USDC Polygon (Polygon PoS) → USDT Arbitrum (Arbitrum One)

Dollars change networks: send USDC Polygon in Polygon PoS, collect USDT Arbitrum in Arbitrum One. One order.

Rate as of Nov 1, 2026 10:59

Orders from: 100 USDC Polygon ≈ $100.00
Payout network: Arbitrum One
24 hours: −0.01%

You send

USDC Polygon

You get 1,990.97

USDT Arbitrum

Start the order

Rate: 1 USDC Polygon = 0.995484 USDT Arbitrum
From: 100 USDC Polygon
Up to: 10,000,000 USDC Polygon

The figure is indicative; the exact amount is locked in the order.

Today USDC Polygon goes for 0.995484 USDT Arbitrum, and USDT Arbitrum goes for 1.0045 USDC Polygon. Market over 24 hours: USDC Polygon against USDT Arbitrum minus 0.01%. The week added a move of 0%.

The weekly corridor ran from 1.0003 to 1.0012 USDT Arbitrum, a spread of 0.09%. A single order takes 100 to 10,000,000 USDC Polygon. In dollars that is roughly $100.00.

The payout leaves in the Arbitrum One network, so the receiving address has to belong to that network. By market cap USD Coin sits 6th ($71.71 B) and Tether 3th ($180.04 B). Daily moves of USDC and USDT over 90 days line up at 0.13 (they travel apart).

Who takes the USDC Polygon → USDT Arbitrum route

A road both waysThe USDT Arbitrum → USDC Polygon direction is open too, so going back into USDC takes the same route.

USDC Polygon → USDT Arbitrum rate and amounts

1 USDC Polygon = 0.995484 USDT Arbitrum

1 USDT Arbitrum = 1.0045 USDC Polygon

Send USDC Polygon — receive USDT Arbitrum

USDC Polygon	USDT Arbitrum
100	99.5484
500	497.742
2,000	1,990.97
5,000	4,977.42
20,000	19,909.68
100,000	99,548.4

Need USDT Arbitrum — send this much USDC Polygon

USDT Arbitrum	USDC Polygon
100	100.4536
500	502.2682
2,000	2,009.07
5,000	5,022.68
20,000	20,090.73
100,000	100,453.65

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per USDC Polygon	From	Network fee	Speed
Solana	0.999789	100 USDC Polygon	≈ $0.00048	fast
TRON (TRC20)	0.999789	100 USDC Polygon	≈ $2.1	fast
Polygon	0.999789	100 USDC Polygon	≈ $0.00018	fast
Arbitrum One open now	0.995484	100 USDC Polygon	≈ $0.003	fast
TON	0.999789	100 USDC Polygon	low	fast
Ethereum (ERC20)	0.999789	100 USDC Polygon	≈ $0.0062	medium
OMNI	1.0011	—	—	—
BNB Smart Chain (BEP20)	1.0011	200 USDC Polygon	≈ $0.0023	fast
Avalanche C-Chain	1.0011	—	≈ $0.0015	fast
NEAR	1.0011	—	—	—
Optimism	1.0011	—	≈ $0.00015	fast

USDT network fees

How the USDC Polygon → USDT Arbitrum order runs

Work out the amount in the calculator: orders start at 100 USDC Polygon.
Enter a USDT address in Arbitrum One and a way to reach you.
Send USDC Polygon in Polygon for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap USDC Polygon for USDT Arbitrum

Check this before sending USDC Polygon

The address network is Arbitrum One. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 100 USDC Polygon.
Copy the address whole, then compare the first and last characters after pasting.
Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to Arbitrum One.
To move USDT on later, put a little ETH at the same address.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Polygon PoS against Arbitrum One

	Polygon PoS	Arbitrum One
Network type	Sidechain with checkpoints in Ethereum	L2, optimistic rollup
Fees are paid in	POL	ETH
Fee level	≈ $0.00018	≈ $0.003
Speed	fast	fast
Block	~2 sec	~0.25 sec
Address shape	0x…	0x…
Memo or tag	not needed	not needed
Ethereum-style address (0x…)	yes	yes
Official withdrawal to Ethereum	—	≈ 7 days (challenge period)

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

	RubyCash	Classic bridge
What lands at your address	USDT in Arbitrum One	The same stablecoin; turning USDT into USDC is a separate step
Wallet and signatures	Not needed: the coins go to the address from the order	Needed: connect the wallet and sign contract transactions
A coin for fees in Arbitrum One	Not needed to receive	Often needed, or the funds cannot be claimed or moved on
Timing	After confirmations in Polygon PoS; the order page tracks it	Depends on the bridge and the load of both networks
Who holds the funds meanwhile	RubyCash for the life of the order, with an AML check	The bridge contract or its validators

Bridge Polygon PoS → Arbitrum One: all directions The Arbitrum One network

Where the USDC Polygon to USDT Arbitrum rate has been

WeekMonthQuarterYear

high 1.0012 USDT Arbitrumlow 1.0003 USDT Arbitrum

Oct 25, 2026 11:03Nov 1, 2026 11:03

high 1.0009 USDT Arbitrumlow 1 USDT Arbitrum

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 1.0009 USDT Arbitrumlow 0.999785 USDT Arbitrum

