Swap USD Coin (USDC XLM) for Tether (USDT Polygon)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 04:29

Orders from: 200 USDC XLM ≈ $200.00
Payout network: Polygon
24 hours: −0.01%

You send

USDC XLM

You get 2,003

USDT Polygon

Start the order

Rate: 1 USDC XLM = 1.0015 USDT Polygon
From: 200 USDC XLM
Up to: 10,000,000 USDC XLM

The figure is indicative; the exact amount is locked in the order.

One USDC XLM buys 1.0015 USDT Polygon right now; the other way round, 1 USDT Polygon is 0.998502 USDC XLM. Market over 24 hours: USDC XLM against USDT Polygon minus 0.01%. The week added a move of 0%.

The weekly corridor ran from 1.0003 to 1.0015 USDT Polygon, a spread of 0.13%. A single order takes 200 to 10,000,000 USDC XLM. In dollars that is roughly $200.00.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap USD Coin sits 6th ($71.72 B) and Tether 3th ($180.04 B). Daily moves of USDC and USDT over 90 days line up at 0.13 (they travel apart).

Who takes the USDC XLM → USDT Polygon route

A road both waysThe USDT Polygon → USDC XLM direction is open too, so going back into USDC takes the same route.

USDC XLM → USDT Polygon rate and amounts

1 USDC XLM = 1.0015 USDT Polygon

1 USDT Polygon = 0.998502 USDC XLM

Send USDC XLM — receive USDT Polygon

USDC XLM	USDT Polygon
200	200.3
1,000	1,001.5
2,000	2,003
10,000	10,015
20,000	20,030
100,000	100,150

Need USDT Polygon — send this much USDC XLM

USDT Polygon	USDC XLM
500	499.2511
1,000	998.5022
5,000	4,992.51
10,000	9,985.02
50,000	49,925.11
100,000	99,850.22

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per USDC XLM	From	Network fee	Speed
OMNI	1.0015	—	—	—
Ethereum (ERC20)	1.0015	200 USDC XLM	≈ $0.0047	medium
TRON (TRC20)	1.0015	200 USDC XLM	≈ $2.1	fast
BNB Smart Chain (BEP20)	1.0015	200 USDC XLM	≈ $0.0023	fast
Solana	1.0015	200 USDC XLM	≈ $0.00048	fast
Polygon open now	1.0015	200 USDC XLM	≈ $0.0012	fast
Arbitrum One	1.0015	200 USDC XLM	≈ $0.0029	fast
TON	1.0015	200 USDC XLM	low	fast
Avalanche C-Chain	1.0015	—	≈ $0.0014	fast
NEAR	1.0015	—	—	—
Optimism	1.0015	—	≈ $0.00015	fast

USDT network fees

How the USDC XLM → USDT Polygon order runs

Work out the amount in the calculator: orders start at 200 USDC XLM.
Enter a USDT address in Polygon and a way to reach you.
Send USDC XLM in XLM for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap USDC XLM for USDT Polygon

Check this before sending USDC XLM

The address network is Polygon. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 200 USDC XLM.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDC XLM to USDT Polygon rate has been

WeekMonthQuarterYear

high 1.0015 USDT Polygonlow 1.0003 USDT Polygon

Oct 25, 2026 04:29Nov 1, 2026 04:29

high 1.0009 USDT Polygonlow 1 USDT Polygon

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 1.0009 USDT Polygonlow 0.999785 USDT Polygon

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 1.0032 USDT Polygonlow 0.99687 USDT Polygon

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −0.01%
Week: 0%
Weekly high: 1.0015 USDT Polygon
Weekly low: 1.0003 USDT Polygon
Spread: 0.13%

Market data from CoinGecko as of Nov 1, 2026 02:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC XLM/USDT Polygon travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.0007	1.0005	1.0006	−0.01%
Week	1.0015	1.0003	1.0006	0%
Month	1.0009	1	1.0004	+0.04%
Quarter	1.0009	0.999785	1.0003	+0.03%

Figures are in USDT Polygon per unit sent, from market data.

