Swap XAI for USD Coin (USDC ERC20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 07:44

Orders from: 29,368.58 XAI ≈ $208.23
Payout network: Ethereum (ERC20)
24 hours: +0.8%

You send

XAI

You get 3,536.41

USDC ERC20

Start the order

Rate: 1 XAI = 0.00707281 USDC ERC20
From: 29,368.58 XAI
Up to: 1,410,000,000 XAI

The figure is indicative; the exact amount is locked in the order.

The direction runs at 0.00707281 USDC ERC20 per XAI, or 141.3864 XAI per USDC ERC20. Market over 24 hours: XAI against USDC ERC20 plus 0.8%. The week added minus 6.16%.

The weekly corridor ran from 0.00686318 to 0.00786577 USDC ERC20, a spread of 14.61%. A single order takes 29,368.58 to 1,410,000,000 XAI. In dollars that is roughly $208.23.

The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap Xai sits 1005th ($15.05 M) and USD Coin 6th ($71.4 B). Daily moves of XAI and USDC over 90 days line up at 0 (they travel apart).

Who takes the XAI → USDC ERC20 route

Sitting out the swingsXAI moved −27.17% over the past month. USDC tracks the dollar, so after the swap the value stops following XAI.
A road both waysThe USDC ERC20 → XAI direction is open too, so going back into XAI takes the same route.

XAI → USDC ERC20 rate and amounts

1 XAI = 0.00707281 USDC ERC20

1 USDC ERC20 = 141.3864 XAI

Send XAI — receive USDC ERC20

XAI	USDC ERC20
50,000	353.6407
100,000	707.2814
500,000	3,536.41
1,000,000	7,072.81
5,000,000	35,364.07
10,000,000	70,728.14

Need USDC ERC20 — send this much XAI

USDC ERC20	XAI
500	70,693.22
1,000	141,386.44
5,000	706,932.18
10,000	1,413,864.37
50,000	7,069,321.83
100,000	14,138,643.67

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XAI	From	Network fee	Speed
Ethereum (ERC20) open now	0.00707281	29,368.58 XAI	≈ $0.0047	medium
Solana	0.00707281	29,368.58 XAI	≈ $0.00048	fast
Polygon	0.00707281	29,368.58 XAI	≈ $0.0011	fast
Arbitrum One	0.00707281	—	≈ $0.003	fast
BASE	0.00707281	—	—	—
BNB Smart Chain (BEP20)	0.00707281	—	≈ $0.0023	fast
Avalanche C-Chain	0.00707281	—	≈ $0.0014	fast
NEAR	0.00707281	—	—	—
Optimism	0.00707281	—	≈ $0.00015	fast
XLM	0.00707281	—	—	—

XAI → USDC: compare all networks USDC network fees

How the XAI → USDC ERC20 order runs

Work out the amount in the calculator: orders start at 29,368.58 XAI.
Enter a USDC address in Ethereum (ERC20) and a way to reach you.
Send XAI in Xai for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XAI for USDC ERC20

Check this before sending XAI

The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 29,368.58 XAI.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XAI to USDC ERC20 rate has been

WeekMonthQuarterYear

high 0.00786577 USDC ERC20low 0.00686318 USDC ERC20

Oct 26, 2026 07:48Nov 2, 2026 07:48

high 0.0100126 USDC ERC20low 0.00704227 USDC ERC20

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 0.0100126 USDC ERC20low 0.00604692 USDC ERC20

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 0.0271106 USDC ERC20low 0.00594012 USDC ERC20

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: +0.8%
Week: −6.16%
Weekly high: 0.00786577 USDC ERC20
Weekly low: 0.00686318 USDC ERC20
Spread: 14.61%

Market data from CoinGecko as of Nov 2, 2026 06:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XAI/USDC ERC20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.00714588	0.00696879	0.00706203	+0.8%
Week	0.00786577	0.00686318	0.00742308	−6.16%
Month	0.0100126	0.00704227	0.00864888	−27.17%
Quarter	0.0100126	0.00604692	0.00786881	+15.98%

Figures are in USDC ERC20 per unit sent, from market data.

