Swap Tether (USDT SOL) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 2, 2026 22:24
- Payout network
- XLM
- 24 hours
- −0.01%
Today USDT SOL goes for 0.998801 USDC XLM, and USDC XLM goes for 1.0012 USDT SOL. Market over 24 hours: USDT SOL against USDC XLM minus 0.01%. The week added minus 0.01%.
The weekly corridor ran from 0.998459 to 0.999713 USDC XLM, a spread of 0.13%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Tether sits 3th ($179.94 B) and USD Coin 6th ($71.01 B). Daily moves of USDT and USDC over 90 days line up at 0.12 (they travel apart).
Who takes the USDT SOL → USDC XLM route
- A road both waysThe USDC XLM → USDT SOL direction is open too, so going back into USDT takes the same route.
USDT SOL → USDC XLM rate and amounts
1 USDT SOL = 0.998801 USDC XLM
1 USDC XLM = 1.0012 USDT SOL
Send USDT SOL — receive USDC XLM
| USDT SOL | USDC XLM |
|---|---|
| 20 | 19.976 |
| 100 | 99.8801 |
| 500 | 499.4007 |
| 5,000 | 4,994.01 |
| 20,000 | 19,976.03 |
| 100,000 | 99,880.14 |
Need USDC XLM — send this much USDT SOL
| USDC XLM | USDT SOL |
|---|---|
| 20 | 20.024 |
| 100 | 100.12 |
| 500 | 500.6 |
| 5,000 | 5,006 |
| 20,000 | 20,024 |
| 100,000 | 100,120 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USDT SOL | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 0.996898 | 100 USDT SOL | ≈ $0.0016 | fast |
| Solana | 1.0005 | 10,500 USDT SOL | ≈ $0.00046 | fast |
| Ethereum (ERC20) | 1.0005 | 100 USDT SOL | ≈ $0.024 | medium |
| Arbitrum One | 0.998801 | — | ≈ $0.0029 | fast |
| BASE | 0.998801 | — | — | — |
| BNB Smart Chain (BEP20) | 0.998801 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.998801 | — | ≈ $0.0014 | fast |
| NEAR | 0.998801 | — | — | — |
| Optimism | 0.998801 | — | ≈ $0.00015 | fast |
| XLM open now | 0.998801 | — | — | — |
How the USDT SOL → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send USDT SOL in Solana for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending USDT SOL
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDT SOL to USDC XLM rate has been
high 0.999713 USDC XLMlow 0.998459 USDC XLM
Oct 26, 2026 22:26Nov 2, 2026 22:26
high 0.999991 USDC XLMlow 0.999117 USDC XLM
Oct 3, 2026 03:00Nov 2, 2026 03:00
high 1.0002 USDC XLMlow 0.999117 USDC XLM
Aug 4, 2026 03:00Nov 2, 2026 03:00
high 1.0031 USDC XLMlow 0.996801 USDC XLM
Nov 3, 2025 03:00Nov 2, 2026 03:00
- 24 hours
- −0.01%
- Week
- −0.01%
- Weekly high
- 0.999713 USDC XLM
- Weekly low
- 0.998459 USDC XLM
- Spread
- 0.13%
Market data from CoinGecko as of Nov 2, 2026 20:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDT SOL/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.999456 | 0.999339 | 0.999419 | −0.01% |
| Week | 0.999713 | 0.998459 | 0.999424 | −0.01% |
| Month | 0.999991 | 0.999117 | 0.999533 | −0.05% |
| Quarter | 1.0002 | 0.999117 | 0.999733 | −0.02% |
Figures are in USDC XLM per unit sent, from market data.