Daily USDC XLM → USDT Polygon rate

Day	Close	Against the day before
Oct 31, 2026	1.0006 USDT Polygon	−0.02%
Oct 30, 2026	1.0008 USDT Polygon	+0.04%
Oct 29, 2026	1.0004 USDT Polygon	−0.01%
Oct 28, 2026	1.0005 USDT Polygon	−0.02%
Oct 27, 2026	1.0007 USDT Polygon	0%
Oct 26, 2026	1.0007 USDT Polygon	+0.03%
Oct 25, 2026	1.0004 USDT Polygon	−0.01%

Daily RubyCash rate: USDC XLM → USDT Polygon

Date	RubyCash rate	Market rate
Nov 1, 2026	1.0014 USDT Polygon	1.0005
Oct 31, 2026	1.0015 USDT Polygon	1.0005
Oct 30, 2026	1.0018 USDT Polygon	1.0006
Oct 29, 2026	1.0014 USDT Polygon	1.0006
Oct 28, 2026	1.0009 USDT Polygon	1.0004
Oct 27, 2026	1.0014 USDT Polygon	1.0005
Oct 26, 2026	1.0015 USDT Polygon	1.0006
Oct 25, 2026	1.0012 USDT Polygon	1.0005
Oct 24, 2026	1.0014 USDT Polygon	1.0004
Oct 22, 2026	1.001 USDT Polygon	1.0005
Oct 21, 2026	1.001 USDT Polygon	1.0003
Oct 20, 2026	1.0008 USDT Polygon	1.0005
Oct 19, 2026	1.0011 USDT Polygon	1.0007
Oct 18, 2026	1.0013 USDT Polygon	1.0006

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC and USDT

USD Coin USDC

Price: $1.00
24 hours: +0.02%
Week: +0.05%
Market cap: $71.72 B
24-hour turnover: $5.96 B
Rank by cap: #6
In circulation: 71.72 B USDC
Record price: $1.04

Tether USDT

Price: $0.999534
24 hours: +0.03%
Week: +0.04%
Market cap: $180.04 B
24-hour turnover: $26.61 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Source: CoinGecko, Nov 1, 2026 02:54.

USD Coin against Tether

	USD Coin (USDC)	Tether (USDT)
Ticker	USDC	USDT
Type	token	token
Network	XLM	Polygon
Launched	2018	2014
Built by	Circle	Tether Limited
Supply cap	no cap	no cap
In circulation	71.72 B USDC	180.12 B USDT
Market cap	$71.72 B	$180.04 B
Rank by cap	#6	#3
Fees are paid in	—	POL

Daily moves of USDC and USDT over 90 days line up at 0.13 — they travel apart.

Common questions: USDC XLM → USDT Polygon

What rate does USDC XLM to USDT Polygon run at?

As of Nov 1, 2026 04:29 it is 1 USDC XLM = 1.0015 USDT Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.

What amounts does USDC XLM → USDT Polygon accept?

From 200 to 10,000,000 USDC XLM per order. The lower limit is roughly $200.00.

Where does the 200 USDC XLM floor come from?

Network fees and order handling eat a small transfer alive — below 200 USDC XLM the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC XLM, and that one goes to the blockchain, not to us.

How long does USDC XLM to USDT Polygon take?

The clock starts with confirmations: the order goes into work once XLM confirms your transfer. After that it comes down to how busy the network is.

Which network will USDT Polygon arrive in?

The payout leaves in Polygon. Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT BEP20, USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC XLM to USDT Polygon rate do this month?

The month came in at plus 0.04%. Low 1, high 1.0009, middle 1.0004 USDT Polygon per USDC XLM.

Can I go back, USDT Polygon to USDC XLM?

Yes, the reverse direction is open: 1 USDT Polygon = 0.998702 USDC XLM. The link sits right under the calculator.