Stablecoins from Polygon PoS to OP Mainnet (Optimism): USDC Polygon → USDT Optimism

Today USDC Polygon goes for 1.0007 USDT Optimism, and USDT Optimism goes for 0.9993 USDC Polygon. Market over 24 hours: USDC Polygon against USDT Optimism plus 0.01%. The week added a move of 0%.

The weekly corridor ran from 1.0003 to 1.0015 USDT Optimism, a spread of 0.13%.

The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap USD Coin sits 6th ($71.53 B) and Tether 3th ($179.98 B). Daily moves of USDC and USDT over 90 days line up at 0.11 (they travel apart).

Who takes the USDC Polygon → USDT Optimism route

A road both waysThe USDT Optimism → USDC Polygon direction is open too, so going back into USDC takes the same route.

USDC Polygon → USDT Optimism rate and amounts

1 USDC Polygon = 1.0007 USDT Optimism

1 USDT Optimism = 0.9993 USDC Polygon

Send USDC Polygon — receive USDT Optimism

USDC Polygon	USDT Optimism
20	20.014
100	100.07
500	500.35
5,000	5,003.5
20,000	20,014
100,000	100,070.01

Need USDT Optimism — send this much USDC Polygon

USDT Optimism	USDC Polygon
20	19.986
100	99.93
500	499.6502
5,000	4,996.5
20,000	19,986.01
100,000	99,930.04

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per USDC Polygon	From	Network fee	Speed
Solana	0.999389	100 USDC Polygon	≈ $0.00047	fast
TRON (TRC20)	0.999389	100 USDC Polygon	≈ $2.1	fast
Polygon	0.999389	100 USDC Polygon	≈ $0.0016	fast
Arbitrum One	0.995087	100 USDC Polygon	≈ $0.0029	fast
TON	0.999389	100 USDC Polygon	low	fast
Ethereum (ERC20)	0.999389	100 USDC Polygon	≈ $0.0093	medium
OMNI	1.0007	—	—	—
BNB Smart Chain (BEP20)	1.0007	200 USDC Polygon	≈ $0.0023	fast
Avalanche C-Chain	1.0007	—	≈ $0.0014	fast
NEAR	1.0007	—	—	—
Optimism open now	1.0007	—	≈ $0.00015	fast

USDT network fees

How the USDC Polygon → USDT Optimism order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDT address in Optimism and a way to reach you.
Send USDC Polygon in Polygon for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap USDC Polygon for USDT Optimism

Check this before sending USDC Polygon

The address network is Optimism. Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to OP Mainnet (Optimism).
To move USDT on later, put a little ETH at the same address.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Polygon PoS against OP Mainnet (Optimism)

	Polygon PoS	OP Mainnet (Optimism)
Network type	Sidechain with checkpoints in Ethereum	L2, optimistic rollup
Fees are paid in	POL	ETH
Fee level	≈ $0.0016	≈ $0.00015
Speed	fast	fast
Block	~2 sec	~2 sec
Address shape	0x…	0x…
Memo or tag	not needed	not needed
Ethereum-style address (0x…)	yes	yes
Official withdrawal to Ethereum	—	≈ 7 days (challenge period)

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

	RubyCash	Classic bridge
What lands at your address	USDT in OP Mainnet (Optimism)	The same stablecoin; turning USDT into USDC is a separate step
Wallet and signatures	Not needed: the coins go to the address from the order	Needed: connect the wallet and sign contract transactions
A coin for fees in OP Mainnet (Optimism)	Not needed to receive	Often needed, or the funds cannot be claimed or moved on
Timing	After confirmations in Polygon PoS; the order page tracks it	Depends on the bridge and the load of both networks
Who holds the funds meanwhile	RubyCash for the life of the order, with an AML check	The bridge contract or its validators

Bridge Polygon PoS → OP Mainnet (Optimism): all directions The OP Mainnet (Optimism) network

Where the USDC Polygon to USDT Optimism rate has been

WeekMonthQuarterYear

high 1.0015 USDT Optimismlow 1.0003 USDT Optimism

Oct 25, 2026 22:23Nov 1, 2026 22:23

high 1.0009 USDT Optimismlow 1 USDT Optimism

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 1.0009 USDT Optimismlow 0.999785 USDT Optimism

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 1.0032 USDT Optimismlow 0.99687 USDT Optimism

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: +0.01%
Week: 0%
Weekly high: 1.0015 USDT Optimism
Weekly low: 1.0003 USDT Optimism
Spread: 0.13%

Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC Polygon/USDT Optimism travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.0006	1.0005	1.0005	+0.01%
Week	1.0015	1.0003	1.0006	0%
Month	1.0009	1	1.0005	+0.03%
Quarter	1.0009	0.999785	1.0003	+0.02%

Figures are in USDT Optimism per unit sent, from market data.

