USDC: moving from BNB Smart Chain to Polygon PoS
The same USDC, only in another network: send USDC BEP20 and collect USDC Polygon at your own address in Polygon PoS. No bridge contracts, no signatures, no wrapped tokens.
Rate as of Sep 18, 2026 22:03
- Orders from
- 200 USDC BEP20 ≈ $199.95
- Payout network
- Polygon
- 24 hours
- 0%
You get
USDC Polygon
Start the order
USDC Polygon
The figure is indicative; the exact amount is locked in the order.
The direction runs at 1.0001 USDC Polygon per USDC BEP20, or 0.9999 USDC BEP20 per USDC Polygon. Market over 24 hours: USDC BEP20 against USDC Polygon a move of 0%. The week added a move of 0%.
The weekly corridor ran from 1 to 1 USDC Polygon, a spread of 0%. A single order takes 200 to 10,000,000 USDC BEP20. In dollars that is roughly $199.95.
The payout leaves in the Polygon network, so the receiving address has to belong to that network.
Who takes the USDC BEP20 → USDC Polygon route
- Moving between networksUSDC in BNB Smart Chain (BEP20) (fee ≈ $0.0025) becomes Polygon (fee ≈ $0.0019) — the usual way to top up a wallet or an exchange that speaks one network only.
- A road both waysThe USDC Polygon → USDC BEP20 direction is open too, so going back into USDC takes the same route.
USDC BEP20 → USDC Polygon rate and amounts
1 USDC BEP20 = 1.0001 USDC Polygon
1 USDC Polygon = 0.9999 USDC BEP20
Send USDC BEP20 — receive USDC Polygon
| USDC BEP20 | USDC Polygon |
|---|---|
| 200 | 200.02 |
| 1,000 | 1,000.1 |
| 2,000 | 2,000.2 |
| 10,000 | 10,001 |
| 20,000 | 20,002 |
| 100,000 | 100,010 |
Need USDC Polygon — send this much USDC BEP20
| USDC Polygon | USDC BEP20 |
|---|---|
| 200 | 199.98 |
| 1,000 | 999.9 |
| 2,000 | 1,999.8 |
| 10,000 | 9,999 |
| 20,000 | 19,998 |
| 100,000 | 99,990 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USDC BEP20 | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 1.0001 | 200 USDC BEP20 | ≈ $0.054 | medium |
| Solana | 1.0001 | 200 USDC BEP20 | ≈ $0.00056 | fast |
| Polygon open now | 1.0001 | 200 USDC BEP20 | ≈ $0.0019 | fast |
| Arbitrum One | 1.0001 | — | ≈ $0.0035 | fast |
| BASE | 1.0001 | — | — | — |
| Avalanche C-Chain | 1.0001 | — | ≈ $0.00027 | fast |
| NEAR | 1.0001 | — | — | — |
| Optimism | 1.0001 | — | ≈ $0.00019 | fast |
| XLM | 1.0001 | — | — | — |
How the USDC BEP20 → USDC Polygon order runs
- Work out the amount in the calculator: orders start at 200 USDC BEP20.
- Enter a USDC address in Polygon and a way to reach you.
- Send USDC BEP20 in BNB Smart Chain (BEP20) for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin Polygon leaves for your address. The order page tracks every step.
Check this before sending USDC BEP20
- The address network is Polygon. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 200 USDC BEP20.
- Copy the address whole, then compare the first and last characters after pasting.
- Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to Polygon PoS.
- To move USDC on later, put a little POL at the same address.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
BNB Smart Chain against Polygon PoS
| BNB Smart Chain | Polygon PoS | |
|---|---|---|
| Network type | Layer one (L1) | Sidechain with checkpoints in Ethereum |
| Fees are paid in | BNB | POL |
| Fee level | ≈ $0.0025 | ≈ $0.0019 |
| Speed | fast | fast |
| Block | — | ~2 sec |
| Address shape | 0x… | 0x… |
| Memo or tag | not needed | not needed |
| Ethereum-style address (0x…) | yes | yes |
Fee and speed levels are comparative: both move with how busy the network is.
