Swap XAI for USD Coin (USDC Optimism)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 20:09

Payout network: Optimism
24 hours: −0.97%

You send

XAI

You get 0.00708283

USDC Optimism

Start the order

Rate: 1 XAI = 0.00708283 USDC Optimism
Up to: 1,400,000,000 XAI

The figure is indicative; the exact amount is locked in the order.

One XAI buys 0.00708283 USDC Optimism right now; the other way round, 1 USDC Optimism is 141.1865 XAI. Market over 24 hours: XAI against USDC Optimism minus 0.97%. The week added minus 8.08%.

The weekly corridor ran from 0.00686318 to 0.00786577 USDC Optimism, a spread of 14.61%.

The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap Xai sits 996th ($15.14 M) and USD Coin 6th ($71.55 B). Daily moves of XAI and USDC over 90 days line up at 0 (they travel apart).

Who takes the XAI → USDC Optimism route

Sitting out the swingsXAI moved −27.23% over the past month. USDC tracks the dollar, so after the swap the value stops following XAI.
A road both waysThe USDC Optimism → XAI direction is open too, so going back into XAI takes the same route.

XAI → USDC Optimism rate and amounts

1 XAI = 0.00708283 USDC Optimism

1 USDC Optimism = 141.1865 XAI

Send XAI — receive USDC Optimism

XAI	USDC Optimism
2,000	14.1657
10,000	70.8283
50,000	354.1416
500,000	3,541.42
2,000,000	14,165.66
10,000,000	70,828.32

Need USDC Optimism — send this much XAI

USDC Optimism	XAI
10	1,411.86
50	7,059.32
500	70,593.23
2,000	282,372.91
20,000	2,823,729.12
100,000	14,118,645.59

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XAI	From	Network fee	Speed
Ethereum (ERC20)	0.00708283	29,368.58 XAI	≈ $0.0061	medium
Solana	0.00708283	29,368.58 XAI	≈ $0.00047	fast
Polygon	0.00708283	29,368.58 XAI	≈ $0.0017	fast
Arbitrum One	0.00708283	—	≈ $0.0029	fast
BASE	0.00708283	—	—	—
BNB Smart Chain (BEP20)	0.00708283	—	≈ $0.0023	fast
Avalanche C-Chain	0.00708283	—	≈ $0.0014	fast
NEAR	0.00708283	—	—	—
Optimism open now	0.00708283	—	≈ $0.00015	fast
XLM	0.00708283	—	—	—

XAI → USDC: compare all networks USDC network fees

How the XAI → USDC Optimism order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDC address in Optimism and a way to reach you.
Send XAI in Xai for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XAI for USDC Optimism

Check this before sending XAI

The address network is Optimism. Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XAI to USDC Optimism rate has been

WeekMonthQuarterYear

high 0.00786577 USDC Optimismlow 0.00686318 USDC Optimism

Oct 25, 2026 20:13Nov 1, 2026 20:13

high 0.0100126 USDC Optimismlow 0.00703643 USDC Optimism

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 0.0100126 USDC Optimismlow 0.00604692 USDC Optimism

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 0.0271106 USDC Optimismlow 0.00594012 USDC Optimism

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −0.97%
Week: −8.08%
Weekly high: 0.00786577 USDC Optimism
Weekly low: 0.00686318 USDC Optimism
Spread: 14.61%

Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XAI/USDC Optimism travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.00721188	0.00699731	0.00710158	−0.97%
Week	0.00786577	0.00686318	0.00747697	−8.08%
Month	0.0100126	0.00703643	0.00864869	−27.23%
Quarter	0.0100126	0.00604692	0.00786874	+15.88%

Figures are in USDC Optimism per unit sent, from market data.

Daily XAI → USDC Optimism rate

Day	Close	Against the day before
Nov 1, 2026	0.00703643 USDC Optimism	−2.49%
Oct 31, 2026	0.00721644 USDC Optimism	+1.72%
Oct 30, 2026	0.00709421 USDC Optimism	−8.76%
Oct 29, 2026	0.00777557 USDC Optimism	−1.08%
Oct 28, 2026	0.00786023 USDC Optimism	+1.39%
Oct 27, 2026	0.00775258 USDC Optimism	+1.24%
Oct 26, 2026	0.00765743 USDC Optimism	−3.21%

Daily RubyCash rate: XAI → USDC Optimism

Date	RubyCash rate	Market rate
Nov 1, 2026	0.00709285 USDC Optimism	0.00713319
Oct 31, 2026	0.00705786 USDC Optimism	0.00707184
Oct 30, 2026	0.00718585 USDC Optimism	0.00710336
Oct 29, 2026	0.00717871 USDC Optimism	0.007167
Oct 28, 2026	0.00779334 USDC Optimism	0.0077726
Oct 27, 2026	0.00785954 USDC Optimism	0.00780301
Oct 26, 2026	0.00761848 USDC Optimism	0.00765299
Oct 25, 2026	0.00775095 USDC Optimism	0.00775814
Oct 24, 2026	0.00786955 USDC Optimism	0.00785505
Oct 22, 2026	0.00809305 USDC Optimism	0.00807293
Oct 21, 2026	0.00849369 USDC Optimism	0.00853723
Oct 20, 2026	0.00836516 USDC Optimism	0.0083465
Oct 19, 2026	0.00811227 USDC Optimism	0.00800791
Oct 18, 2026	0.00799049 USDC Optimism	0.00796308

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XAI and USDC

Xai XAI

Price: $0.00713295
24 hours: −0.97%
Week: −7.09%
Market cap: $15.14 M
24-hour turnover: $2.77 M
Rank by cap: #996
In circulation: 2.12 B XAI
Record price: $1.59

USD Coin USDC

Price: $0.999966
24 hours: +0.01%
Week: +0.03%
Market cap: $71.55 B
24-hour turnover: $5.91 B
Rank by cap: #6
In circulation: 71.55 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 16:54.

Xai against USD Coin

	Xai (XAI)	USD Coin (USDC)
Ticker	XAI	USDC
In circulation	2.12 B XAI	71.55 B USDC
Market cap	$15.14 M	$71.55 B
Rank by cap	#996	#6
Type	—	token
Network	—	Optimism
Fees are paid in	—	ETH
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of XAI and USDC over 90 days line up at 0 — they travel apart.

Common questions: XAI → USDC Optimism

What rate does XAI to USDC Optimism run at?

As of Nov 1, 2026 20:09 it is 1 XAI = 0.00708283 USDC Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.00708259.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XAI, and that one goes to the blockchain, not to us.

How long does XAI to USDC Optimism take?

The clock starts with confirmations: the order goes into work once Xai confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC Optimism arrive in?

The payout leaves in Optimism. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XAI to USDC Optimism rate do this month?

The month came in at minus 27.23%. Low 0.00703643, high 0.0100126, middle 0.00864869 USDC Optimism per XAI.

Can I go back, USDC Optimism to XAI?

Yes, the reverse direction is open: 1 USDC Optimism = 141.897 XAI. The link sits right under the calculator.