USDC Polygon (Polygon PoS) → USDT BEP20 (BNB Smart Chain)

Dollars change networks: send USDC Polygon in Polygon PoS, collect USDT BEP20 in BNB Smart Chain. One order.

Rate as of Nov 1, 2026 09:54

Orders from: 200 USDC Polygon ≈ $200.00
Payout network: BNB Smart Chain (BEP20)
24 hours: −0.01%

You send

USDC Polygon

You get 2,002.2

USDT BEP20

Start the order

Rate: 1 USDC Polygon = 1.0011 USDT BEP20
From: 200 USDC Polygon
Up to: 10,000,000 USDC Polygon

The figure is indicative; the exact amount is locked in the order.

Today USDC Polygon goes for 1.0011 USDT BEP20, and USDT BEP20 goes for 0.998901 USDC Polygon. Market over 24 hours: USDC Polygon against USDT BEP20 minus 0.01%. The week added a move of 0%.

The weekly corridor ran from 1.0003 to 1.0012 USDT BEP20, a spread of 0.09%. A single order takes 200 to 10,000,000 USDC Polygon. In dollars that is roughly $200.00.

The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap USD Coin sits 6th ($71.71 B) and Tether 3th ($180.04 B). Daily moves of USDC and USDT over 90 days line up at 0.13 (they travel apart).

USDC Polygon → USDT BEP20 rate and amounts

1 USDC Polygon = 1.0011 USDT BEP20

1 USDT BEP20 = 0.998901 USDC Polygon

Send USDC Polygon — receive USDT BEP20

USDC Polygon	USDT BEP20
200	200.22
1,000	1,001.1
2,000	2,002.2
10,000	10,011
20,000	20,022
100,000	100,110

Need USDT BEP20 — send this much USDC Polygon

USDT BEP20	USDC Polygon
500	499.4506
1,000	998.9012
5,000	4,994.51
10,000	9,989.01
50,000	49,945.06
100,000	99,890.12

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per USDC Polygon	From	Network fee	Speed
Solana	0.999789	100 USDC Polygon	≈ $0.00048	fast
TRON (TRC20)	0.999789	100 USDC Polygon	≈ $2.1	fast
Polygon	0.999789	100 USDC Polygon	≈ $0.00016	fast
Arbitrum One	0.995484	100 USDC Polygon	≈ $0.0029	fast
TON	0.999789	100 USDC Polygon	low	fast
Ethereum (ERC20)	0.999789	100 USDC Polygon	≈ $0.0061	medium
OMNI	1.0011	—	—	—
BNB Smart Chain (BEP20) open now	1.0011	200 USDC Polygon	≈ $0.0023	fast
Avalanche C-Chain	1.0011	—	≈ $0.0015	fast
NEAR	1.0011	—	—	—
Optimism	1.0011	—	≈ $0.00015	fast

USDT network fees

How the USDC Polygon → USDT BEP20 order runs

Work out the amount in the calculator: orders start at 200 USDC Polygon.
Enter a USDT address in BNB Smart Chain (BEP20) and a way to reach you.
Send USDC Polygon in Polygon for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap USDC Polygon for USDT BEP20

Check this before sending USDC Polygon

The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 200 USDC Polygon.
Copy the address whole, then compare the first and last characters after pasting.
Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to BNB Smart Chain.
To move USDT on later, put a little BNB at the same address.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Polygon PoS against BNB Smart Chain

	Polygon PoS	BNB Smart Chain
Network type	Sidechain with checkpoints in Ethereum	Layer one (L1)
Fees are paid in	POL	BNB
Fee level	≈ $0.00016	≈ $0.0023
Speed	fast	fast
Block	~2 sec	—
Address shape	0x…	0x…
Memo or tag	not needed	not needed
Ethereum-style address (0x…)	yes	yes

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

	RubyCash	Classic bridge
What lands at your address	USDT in BNB Smart Chain	The same stablecoin; turning USDT into USDC is a separate step
Wallet and signatures	Not needed: the coins go to the address from the order	Needed: connect the wallet and sign contract transactions
A coin for fees in BNB Smart Chain	Not needed to receive	Often needed, or the funds cannot be claimed or moved on
Timing	After confirmations in Polygon PoS; the order page tracks it	Depends on the bridge and the load of both networks
Who holds the funds meanwhile	RubyCash for the life of the order, with an AML check	The bridge contract or its validators

Bridge Polygon PoS → BNB Smart Chain: all directions The BNB Smart Chain network

Where the USDC Polygon to USDT BEP20 rate has been

WeekMonthQuarterYear

high 1.0012 USDT BEP20low 1.0003 USDT BEP20

Oct 25, 2026 09:58Nov 1, 2026 09:58

high 1.0009 USDT BEP20low 1 USDT BEP20

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 1.0009 USDT BEP20low 0.999785 USDT BEP20

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 1.0032 USDT BEP20low 0.99687 USDT BEP20

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −0.01%
Week: 0%
Weekly high: 1.0012 USDT BEP20
Weekly low: 1.0003 USDT BEP20
Spread: 0.09%

Market data from CoinGecko as of Nov 1, 2026 09:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC Polygon/USDT BEP20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.0007	1.0005	1.0006	−0.01%
Week	1.0012	1.0003	1.0006	0%
Month	1.0009	1	1.0004	+0.04%
Quarter	1.0009	0.999785	1.0003	+0.03%

Figures are in USDT BEP20 per unit sent, from market data.