Daily XAI → USDC ERC20 rate

Day	Close	Against the day before
Nov 1, 2026	0.00704227 USDC ERC20	−2.41%
Oct 31, 2026	0.00721644 USDC ERC20	+1.72%
Oct 30, 2026	0.00709421 USDC ERC20	−8.76%
Oct 29, 2026	0.00777557 USDC ERC20	−1.08%
Oct 28, 2026	0.00786023 USDC ERC20	+1.39%
Oct 27, 2026	0.00775258 USDC ERC20	+1.24%
Oct 26, 2026	0.00765743 USDC ERC20	−3.21%

Daily RubyCash rate: XAI → USDC ERC20

Date	RubyCash rate	Market rate
Nov 2, 2026	0.00709285 USDC ERC20	0.00709342
Nov 1, 2026	0.00704346 USDC ERC20	0.0070128
Oct 31, 2026	0.00705786 USDC ERC20	0.00707184
Oct 30, 2026	0.00718585 USDC ERC20	0.00710336
Oct 29, 2026	0.00717871 USDC ERC20	0.007167
Oct 28, 2026	0.00779334 USDC ERC20	0.0077726
Oct 27, 2026	0.00785954 USDC ERC20	0.00780301
Oct 26, 2026	0.00761848 USDC ERC20	0.00765299
Oct 25, 2026	0.00775095 USDC ERC20	0.00775814
Oct 24, 2026	0.00786955 USDC ERC20	0.00785505
Oct 22, 2026	0.00809305 USDC ERC20	0.00807293
Oct 21, 2026	0.00849369 USDC ERC20	0.00853723
Oct 20, 2026	0.00836516 USDC ERC20	0.0083465
Oct 19, 2026	0.00811227 USDC ERC20	0.00800791

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XAI and USDC

Xai XAI

Price: $0.00709026
24 hours: +0.76%
Week: −7.6%
Market cap: $15.05 M
24-hour turnover: $2.82 M
Rank by cap: #1005
In circulation: 2.12 B XAI
Record price: $1.59

USD Coin USDC

Price: $0.999554
24 hours: −0.04%
Week: −0.02%
Market cap: $71.4 B
24-hour turnover: $7.58 B
Rank by cap: #6
In circulation: 71.43 B USDC
Record price: $1.04

Source: CoinGecko, Nov 2, 2026 06:54.

Xai against USD Coin

	Xai (XAI)	USD Coin (USDC)
Ticker	XAI	USDC
In circulation	2.12 B XAI	71.43 B USDC
Market cap	$15.05 M	$71.4 B
Rank by cap	#1005	#6
Type	—	token
Network	—	Ethereum (ERC20)
Fees are paid in	—	ETH
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of XAI and USDC over 90 days line up at 0 — they travel apart.

Common questions: XAI → USDC ERC20

What rate does XAI to USDC ERC20 run at?

As of Nov 2, 2026 07:44 it is 1 XAI = 0.00707281 USDC ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.00706966.

What amounts does XAI → USDC ERC20 accept?

From 29,368.58 to 1,410,000,000 XAI per order. The lower limit is roughly $208.23.

Where does the 29,368.58 XAI floor come from?

Network fees and order handling eat a small transfer alive — below 29,368.58 XAI the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XAI, and that one goes to the blockchain, not to us.

How long does XAI to USDC ERC20 take?

The clock starts with confirmations: the order goes into work once Xai confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC ERC20 arrive in?

The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XAI to USDC ERC20 rate do this month?

The month came in at minus 27.17%. Low 0.00704227, high 0.0100126, middle 0.00864888 USDC ERC20 per XAI.

Can I go back, USDC ERC20 to XAI?

Yes, the reverse direction is open: 1 USDC ERC20 = 142.098 XAI. The link sits right under the calculator.