How this differs from a classic bridge
| RubyCash | Classic bridge | |
|---|---|---|
| What lands at your address | USDC in Polygon PoS | Depends: in some networks it is the bridged version of the token |
| Wallet and signatures | Not needed: the coins go to the address from the order | Needed: connect the wallet and sign contract transactions |
| A coin for fees in Polygon PoS | Not needed to receive | Often needed, or the funds cannot be claimed or moved on |
| Timing | After confirmations in BNB Smart Chain; the order page tracks it | Depends on the bridge and the load of both networks |
| Who holds the funds meanwhile | RubyCash for the life of the order, with an AML check | The bridge contract or its validators |
Bridge BNB Smart Chain → Polygon PoS: all directions The Polygon PoS network
Where the USDC BEP20 to USDC Polygon rate has been
high 1 USDC Polygonlow 1 USDC Polygon
Sep 11, 2026 22:04Sep 18, 2026 22:04
high 1 USDC Polygonlow 1 USDC Polygon
Aug 19, 2026 03:00Sep 18, 2026 03:00
high 1 USDC Polygonlow 1 USDC Polygon
Jun 20, 2026 03:00Sep 18, 2026 03:00
high 1 USDC Polygonlow 1 USDC Polygon
Sep 19, 2025 03:00Sep 18, 2026 03:00
- 24 hours
- 0%
- Week
- 0%
- Weekly high
- 1 USDC Polygon
- Weekly low
- 1 USDC Polygon
- Spread
- 0%
Market data from CoinGecko as of Sep 18, 2026 21:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC BEP20/USDC Polygon travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1 | 1 | 1 | 0% |
| Week | 1 | 1 | 1 | 0% |
| Month | 1 | 1 | 1 | 0% |
| Quarter | 1 | 1 | 1 | 0% |
Figures are in USDC Polygon per unit sent, from market data.
Daily USDC BEP20 → USDC Polygon rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 18, 2026 | 1 USDC Polygon | 0% |
| Sep 17, 2026 | 1 USDC Polygon | 0% |
| Sep 16, 2026 | 1 USDC Polygon | 0% |
| Sep 15, 2026 | 1 USDC Polygon | 0% |
| Sep 14, 2026 | 1 USDC Polygon | 0% |
| Sep 13, 2026 | 1 USDC Polygon | 0% |
| Sep 12, 2026 | 1 USDC Polygon | 0% |
Daily RubyCash rate: USDC BEP20 → USDC Polygon
| Date | RubyCash rate | Market rate |
|---|---|---|
| Sep 18, 2026 | 1.0001 USDC Polygon | 1 |
| Sep 17, 2026 | 1.0001 USDC Polygon | 1 |
| Sep 16, 2026 | 1.0001 USDC Polygon | 1 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC
USD Coin USDC- Price
- $0.999741
- 24 hours
- +0.02%
- Week
- 0%
- Market cap
- $73.94 B
- 24-hour turnover
- $21.2 B
- Rank by cap
- #6
- In circulation
- 73.96 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 18, 2026 21:54.
Common questions: USDC BEP20 → USDC Polygon
What rate does USDC BEP20 to USDC Polygon run at?
As of Sep 18, 2026 22:03 it is 1 USDC BEP20 = 1.0001 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.999841.
What amounts does USDC BEP20 → USDC Polygon accept?
From 200 to 10,000,000 USDC BEP20 per order. The lower limit is roughly $199.95.
Where does the 200 USDC BEP20 floor come from?
Network fees and order handling eat a small transfer alive — below 200 USDC BEP20 the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC BEP20, and that one goes to the blockchain, not to us.
How long does USDC BEP20 to USDC Polygon take?
The clock starts with confirmations: the order goes into work once BNB Smart Chain (BEP20) confirms your transfer. After that it comes down to how busy the network is.
Will native USDC arrive, or a wrapper?
USDC Polygon is the standard USDC token in Polygon PoS — exactly what exchanges send when they withdraw into this network.
Do I need POL to receive USDC Polygon?
Not to receive. POL comes into play later, when you want to send USDC from your address.
Which network will USDC Polygon arrive in?
The payout leaves in Polygon. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC BEP20 to USDC Polygon rate do this month?
The month came in at a move of 0%. Low 1, high 1, middle 1 USDC Polygon per USDC BEP20.
Can I go back, USDC Polygon to USDC BEP20?
Yes, the reverse direction is open: 1 USDC Polygon = 1.0001 USDC BEP20. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC BEP20, receive something else
USDC BEP20 → USDS1.0001
USDC BEP20 → USDT Arbitrum1.0005- USDC BEP20 → USDT BEP201.0005
- USDC BEP20 → USDT AVAX C1.0005
- USDC BEP20 → USDT ERC201.0005
- USDC BEP20 → USDT NEAR1.0005
- USDC BEP20 → USDT OMNI1.0005
- USDC BEP20 → USDT Optimism1.0005
Receive USDC Polygon, send something else
- USDC AVAX C → USDC Polygon1.0001
- USDC ERC20 → USDC Polygon0.9999
- USDC NEAR → USDC Polygon1.0001
- USDC Optimism → USDC Polygon1.0001
- USDC SOL → USDC Polygon0.9999
- USDC XLM → USDC Polygon1.0001
- USDS → USDC Polygon1.0001
- USDT Arbitrum → USDC Polygon0.997794
USDC BEP20 USDC Polygon All directions All currencies
Bridge BNB Smart Chain → Polygon PoS: all directions All bridges