Swap Tether (USDT Polygon) for USD Coin (USDC NEAR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 04:29
- Payout network
- NEAR
- 24 hours
- +0.01%
The figure is indicative; the exact amount is locked in the order.
One USDT Polygon buys 0.998702 USDC NEAR right now; the other way round, 1 USDC NEAR is 1.0013 USDT Polygon. Market over 24 hours: USDT Polygon against USDC NEAR plus 0.01%. The week added a move of 0%.
The weekly corridor ran from 0.998459 to 0.999713 USDC NEAR, a spread of 0.13%.
The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap Tether sits 3th ($180.04 B) and USD Coin 6th ($71.72 B). Daily moves of USDT and USDC over 90 days line up at 0.13 (they travel apart).
Who takes the USDT Polygon → USDC NEAR route
- A road both waysThe USDC NEAR → USDT Polygon direction is open too, so going back into USDT takes the same route.
USDT Polygon → USDC NEAR rate and amounts
Send USDT Polygon — receive USDC NEAR
| USDT Polygon | USDC NEAR |
|---|---|
| 20 | 19.974 |
| 100 | 99.8702 |
| 500 | 499.3508 |
| 5,000 | 4,993.51 |
| 20,000 | 19,974.03 |
| 100,000 | 99,870.17 |
Need USDC NEAR — send this much USDT Polygon
| USDC NEAR | USDT Polygon |
|---|---|
| 10 | 10.013 |
| 50 | 50.065 |
| 500 | 500.65 |
| 2,000 | 2,002.6 |
| 20,000 | 20,026 |
| 100,000 | 100,130 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USDT Polygon | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 0.996797 | 100 USDT Polygon | ≈ $0.0012 | fast |
| Solana | 1.0004 | 100 USDT Polygon | ≈ $0.00048 | fast |
| Ethereum (ERC20) | 1.0004 | 100 USDT Polygon | ≈ $0.0047 | medium |
| Arbitrum One | 0.998702 | — | ≈ $0.0029 | fast |
| BASE | 0.998702 | — | — | — |
| BNB Smart Chain (BEP20) | 0.998702 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.998702 | — | ≈ $0.0014 | fast |
| NEAR open now | 0.998702 | — | — | — |
| Optimism | 0.998702 | — | ≈ $0.00015 | fast |
| XLM | 0.998702 | — | — | — |
How the USDT Polygon → USDC NEAR order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in NEAR and a way to reach you.
- Send USDT Polygon in Polygon for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending USDT Polygon
- The address network is NEAR. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDT Polygon to USDC NEAR rate has been
- 24 hours
- +0.01%
- Week
- 0%
- Weekly high
- 0.999713 USDC NEAR
- Weekly low
- 0.998459 USDC NEAR
- Spread
- 0.13%
Market data from CoinGecko as of Nov 1, 2026 02:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDT Polygon/USDC NEAR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.999511 | 0.999299 | 0.999382 | +0.01% |
| Week | 0.999713 | 0.998459 | 0.999424 | 0% |
| Month | 0.999991 | 0.999117 | 0.999555 | −0.04% |
| Quarter | 1.0002 | 0.999117 | 0.999738 | −0.03% |
Figures are in USDC NEAR per unit sent, from market data.
Daily USDT Polygon → USDC NEAR rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.999391 USDC NEAR | +0.02% |
| Oct 30, 2026 | 0.999176 USDC NEAR | −0.04% |
| Oct 29, 2026 | 0.999561 USDC NEAR | +0.01% |
| Oct 28, 2026 | 0.999478 USDC NEAR | +0.02% |
| Oct 27, 2026 | 0.999325 USDC NEAR | 0% |
| Oct 26, 2026 | 0.999282 USDC NEAR | −0.03% |
| Oct 25, 2026 | 0.99955 USDC NEAR | +0.01% |
Daily RubyCash rate: USDT Polygon → USDC NEAR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.998801 USDC NEAR | 0.999534 |
| Oct 31, 2026 | 0.998702 USDC NEAR | 0.999476 |
| Oct 30, 2026 | 0.998403 USDC NEAR | 0.999365 |
| Oct 29, 2026 | 0.998801 USDC NEAR | 0.999407 |
| Oct 28, 2026 | 0.9993 USDC NEAR | 0.999585 |
| Oct 27, 2026 | 0.998801 USDC NEAR | 0.999479 |
| Oct 26, 2026 | 0.998702 USDC NEAR | 0.999358 |
| Oct 25, 2026 | 0.999001 USDC NEAR | 0.999502 |
| Oct 24, 2026 | 0.998801 USDC NEAR | 0.999553 |
| Oct 22, 2026 | 0.999201 USDC NEAR | 0.999452 |
| Oct 21, 2026 | 0.999201 USDC NEAR | 0.999671 |
| Oct 20, 2026 | 0.9994 USDC NEAR | 0.999452 |
| Oct 19, 2026 | 0.999101 USDC NEAR | 0.999297 |
| Oct 18, 2026 | 0.998901 USDC NEAR | 0.999412 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDT and USDC
- Price
- $0.999534
- 24 hours
- +0.03%
- Week
- +0.04%
- Market cap
- $180.04 B
- 24-hour turnover
- $26.61 B
- Rank by cap
- #3
- In circulation
- 180.12 B USDT
- Record price
- $1.32
- Price
- $1.00
- 24 hours
- +0.02%
- Week
- +0.05%
- Market cap
- $71.72 B
- 24-hour turnover
- $5.96 B
- Rank by cap
- #6
- In circulation
- 71.72 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 02:54.
Tether against USD Coin
| Tether (USDT) | USD Coin (USDC) | |
|---|---|---|
| Ticker | USDT | USDC |
| Type | token | token |
| Network | Polygon | NEAR |
| Fees are paid in | POL | — |
| Launched | 2014 | 2018 |
| Built by | Tether Limited | Circle |
| Supply cap | no cap | no cap |
| In circulation | 180.12 B USDT | 71.72 B USDC |
| Market cap | $180.04 B | $71.72 B |
| Rank by cap | #3 | #6 |
Daily moves of USDT and USDC over 90 days line up at 0.13 — they travel apart.