Daily USDC Polygon → USDT Optimism rate

Day	Close	Against the day before
Nov 1, 2026	1.0005 USDT Optimism	−0.01%
Oct 31, 2026	1.0007 USDT Optimism	−0.02%
Oct 30, 2026	1.0008 USDT Optimism	+0.04%
Oct 29, 2026	1.0004 USDT Optimism	−0.01%
Oct 28, 2026	1.0005 USDT Optimism	−0.02%
Oct 27, 2026	1.0007 USDT Optimism	0%
Oct 26, 2026	1.0007 USDT Optimism	+0.03%

Daily RubyCash rate: USDC Polygon → USDT Optimism

Date	RubyCash rate	Market rate
Nov 1, 2026	1.0008 USDT Optimism	1.0005
Oct 31, 2026	1.0015 USDT Optimism	1.0005
Oct 30, 2026	1.0018 USDT Optimism	1.0006
Oct 29, 2026	1.0014 USDT Optimism	1.0006
Oct 28, 2026	1.0009 USDT Optimism	1.0004
Oct 27, 2026	1.0014 USDT Optimism	1.0005
Oct 26, 2026	1.0015 USDT Optimism	1.0006
Oct 25, 2026	1.0012 USDT Optimism	1.0005
Oct 24, 2026	1.0014 USDT Optimism	1.0004
Oct 22, 2026	1.001 USDT Optimism	1.0005
Oct 21, 2026	1.001 USDT Optimism	1.0003
Oct 20, 2026	1.0008 USDT Optimism	1.0005
Oct 19, 2026	1.0011 USDT Optimism	1.0007
Oct 18, 2026	1.0013 USDT Optimism	1.0006

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC and USDT

USD Coin USDC

Price: $0.999754
24 hours: −0.02%
Week: +0.02%
Market cap: $71.53 B
24-hour turnover: $5.86 B
Rank by cap: #6
In circulation: 71.54 B USDC
Record price: $1.04

Tether USDT

Price: $0.99921
24 hours: −0.03%
Week: +0.01%
Market cap: $179.98 B
24-hour turnover: $25.92 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Source: CoinGecko, Nov 1, 2026 20:54.

USD Coin against Tether

	USD Coin (USDC)	Tether (USDT)
Ticker	USDC	USDT
Type	token	token
Network	Polygon	Optimism
Fees are paid in	POL	ETH
Launched	2018	2014
Built by	Circle	Tether Limited
Supply cap	no cap	no cap
In circulation	71.54 B USDC	180.12 B USDT
Market cap	$71.53 B	$179.98 B
Rank by cap	#6	#3

Daily moves of USDC and USDT over 90 days line up at 0.11 — they travel apart.

Common questions: USDC Polygon → USDT Optimism

What rate does USDC Polygon to USDT Optimism run at?

As of Nov 1, 2026 22:19 it is 1 USDC Polygon = 1.0007 USDT Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.99991.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC Polygon, and that one goes to the blockchain, not to us.

How long does USDC Polygon to USDT Optimism take?

The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is. A block in Polygon closes in about 2 sec.

Which network will USDT Optimism arrive in?

The payout leaves in Optimism. Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

Will native USDT arrive, or a wrapper?

USDT Optimism is the standard USDT token in OP Mainnet (Optimism) — exactly what exchanges send when they withdraw into this network.

Do I need ETH to receive USDT Optimism?

Not to receive. ETH comes into play later, when you want to send USDT from your address.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC Polygon to USDT Optimism rate do this month?

The month came in at plus 0.03%. Low 1, high 1.0009, middle 1.0005 USDT Optimism per USDC Polygon.

Can I go back, USDT Optimism to USDC Polygon?

Yes, the reverse direction is open: 1 USDT Optimism = 0.9995 USDC Polygon. The link sits right under the calculator.