USDC: moving from Polygon PoS to OP Mainnet (Optimism)
The same USDC, only in another network: send USDC Polygon and collect USDC Optimism at your own address in OP Mainnet (Optimism). No bridge contracts, no signatures, no wrapped tokens.
Rate as of Nov 1, 2026 18:19
- Payout network
- Optimism
- 24 hours
- 0%
You get
USDC Optimism
Start the order
USDC Optimism
The figure is indicative; the exact amount is locked in the order.
One USDC Polygon buys 1.0001 USDC Optimism right now; the other way round, 1 USDC Optimism is 0.9999 USDC Polygon. Market over 24 hours: USDC Polygon against USDC Optimism a move of 0%. The week added a move of 0%.
The weekly corridor ran from 1 to 1 USDC Optimism, a spread of 0%.
The payout leaves in the Optimism network, so the receiving address has to belong to that network.
Who takes the USDC Polygon → USDC Optimism route
- Moving between networksUSDC in Polygon (fee ≈ $0.0017) becomes Optimism (fee ≈ $0.00015) — the usual way to top up a wallet or an exchange that speaks one network only.
- A road both waysThe USDC Optimism → USDC Polygon direction is open too, so going back into USDC takes the same route.
USDC Polygon → USDC Optimism rate and amounts
1 USDC Polygon = 1.0001 USDC Optimism
1 USDC Optimism = 0.9999 USDC Polygon
Send USDC Polygon — receive USDC Optimism
| USDC Polygon | USDC Optimism |
|---|---|
| 10 | 10.001 |
| 50 | 50.005 |
| 500 | 500.05 |
| 2,000 | 2,000.2 |
| 20,000 | 20,002 |
| 100,000 | 100,010 |
Need USDC Optimism — send this much USDC Polygon
| USDC Optimism | USDC Polygon |
|---|---|
| 10 | 9.999 |
| 50 | 49.995 |
| 500 | 499.95 |
| 2,000 | 1,999.8 |
| 20,000 | 19,998 |
| 100,000 | 99,990 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USDC Polygon | From | Network fee | Speed |
|---|---|---|---|---|
| Solana | 0.9999 | 10,500 USDC Polygon | ≈ $0.00047 | fast |
| Ethereum (ERC20) | 1.0055 | 100 USDC Polygon | ≈ $0.0067 | medium |
| Arbitrum One | 1.0001 | — | ≈ $0.0029 | fast |
| BASE | 1.0001 | — | — | — |
| BNB Smart Chain (BEP20) | 1.0001 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 1.0001 | — | ≈ $0.0014 | fast |
| NEAR | 1.0001 | — | — | — |
| Optimism open now | 1.0001 | — | ≈ $0.00015 | fast |
| XLM | 1.0001 | — | — | — |
How the USDC Polygon → USDC Optimism order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in Optimism and a way to reach you.
- Send USDC Polygon in Polygon for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin Optimism leaves for your address. The order page tracks every step.
Check this before sending USDC Polygon
- The address network is Optimism. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to OP Mainnet (Optimism).
- To move USDC on later, put a little ETH at the same address.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Polygon PoS against OP Mainnet (Optimism)
| Polygon PoS | OP Mainnet (Optimism) | |
|---|---|---|
| Network type | Sidechain with checkpoints in Ethereum | L2, optimistic rollup |
| Fees are paid in | POL | ETH |
| Fee level | ≈ $0.0017 | ≈ $0.00015 |
| Speed | fast | fast |
| Block | ~2 sec | ~2 sec |
| Address shape | 0x… | 0x… |
| Memo or tag | not needed | not needed |
| Ethereum-style address (0x…) | yes | yes |
| Official withdrawal to Ethereum | — | ≈ 7 days (challenge period) |
Fee and speed levels are comparative: both move with how busy the network is.
How this differs from a classic bridge
| RubyCash | Classic bridge | |
|---|---|---|
| What lands at your address | USDC in OP Mainnet (Optimism) | Depends: in some networks it is the bridged version of the token |
| Wallet and signatures | Not needed: the coins go to the address from the order | Needed: connect the wallet and sign contract transactions |
| A coin for fees in OP Mainnet (Optimism) | Not needed to receive | Often needed, or the funds cannot be claimed or moved on |
| Timing | After confirmations in Polygon PoS; the order page tracks it | Depends on the bridge and the load of both networks |
| Who holds the funds meanwhile | RubyCash for the life of the order, with an AML check | The bridge contract or its validators |
Bridge Polygon PoS → OP Mainnet (Optimism): all directions The OP Mainnet (Optimism) network
Where the USDC Polygon to USDC Optimism rate has been
high 1 USDC Optimismlow 1 USDC Optimism
Oct 25, 2026 18:20Nov 1, 2026 18:20
high 1 USDC Optimismlow 1 USDC Optimism
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 1 USDC Optimismlow 1 USDC Optimism
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 1 USDC Optimismlow 1 USDC Optimism
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- 0%
- Week
- 0%
- Weekly high
- 1 USDC Optimism
- Weekly low
- 1 USDC Optimism
- Spread
- 0%
Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC Polygon/USDC Optimism travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1 | 1 | 1 | 0% |
| Week | 1 | 1 | 1 | 0% |
| Month | 1 | 1 | 1 | 0% |
| Quarter | 1 | 1 | 1 | 0% |
Figures are in USDC Optimism per unit sent, from market data.
