USDT Polygon (Polygon PoS) → USDC BEP20 (BNB Smart Chain)
Dollars change networks: send USDT Polygon in Polygon PoS, collect USDC BEP20 in BNB Smart Chain. One order.
Rate as of Sep 18, 2026 04:48
- Payout network
- BNB Smart Chain (BEP20)
- 24 hours
- 0%
You get
USDC BEP20
Start the order
USDC BEP20
The figure is indicative; the exact amount is locked in the order.
Today USDT Polygon goes for 0.9993 USDC BEP20, and USDC BEP20 goes for 1.0007 USDT Polygon. Market over 24 hours: USDT Polygon against USDC BEP20 a move of 0%. The week added minus 0.01%.
The weekly corridor ran from 0.999536 to 0.999997 USDC BEP20, a spread of 0.05%.
The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap Tether sits 3th ($183.3 B) and USD Coin 6th ($73.87 B). Daily moves of USDT and USDC over 90 days line up at 0.15 (they travel apart).
Who takes the USDT Polygon → USDC BEP20 route
- A road both waysThe USDC BEP20 → USDT Polygon direction is open too, so going back into USDT takes the same route.
USDT Polygon → USDC BEP20 rate and amounts
1 USDT Polygon = 0.9993 USDC BEP20
1 USDC BEP20 = 1.0007 USDT Polygon
Send USDT Polygon — receive USDC BEP20
| USDT Polygon | USDC BEP20 |
|---|---|
| 20 | 19.986 |
| 100 | 99.93 |
| 500 | 499.6502 |
| 5,000 | 4,996.5 |
| 20,000 | 19,986.01 |
| 100,000 | 99,930.05 |
Need USDC BEP20 — send this much USDT Polygon
| USDC BEP20 | USDT Polygon |
|---|---|
| 20 | 20.014 |
| 100 | 100.07 |
| 500 | 500.35 |
| 5,000 | 5,003.5 |
| 20,000 | 20,014 |
| 100,000 | 100,070 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USDT Polygon | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 0.997396 | 100 USDT Polygon | ≈ $0.0018 | fast |
| Solana | 1.001 | 100 USDT Polygon | ≈ $0.00051 | fast |
| Ethereum (ERC20) | 1.001 | 100 USDT Polygon | ≈ $0.027 | medium |
| Arbitrum One | 0.9993 | — | ≈ $0.0032 | fast |
| BASE | 0.9993 | — | — | — |
| BNB Smart Chain (BEP20) open now | 0.9993 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 0.9993 | — | ≈ < $0.0001 | fast |
| NEAR | 0.9993 | — | — | — |
| Optimism | 0.9993 | — | ≈ $0.00017 | fast |
| XLM | 0.9993 | — | — | — |
How the USDT Polygon → USDC BEP20 order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in BNB Smart Chain (BEP20) and a way to reach you.
- Send USDT Polygon in Polygon for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending USDT Polygon
- The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to BNB Smart Chain.
- To move USDC on later, put a little BNB at the same address.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Polygon PoS against BNB Smart Chain
| Polygon PoS | BNB Smart Chain | |
|---|---|---|
| Network type | Sidechain with checkpoints in Ethereum | Layer one (L1) |
| Fees are paid in | POL | BNB |
| Fee level | ≈ $0.0018 | ≈ $0.0024 |
| Speed | fast | fast |
| Block | ~2 sec | — |
| Address shape | 0x… | 0x… |
| Memo or tag | not needed | not needed |
| Ethereum-style address (0x…) | yes | yes |
Fee and speed levels are comparative: both move with how busy the network is.
How this differs from a classic bridge
| RubyCash | Classic bridge | |
|---|---|---|
| What lands at your address | USDC in BNB Smart Chain | The same stablecoin; turning USDT into USDC is a separate step |
| Wallet and signatures | Not needed: the coins go to the address from the order | Needed: connect the wallet and sign contract transactions |
| A coin for fees in BNB Smart Chain | Not needed to receive | Often needed, or the funds cannot be claimed or moved on |
| Timing | After confirmations in Polygon PoS; the order page tracks it | Depends on the bridge and the load of both networks |
| Who holds the funds meanwhile | RubyCash for the life of the order, with an AML check | The bridge contract or its validators |
Bridge Polygon PoS → BNB Smart Chain: all directions The BNB Smart Chain network
Where the USDT Polygon to USDC BEP20 rate has been
high 0.999997 USDC BEP20low 0.999536 USDC BEP20
Sep 11, 2026 04:49Sep 18, 2026 04:49
high 1.0002 USDC BEP20low 0.999642 USDC BEP20
Aug 19, 2026 03:00Sep 18, 2026 03:00
high 1.0002 USDC BEP20low 0.999327 USDC BEP20
Jun 20, 2026 03:00Sep 18, 2026 03:00
high 1.0017 USDC BEP20low 0.996801 USDC BEP20
Sep 19, 2025 03:00Sep 18, 2026 03:00
- 24 hours
- 0%
- Week
- −0.01%
- Weekly high
- 0.999997 USDC BEP20
- Weekly low
- 0.999536 USDC BEP20
- Spread
- 0.05%
Market data from CoinGecko as of Sep 18, 2026 04:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDT Polygon/USDC BEP20 travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.999673 | 0.999575 | 0.999623 | 0% |
| Week | 0.999997 | 0.999536 | 0.999814 | −0.01% |
| Month | 1.0002 | 0.999642 | 0.999917 | 0% |
| Quarter | 1.0002 | 0.999327 | 0.999707 | −0.01% |
Figures are in USDC BEP20 per unit sent, from market data.
