Swap Tether Gold (XAUT) for USD Coin (USDC NEAR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 21:34

Payout network: NEAR
24 hours: +0.06%

You send

XAUT

You get 3,882.91

USDC NEAR

Start the order

Rate: 1 XAUT = 3,882.91 USDC NEAR
Up to: 2,580 XAUT

The figure is indicative; the exact amount is locked in the order.

The direction runs at 3,882.91 USDC NEAR per XAUT, or 0.000257539 XAUT per USDC NEAR. Market over 24 hours: XAUT against USDC NEAR plus 0.06%. The week added minus 3.05%.

The weekly corridor ran from 3,869.55 to 4,060.35 USDC NEAR, a spread of 4.93%.

The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap Tether Gold sits 33th ($3.13 B) and USD Coin 6th ($71.53 B). Daily moves of XAUT and USDC over 90 days line up at 0.08 (they travel apart).

Who takes the XAUT → USDC NEAR route

Sitting out the swingsXAUT moved −7.44% over the past month. USDC tracks the dollar, so after the swap the value stops following XAUT.
A road both waysThe USDC NEAR → XAUT direction is open too, so going back into XAUT takes the same route.

XAUT → USDC NEAR rate and amounts

1 XAUT = 3,882.91 USDC NEAR

1 USDC NEAR = 0.000257539 XAUT

Send XAUT — receive USDC NEAR

XAUT	USDC NEAR
0.005	19.4146
0.02	77.6582
0.1	388.2912
1	3,882.91
5	19,414.56
20	77,658.23

Need USDC NEAR — send this much XAUT

USDC NEAR	XAUT
20	0.00515077
100	0.0257539
500	0.128769
5,000	1.2877
20,000	5.1508
100,000	25.7539

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XAUT	From	Network fee	Speed
Ethereum (ERC20)	3,882.91	0.0465636 XAUT	≈ $0.0062	medium
Solana	3,882.91	0.0465636 XAUT	≈ $0.00047	fast
Polygon	3,882.91	0.0465636 XAUT	≈ $0.0017	fast
Arbitrum One	3,882.91	—	≈ $0.0029	fast
BASE	3,882.91	—	—	—
BNB Smart Chain (BEP20)	3,882.91	—	≈ $0.0023	fast
Avalanche C-Chain	3,882.91	—	≈ $0.0014	fast
NEAR open now	3,882.91	—	—	—
Optimism	3,882.91	—	≈ $0.00015	fast
XLM	3,882.91	—	—	—

XAUT → USDC: compare all networks USDC network fees

How the XAUT → USDC NEAR order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDC address in NEAR and a way to reach you.
Send XAUT in Tether Gold for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XAUT for USDC NEAR

Check this before sending XAUT

The address network is NEAR. Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XAUT to USDC NEAR rate has been

WeekMonthQuarterYear

high 4,060.35 USDC NEARlow 3,869.55 USDC NEAR

Oct 25, 2026 21:35Nov 1, 2026 21:35

high 4,185.57 USDC NEARlow 3,871.89 USDC NEAR

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 4,662.89 USDC NEARlow 3,871.89 USDC NEAR

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 5,491.44 USDC NEARlow 3,871.89 USDC NEAR

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: +0.06%
Week: −3.05%
Weekly high: 4,060.35 USDC NEAR
Weekly low: 3,869.55 USDC NEAR
Spread: 4.93%

Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XAUT/USDC NEAR travelled, by period

Period	High	Low	Middle	Net move
24 hours	3,876.33	3,869.55	3,873.25	+0.06%
Week	4,060.35	3,869.55	3,975.61	−3.05%
Month	4,185.57	3,871.89	4,097.4	−7.43%
Quarter	4,662.89	3,871.89	4,272.98	−4.64%

Figures are in USDC NEAR per unit sent, from market data.

Daily XAUT → USDC NEAR rate

Day	Close	Against the day before
Nov 1, 2026	3,871.89 USDC NEAR	−0.14%
Oct 31, 2026	3,877.5 USDC NEAR	−3.17%
Oct 30, 2026	4,004.4 USDC NEAR	−1.05%
Oct 29, 2026	4,047.05 USDC NEAR	−0.29%
Oct 28, 2026	4,058.71 USDC NEAR	+1.34%
Oct 27, 2026	4,005.04 USDC NEAR	+0.2%
Oct 26, 2026	3,996.93 USDC NEAR	+0.11%

Daily RubyCash rate: XAUT → USDC NEAR

Date	RubyCash rate	Market rate
Nov 1, 2026	3,882.91 USDC NEAR	3,874.53
Oct 31, 2026	3,885.57 USDC NEAR	3,875.06
Oct 30, 2026	3,885.58 USDC NEAR	3,872
Oct 29, 2026	4,025.33 USDC NEAR	4,019.42
Oct 28, 2026	4,053.74 USDC NEAR	4,047.32
Oct 27, 2026	4,068.73 USDC NEAR	4,058.26
Oct 26, 2026	4,017.22 USDC NEAR	4,013.07
Oct 25, 2026	4,001.65 USDC NEAR	3,993.93
Oct 24, 2026	3,996.11 USDC NEAR	3,991.94
Oct 22, 2026	4,038.06 USDC NEAR	4,033.95
Oct 21, 2026	4,132.61 USDC NEAR	4,138.22
Oct 20, 2026	4,129.12 USDC NEAR	4,125.07
Oct 19, 2026	4,143.61 USDC NEAR	4,135.44
Oct 18, 2026	4,178.14 USDC NEAR	4,165.95

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XAUT and USDC

Tether Gold XAUT

Price: $3,873.58
24 hours: +0.04%
Week: −2.97%
Market cap: $3.13 B
24-hour turnover: $42.23 B
Rank by cap: #33
In circulation: 808.99 K XAUT
Record price: $5,504.62

USD Coin USDC

Price: $0.999754
24 hours: −0.02%
Week: +0.02%
Market cap: $71.53 B
24-hour turnover: $5.86 B
Rank by cap: #6
In circulation: 71.54 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 20:54.

Tether Gold against USD Coin

	Tether Gold (XAUT)	USD Coin (USDC)
Ticker	XAUT	USDC
Type	token	token
Launched	2020	2018
Built by	Tether	Circle
In circulation	808.99 K XAUT	71.54 B USDC
Market cap	$3.13 B	$71.53 B
Rank by cap	#33	#6
Network	—	NEAR
Supply cap	—	no cap

Daily moves of XAUT and USDC over 90 days line up at 0.08 — they travel apart.

Common questions: XAUT → USDC NEAR

What rate does XAUT to USDC NEAR run at?

As of Nov 1, 2026 21:34 it is 1 XAUT = 3,882.91 USDC NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $3,881.96.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XAUT, and that one goes to the blockchain, not to us.

How long does XAUT to USDC NEAR take?

The clock starts with confirmations: the order goes into work once Tether Gold confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC NEAR arrive in?

The payout leaves in NEAR. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XAUT to USDC NEAR rate do this month?

The month came in at minus 7.43%. Low 3,871.89, high 4,185.57, middle 4,097.4 USDC NEAR per XAUT.

Can I go back, USDC NEAR to XAUT?

Yes, the reverse direction is open: 1 USDC NEAR = 0.000258835 XAUT. The link sits right under the calculator.