Swap XAI for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 18, 2026 03:33
- Payout network
- XLM
- 24 hours
- +4.04%
One XAI buys 0.0071315 USDC XLM right now; the other way round, 1 USDC XLM is 140.223 XAI. Market over 24 hours: XAI against USDC XLM plus 4.04%. The week added plus 0.83%.
The weekly corridor ran from 0.00669797 to 0.00746963 USDC XLM, a spread of 11.52%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Xai sits 987th ($14.88 M) and USD Coin 6th ($73.86 B). Daily moves of XAI and USDC over 90 days line up at -0.03 (they travel apart).
Who takes the XAI → USDC XLM route
- Sitting out the swingsXAI moved +0.71% over the past month. USDC tracks the dollar, so after the swap the value stops following XAI.
- A road both waysThe USDC XLM → XAI direction is open too, so going back into XAI takes the same route.
XAI → USDC XLM rate and amounts
1 XAI = 0.0071315 USDC XLM
1 USDC XLM = 140.223 XAI
Send XAI — receive USDC XLM
| XAI | USDC XLM |
|---|---|
| 2,000 | 14.263 |
| 10,000 | 71.315 |
| 50,000 | 356.5749 |
| 500,000 | 3,565.75 |
| 2,000,000 | 14,263 |
| 10,000,000 | 71,314.98 |
Need USDC XLM — send this much XAI
| USDC XLM | XAI |
|---|---|
| 20 | 2,804.46 |
| 100 | 14,022.3 |
| 500 | 70,111.5 |
| 5,000 | 701,114.99 |
| 20,000 | 2,804,459.95 |
| 100,000 | 14,022,299.73 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XAI | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.0071315 | 29,368.58 XAI | ≈ $0.0076 | medium |
| Solana | 0.0071315 | 29,368.58 XAI | ≈ $0.0005 | fast |
| Polygon | 0.0071315 | 29,368.58 XAI | ≈ $0.0018 | fast |
| Arbitrum One | 0.0071315 | — | ≈ $0.0032 | fast |
| BASE | 0.0071315 | — | — | — |
| BNB Smart Chain (BEP20) | 0.0071315 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 0.0071315 | — | ≈ < $0.0001 | fast |
| NEAR | 0.0071315 | — | — | — |
| Optimism | 0.0071315 | — | ≈ $0.00016 | fast |
| XLM open now | 0.0071315 | — | — | — |
How the XAI → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send XAI in Xai for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XAI
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XAI to USDC XLM rate has been
high 0.00746963 USDC XLMlow 0.00669797 USDC XLM
Sep 11, 2026 03:35Sep 18, 2026 03:35
high 0.00789594 USDC XLMlow 0.00687974 USDC XLM
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 0.00815899 USDC XLMlow 0.00594012 USDC XLM
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 0.0527022 USDC XLMlow 0.00594012 USDC XLM
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- +4.04%
- Week
- +0.83%
- Weekly high
- 0.00746963 USDC XLM
- Weekly low
- 0.00669797 USDC XLM
- Spread
- 11.52%
Market data from CoinGecko as of Sep 18, 2026 01:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XAI/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.0071408 | 0.00682967 | 0.00699135 | +4.04% |
| Week | 0.00746963 | 0.00669797 | 0.00707211 | +0.83% |
| Month | 0.00789594 | 0.00687974 | 0.00738086 | +0.72% |
| Quarter | 0.00815899 | 0.00594012 | 0.00708274 | −11.08% |
Figures are in USDC XLM per unit sent, from market data.
Daily XAI → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 0.00693694 USDC XLM | +0.83% |
| Sep 16, 2026 | 0.00687974 USDC XLM | −3.39% |
| Sep 15, 2026 | 0.0071215 USDC XLM | +0.79% |
| Sep 14, 2026 | 0.007066 USDC XLM | −2.72% |
| Sep 13, 2026 | 0.00726381 USDC XLM | +2.36% |
| Sep 12, 2026 | 0.00709651 USDC XLM | +2.86% |
| Sep 11, 2026 | 0.00689902 USDC XLM | −5.82% |
Daily RubyCash rate: XAI → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Sep 18, 2026 | 0.00719159 USDC XLM | 0.00707078 |
| Sep 17, 2026 | 0.00715153 USDC XLM | 0.00707078 |
| Sep 16, 2026 | 0.00681302 USDC XLM | 0.00681974 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XAI and USDC
Xai XAI- Price
- $0.00706829
- 24 hours
- +4.03%
- Week
- −0.4%
- Market cap
- $14.88 M
- 24-hour turnover
- $3.05 M
- Rank by cap
- #987
- In circulation
- 2.11 B XAI
- Record price
- $1.59
USD Coin USDC- Price
- $0.999648
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.86 B
- 24-hour turnover
- $15.35 B
- Rank by cap
- #6
- In circulation
- 73.88 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 18, 2026 01:24.
Xai against USD Coin
| Xai (XAI) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XAI | USDC |
| In circulation | 2.11 B XAI | 73.88 B USDC |
| Market cap | $14.88 M | $73.86 B |
| Rank by cap | #987 | #6 |
| Type | — | token |
| Network | — | XLM |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of XAI and USDC over 90 days line up at -0.03 — they travel apart.
Common questions: XAI → USDC XLM
What rate does XAI to USDC XLM run at?
As of Sep 18, 2026 03:33 it is 1 XAI = 0.0071315 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.00712899.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XAI, and that one goes to the blockchain, not to us.
How long does XAI to USDC XLM take?
The clock starts with confirmations: the order goes into work once Xai confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XAI to USDC XLM rate do this month?
The month came in at plus 0.72%. Low 0.00687974, high 0.00789594, middle 0.00738086 USDC XLM per XAI.
Can I go back, USDC XLM to XAI?
Yes, the reverse direction is open: 1 USDC XLM = 140.9287 XAI. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XAI, receive something else
XAI → USDS0.00713506
XAI → USDT Arbitrum0.00713792- XAI → USDT BEP200.00713792
- XAI → USDT AVAX C0.00713792
- XAI → USDT ERC200.00713792
- XAI → USDT NEAR0.00713792
- XAI → USDT OMNI0.00713792
- XAI → USDT Optimism0.00713792
