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  1. Swap Tether (USDT NEAR) for USD Coin (USDC BEP20)

Swap Tether (USDT NEAR) for USD Coin (USDC BEP20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 19:29

Payout network
BNB Smart Chain (BEP20)
24 hours
+0.01%
You get 0.9995 USDC BEP20
Start the order
Rate
1 USDT NEAR = 0.9995 USDC BEP20
Up to
10,000,000 USDT NEAR

The figure is indicative; the exact amount is locked in the order.

One USDT NEAR buys 0.9995 USDC BEP20 right now; the other way round, 1 USDC BEP20 is 1.0005 USDT NEAR. Market over 24 hours: USDT NEAR against USDC BEP20 plus 0.01%. The week added a move of 0%.

The weekly corridor ran from 0.998459 to 0.999713 USDC BEP20, a spread of 0.13%.

The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap Tether sits 3th ($180.01 B) and USD Coin 6th ($71.55 B). Daily moves of USDT and USDC over 90 days line up at 0.11 (they travel apart).

Who takes the USDT NEAR → USDC BEP20 route

  • A road both waysThe USDC BEP20 → USDT NEAR direction is open too, so going back into USDT takes the same route.

USDT NEAR → USDC BEP20 rate and amounts

1 USDT NEAR = 0.9995 USDC BEP20
1 USDC BEP20 = 1.0005 USDT NEAR

Send USDT NEAR — receive USDC BEP20

USDT NEARUSDC BEP20
2019.99
10099.95
500499.7502
5,0004,997.5
20,00019,990.01
100,00099,950.03

Need USDC BEP20 — send this much USDT NEAR

USDC BEP20USDT NEAR
1010.005
5050.025
500500.25
2,0002,001
20,00020,010
100,000100,049.99

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer USDT NEARFromNetwork feeSpeed
Ethereum (ERC20)0.9995200 USDT NEAR≈ $0.0065medium
Solana0.9995200 USDT NEAR≈ $0.00047fast
Polygon0.9995200 USDT NEAR≈ $0.0017fast
Arbitrum One0.9995—≈ $0.0029fast
BASE0.9995———
BNB Smart Chain (BEP20) open now0.9995—≈ $0.0023fast
Avalanche C-Chain0.9995—≈ $0.0014fast
NEAR0.9995———
Optimism0.9995—≈ $0.00015fast
XLM0.9995———

USDC network fees

How the USDT NEAR → USDC BEP20 order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in BNB Smart Chain (BEP20) and a way to reach you.
  3. Send USDT NEAR in NEAR for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap USDT NEAR for USDC BEP20

Check this before sending USDT NEAR

  • The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDT NEAR to USDC BEP20 rate has been

high 0.999713 USDC BEP20low 0.998459 USDC BEP20
Oct 25, 2026 19:32Nov 1, 2026 19:32
high 0.999991 USDC BEP20low 0.999117 USDC BEP20
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 1.0002 USDC BEP20low 0.999117 USDC BEP20
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 1.0031 USDC BEP20low 0.996801 USDC BEP20
Nov 2, 2025 03:00Nov 1, 2026 03:00
24 hours
+0.01%
Week
0%
Weekly high
0.999713 USDC BEP20
Weekly low
0.998459 USDC BEP20
Spread
0.13%

Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDT NEAR/USDC BEP20 travelled, by period

PeriodHighLowMiddleNet move
24 hours0.999530.9993560.999462+0.01%
Week0.9997130.9984590.9994220%
Month0.9999910.9991170.999544−0.03%
Quarter1.00020.9991170.999735−0.02%

Figures are in USDC BEP20 per unit sent, from market data.

Daily USDT NEAR → USDC BEP20 rate

DayCloseAgainst the day before
Nov 1, 20260.999471 USDC BEP20+0.01%
Oct 31, 20260.999338 USDC BEP20+0.02%
Oct 30, 20260.999176 USDC BEP20−0.04%
Oct 29, 20260.999561 USDC BEP20+0.01%
Oct 28, 20260.999478 USDC BEP20+0.02%
Oct 27, 20260.999325 USDC BEP200%
Oct 26, 20260.999282 USDC BEP20−0.03%

Daily RubyCash rate: USDT NEAR → USDC BEP20

DateRubyCash rateMarket rate
Nov 1, 20260.9995 USDC BEP200.999486
Oct 31, 20260.998702 USDC BEP200.999476
Oct 30, 20260.998403 USDC BEP200.999365
Oct 29, 20260.998802 USDC BEP200.999407
Oct 28, 20260.999301 USDC BEP200.999585
Oct 27, 20260.998802 USDC BEP200.999479
Oct 26, 20260.998702 USDC BEP200.999358
Oct 25, 20260.999001 USDC BEP200.999502
Oct 24, 20260.998802 USDC BEP200.999553
Oct 22, 20260.999201 USDC BEP200.999452
Oct 21, 20260.999201 USDC BEP200.999671
Oct 20, 20260.9994 USDC BEP200.999452
Oct 19, 20260.999101 USDC BEP200.999297
Oct 18, 20260.998901 USDC BEP200.999412

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDT and USDC

Tether USDT
Price
$0.999452
24 hours
+0.02%
Week
+0.03%
Market cap
$180.01 B
24-hour turnover
$26.83 B
Rank by cap
#3
In circulation
180.12 B USDT
Record price
$1.32
USD Coin USDC
Price
$0.999966
24 hours
+0.01%
Week
+0.03%
Market cap
$71.55 B
24-hour turnover
$5.91 B
Rank by cap
#6
In circulation
71.55 B USDC
Record price
$1.04

Source: CoinGecko, Nov 1, 2026 16:54.

Tether against USD Coin

Tether (USDT)USD Coin (USDC)
TickerUSDTUSDC
Typetokentoken
NetworkNEARBNB Smart Chain (BEP20)
Launched20142018
Built byTether LimitedCircle
Supply capno capno cap
In circulation180.12 B USDT71.55 B USDC
Market cap$180.01 B$71.55 B
Rank by cap#3#6
Fees are paid in—BNB

Daily moves of USDT and USDC over 90 days line up at 0.11 — they travel apart.

Common questions: USDT NEAR → USDC BEP20

What rate does USDT NEAR to USDC BEP20 run at?
As of Nov 1, 2026 19:29 it is 1 USDT NEAR = 0.9995 USDC BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.999466.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT NEAR, and that one goes to the blockchain, not to us.
How long does USDT NEAR to USDC BEP20 take?
The clock starts with confirmations: the order goes into work once NEAR confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC BEP20 arrive in?
The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDT NEAR to USDC BEP20 rate do this month?
The month came in at minus 0.03%. Low 0.999117, high 0.999991, middle 0.999544 USDC BEP20 per USDT NEAR.
Can I go back, USDC BEP20 to USDT NEAR?
Yes, the reverse direction is open: 1 USDC BEP20 = 1.0007 USDT NEAR. The link sits right under the calculator.

Worth reading

Where else this can go

The other way round

Send USDT NEAR, receive something else

Receive USDC BEP20, send something else

USDT NEAR USDC BEP20 All directions All currencies

Tether (USDT) against USD Coin (USDC)

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