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 1.0032 USDT Arbitrumlow 0.99687 USDT Arbitrum

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −0.01%
Week: 0%
Weekly high: 1.0012 USDT Arbitrum
Weekly low: 1.0003 USDT Arbitrum
Spread: 0.09%

Market data from CoinGecko as of Nov 1, 2026 09:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC Polygon/USDT Arbitrum travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.0007	1.0005	1.0006	−0.01%
Week	1.0012	1.0003	1.0006	0%
Month	1.0009	1	1.0004	+0.04%
Quarter	1.0009	0.999785	1.0003	+0.03%

Figures are in USDT Arbitrum per unit sent, from market data.

Daily USDC Polygon → USDT Arbitrum rate

Day	Close	Against the day before
Oct 31, 2026	1.0006 USDT Arbitrum	−0.02%
Oct 30, 2026	1.0008 USDT Arbitrum	+0.04%
Oct 29, 2026	1.0004 USDT Arbitrum	−0.01%
Oct 28, 2026	1.0005 USDT Arbitrum	−0.02%
Oct 27, 2026	1.0007 USDT Arbitrum	0%
Oct 26, 2026	1.0007 USDT Arbitrum	+0.03%
Oct 25, 2026	1.0004 USDT Arbitrum	−0.01%

Daily RubyCash rate: USDC Polygon → USDT Arbitrum

Date	RubyCash rate	Market rate
Nov 1, 2026	0.995484 USDT Arbitrum	1.0005
Oct 31, 2026	0.995882 USDT Arbitrum	1.0005
Oct 30, 2026	0.996181 USDT Arbitrum	1.0006
Oct 29, 2026	0.995783 USDT Arbitrum	1.0006
Oct 28, 2026	0.995286 USDT Arbitrum	1.0004
Oct 27, 2026	0.995783 USDT Arbitrum	1.0005
Oct 26, 2026	0.995882 USDT Arbitrum	1.0006
Oct 25, 2026	0.995584 USDT Arbitrum	1.0005
Oct 24, 2026	0.995783 USDT Arbitrum	1.0004
Oct 22, 2026	0.995385 USDT Arbitrum	1.0005
Oct 21, 2026	0.995385 USDT Arbitrum	1.0003
Oct 20, 2026	0.995186 USDT Arbitrum	1.0005
Oct 19, 2026	0.995484 USDT Arbitrum	1.0007
Oct 18, 2026	0.995683 USDT Arbitrum	1.0006

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC and USDT

USD Coin USDC

Price: $1.00
24 hours: +0.02%
Week: +0.05%
Market cap: $71.71 B
24-hour turnover: $5.7 B
Rank by cap: #6
In circulation: 71.7 B USDC
Record price: $1.04

Tether USDT

Price: $0.999549
24 hours: +0.03%
Week: +0.04%
Market cap: $180.04 B
24-hour turnover: $25.12 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Source: CoinGecko, Nov 1, 2026 09:24.

USD Coin against Tether

	USD Coin (USDC)	Tether (USDT)
Ticker	USDC	USDT
Type	token	token
Network	Polygon	Arbitrum One
Fees are paid in	POL	ETH
Launched	2018	2014
Built by	Circle	Tether Limited
Supply cap	no cap	no cap
In circulation	71.7 B USDC	180.12 B USDT
Market cap	$71.71 B	$180.04 B
Rank by cap	#6	#3

Daily moves of USDC and USDT over 90 days line up at 0.13 — they travel apart.

Common questions: USDC Polygon → USDT Arbitrum

What rate does USDC Polygon to USDT Arbitrum run at?

As of Nov 1, 2026 10:59 it is 1 USDC Polygon = 0.995484 USDT Arbitrum. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.995035.

What amounts does USDC Polygon → USDT Arbitrum accept?

From 100 to 10,000,000 USDC Polygon per order. The lower limit is roughly $100.00.

Where does the 100 USDC Polygon floor come from?

Network fees and order handling eat a small transfer alive — below 100 USDC Polygon the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC Polygon, and that one goes to the blockchain, not to us.

How long does USDC Polygon to USDT Arbitrum take?

The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is. A block in Polygon closes in about 2 sec.

Will native USDT arrive, or a wrapper?

USDT Arbitrum is the standard USDT token in Arbitrum One — exactly what exchanges send when they withdraw into this network.

Do I need ETH to receive USDT Arbitrum?

Not to receive. ETH comes into play later, when you want to send USDT from your address.

Which network will USDT Arbitrum arrive in?

The payout leaves in Arbitrum One. Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC Polygon to USDT Arbitrum rate do this month?

The month came in at plus 0.04%. Low 1, high 1.0009, middle 1.0004 USDT Arbitrum per USDC Polygon.

Can I go back, USDT Arbitrum to USDC Polygon?

Yes, the reverse direction is open: 1 USDT Arbitrum = 0.997196 USDC Polygon. The link sits right under the calculator.