Daily USDC Polygon → USDC Optimism rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 1 USDC Optimism | 0% |
| Oct 31, 2026 | 1 USDC Optimism | 0% |
| Oct 30, 2026 | 1 USDC Optimism | 0% |
| Oct 29, 2026 | 1 USDC Optimism | 0% |
| Oct 28, 2026 | 1 USDC Optimism | 0% |
| Oct 27, 2026 | 1 USDC Optimism | 0% |
| Oct 26, 2026 | 1 USDC Optimism | 0% |
Daily RubyCash rate: USDC Polygon → USDC Optimism
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 1.0001 USDC Optimism | 1 |
| Oct 31, 2026 | 1.0001 USDC Optimism | 1 |
| Oct 30, 2026 | 1.0001 USDC Optimism | 1 |
| Oct 29, 2026 | 1.0001 USDC Optimism | 1 |
| Oct 28, 2026 | 1.0001 USDC Optimism | 1 |
| Oct 27, 2026 | 1.0001 USDC Optimism | 1 |
| Oct 26, 2026 | 1.0001 USDC Optimism | 1 |
| Oct 25, 2026 | 1.0001 USDC Optimism | 1 |
| Oct 24, 2026 | 1.0001 USDC Optimism | 1 |
| Oct 22, 2026 | 1.0001 USDC Optimism | 1 |
| Oct 21, 2026 | 1.0001 USDC Optimism | 1 |
| Oct 20, 2026 | 1.0001 USDC Optimism | 1 |
| Oct 19, 2026 | 1.0001 USDC Optimism | 1 |
| Oct 18, 2026 | 1.0001 USDC Optimism | 1 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC
USD Coin USDC- Price
- $0.999966
- 24 hours
- +0.01%
- Week
- +0.03%
- Market cap
- $71.55 B
- 24-hour turnover
- $5.91 B
- Rank by cap
- #6
- In circulation
- 71.55 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 16:54.
Common questions: USDC Polygon → USDC Optimism
What rate does USDC Polygon to USDC Optimism run at?
As of Nov 1, 2026 18:19 it is 1 USDC Polygon = 1.0001 USDC Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC Polygon, and that one goes to the blockchain, not to us.
How long does USDC Polygon to USDC Optimism take?
The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is. A block in Polygon closes in about 2 sec.
Which network will USDC Optimism arrive in?
The payout leaves in Optimism. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
Will native USDC arrive, or a wrapper?
USDC Optimism is the standard USDC token in OP Mainnet (Optimism) — exactly what exchanges send when they withdraw into this network.
Do I need ETH to receive USDC Optimism?
Not to receive. ETH comes into play later, when you want to send USDC from your address.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC Polygon to USDC Optimism rate do this month?
The month came in at a move of 0%. Low 1, high 1, middle 1 USDC Optimism per USDC Polygon.
Can I go back, USDC Optimism to USDC Polygon?
Yes, the reverse direction is open: 1 USDC Optimism = 1.0001 USDC Polygon. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC Polygon, receive something else
USDC Polygon → USDS1
USDC Polygon → USDT Arbitrum0.995186- USDC Polygon → USDT BEP201.0008
- USDC Polygon → USDT AVAX C1.0008
- USDC Polygon → USDT ERC200.999489
- USDC Polygon → USDT NEAR1.0008
- USDC Polygon → USDT OMNI1.0008
- USDC Polygon → USDT Optimism1.0008
Receive USDC Optimism, send something else
- USDC SOL → USDC Optimism1.0001
- USDC XLM → USDC Optimism1.0001
- USDS → USDC Optimism1.0002
- USDT Arbitrum → USDC Optimism0.9994
- USDT BEP20 → USDC Optimism0.9994
- USDT AVAX C → USDC Optimism0.9994
- USDT ERC20 → USDC Optimism0.9994
- USDT NEAR → USDC Optimism0.9994
USDC Polygon USDC Optimism All directions All currencies
Bridge Polygon PoS → OP Mainnet (Optimism): all directions All bridges
