USDC Polygon (Polygon PoS) → USDT ERC20 (Ethereum)

Dollars change networks: send USDC Polygon in Polygon PoS, collect USDT ERC20 in Ethereum. One order.

Rate as of Nov 2, 2026 00:19

Orders from: 100 USDC Polygon ≈ $99.97
Payout network: Ethereum (ERC20)
24 hours: +0.01%

You send

USDC Polygon

You get 1,998.98

USDT ERC20

Start the order

Rate: 1 USDC Polygon = 0.999489 USDT ERC20
From: 100 USDC Polygon
Up to: 10,000,000 USDC Polygon

The figure is indicative; the exact amount is locked in the order.

One USDC Polygon buys 0.999489 USDT ERC20 right now; the other way round, 1 USDT ERC20 is 1.0005 USDC Polygon. Market over 24 hours: USDC Polygon against USDT ERC20 plus 0.01%. The week added a move of 0%.

The weekly corridor ran from 1.0003 to 1.0012 USDT ERC20, a spread of 0.09%. A single order takes 100 to 10,000,000 USDC Polygon. In dollars that is roughly $99.97.

The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap USD Coin sits 6th ($71.5 B) and Tether 3th ($179.97 B). Daily moves of USDC and USDT over 90 days line up at 0.11 (they travel apart).

Who takes the USDC Polygon → USDT ERC20 route

A road both waysThe USDT ERC20 → USDC Polygon direction is open too, so going back into USDC takes the same route.

USDC Polygon → USDT ERC20 rate and amounts

1 USDC Polygon = 0.999489 USDT ERC20

1 USDT ERC20 = 1.0005 USDC Polygon

Send USDC Polygon — receive USDT ERC20

USDC Polygon	USDT ERC20
100	99.9489
500	499.7445
2,000	1,998.98
5,000	4,997.45
20,000	19,989.78
100,000	99,948.9

Need USDT ERC20 — send this much USDC Polygon

USDT ERC20	USDC Polygon
100	100.0511
500	500.2556
2,000	2,001.02
5,000	5,002.56
20,000	20,010.23
100,000	100,051.13

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per USDC Polygon	From	Network fee	Speed
Solana	0.999489	100 USDC Polygon	≈ $0.00047	fast
TRON (TRC20)	0.999489	100 USDC Polygon	≈ $2.1	fast
Polygon	0.999489	100 USDC Polygon	≈ $0.0016	fast
Arbitrum One	0.995186	100 USDC Polygon	≈ $0.0029	fast
TON	0.999489	100 USDC Polygon	low	fast
Ethereum (ERC20) open now	0.999489	100 USDC Polygon	≈ $0.0063	medium
OMNI	1.0008	—	—	—
BNB Smart Chain (BEP20)	1.0008	200 USDC Polygon	≈ $0.0023	fast
Avalanche C-Chain	1.0008	—	≈ $0.0014	fast
NEAR	1.0008	—	—	—
Optimism	1.0008	—	≈ $0.00015	fast

USDT network fees

How the USDC Polygon → USDT ERC20 order runs

Work out the amount in the calculator: orders start at 100 USDC Polygon.
Enter a USDT address in Ethereum (ERC20) and a way to reach you.
Send USDC Polygon in Polygon for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap USDC Polygon for USDT ERC20

Check this before sending USDC Polygon

The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 100 USDC Polygon.
Copy the address whole, then compare the first and last characters after pasting.
Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to Ethereum.
To move USDT on later, put a little ETH at the same address.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Polygon PoS against Ethereum

	Polygon PoS	Ethereum
Network type	Sidechain with checkpoints in Ethereum	Layer one (L1)
Fees are paid in	POL	ETH
Fee level	≈ $0.0016	≈ $0.0063
Speed	fast	medium
Block	~2 sec	~12 sec
Address shape	0x…	0x…
Memo or tag	not needed	not needed
Ethereum-style address (0x…)	yes	yes

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

	RubyCash	Classic bridge
What lands at your address	USDT in Ethereum	The same stablecoin; turning USDT into USDC is a separate step
Wallet and signatures	Not needed: the coins go to the address from the order	Needed: connect the wallet and sign contract transactions
A coin for fees in Ethereum	Not needed to receive	Often needed, or the funds cannot be claimed or moved on
Timing	After confirmations in Polygon PoS; the order page tracks it	Depends on the bridge and the load of both networks
Who holds the funds meanwhile	RubyCash for the life of the order, with an AML check	The bridge contract or its validators

Bridge Polygon PoS → Ethereum: all directions The Ethereum network

Where the USDC Polygon to USDT ERC20 rate has been

WeekMonthQuarterYear

high 1.0012 USDT ERC20low 1.0003 USDT ERC20

Oct 26, 2026 00:22Nov 2, 2026 00:22

high 1.0009 USDT ERC20low 1 USDT ERC20

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 1.0009 USDT ERC20low 0.999785 USDT ERC20

