USDC: moving from Polygon PoS to BNB Smart Chain
The same USDC, only in another network: send USDC Polygon and collect USDC BEP20 at your own address in BNB Smart Chain. No bridge contracts, no signatures, no wrapped tokens.
Rate as of Sep 18, 2026 22:03
- Payout network
- BNB Smart Chain (BEP20)
- 24 hours
- 0%
You get
USDC BEP20
Start the order
USDC BEP20
The figure is indicative; the exact amount is locked in the order.
The direction runs at 1.0001 USDC BEP20 per USDC Polygon, or 0.9999 USDC Polygon per USDC BEP20. Market over 24 hours: USDC Polygon against USDC BEP20 a move of 0%. The week added a move of 0%.
The weekly corridor ran from 1 to 1 USDC BEP20, a spread of 0%.
The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network.
Who takes the USDC Polygon → USDC BEP20 route
- Moving between networksUSDC in Polygon (fee ≈ $0.0019) becomes BNB Smart Chain (BEP20) (fee ≈ $0.0025) — the usual way to top up a wallet or an exchange that speaks one network only.
- A road both waysThe USDC BEP20 → USDC Polygon direction is open too, so going back into USDC takes the same route.
USDC Polygon → USDC BEP20 rate and amounts
1 USDC Polygon = 1.0001 USDC BEP20
1 USDC BEP20 = 0.9999 USDC Polygon
Send USDC Polygon — receive USDC BEP20
| USDC Polygon | USDC BEP20 |
|---|---|
| 20 | 20.002 |
| 100 | 100.01 |
| 500 | 500.05 |
| 5,000 | 5,000.5 |
| 20,000 | 20,002 |
| 100,000 | 100,010 |
Need USDC BEP20 — send this much USDC Polygon
| USDC BEP20 | USDC Polygon |
|---|---|
| 20 | 19.998 |
| 100 | 99.99 |
| 500 | 499.95 |
| 5,000 | 4,999.5 |
| 20,000 | 19,998 |
| 100,000 | 99,990 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USDC Polygon | From | Network fee | Speed |
|---|---|---|---|---|
| Solana | 0.9999 | 10,500 USDC Polygon | ≈ $0.00056 | fast |
| Ethereum (ERC20) | 1.0055 | 100 USDC Polygon | ≈ $0.054 | medium |
| Arbitrum One | 1.0001 | — | ≈ $0.0035 | fast |
| BASE | 1.0001 | — | — | — |
| BNB Smart Chain (BEP20) open now | 1.0001 | — | ≈ $0.0025 | fast |
| Avalanche C-Chain | 1.0001 | — | ≈ $0.00027 | fast |
| NEAR | 1.0001 | — | — | — |
| Optimism | 1.0001 | — | ≈ $0.00019 | fast |
| XLM | 1.0001 | — | — | — |
How the USDC Polygon → USDC BEP20 order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in BNB Smart Chain (BEP20) and a way to reach you.
- Send USDC Polygon in Polygon for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin BEP20 leaves for your address. The order page tracks every step.
Check this before sending USDC Polygon
- The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to BNB Smart Chain.
- To move USDC on later, put a little BNB at the same address.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Polygon PoS against BNB Smart Chain
| Polygon PoS | BNB Smart Chain | |
|---|---|---|
| Network type | Sidechain with checkpoints in Ethereum | Layer one (L1) |
| Fees are paid in | POL | BNB |
| Fee level | ≈ $0.0019 | ≈ $0.0025 |
| Speed | fast | fast |
| Block | ~2 sec | — |
| Address shape | 0x… | 0x… |
| Memo or tag | not needed | not needed |
| Ethereum-style address (0x…) | yes | yes |
Fee and speed levels are comparative: both move with how busy the network is.
