | fast |
| NEAR | 0.00709285 | — | — | — |
| Optimism | 0.00709285 | — | ≈ $0.00015 | fast |
| XLM open now | 0.00709285 | — | — | — |
How the XAI → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send XAI in Xai for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XAI
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XAI to USDC XLM rate has been
high 0.00786577 USDC XLMlow 0.00686318 USDC XLM
Oct 26, 2026 07:07Nov 2, 2026 07:07
high 0.0100126 USDC XLMlow 0.00704227 USDC XLM
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 0.0100126 USDC XLMlow 0.00604692 USDC XLM
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 0.0271106 USDC XLMlow 0.00594012 USDC XLM
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- +0.8%
- Week
- −6.16%
- Weekly high
- 0.00786577 USDC XLM
- Weekly low
- 0.00686318 USDC XLM
- Spread
- 14.61%
Market data from CoinGecko as of Nov 2, 2026 06:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XAI/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.00714588 | 0.00696879 | 0.00706203 | +0.8% |
| Week | 0.00786577 | 0.00686318 | 0.00742308 | −6.16% |
| Month | 0.0100126 | 0.00704227 | 0.00864888 | −27.17% |
| Quarter | 0.0100126 | 0.00604692 | 0.00786881 | +15.98% |
Figures are in USDC XLM per unit sent, from market data.
Daily XAI → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 0.00704227 USDC XLM | −2.41% |
| Oct 31, 2026 | 0.00721644 USDC XLM | +1.72% |
| Oct 30, 2026 | 0.00709421 USDC XLM | −8.76% |
| Oct 29, 2026 | 0.00777557 USDC XLM | −1.08% |
| Oct 28, 2026 | 0.00786023 USDC XLM | +1.39% |
| Oct 27, 2026 | 0.00775258 USDC XLM | +1.24% |
| Oct 26, 2026 | 0.00765743 USDC XLM | −3.21% |
Daily RubyCash rate: XAI → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 2, 2026 | 0.00709285 USDC XLM | 0.00709342 |
| Nov 1, 2026 | 0.00704346 USDC XLM | 0.0070128 |
| Oct 31, 2026 | 0.00705786 USDC XLM | 0.00707184 |
| Oct 30, 2026 | 0.00718585 USDC XLM | 0.00710336 |
| Oct 29, 2026 | 0.00717871 USDC XLM | 0.007167 |
| Oct 28, 2026 | 0.00779334 USDC XLM | 0.0077726 |
| Oct 27, 2026 | 0.00785954 USDC XLM | 0.00780301 |
| Oct 26, 2026 | 0.00761848 USDC XLM | 0.00765299 |
| Oct 25, 2026 | 0.00775095 USDC XLM | 0.00775814 |
| Oct 24, 2026 | 0.00786955 USDC XLM | 0.00785505 |
| Oct 22, 2026 | 0.00809305 USDC XLM | 0.00807293 |
| Oct 21, 2026 | 0.00849369 USDC XLM | 0.00853723 |
| Oct 20, 2026 | 0.00836516 USDC XLM | 0.0083465 |
| Oct 19, 2026 | 0.00811227 USDC XLM | 0.00800791 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XAI and USDC
Xai XAI- Price
- $0.00709026
- 24 hours
- +0.76%
- Week
- −7.6%
- Market cap
- $15.05 M
- 24-hour turnover
- $2.82 M
- Rank by cap
- #1005
- In circulation
- 2.12 B XAI
- Record price
- $1.59
USD Coin USDC- Price
- $0.999554
- 24 hours
- −0.04%
- Week
- −0.02%
- Market cap
- $71.4 B
- 24-hour turnover
- $7.58 B
- Rank by cap
- #6
- In circulation
- 71.43 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 2, 2026 06:54.
Xai against USD Coin
| Xai (XAI) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XAI | USDC |
| In circulation | 2.12 B XAI | 71.43 B USDC |
| Market cap | $15.05 M | $71.4 B |
| Rank by cap | #1005 | #6 |
| Type | — | token |
| Network | — | XLM |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of XAI and USDC over 90 days line up at 0 — they travel apart.
Common questions: XAI → USDC XLM
What rate does XAI to USDC XLM run at?
As of Nov 2, 2026 07:04 it is 1 XAI = 0.00709285 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.00708969.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XAI, and that one goes to the blockchain, not to us.
How long does XAI to USDC XLM take?
The clock starts with confirmations: the order goes into work once Xai confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XAI to USDC XLM rate do this month?
The month came in at minus 27.17%. Low 0.00704227, high 0.0100126, middle 0.00864888 USDC XLM per XAI.
Can I go back, USDC XLM to XAI?
Yes, the reverse direction is open: 1 USDC XLM = 141.6966 XAI. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XAI, receive something else
XAI → USDS0.00709427
XAI → USDT Arbitrum0.00709782- XAI → USDT BEP200.00709782
- XAI → USDT AVAX C0.00709782
- XAI → USDT ERC200.00709782
- XAI → USDT NEAR0.00709782
- XAI → USDT OMNI0.00709782
- XAI → USDT Optimism0.00709782
