Swap XAI for USD Coin (USDC BEP20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 13:54

Payout network: BNB Smart Chain (BEP20)
24 hours: −0.37%

You send

XAI

You get 0.00711076

USDC BEP20

Start the order

Rate: 1 XAI = 0.00711076 USDC BEP20
Up to: 1,400,000,000 XAI

The figure is indicative; the exact amount is locked in the order.

The direction runs at 0.00711076 USDC BEP20 per XAI, or 140.632 XAI per USDC BEP20. Market over 24 hours: XAI against USDC BEP20 minus 0.37%. The week added minus 8.33%.

The weekly corridor ran from 0.00684559 to 0.0078867 USDC BEP20, a spread of 15.21%.

The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap Xai sits 992th ($15.16 M) and USD Coin 6th ($71.65 B). Daily moves of XAI and USDC over 90 days line up at 0 (they travel apart).

Who takes the XAI → USDC BEP20 route

Sitting out the swingsXAI moved −27.23% over the past month. USDC tracks the dollar, so after the swap the value stops following XAI.
A road both waysThe USDC BEP20 → XAI direction is open too, so going back into XAI takes the same route.

XAI → USDC BEP20 rate and amounts

1 XAI = 0.00711076 USDC BEP20

1 USDC BEP20 = 140.632 XAI

Send XAI — receive USDC BEP20

XAI	USDC BEP20
2,000	14.2215
10,000	71.1076
50,000	355.5378
500,000	3,555.38
2,000,000	14,221.51
10,000,000	71,107.55

Need USDC BEP20 — send this much XAI

USDC BEP20	XAI
10	1,406.32
50	7,031.6
500	70,316.02
2,000	281,264.08
20,000	2,812,640.82
100,000	14,063,204.09

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XAI	From	Network fee	Speed
Ethereum (ERC20)	0.00711076	29,368.58 XAI	≈ $0.0062	medium
Solana	0.00711076	29,368.58 XAI	≈ $0.00048	fast
Polygon	0.00711076	29,368.58 XAI	≈ $0.00017	fast
Arbitrum One	0.00711076	—	≈ $0.003	fast
BASE	0.00711076	—	—	—
BNB Smart Chain (BEP20) open now	0.00711076	—	≈ $0.0023	fast
Avalanche C-Chain	0.00711076	—	≈ $0.0014	fast
NEAR	0.00711076	—	—	—
Optimism	0.00711076	—	≈ $0.00015	fast
XLM	0.00711076	—	—	—

XAI → USDC: compare all networks USDC network fees

How the XAI → USDC BEP20 order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDC address in BNB Smart Chain (BEP20) and a way to reach you.
Send XAI in Xai for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XAI for USDC BEP20

Check this before sending XAI

The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XAI to USDC BEP20 rate has been

WeekMonthQuarterYear

high 0.0078867 USDC BEP20low 0.00684559 USDC BEP20

Oct 25, 2026 13:56Nov 1, 2026 13:56

high 0.0100126 USDC BEP20low 0.00709421 USDC BEP20

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 0.0100126 USDC BEP20low 0.00600191 USDC BEP20

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 0.0271106 USDC BEP20low 0.00594012 USDC BEP20

Nov 2, 2025 03:00Oct 31, 2026 03:00

24 hours: −0.37%
Week: −8.33%
Weekly high: 0.0078867 USDC BEP20
Weekly low: 0.00684559 USDC BEP20
Spread: 15.21%

Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XAI/USDC BEP20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.00725667	0.00705228	0.00712357	−0.37%
Week	0.0078867	0.00684559	0.00749168	−8.33%
Month	0.0100126	0.00709421	0.00872441	−23.13%
Quarter	0.0100126	0.00600191	0.00785735	+20.2%

Figures are in USDC BEP20 per unit sent, from market data.

Daily XAI → USDC BEP20 rate

Day	Close	Against the day before
Oct 31, 2026	0.00721438 USDC BEP20	+1.69%
Oct 30, 2026	0.00709421 USDC BEP20	−8.76%
Oct 29, 2026	0.00777557 USDC BEP20	−1.08%
Oct 28, 2026	0.00786023 USDC BEP20	+1.39%
Oct 27, 2026	0.00775258 USDC BEP20	+1.24%
Oct 26, 2026	0.00765743 USDC BEP20	−3.21%
Oct 25, 2026	0.00791156 USDC BEP20	−1.88%

Daily RubyCash rate: XAI → USDC BEP20

Date	RubyCash rate	Market rate
Nov 1, 2026	0.00714009 USDC BEP20	0.00714991
Oct 31, 2026	0.00705786 USDC BEP20	0.00707184
Oct 30, 2026	0.00718585 USDC BEP20	0.00710336
Oct 29, 2026	0.00717871 USDC BEP20	0.007167
Oct 28, 2026	0.00779334 USDC BEP20	0.0077726
Oct 27, 2026	0.00785954 USDC BEP20	0.00780301
Oct 26, 2026	0.00761848 USDC BEP20	0.00765299
Oct 25, 2026	0.00775095 USDC BEP20	0.00775814
Oct 24, 2026	0.00786955 USDC BEP20	0.00785505
Oct 22, 2026	0.00809305 USDC BEP20	0.00807293
Oct 21, 2026	0.00849369 USDC BEP20	0.00853723
Oct 20, 2026	0.00836516 USDC BEP20	0.0083465
Oct 19, 2026	0.00811227 USDC BEP20	0.00800791
Oct 18, 2026	0.00799049 USDC BEP20	0.00796308

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XAI and USDC

Xai XAI

Price: $0.00714991
24 hours: −0.37%
Week: −8.05%
Market cap: $15.16 M
24-hour turnover: $2.79 M
Rank by cap: #992
In circulation: 2.12 B XAI
Record price: $1.59

USD Coin USDC

Price: $1.00
24 hours: +0.01%
Week: +0.05%
Market cap: $71.65 B
24-hour turnover: $5.88 B
Rank by cap: #6
In circulation: 71.65 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 11:54.

Xai against USD Coin

	Xai (XAI)	USD Coin (USDC)
Ticker	XAI	USDC
In circulation	2.12 B XAI	71.65 B USDC
Market cap	$15.16 M	$71.65 B
Rank by cap	#992	#6
Type	—	token
Network	—	BNB Smart Chain (BEP20)
Fees are paid in	—	BNB
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of XAI and USDC over 90 days line up at 0 — they travel apart.

Common questions: XAI → USDC BEP20

What rate does XAI to USDC BEP20 run at?

As of Nov 1, 2026 13:54 it is 1 XAI = 0.00711076 USDC BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.00711076.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XAI, and that one goes to the blockchain, not to us.

How long does XAI to USDC BEP20 take?

The clock starts with confirmations: the order goes into work once Xai confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC BEP20 arrive in?

The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XAI to USDC BEP20 rate do this month?

The month came in at minus 23.13%. Low 0.00709421, high 0.0100126, middle 0.00872441 USDC BEP20 per XAI.

Can I go back, USDC BEP20 to XAI?

Yes, the reverse direction is open: 1 USDC BEP20 = 141.3398 XAI. The link sits right under the calculator.