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 1.0032 USDT ERC20low 0.99687 USDT ERC20

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: +0.01%
Week: 0%
Weekly high: 1.0012 USDT ERC20
Weekly low: 1.0003 USDT ERC20
Spread: 0.09%

Market data from CoinGecko as of Nov 1, 2026 23:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC Polygon/USDT ERC20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.0006	1.0005	1.0005	+0.01%
Week	1.0012	1.0003	1.0006	0%
Month	1.0009	1	1.0005	+0.03%
Quarter	1.0009	0.999785	1.0003	+0.02%

Figures are in USDT ERC20 per unit sent, from market data.

Daily USDC Polygon → USDT ERC20 rate

Day	Close	Against the day before
Nov 1, 2026	1.0005 USDT ERC20	−0.01%
Oct 31, 2026	1.0007 USDT ERC20	−0.02%
Oct 30, 2026	1.0008 USDT ERC20	+0.04%
Oct 29, 2026	1.0004 USDT ERC20	−0.01%
Oct 28, 2026	1.0005 USDT ERC20	−0.02%
Oct 27, 2026	1.0007 USDT ERC20	0%
Oct 26, 2026	1.0007 USDT ERC20	+0.03%

Daily RubyCash rate: USDC Polygon → USDT ERC20

Date	RubyCash rate	Market rate
Nov 1, 2026	0.999489 USDT ERC20	1.0006
Oct 31, 2026	1.0002 USDT ERC20	1.0005
Oct 30, 2026	1.0005 USDT ERC20	1.0006
Oct 29, 2026	1.0001 USDT ERC20	1.0006
Oct 28, 2026	0.999589 USDT ERC20	1.0004
Oct 27, 2026	1.0001 USDT ERC20	1.0005
Oct 26, 2026	1.0002 USDT ERC20	1.0006
Oct 25, 2026	0.999889 USDT ERC20	1.0005
Oct 24, 2026	1.0001 USDT ERC20	1.0004
Oct 22, 2026	0.999689 USDT ERC20	1.0005
Oct 21, 2026	0.999689 USDT ERC20	1.0003
Oct 20, 2026	0.999489 USDT ERC20	1.0005
Oct 19, 2026	0.999789 USDT ERC20	1.0007
Oct 18, 2026	0.999989 USDT ERC20	1.0006

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC and USDT

USD Coin USDC

Price: $0.999728
24 hours: −0.03%
Week: +0.01%
Market cap: $71.5 B
24-hour turnover: $6.06 B
Rank by cap: #6
In circulation: 71.52 B USDC
Record price: $1.04

Tether USDT

Price: $0.99916
24 hours: −0.04%
Week: +0.01%
Market cap: $179.97 B
24-hour turnover: $25.81 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Source: CoinGecko, Nov 1, 2026 23:54.

USD Coin against Tether

	USD Coin (USDC)	Tether (USDT)
Ticker	USDC	USDT
Type	token	token
Network	Polygon	Ethereum (ERC20)
Fees are paid in	POL	ETH
Launched	2018	2014
Built by	Circle	Tether Limited
Supply cap	no cap	no cap
In circulation	71.52 B USDC	180.12 B USDT
Market cap	$71.5 B	$179.97 B
Rank by cap	#6	#3

Daily moves of USDC and USDT over 90 days line up at 0.11 — they travel apart.

Common questions: USDC Polygon → USDT ERC20

What rate does USDC Polygon to USDT ERC20 run at?

As of Nov 2, 2026 00:19 it is 1 USDC Polygon = 0.999489 USDT ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.998649.

What amounts does USDC Polygon → USDT ERC20 accept?

From 100 to 10,000,000 USDC Polygon per order. The lower limit is roughly $99.97.

Where does the 100 USDC Polygon floor come from?

Network fees and order handling eat a small transfer alive — below 100 USDC Polygon the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC Polygon, and that one goes to the blockchain, not to us.

How long does USDC Polygon to USDT ERC20 take?

The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is. A block in Polygon closes in about 2 sec.

Will native USDT arrive, or a wrapper?

USDT ERC20 is the standard USDT token in Ethereum — exactly what exchanges send when they withdraw into this network.

Do I need ETH to receive USDT ERC20?

Not to receive. ETH comes into play later, when you want to send USDT from your address.

Which network will USDT ERC20 arrive in?

The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC Polygon to USDT ERC20 rate do this month?

The month came in at plus 0.03%. Low 1, high 1.0009, middle 1.0005 USDT ERC20 per USDC Polygon.

Can I go back, USDT ERC20 to USDC Polygon?

Yes, the reverse direction is open: 1 USDT ERC20 = 0.997495 USDC Polygon. The link sits right under the calculator.