Swap Tether (USDT Polygon) for USD Coin (USDC Polygon)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 12:04

Orders from: 100 USDT Polygon ≈ $99.95
Payout network: Polygon
24 hours: +0.02%

You send

USDT Polygon

You get 1,994.19

USDC Polygon

Start the order

Rate: 1 USDT Polygon = 0.997096 USDC Polygon
From: 100 USDT Polygon
Up to: 10,000,000 USDT Polygon

The figure is indicative; the exact amount is locked in the order.

Today USDT Polygon goes for 0.997096 USDC Polygon, and USDC Polygon goes for 1.0029 USDT Polygon. Market over 24 hours: USDT Polygon against USDC Polygon plus 0.02%. The week added a move of 0%.

The weekly corridor ran from 0.998807 to 0.999745 USDC Polygon, a spread of 0.09%. A single order takes 100 to 10,000,000 USDT Polygon. In dollars that is roughly $99.95.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Tether sits 3th ($180.04 B) and USD Coin 6th ($71.65 B). Daily moves of USDT and USDC over 90 days line up at 0.13 (they travel apart).

Who takes the USDT Polygon → USDC Polygon route

A road both waysThe USDC Polygon → USDT Polygon direction is open too, so going back into USDT takes the same route.

USDT Polygon → USDC Polygon rate and amounts

1 USDT Polygon = 0.997096 USDC Polygon

1 USDC Polygon = 1.0029 USDT Polygon

Send USDT Polygon — receive USDC Polygon

USDT Polygon	USDC Polygon
100	99.7096
500	498.5482
2,000	1,994.19
5,000	4,985.48
20,000	19,941.93
100,000	99,709.65

Need USDC Polygon — send this much USDT Polygon

USDC Polygon	USDT Polygon
100	100.2912
500	501.456
2,000	2,005.82
5,000	5,014.56
20,000	20,058.24
100,000	100,291.2

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per USDT Polygon	From	Network fee	Speed
Polygon open now	0.997096	100 USDT Polygon	≈ $0.00015	fast
Solana	1.0007	100 USDT Polygon	≈ $0.00048	fast
Ethereum (ERC20)	1.0007	100 USDT Polygon	≈ $0.008	medium
Arbitrum One	0.999001	—	≈ $0.003	fast
BASE	0.999001	—	—	—
BNB Smart Chain (BEP20)	0.999001	—	≈ $0.0023	fast
Avalanche C-Chain	0.999001	—	≈ $0.0015	fast
NEAR	0.999001	—	—	—
Optimism	0.999001	—	≈ $0.00015	fast
XLM	0.999001	—	—	—

USDC network fees

How the USDT Polygon → USDC Polygon order runs

Work out the amount in the calculator: orders start at 100 USDT Polygon.
Enter a USDC address in Polygon and a way to reach you.
Send USDT Polygon in Polygon for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap USDT Polygon for USDC Polygon

Check this before sending USDT Polygon

The address network is Polygon. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 100 USDT Polygon.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDT Polygon to USDC Polygon rate has been

WeekMonthQuarterYear

high 0.999745 USDC Polygonlow 0.998807 USDC Polygon

Oct 25, 2026 12:04Nov 1, 2026 12:04

high 0.999991 USDC Polygonlow 0.999117 USDC Polygon

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 1.0002 USDC Polygonlow 0.999117 USDC Polygon

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 1.0031 USDC Polygonlow 0.996801 USDC Polygon

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: +0.02%
Week: 0%
Weekly high: 0.999745 USDC Polygon
Weekly low: 0.998807 USDC Polygon
Spread: 0.09%

Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDT Polygon/USDC Polygon travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.999532	0.999301	0.99944	+0.02%
Week	0.999745	0.998807	0.999426	0%
Month	0.999991	0.999117	0.999555	−0.04%
Quarter	1.0002	0.999117	0.999738	−0.03%

Figures are in USDC Polygon per unit sent, from market data.

Daily USDT Polygon → USDC Polygon rate

Day	Close	Against the day before
Oct 31, 2026	0.999391 USDC Polygon	+0.02%
Oct 30, 2026	0.999176 USDC Polygon	−0.04%
Oct 29, 2026	0.999561 USDC Polygon	+0.01%
Oct 28, 2026	0.999478 USDC Polygon	+0.02%
Oct 27, 2026	0.999325 USDC Polygon	0%
Oct 26, 2026	0.999282 USDC Polygon	−0.03%
Oct 25, 2026	0.99955 USDC Polygon	+0.01%

Daily RubyCash rate: USDT Polygon → USDC Polygon

Date	RubyCash rate	Market rate
Nov 1, 2026	0.997096 USDC Polygon	0.999538
Oct 31, 2026	0.996797 USDC Polygon	0.999476
Oct 30, 2026	0.996499 USDC Polygon	0.999365
Oct 29, 2026	0.996898 USDC Polygon	0.999407
Oct 28, 2026	0.997396 USDC Polygon	0.999585
Oct 27, 2026	0.996898 USDC Polygon	0.999479
Oct 26, 2026	0.996797 USDC Polygon	0.999358
Oct 25, 2026	0.997096 USDC Polygon	0.999502
Oct 24, 2026	0.996898 USDC Polygon	0.999553
Oct 22, 2026	0.997295 USDC Polygon	0.999452
Oct 21, 2026	0.997295 USDC Polygon	0.999671
Oct 20, 2026	0.997495 USDC Polygon	0.999452
Oct 19, 2026	0.997196 USDC Polygon	0.999297
Oct 18, 2026	0.996997 USDC Polygon	0.999412

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDT and USDC

Tether USDT

Price: $0.999538
24 hours: +0.02%
Week: +0.05%
Market cap: $180.04 B
24-hour turnover: $25.75 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

USD Coin USDC

Price: $1.00
24 hours: +0.01%
Week: +0.05%
Market cap: $71.65 B
24-hour turnover: $5.88 B
Rank by cap: #6
In circulation: 71.65 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 11:54.

Tether against USD Coin

	Tether (USDT)	USD Coin (USDC)
Ticker	USDT	USDC
Type	token	token
Network	Polygon	Polygon
Fees are paid in	POL	POL
Launched	2014	2018
Built by	Tether Limited	Circle
Supply cap	no cap	no cap
In circulation	180.12 B USDT	71.65 B USDC
Market cap	$180.04 B	$71.65 B
Rank by cap	#3	#6

Daily moves of USDT and USDC over 90 days line up at 0.13 — they travel apart.

Common questions: USDT Polygon → USDC Polygon

What rate does USDT Polygon to USDC Polygon run at?

As of Nov 1, 2026 12:04 it is 1 USDT Polygon = 0.997096 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.997096.

What amounts does USDT Polygon → USDC Polygon accept?

From 100 to 10,000,000 USDT Polygon per order. The lower limit is roughly $99.95.

Where does the 100 USDT Polygon floor come from?

Network fees and order handling eat a small transfer alive — below 100 USDT Polygon the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT Polygon, and that one goes to the blockchain, not to us.

How long does USDT Polygon to USDC Polygon take?

The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC Polygon arrive in?

The payout leaves in Polygon. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDT Polygon to USDC Polygon rate do this month?

The month came in at minus 0.04%. Low 0.999117, high 0.999991, middle 0.999555 USDC Polygon per USDT Polygon.

Can I go back, USDC Polygon to USDT Polygon?

Yes, the reverse direction is open: 1 USDC Polygon = 0.999889 USDT Polygon. The link sits right under the calculator.