Daily USDT Polygon → USDC BEP20 rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 18, 2026 | 0.999642 USDC BEP20 | 0% |
| Sep 17, 2026 | 0.999675 USDC BEP20 | 0% |
| Sep 16, 2026 | 0.999723 USDC BEP20 | −0.03% |
| Sep 15, 2026 | 0.999985 USDC BEP20 | +0.01% |
| Sep 14, 2026 | 0.999848 USDC BEP20 | −0.01% |
| Sep 13, 2026 | 0.999949 USDC BEP20 | 0% |
| Sep 12, 2026 | 0.999966 USDC BEP20 | +0.02% |
Daily RubyCash rate: USDT Polygon → USDC BEP20
| Date | RubyCash rate | Market rate |
|---|---|---|
| Sep 18, 2026 | 0.9993 USDC BEP20 | 0.999663 |
| Sep 17, 2026 | 0.999201 USDC BEP20 | 0.999663 |
| Sep 16, 2026 | 0.9995 USDC BEP20 | 0.999666 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDT and USDC
Tether USDT- Price
- $0.999235
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $183.3 B
- 24-hour turnover
- $49.8 B
- Rank by cap
- #3
- In circulation
- 183.44 B USDT
- Record price
- $1.32
USD Coin USDC- Price
- $0.999595
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.87 B
- 24-hour turnover
- $15.04 B
- Rank by cap
- #6
- In circulation
- 73.9 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 18, 2026 04:24.
Tether against USD Coin
| Tether (USDT) | USD Coin (USDC) | |
|---|---|---|
| Ticker | USDT | USDC |
| Type | token | token |
| Network | Polygon | BNB Smart Chain (BEP20) |
| Fees are paid in | POL | BNB |
| Launched | 2014 | 2018 |
| Built by | Tether Limited | Circle |
| Supply cap | no cap | no cap |
| In circulation | 183.44 B USDT | 73.9 B USDC |
| Market cap | $183.3 B | $73.87 B |
| Rank by cap | #3 | #6 |
Daily moves of USDT and USDC over 90 days line up at 0.15 — they travel apart.
Common questions: USDT Polygon → USDC BEP20
What rate does USDT Polygon to USDC BEP20 run at?
As of Sep 18, 2026 04:48 it is 1 USDT Polygon = 0.9993 USDC BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.998896.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT Polygon, and that one goes to the blockchain, not to us.
How long does USDT Polygon to USDC BEP20 take?
The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is. A block in Polygon closes in about 2 sec.
Which network will USDC BEP20 arrive in?
The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
Will native USDC arrive, or a wrapper?
USDC BEP20 is the standard USDC token in BNB Smart Chain — exactly what exchanges send when they withdraw into this network.
Do I need BNB to receive USDC BEP20?
Not to receive. BNB comes into play later, when you want to send USDC from your address.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDT Polygon to USDC BEP20 rate do this month?
The month came in at a move of 0%. Low 0.999642, high 1.0002, middle 0.999917 USDC BEP20 per USDT Polygon.
Can I go back, USDC BEP20 to USDT Polygon?
Yes, the reverse direction is open: 1 USDC BEP20 = 1.0009 USDT Polygon. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDT Polygon, receive something else
USDT Polygon → USDS0.9997- USDT Polygon → USDT Arbitrum1.0001
- USDT Polygon → USDT BEP201.0001
- USDT Polygon → USDT AVAX C1.0001
- USDT Polygon → USDT ERC200.9999
- USDT Polygon → USDT NEAR1.0001
- USDT Polygon → USDT OMNI1.0001
- USDT Polygon → USDT Optimism1.0001
Receive USDC BEP20, send something else
- USDT SOL → USDC BEP200.9993
- USDT TON → USDC BEP200.9993
- USDT TRC20 → USDC BEP200.9993
WIF → USDC BEP200.189476
XAI → USDC BEP200.00721235
XAUT → USDC BEP204,358.01
XLM → USDC BEP200.184577
XMR → USDC BEP20518.7801
USDT Polygon USDC BEP20 All directions All currencies
Tether (USDT) against USD Coin (USDC)
Bridge Polygon PoS → BNB Smart Chain: all directions All bridges