Daily USDC Polygon → USDT BEP20 rate

Day	Close	Against the day before
Oct 31, 2026	1.0006 USDT BEP20	−0.02%
Oct 30, 2026	1.0008 USDT BEP20	+0.04%
Oct 29, 2026	1.0004 USDT BEP20	−0.01%
Oct 28, 2026	1.0005 USDT BEP20	−0.02%
Oct 27, 2026	1.0007 USDT BEP20	0%
Oct 26, 2026	1.0007 USDT BEP20	+0.03%
Oct 25, 2026	1.0004 USDT BEP20	−0.01%

Daily RubyCash rate: USDC Polygon → USDT BEP20

Date	RubyCash rate	Market rate
Nov 1, 2026	1.0012 USDT BEP20	1.0005
Oct 31, 2026	1.0015 USDT BEP20	1.0005
Oct 30, 2026	1.0018 USDT BEP20	1.0006
Oct 29, 2026	1.0014 USDT BEP20	1.0006
Oct 28, 2026	1.0009 USDT BEP20	1.0004
Oct 27, 2026	1.0014 USDT BEP20	1.0005
Oct 26, 2026	1.0015 USDT BEP20	1.0006
Oct 25, 2026	1.0012 USDT BEP20	1.0005
Oct 24, 2026	1.0014 USDT BEP20	1.0004
Oct 22, 2026	1.001 USDT BEP20	1.0005
Oct 21, 2026	1.001 USDT BEP20	1.0003
Oct 20, 2026	1.0008 USDT BEP20	1.0005
Oct 19, 2026	1.0011 USDT BEP20	1.0007
Oct 18, 2026	1.0013 USDT BEP20	1.0006

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC and USDT

USD Coin USDC

Price: $1.00
24 hours: +0.02%
Week: +0.05%
Market cap: $71.71 B
24-hour turnover: $5.7 B
Rank by cap: #6
In circulation: 71.7 B USDC
Record price: $1.04

Tether USDT

Price: $0.999549
24 hours: +0.03%
Week: +0.04%
Market cap: $180.04 B
24-hour turnover: $25.12 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Source: CoinGecko, Nov 1, 2026 09:24.

USD Coin against Tether

	USD Coin (USDC)	Tether (USDT)
Ticker	USDC	USDT
Type	token	token
Network	Polygon	BNB Smart Chain (BEP20)
Fees are paid in	POL	BNB
Launched	2018	2014
Built by	Circle	Tether Limited
Supply cap	no cap	no cap
In circulation	71.7 B USDC	180.12 B USDT
Market cap	$71.71 B	$180.04 B
Rank by cap	#6	#3

Daily moves of USDC and USDT over 90 days line up at 0.13 — they travel apart.

Common questions: USDC Polygon → USDT BEP20

What rate does USDC Polygon to USDT BEP20 run at?

As of Nov 1, 2026 09:54 it is 1 USDC Polygon = 1.0011 USDT BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.

What amounts does USDC Polygon → USDT BEP20 accept?

From 200 to 10,000,000 USDC Polygon per order. The lower limit is roughly $200.00.

Where does the 200 USDC Polygon floor come from?

Network fees and order handling eat a small transfer alive — below 200 USDC Polygon the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC Polygon, and that one goes to the blockchain, not to us.

How long does USDC Polygon to USDT BEP20 take?

The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is. A block in Polygon closes in about 2 sec.

Will native USDT arrive, or a wrapper?

USDT BEP20 is the standard USDT token in BNB Smart Chain — exactly what exchanges send when they withdraw into this network.

Do I need BNB to receive USDT BEP20?

Not to receive. BNB comes into play later, when you want to send USDT from your address.

Which network will USDT BEP20 arrive in?

The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC Polygon to USDT BEP20 rate do this month?

The month came in at plus 0.04%. Low 1, high 1.0009, middle 1.0004 USDT BEP20 per USDC Polygon.

Can I go back, USDT BEP20 to USDC Polygon?

The USDT BEP20 → USDC Polygon direction is closed at the moment. What else USDT BEP20 can turn into is in the list below.