Swap Cardano (ADA) for USD Coin (USDC Optimism)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 12:24

Payout network
Optimism
24 hours
+0.51%
You get 0.194111 USDC Optimism
Start the order
Rate
1 ADA = 0.194111 USDC Optimism
Up to
51,600,000 ADA

The figure is indicative; the exact amount is locked in the order.

The direction runs at 0.194111 USDC Optimism per ADA, or 5.1517 ADA per USDC Optimism. Market over 24 hours: ADA against USDC Optimism plus 0.51%. The week added minus 6.13%.

The weekly corridor ran from 0.186979 to 0.207834 USDC Optimism, a spread of 11.15%.

The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap Cardano sits 18th ($7.28 B) and USD Coin 6th ($71.65 B). Daily moves of ADA and USDC over 90 days line up at 0.05 (they travel apart).

Who takes the ADA → USDC Optimism route

  • Sitting out the swingsADA moved −21.67% over the past month. USDC tracks the dollar, so after the swap the value stops following ADA.
  • A road both waysThe USDC Optimism → ADA direction is open too, so going back into ADA takes the same route.

ADA → USDC Optimism rate and amounts

1 ADA = 0.194111 USDC Optimism
1 USDC Optimism = 5.1517 ADA

Send ADA — receive USDC Optimism

ADAUSDC Optimism
10019.4111
50097.0556
2,000388.2224
20,0003,882.22
100,00019,411.12
500,00097,055.6

Need USDC Optimism — send this much ADA

USDC OptimismADA
1051.5169
50257.5843
5002,575.84
2,00010,303.37
20,000103,033.72
100,000515,168.6

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer ADAFromNetwork feeSpeed
Polygon0.193836405.2006 ADA≈ $0.00015fast
Solana0.193836405.2006 ADA≈ $0.00048fast
Ethereum (ERC20)0.193836405.2006 ADA≈ $0.0067medium
Arbitrum One0.194111—≈ $0.003fast
BASE0.194111———
BNB Smart Chain (BEP20)0.194111—≈ $0.0023fast
Avalanche C-Chain0.194111—≈ $0.0014fast
NEAR0.194111———
Optimism open now0.194111—≈ $0.00015fast
XLM0.194111———

How the ADA → USDC Optimism order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in Optimism and a way to reach you.
  3. Send ADA in Cardano for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap ADA for USDC Optimism

Check this before sending ADA

  • The address network is Optimism. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the ADA to USDC Optimism rate has been

high 0.207834 USDC Optimismlow 0.186979 USDC Optimism
Oct 25, 2026 12:28Nov 1, 2026 12:28
high 0.270412 USDC Optimismlow 0.190384 USDC Optimism
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 0.270412 USDC Optimismlow 0.174183 USDC Optimism
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 0.613226 USDC Optimismlow 0.143757 USDC Optimism
Nov 1, 2025 03:00Oct 31, 2026 03:00
24 hours
+0.51%
Week
−6.13%
Weekly high
0.207834 USDC Optimism
Weekly low
0.186979 USDC Optimism
Spread
11.15%

Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far ADA/USDC Optimism travelled, by period

PeriodHighLowMiddleNet move
24 hours0.1936980.1923440.193024+0.51%
Week0.2078340.1869790.200088−6.13%
Month0.2704120.1903840.229315−21.69%
Quarter0.2704120.1741830.216068+10.73%

Figures are in USDC Optimism per unit sent, from market data.

Daily ADA → USDC Optimism rate

DayCloseAgainst the day before
Oct 31, 20260.193076 USDC Optimism+1.41%
Oct 30, 20260.190384 USDC Optimism−7.56%
Oct 29, 20260.205959 USDC Optimism+0.07%
Oct 28, 20260.205822 USDC Optimism−0.35%
Oct 27, 20260.206537 USDC Optimism+1.26%
Oct 26, 20260.203962 USDC Optimism−1.98%
Oct 25, 20260.208083 USDC Optimism−1.26%

Daily RubyCash rate: ADA → USDC Optimism

DateRubyCash rateMarket rate
Nov 1, 20260.194422 USDC Optimism0.193644
Oct 31, 20260.194051 USDC Optimism0.193073
Oct 30, 20260.195352 USDC Optimism0.192854
Oct 29, 20260.191987 USDC Optimism0.192127
Oct 28, 20260.206353 USDC Optimism0.20601
Oct 27, 20260.206467 USDC Optimism0.205374
Oct 26, 20260.205364 USDC Optimism0.204936
Oct 25, 20260.206845 USDC Optimism0.205816
Oct 24, 20260.207807 USDC Optimism0.20624
Oct 22, 20260.213635 USDC Optimism0.21291
Oct 21, 20260.227304 USDC Optimism0.228732
Oct 20, 20260.2246 USDC Optimism0.223588
Oct 19, 20260.219338 USDC Optimism0.217006
Oct 18, 20260.220414 USDC Optimism0.218031

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on ADA and USDC

Cardano ADA
Price
$0.193644
24 hours
+0.51%
Week
−5.34%
Market cap
$7.28 B
24-hour turnover
$132.52 M
Rank by cap
#18
In circulation
37.58 B ADA
Record price
$3.09
USD Coin USDC
Price
$1.00
24 hours
+0.01%
Week
+0.05%
Market cap
$71.65 B
24-hour turnover
$5.88 B
Rank by cap
#6
In circulation
71.65 B USDC
Record price
$1.04

Source: CoinGecko, Nov 1, 2026 11:54.

Cardano against USD Coin

Cardano (ADA)USD Coin (USDC)
TickerADAUSDC
Typecoin of its own networktoken
Launched20172018
Built byCharles HoskinsonCircle
ConsensusProof of Stake (Ouroboros)—
Block~20 sec—
Supply cap45 B ADAno cap
Privacytransfers are public—
In circulation37.58 B ADA71.65 B USDC
Market cap$7.28 B$71.65 B
Rank by cap#18#6
Network—Optimism
Fees are paid in—ETH

Daily moves of ADA and USDC over 90 days line up at 0.05 — they travel apart.

Common questions: ADA → USDC Optimism

What rate does ADA to USDC Optimism run at?
As of Nov 1, 2026 12:24 it is 1 ADA = 0.194111 USDC Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.194111.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ADA, and that one goes to the blockchain, not to us.
How long does ADA to USDC Optimism take?
The clock starts with confirmations: the order goes into work once Cardano confirms your transfer. After that it comes down to how busy the network is. A block in Cardano closes in about 20 sec.
Which network will USDC Optimism arrive in?
The payout leaves in Optimism. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the ADA to USDC Optimism rate do this month?
The month came in at minus 21.69%. Low 0.190384, high 0.270412, middle 0.229315 USDC Optimism per ADA.
Can I go back, USDC Optimism to ADA?
Yes, the reverse direction is open: 1 USDC Optimism = 5.1932 ADA. The link sits right under the calculator.

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