Swap Tether (USDT TRC20) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 00:23
- Payout network
- XLM
- 24 hours
- −0.01%
The direction runs at 0.9995 USDC XLM per USDT TRC20, or 1.0005 USDT TRC20 per USDC XLM. Market over 24 hours: USDT TRC20 against USDC XLM minus 0.01%. The week added minus 0.02%.
The weekly corridor ran from 0.999629 to 0.999993 USDC XLM, a spread of 0.04%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Tether sits 3th ($183.31 B) and USD Coin 6th ($73.63 B).
Who takes the USDT TRC20 → USDC XLM route
- A road both waysThe USDC XLM → USDT TRC20 direction is open too, so going back into USDT takes the same route.
USDT TRC20 → USDC XLM rate and amounts
1 USDT TRC20 = 0.9995 USDC XLM
1 USDC XLM = 1.0005 USDT TRC20
Send USDT TRC20 — receive USDC XLM
| USDT TRC20 | USDC XLM |
|---|---|
| 20 | 19.99 |
| 100 | 99.95 |
| 500 | 499.7501 |
| 5,000 | 4,997.5 |
| 20,000 | 19,990 |
| 100,000 | 99,950.02 |
Need USDC XLM — send this much USDT TRC20
| USDC XLM | USDT TRC20 |
|---|---|
| 20 | 20.01 |
| 100 | 100.05 |
| 500 | 500.25 |
| 5,000 | 5,002.5 |
| 20,000 | 20,010 |
| 100,000 | 100,050 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USDT TRC20 | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 0.997595 | 10,500 USDT TRC20 | ≈ $0.0017 | fast |
| Solana | 1.0049 | 10,500 USDT TRC20 | ≈ $0.00049 | fast |
| Ethereum (ERC20) | 1.0012 | 100 USDT TRC20 | ≈ $0.016 | medium |
| Arbitrum One | 0.9995 | — | ≈ $0.0032 | fast |
| BASE | 0.9995 | — | — | — |
| BNB Smart Chain (BEP20) | 0.9995 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.9995 | — | ≈ < $0.0001 | fast |
| NEAR | 0.9995 | — | — | — |
| Optimism | 0.9995 | — | ≈ $0.00016 | fast |
| XLM open now | 0.9995 | — | — | — |
How the USDT TRC20 → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send USDT TRC20 in TRON (TRC20) for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending USDT TRC20
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDT TRC20 to USDC XLM rate has been
high 0.999993 USDC XLMlow 0.999629 USDC XLM
Sep 10, 2026 00:27Sep 17, 2026 00:27
- 24 hours
- −0.01%
- Week
- −0.02%
- Weekly high
- 0.999993 USDC XLM
- Weekly low
- 0.999629 USDC XLM
- Spread
- 0.04%
Market data from CoinGecko as of Sep 16, 2026 21:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDT TRC20/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.999771 | 0.999633 | 0.999698 | −0.01% |
| Week | 0.999993 | 0.999629 | 0.999859 | −0.02% |
Figures are in USDC XLM per unit sent, from market data.
The numbers on USDT and USDC
Tether USDT- Price
- $0.999299
- 24 hours
- −0.02%
- Week
- −0.1%
- Market cap
- $183.31 B
- 24-hour turnover
- $63.86 B
- Rank by cap
- #3
- In circulation
- 183.44 B USDT
- Record price
- $1.32
USD Coin USDC- Price
- $0.999651
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.63 B
- 24-hour turnover
- $19.38 B
- Rank by cap
- #6
- In circulation
- 73.66 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 16, 2026 21:24.
Tether against USD Coin
| Tether (USDT) | USD Coin (USDC) | |
|---|---|---|
| Ticker | USDT | USDC |
| Type | token | token |
| Network | TRON (TRC20) | XLM |
| Fees are paid in | TRX | — |
| Launched | 2014 | 2018 |
| Built by | Tether Limited | Circle |
| Supply cap | no cap | no cap |
| In circulation | 183.44 B USDT | 73.66 B USDC |
| Market cap | $183.31 B | $73.63 B |
| Rank by cap | #3 | #6 |
Common questions: USDT TRC20 → USDC XLM
What rate does USDT TRC20 to USDC XLM run at?
As of Sep 17, 2026 00:23 it is 1 USDT TRC20 = 0.9995 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.999151.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT TRC20, and that one goes to the blockchain, not to us.
How long does USDT TRC20 to USDC XLM take?
The clock starts with confirmations: the order goes into work once TRON (TRC20) confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDC XLM to USDT TRC20?
Yes, the reverse direction is open: 1 USDC XLM = 1.0007 USDT TRC20. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDT TRC20, receive something else
USDT TRC20 → USDS1.0001- USDT TRC20 → USDT Arbitrum1.0001
- USDT TRC20 → USDT BEP201.0001
- USDT TRC20 → USDT AVAX C1.0001
- USDT TRC20 → USDT ERC200.9999
- USDT TRC20 → USDT NEAR1.0001
- USDT TRC20 → USDT OMNI1.0001
- USDT TRC20 → USDT Optimism1.0001
Receive USDC XLM, send something else
WIF → USDC XLM0.181255
XAI → USDC XLM0.00683306
XAUT → USDC XLM4,285.63
XLM → USDC XLM0.183089
XMR → USDC XLM492.9471
XRP → USDC XLM1.302
XTZ → USDC XLM0.250309
YFI → USDC XLM2,050.14