How this differs from a classic bridge
| RubyCash | Classic bridge | |
|---|---|---|
| What lands at your address | USDC in BNB Smart Chain | Depends: in some networks it is the bridged version of the token |
| Wallet and signatures | Not needed: the coins go to the address from the order | Needed: connect the wallet and sign contract transactions |
| A coin for fees in BNB Smart Chain | Not needed to receive | Often needed, or the funds cannot be claimed or moved on |
| Timing | After confirmations in Polygon PoS; the order page tracks it | Depends on the bridge and the load of both networks |
| Who holds the funds meanwhile | RubyCash for the life of the order, with an AML check | The bridge contract or its validators |
Bridge Polygon PoS → BNB Smart Chain: all directions The BNB Smart Chain network
Where the USDC Polygon to USDC BEP20 rate has been
high 1 USDC BEP20low 1 USDC BEP20
Sep 11, 2026 22:04Sep 18, 2026 22:04
high 1 USDC BEP20low 1 USDC BEP20
Aug 19, 2026 03:00Sep 18, 2026 03:00
high 1 USDC BEP20low 1 USDC BEP20
Jun 20, 2026 03:00Sep 18, 2026 03:00
high 1 USDC BEP20low 1 USDC BEP20
Sep 19, 2025 03:00Sep 18, 2026 03:00
- 24 hours
- 0%
- Week
- 0%
- Weekly high
- 1 USDC BEP20
- Weekly low
- 1 USDC BEP20
- Spread
- 0%
Market data from CoinGecko as of Sep 18, 2026 21:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC Polygon/USDC BEP20 travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1 | 1 | 1 | 0% |
| Week | 1 | 1 | 1 | 0% |
| Month | 1 | 1 | 1 | 0% |
| Quarter | 1 | 1 | 1 | 0% |
Figures are in USDC BEP20 per unit sent, from market data.
Daily USDC Polygon → USDC BEP20 rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 18, 2026 | 1 USDC BEP20 | 0% |
| Sep 17, 2026 | 1 USDC BEP20 | 0% |
| Sep 16, 2026 | 1 USDC BEP20 | 0% |
| Sep 15, 2026 | 1 USDC BEP20 | 0% |
| Sep 14, 2026 | 1 USDC BEP20 | 0% |
| Sep 13, 2026 | 1 USDC BEP20 | 0% |
| Sep 12, 2026 | 1 USDC BEP20 | 0% |
Daily RubyCash rate: USDC Polygon → USDC BEP20
| Date | RubyCash rate | Market rate |
|---|---|---|
| Sep 18, 2026 | 1.0001 USDC BEP20 | 1 |
| Sep 17, 2026 | 1.0001 USDC BEP20 | 1 |
| Sep 16, 2026 | 1.0001 USDC BEP20 | 1 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC
USD Coin USDC- Price
- $0.999741
- 24 hours
- +0.02%
- Week
- 0%
- Market cap
- $73.94 B
- 24-hour turnover
- $21.2 B
- Rank by cap
- #6
- In circulation
- 73.96 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 18, 2026 21:54.
Common questions: USDC Polygon → USDC BEP20
What rate does USDC Polygon to USDC BEP20 run at?
As of Sep 18, 2026 22:03 it is 1 USDC Polygon = 1.0001 USDC BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.999841.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC Polygon, and that one goes to the blockchain, not to us.
How long does USDC Polygon to USDC BEP20 take?
The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is. A block in Polygon closes in about 2 sec.
Which network will USDC BEP20 arrive in?
The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
Will native USDC arrive, or a wrapper?
USDC BEP20 is the standard USDC token in BNB Smart Chain — exactly what exchanges send when they withdraw into this network.
Do I need BNB to receive USDC BEP20?
Not to receive. BNB comes into play later, when you want to send USDC from your address.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC Polygon to USDC BEP20 rate do this month?
The month came in at a move of 0%. Low 1, high 1, middle 1 USDC BEP20 per USDC Polygon.
Can I go back, USDC BEP20 to USDC Polygon?
Yes, the reverse direction is open: 1 USDC BEP20 = 1.0001 USDC Polygon. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC Polygon, receive something else
USDC Polygon → USDS1.0001
USDC Polygon → USDT Arbitrum0.994888- USDC Polygon → USDT BEP201.0005
- USDC Polygon → USDT AVAX C1.0005
- USDC Polygon → USDT ERC200.99919
- USDC Polygon → USDT NEAR1.0005
- USDC Polygon → USDT OMNI1.0005
- USDC Polygon → USDT Optimism1.0005
Receive USDC BEP20, send something else
- USDC SOL → USDC BEP201.0001
- USDC XLM → USDC BEP201.0001
- USDS → USDC BEP201.0001
- USDT Arbitrum → USDC BEP200.9997
- USDT BEP20 → USDC BEP200.9997
- USDT AVAX C → USDC BEP200.9997
- USDT ERC20 → USDC BEP200.9997
- USDT NEAR → USDC BEP200.9997
USDC Polygon USDC BEP20 All directions All currencies
Bridge Polygon PoS → BNB Smart Chain: all directions All bridges