Swap Tether Gold (XAUT) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 2, 2026 22:24
- Payout network
- XLM
- 24 hours
- +1.97%
One XAUT buys 3,938.88 USDC XLM right now; the other way round, 1 USDC XLM is 0.000253879 XAUT. Market over 24 hours: XAUT against USDC XLM plus 1.97%. The week added minus 1.82%.
The weekly corridor ran from 3,873.48 to 4,060.35 USDC XLM, a spread of 4.82%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Tether Gold sits 32th ($3.19 B) and USD Coin 6th ($71.01 B). Daily moves of XAUT and USDC over 90 days line up at 0.08 (they travel apart).
Who takes the XAUT → USDC XLM route
- Sitting out the swingsXAUT moved −4.98% over the past month. USDC tracks the dollar, so after the swap the value stops following XAUT.
- A road both waysThe USDC XLM → XAUT direction is open too, so going back into XAUT takes the same route.
XAUT → USDC XLM rate and amounts
1 XAUT = 3,938.88 USDC XLM
1 USDC XLM = 0.000253879 XAUT
Send XAUT — receive USDC XLM
| XAUT | USDC XLM |
|---|---|
| 0.005 | 19.6944 |
| 0.02 | 78.7776 |
| 0.1 | 393.8882 |
| 1 | 3,938.88 |
| 5 | 19,694.41 |
| 20 | 78,777.64 |
Need USDC XLM — send this much XAUT
| USDC XLM | XAUT |
|---|---|
| 20 | 0.00507758 |
| 100 | 0.0253879 |
| 500 | 0.12694 |
| 5,000 | 1.2694 |
| 20,000 | 5.0776 |
| 100,000 | 25.3879 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XAUT | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 3,938.88 | 0.0465636 XAUT | ≈ $0.024 | medium |
| Solana | 3,938.88 | 0.0465636 XAUT | ≈ $0.00046 | fast |
| Polygon | 3,938.88 | 0.0465636 XAUT | ≈ $0.0016 | fast |
| Arbitrum One | 3,938.88 | — | ≈ $0.0029 | fast |
| BASE | 3,938.88 | — | — | — |
| BNB Smart Chain (BEP20) | 3,938.88 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 3,938.88 | — | ≈ $0.0014 | fast |
| NEAR | 3,938.88 | — | — | — |
| Optimism | 3,938.88 | — | ≈ $0.00015 | fast |
| XLM open now | 3,938.88 | — | — | — |
How the XAUT → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send XAUT in Tether Gold for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XAUT
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XAUT to USDC XLM rate has been
high 4,060.35 USDC XLMlow 3,873.48 USDC XLM
Oct 26, 2026 22:26Nov 2, 2026 22:26
high 4,185.57 USDC XLMlow 3,875.86 USDC XLM
Oct 3, 2026 03:00Nov 2, 2026 03:00
high 4,662.89 USDC XLMlow 3,875.86 USDC XLM
Aug 4, 2026 03:00Nov 2, 2026 03:00
high 5,491.44 USDC XLMlow 3,875.86 USDC XLM
Nov 3, 2025 03:00Nov 2, 2026 03:00
- 24 hours
- +1.97%
- Week
- −1.82%
- Weekly high
- 4,060.35 USDC XLM
- Weekly low
- 3,873.48 USDC XLM
- Spread
- 4.82%
Market data from CoinGecko as of Nov 2, 2026 20:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XAUT/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 3,951.42 | 3,873.48 | 3,896.46 | +1.97% |
| Week | 4,060.35 | 3,873.48 | 3,960.9 | −1.82% |
| Month | 4,185.57 | 3,875.86 | 4,089.68 | −4.94% |
| Quarter | 4,662.89 | 3,875.86 | 4,271.69 | −2.58% |
Figures are in USDC XLM per unit sent, from market data.
