Swap Tether (USDT Polygon) for USD Coin (USDC Polygon)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 17, 2026 10:18

Orders from
100 USDT Polygon ≈ $99.92
Payout network
Polygon
24 hours
−0.01%
You get 1,995.19 USDC Polygon
Start the order
Rate
1 USDT Polygon = 0.997595 USDC Polygon
From
100 USDT Polygon
Up to
10,000,000 USDT Polygon

The figure is indicative; the exact amount is locked in the order.

Today USDT Polygon goes for 0.997595 USDC Polygon, and USDC Polygon goes for 1.0024 USDT Polygon. Market over 24 hours: USDT Polygon against USDC Polygon minus 0.01%. The week added minus 0.02%.

The weekly corridor ran from 0.999474 to 0.999997 USDC Polygon, a spread of 0.05%. A single order takes 100 to 10,000,000 USDT Polygon. In dollars that is roughly $99.92.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Tether sits 3th ($183.29 B) and USD Coin 6th ($73.69 B). Daily moves of USDT and USDC over 90 days line up at 0.16 (they travel apart).

Who takes the USDT Polygon → USDC Polygon route

  • A road both waysThe USDC Polygon → USDT Polygon direction is open too, so going back into USDT takes the same route.

USDT Polygon → USDC Polygon rate and amounts

1 USDT Polygon = 0.997595 USDC Polygon
1 USDC Polygon = 1.0024 USDT Polygon

Send USDT Polygon — receive USDC Polygon

USDT PolygonUSDC Polygon
10099.7595
500498.7974
2,0001,995.19
5,0004,987.97
20,00019,951.9
100,00099,759.48

Need USDC Polygon — send this much USDT Polygon

USDC PolygonUSDT Polygon
100100.2411
500501.2055
2,0002,004.82
5,0005,012.06
20,00020,048.22
100,000100,241.1

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer USDT PolygonFromNetwork feeSpeed
Polygon open now0.997595100 USDT Polygon≈ $0.0018fast
Solana1.0012100 USDT Polygon≈ $0.0005fast
Ethereum (ERC20)1.0012100 USDT Polygon≈ $0.011medium
Arbitrum One0.9995≈ $0.0032fast
BASE0.9995
BNB Smart Chain (BEP20)0.9995≈ $0.0024fast
Avalanche C-Chain0.9995≈ < $0.0001fast
NEAR0.9995
Optimism0.9995≈ $0.00016fast
XLM0.9995

How the USDT Polygon → USDC Polygon order runs

  1. Work out the amount in the calculator: orders start at 100 USDT Polygon.
  2. Enter a USDC address in Polygon and a way to reach you.
  3. Send USDT Polygon in Polygon for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap USDT Polygon for USDC Polygon

Check this before sending USDT Polygon

  • The address network is Polygon. Sending through another network usually means losing the transfer.
  • The transfer must not be smaller than 100 USDT Polygon.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDT Polygon to USDC Polygon rate has been

high 0.999997 USDC Polygonlow 0.999474 USDC Polygon
Sep 10, 2026 10:22Sep 17, 2026 10:22
high 1.0002 USDC Polygonlow 0.999577 USDC Polygon
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 1.0002 USDC Polygonlow 0.999327 USDC Polygon
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 1.0017 USDC Polygonlow 0.996801 USDC Polygon
Sep 18, 2025 03:00Sep 17, 2026 03:00
24 hours
−0.01%
Week
−0.02%
Weekly high
0.999997 USDC Polygon
Weekly low
0.999474 USDC Polygon
Spread
0.05%

Market data from CoinGecko as of Sep 17, 2026 08:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDT Polygon/USDC Polygon travelled, by period

PeriodHighLowMiddleNet move
24 hours0.9997310.9995970.999655−0.01%
Week0.9999970.9994740.999834−0.02%
Month1.00020.9995770.9999120%
Quarter1.00020.9993270.9997050%

Figures are in USDC Polygon per unit sent, from market data.

Daily USDT Polygon → USDC Polygon rate

DayCloseAgainst the day before
Sep 17, 20260.999591 USDC Polygon−0.01%
Sep 16, 20260.999723 USDC Polygon−0.03%
Sep 15, 20260.999985 USDC Polygon+0.01%
Sep 14, 20260.999848 USDC Polygon−0.01%
Sep 13, 20260.999949 USDC Polygon0%
Sep 12, 20260.999966 USDC Polygon+0.02%
Sep 11, 20260.999808 USDC Polygon0%

The numbers on USDT and USDC

Tether USDT
Price
$0.999181
24 hours
−0.02%
Week
0%
Market cap
$183.29 B
24-hour turnover
$60.43 B
Rank by cap
#3
In circulation
183.44 B USDT
Record price
$1.32
USD Coin USDC
Price
$0.999596
24 hours
−0.01%
Week
0%
Market cap
$73.69 B
24-hour turnover
$18.44 B
Rank by cap
#6
In circulation
73.72 B USDC
Record price
$1.04

Source: CoinGecko, Sep 17, 2026 08:24.

Tether against USD Coin

Tether (USDT)USD Coin (USDC)
TickerUSDTUSDC
Typetokentoken
NetworkPolygonPolygon
Fees are paid inPOLPOL
Launched20142018
Built byTether LimitedCircle
Supply capno capno cap
In circulation183.44 B USDT73.72 B USDC
Market cap$183.29 B$73.69 B
Rank by cap#3#6

Daily moves of USDT and USDC over 90 days line up at 0.16 — they travel apart.

Common questions: USDT Polygon → USDC Polygon

What rate does USDT Polygon to USDC Polygon run at?
As of Sep 17, 2026 10:18 it is 1 USDT Polygon = 0.997595 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.997192.
What amounts does USDT Polygon → USDC Polygon accept?
From 100 to 10,000,000 USDT Polygon per order. The lower limit is roughly $99.92.
Where does the 100 USDT Polygon floor come from?
Network fees and order handling eat a small transfer alive — below 100 USDT Polygon the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT Polygon, and that one goes to the blockchain, not to us.
How long does USDT Polygon to USDC Polygon take?
The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC Polygon arrive in?
The payout leaves in Polygon. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDT Polygon to USDC Polygon rate do this month?
The month came in at a move of 0%. Low 0.999577, high 1.0002, middle 0.999912 USDC Polygon per USDT Polygon.
Can I go back, USDC Polygon to USDT Polygon?
Yes, the reverse direction is open: 1 USDC Polygon = 0.999389 USDT Polygon. The link sits right under the calculator.

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