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  1. Swap USD Coin (USDC Polygon) for Tether (USDT NEAR)

Swap USD Coin (USDC Polygon) for Tether (USDT NEAR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 02:54

Payout network
NEAR
24 hours
+0.01%
You get 1.0008 USDT NEAR
Start the order
Rate
1 USDC Polygon = 1.0008 USDT NEAR
Up to
10,000,000 USDC Polygon

The figure is indicative; the exact amount is locked in the order.

The direction runs at 1.0008 USDT NEAR per USDC Polygon, or 0.999201 USDC Polygon per USDT NEAR. Market over 24 hours: USDC Polygon against USDT NEAR plus 0.01%. The week added a move of 0%.

The weekly corridor ran from 1.0003 to 1.0012 USDT NEAR, a spread of 0.09%.

The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap USD Coin sits 6th ($71.5 B) and Tether 3th ($179.97 B). Daily moves of USDC and USDT over 90 days line up at 0.11 (they travel apart).

Who takes the USDC Polygon → USDT NEAR route

  • A road both waysThe USDT NEAR → USDC Polygon direction is open too, so going back into USDC takes the same route.

USDC Polygon → USDT NEAR rate and amounts

1 USDC Polygon = 1.0008 USDT NEAR
1 USDT NEAR = 0.999201 USDC Polygon

Send USDC Polygon — receive USDT NEAR

USDC PolygonUSDT NEAR
2020.016
100100.08
500500.4
5,0005,004
20,00020,016
100,000100,080.01

Need USDT NEAR — send this much USDC Polygon

USDT NEARUSDC Polygon
2019.984
10099.9201
500499.6003
5,0004,996
20,00019,984.01
100,00099,920.06

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer USDC PolygonFromNetwork feeSpeed
Solana0.999489100 USDC Polygon≈ $0.00047fast
TRON (TRC20)0.999489100 USDC Polygon≈ $2.1fast
Polygon0.999489100 USDC Polygon≈ $0.0016fast
Arbitrum One0.995186100 USDC Polygon≈ $0.0029fast
TON0.999489100 USDC Polygonlowfast
Ethereum (ERC20)0.999489100 USDC Polygon≈ $0.0053medium
OMNI1.0008———
BNB Smart Chain (BEP20)1.0008200 USDC Polygon≈ $0.0023fast
Avalanche C-Chain1.0008—≈ $0.0014fast
NEAR open now1.0008———
Optimism1.0008—≈ $0.00015fast

USDT network fees

How the USDC Polygon → USDT NEAR order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDT address in NEAR and a way to reach you.
  3. Send USDC Polygon in Polygon for exactly the amount stated in the order.
  4. Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap USDC Polygon for USDT NEAR

Check this before sending USDC Polygon

  • The address network is NEAR. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDC Polygon to USDT NEAR rate has been

high 1.0012 USDT NEARlow 1.0003 USDT NEAR
Oct 26, 2026 02:54Nov 2, 2026 02:54
high 1.0009 USDT NEARlow 1 USDT NEAR
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 1.0009 USDT NEARlow 0.999785 USDT NEAR
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 1.0032 USDT NEARlow 0.99687 USDT NEAR
Nov 2, 2025 03:00Nov 1, 2026 03:00
24 hours
+0.01%
Week
0%
Weekly high
1.0012 USDT NEAR
Weekly low
1.0003 USDT NEAR
Spread
0.09%

Market data from CoinGecko as of Nov 1, 2026 23:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC Polygon/USDT NEAR travelled, by period

PeriodHighLowMiddleNet move
24 hours1.00061.00051.0005+0.01%
Week1.00121.00031.00060%
Month1.000911.0005+0.03%
Quarter1.00090.9997851.0003+0.02%

Figures are in USDT NEAR per unit sent, from market data.

Daily USDC Polygon → USDT NEAR rate

DayCloseAgainst the day before
Nov 1, 20261.0005 USDT NEAR−0.01%
Oct 31, 20261.0007 USDT NEAR−0.02%
Oct 30, 20261.0008 USDT NEAR+0.04%
Oct 29, 20261.0004 USDT NEAR−0.01%
Oct 28, 20261.0005 USDT NEAR−0.02%
Oct 27, 20261.0007 USDT NEAR0%
Oct 26, 20261.0007 USDT NEAR+0.03%

Daily RubyCash rate: USDC Polygon → USDT NEAR

DateRubyCash rateMarket rate
Nov 1, 20261.0007 USDT NEAR1.0006
Oct 31, 20261.0015 USDT NEAR1.0005
Oct 30, 20261.0018 USDT NEAR1.0006
Oct 29, 20261.0014 USDT NEAR1.0006
Oct 28, 20261.0009 USDT NEAR1.0004
Oct 27, 20261.0014 USDT NEAR1.0005
Oct 26, 20261.0015 USDT NEAR1.0006
Oct 25, 20261.0012 USDT NEAR1.0005
Oct 24, 20261.0014 USDT NEAR1.0004
Oct 22, 20261.001 USDT NEAR1.0005
Oct 21, 20261.001 USDT NEAR1.0003
Oct 20, 20261.0008 USDT NEAR1.0005
Oct 19, 20261.0011 USDT NEAR1.0007
Oct 18, 20261.0013 USDT NEAR1.0006

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC and USDT

USD Coin USDC
Price
$0.999728
24 hours
−0.03%
Week
+0.01%
Market cap
$71.5 B
24-hour turnover
$6.06 B
Rank by cap
#6
In circulation
71.52 B USDC
Record price
$1.04
Tether USDT
Price
$0.99916
24 hours
−0.04%
Week
+0.01%
Market cap
$179.97 B
24-hour turnover
$25.81 B
Rank by cap
#3
In circulation
180.12 B USDT
Record price
$1.32

Source: CoinGecko, Nov 1, 2026 23:54.

USD Coin against Tether

USD Coin (USDC)Tether (USDT)
TickerUSDCUSDT
Typetokentoken
NetworkPolygonNEAR
Fees are paid inPOL—
Launched20182014
Built byCircleTether Limited
Supply capno capno cap
In circulation71.52 B USDC180.12 B USDT
Market cap$71.5 B$179.97 B
Rank by cap#6#3

Daily moves of USDC and USDT over 90 days line up at 0.11 — they travel apart.

Common questions: USDC Polygon → USDT NEAR

What rate does USDC Polygon to USDT NEAR run at?
As of Nov 2, 2026 02:54 it is 1 USDC Polygon = 1.0008 USDT NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.999959.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC Polygon, and that one goes to the blockchain, not to us.
How long does USDC Polygon to USDT NEAR take?
The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is.
Which network will USDT NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDT cheaper?
The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC Polygon to USDT NEAR rate do this month?
The month came in at plus 0.03%. Low 1, high 1.0009, middle 1.0005 USDT NEAR per USDC Polygon.
Can I go back, USDT NEAR to USDC Polygon?
Yes, the reverse direction is open: 1 USDT NEAR = 0.9994 USDC Polygon. The link sits right under the calculator.

Worth reading

Where else this can go

The other way round

Send USDC Polygon, receive something else

Receive USDT NEAR, send something else

USDC Polygon USDT NEAR All directions All currencies

USD Coin (USDC) against Tether (USDT)

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