Swap Tether (USDT Polygon) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 02:23
- Payout network
- XLM
- 24 hours
- −0.01%
Today USDT Polygon goes for 0.9995 USDC XLM, and USDC XLM goes for 1.0005 USDT Polygon. Market over 24 hours: USDT Polygon against USDC XLM minus 0.01%. The week added minus 0.03%.
The weekly corridor ran from 0.999474 to 0.999997 USDC XLM, a spread of 0.05%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Tether sits 3th ($183.33 B) and USD Coin 6th ($73.61 B).
Who takes the USDT Polygon → USDC XLM route
- A road both waysThe USDC XLM → USDT Polygon direction is open too, so going back into USDT takes the same route.
USDT Polygon → USDC XLM rate and amounts
1 USDT Polygon = 0.9995 USDC XLM
1 USDC XLM = 1.0005 USDT Polygon
Send USDT Polygon — receive USDC XLM
| USDT Polygon | USDC XLM |
|---|---|
| 20 | 19.99 |
| 100 | 99.95 |
| 500 | 499.7501 |
| 5,000 | 4,997.5 |
| 20,000 | 19,990 |
| 100,000 | 99,950.02 |
Need USDC XLM — send this much USDT Polygon
| USDC XLM | USDT Polygon |
|---|---|
| 20 | 20.01 |
| 100 | 100.05 |
| 500 | 500.25 |
| 5,000 | 5,002.5 |
| 20,000 | 20,010 |
| 100,000 | 100,050 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USDT Polygon | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 0.997595 | 100 USDT Polygon | ≈ $0.0016 | fast |
| Solana | 1.0012 | 100 USDT Polygon | ≈ $0.00049 | fast |
| Ethereum (ERC20) | 1.0012 | 100 USDT Polygon | ≈ $0.0095 | medium |
| Arbitrum One | 0.9995 | — | ≈ $0.0031 | fast |
| BASE | 0.9995 | — | — | — |
| BNB Smart Chain (BEP20) | 0.9995 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.9995 | — | ≈ < $0.0001 | fast |
| NEAR | 0.9995 | — | — | — |
| Optimism | 0.9995 | — | ≈ $0.00016 | fast |
| XLM open now | 0.9995 | — | — | — |
How the USDT Polygon → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send USDT Polygon in Polygon for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending USDT Polygon
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDT Polygon to USDC XLM rate has been
high 0.999997 USDC XLMlow 0.999474 USDC XLM
Sep 10, 2026 02:23Sep 17, 2026 02:23
- 24 hours
- −0.01%
- Week
- −0.03%
- Weekly high
- 0.999997 USDC XLM
- Weekly low
- 0.999474 USDC XLM
- Spread
- 0.05%
Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDT Polygon/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.999733 | 0.999575 | 0.999673 | −0.01% |
| Week | 0.999997 | 0.999474 | 0.999843 | −0.03% |
Figures are in USDC XLM per unit sent, from market data.
The numbers on USDT and USDC
Tether USDT- Price
- $0.99939
- 24 hours
- −0.01%
- Week
- −0.1%
- Market cap
- $183.33 B
- 24-hour turnover
- $59.59 B
- Rank by cap
- #3
- In circulation
- 183.44 B USDT
- Record price
- $1.32
USD Coin USDC- Price
- $0.999724
- 24 hours
- 0%
- Week
- 0%
- Market cap
- $73.61 B
- 24-hour turnover
- $18.36 B
- Rank by cap
- #6
- In circulation
- 73.63 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 17, 2026 00:54.
Tether against USD Coin
| Tether (USDT) | USD Coin (USDC) | |
|---|---|---|
| Ticker | USDT | USDC |
| Type | token | token |
| Network | Polygon | XLM |
| Fees are paid in | POL | — |
| Launched | 2014 | 2018 |
| Built by | Tether Limited | Circle |
| Supply cap | no cap | no cap |
| In circulation | 183.44 B USDT | 73.63 B USDC |
| Market cap | $183.33 B | $73.61 B |
| Rank by cap | #3 | #6 |
Common questions: USDT Polygon → USDC XLM
What rate does USDT Polygon to USDC XLM run at?
As of Sep 17, 2026 02:23 it is 1 USDT Polygon = 0.9995 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.999224.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT Polygon, and that one goes to the blockchain, not to us.
How long does USDT Polygon to USDC XLM take?
The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDC XLM to USDT Polygon?
Yes, the reverse direction is open: 1 USDC XLM = 1.0007 USDT Polygon. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDT Polygon, receive something else
USDT Polygon → USDS1.0001- USDT Polygon → USDT Arbitrum1.0001
- USDT Polygon → USDT BEP201.0001
- USDT Polygon → USDT AVAX C1.0001
- USDT Polygon → USDT ERC200.9999
- USDT Polygon → USDT NEAR1.0001
- USDT Polygon → USDT OMNI1.0001
- USDT Polygon → USDT Optimism1.0001
Receive USDC XLM, send something else
- USDT SOL → USDC XLM0.9995
- USDT TON → USDC XLM0.9995
- USDT TRC20 → USDC XLM0.9995
WIF → USDC XLM0.18326
XAI → USDC XLM0.00687314
XAUT → USDC XLM4,282.82
XLM → USDC XLM0.183964
XMR → USDC XLM494.2635