Daily XAUT → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 2, 2026 | 3,937.59 USDC XLM | +1.59% |
| Nov 1, 2026 | 3,875.86 USDC XLM | −0.09% |
| Oct 31, 2026 | 3,879.49 USDC XLM | −3.12% |
| Oct 30, 2026 | 4,004.4 USDC XLM | −1.05% |
| Oct 29, 2026 | 4,047.05 USDC XLM | −0.29% |
| Oct 28, 2026 | 4,058.71 USDC XLM | +1.34% |
| Oct 27, 2026 | 4,005.04 USDC XLM | +0.2% |
Daily RubyCash rate: XAUT → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 2, 2026 | 3,946.03 USDC XLM | 3,950.15 |
| Nov 1, 2026 | 3,887.16 USDC XLM | 3,873.83 |
| Oct 31, 2026 | 3,885.57 USDC XLM | 3,875.06 |
| Oct 30, 2026 | 3,885.58 USDC XLM | 3,872 |
| Oct 29, 2026 | 4,025.33 USDC XLM | 4,019.42 |
| Oct 28, 2026 | 4,053.74 USDC XLM | 4,047.32 |
| Oct 27, 2026 | 4,068.73 USDC XLM | 4,058.26 |
| Oct 26, 2026 | 4,017.22 USDC XLM | 4,013.07 |
| Oct 25, 2026 | 4,001.65 USDC XLM | 3,993.93 |
| Oct 24, 2026 | 3,996.11 USDC XLM | 3,991.94 |
| Oct 22, 2026 | 4,038.06 USDC XLM | 4,033.95 |
| Oct 21, 2026 | 4,132.61 USDC XLM | 4,138.22 |
| Oct 20, 2026 | 4,129.12 USDC XLM | 4,125.07 |
| Oct 19, 2026 | 4,143.61 USDC XLM | 4,135.44 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XAUT and USDC
Tether Gold XAUT- Price
- $3,948.50
- 24 hours
- +1.95%
- Week
- −1.53%
- Market cap
- $3.19 B
- 24-hour turnover
- $189.44 M
- Rank by cap
- #32
- In circulation
- 808.99 K XAUT
- Record price
- $5,504.62
USD Coin USDC- Price
- $0.999582
- 24 hours
- −0.02%
- Week
- +0.03%
- Market cap
- $71.01 B
- 24-hour turnover
- $12.75 B
- Rank by cap
- #6
- In circulation
- 71.04 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 2, 2026 20:24.
Tether Gold against USD Coin
| Tether Gold (XAUT) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XAUT | USDC |
| Type | token | token |
| Launched | 2020 | 2018 |
| Built by | Tether | Circle |
| In circulation | 808.99 K XAUT | 71.04 B USDC |
| Market cap | $3.19 B | $71.01 B |
| Rank by cap | #32 | #6 |
| Network | — | XLM |
| Supply cap | — | no cap |
Daily moves of XAUT and USDC over 90 days line up at 0.08 — they travel apart.
Common questions: XAUT → USDC XLM
What rate does XAUT to USDC XLM run at?
As of Nov 2, 2026 22:24 it is 1 XAUT = 3,938.88 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $3,937.24.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XAUT, and that one goes to the blockchain, not to us.
How long does XAUT to USDC XLM take?
The clock starts with confirmations: the order goes into work once Tether Gold confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XAUT to USDC XLM rate do this month?
The month came in at minus 4.94%. Low 3,875.86, high 4,185.57, middle 4,089.68 USDC XLM per XAUT.
Can I go back, USDC XLM to XAUT?
Yes, the reverse direction is open: 1 USDC XLM = 0.000255157 XAUT. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XAUT, receive something else
XAUT → USDS3,945.03
XAUT → USDT Arbitrum3,948.58- XAUT → USDT BEP203,948.58
- XAUT → USDT AVAX C3,948.58
- XAUT → USDT ERC203,948.58
- XAUT → USDT NEAR3,948.58
- XAUT → USDT OMNI3,948.58
- XAUT → USDT Optimism3,948.58