Daily USDT SOL → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 2, 2026 | 0.999437 USDC XLM | 0% |
| Nov 1, 2026 | 0.999486 USDC XLM | +0.01% |
| Oct 31, 2026 | 0.999338 USDC XLM | +0.02% |
| Oct 30, 2026 | 0.999176 USDC XLM | −0.04% |
| Oct 29, 2026 | 0.999561 USDC XLM | +0.01% |
| Oct 28, 2026 | 0.999478 USDC XLM | +0.02% |
| Oct 27, 2026 | 0.999325 USDC XLM | 0% |
Daily RubyCash rate: USDT SOL → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 2, 2026 | 0.998801 USDC XLM | 0.999406 |
| Nov 1, 2026 | 0.9995 USDC XLM | 0.999432 |
| Oct 31, 2026 | 0.998702 USDC XLM | 0.999476 |
| Oct 30, 2026 | 0.998403 USDC XLM | 0.999365 |
| Oct 29, 2026 | 0.998801 USDC XLM | 0.999407 |
| Oct 28, 2026 | 0.9993 USDC XLM | 0.999585 |
| Oct 27, 2026 | 0.998801 USDC XLM | 0.999479 |
| Oct 26, 2026 | 0.998702 USDC XLM | 0.999358 |
| Oct 25, 2026 | 0.999001 USDC XLM | 0.999502 |
| Oct 24, 2026 | 0.998801 USDC XLM | 0.999553 |
| Oct 22, 2026 | 0.999201 USDC XLM | 0.999452 |
| Oct 21, 2026 | 0.999201 USDC XLM | 0.999671 |
| Oct 20, 2026 | 0.9994 USDC XLM | 0.999452 |
| Oct 19, 2026 | 0.999101 USDC XLM | 0.999297 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDT and USDC
Tether USDT- Price
- $0.998988
- 24 hours
- −0.02%
- Week
- +0.02%
- Market cap
- $179.94 B
- 24-hour turnover
- $40.31 B
- Rank by cap
- #3
- In circulation
- 180.12 B USDT
- Record price
- $1.32
USD Coin USDC- Price
- $0.999582
- 24 hours
- −0.02%
- Week
- +0.03%
- Market cap
- $71.01 B
- 24-hour turnover
- $12.75 B
- Rank by cap
- #6
- In circulation
- 71.04 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 2, 2026 20:24.
Tether against USD Coin
| Tether (USDT) | USD Coin (USDC) | |
|---|---|---|
| Ticker | USDT | USDC |
| Type | token | token |
| Network | Solana | XLM |
| Fees are paid in | SOL | — |
| Launched | 2014 | 2018 |
| Built by | Tether Limited | Circle |
| Supply cap | no cap | no cap |
| In circulation | 180.12 B USDT | 71.04 B USDC |
| Market cap | $179.94 B | $71.01 B |
| Rank by cap | #3 | #6 |
Daily moves of USDT and USDC over 90 days line up at 0.12 — they travel apart.
Common questions: USDT SOL → USDC XLM
What rate does USDT SOL to USDC XLM run at?
As of Nov 2, 2026 22:24 it is 1 USDT SOL = 0.998801 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.998384.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT SOL, and that one goes to the blockchain, not to us.
How long does USDT SOL to USDC XLM take?
The clock starts with confirmations: the order goes into work once Solana confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDT SOL to USDC XLM rate do this month?
The month came in at minus 0.05%. Low 0.999117, high 0.999991, middle 0.999533 USDC XLM per USDT SOL.
Can I go back, USDC XLM to USDT SOL?
Yes, the reverse direction is open: 1 USDC XLM = 1.0014 USDT SOL. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDT SOL, receive something else
USDT SOL → USDS0.999201- USDT SOL → USDT Arbitrum1.0001
- USDT SOL → USDT BEP201.0001
- USDT SOL → USDT AVAX C1.0001
- USDT SOL → USDT ERC200.9999
- USDT SOL → USDT NEAR1.0001
- USDT SOL → USDT OMNI1.0001
- USDT SOL → USDT Optimism1.0001
Receive USDC XLM, send something else
- USDT TON → USDC XLM0.998801
- USDT TRC20 → USDC XLM0.998801
WIF → USDC XLM0.169526
XAI → USDC XLM0.00668811
XAUT → USDC XLM3,938.88
XLM → USDC XLM0.165482
XMR → USDC XLM603.1052
XRP → USDC XLM1.2474
