Swap USD Coin (USDC SOL) for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 05:33
- Payout network
- Stellar
- 24 hours
- −5.34%
The direction runs at 5.4878 XLM per USDC SOL, or 0.182223 USDC SOL per XLM. Market over 24 hours: USDC SOL against XLM minus 5.34%. The week added plus 0.85%.
The weekly corridor ran from 5.0874 to 5.7685 XLM, a spread of 13.39%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap USD Coin sits 6th ($73.61 B) and Stellar 20th ($6.47 B).
Who takes the USDC SOL → XLM route
- Entering XLM from dollarsFrom USDC you step into Stellar directly, with no coin in between and no extra fees.
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsHolding part of the amount in Stellar loosens a portfolio's dependence on a single coin.
USDC SOL → XLM rate and amounts
1 USDC SOL = 5.4878 XLM
1 XLM = 0.182223 USDC SOL
Send USDC SOL — receive XLM
| USDC SOL | XLM |
|---|---|
| 20 | 109.7559 |
| 100 | 548.7793 |
| 500 | 2,743.9 |
| 5,000 | 27,438.96 |
| 20,000 | 109,755.86 |
| 100,000 | 548,779.29 |
Need XLM — send this much USDC SOL
| XLM | USDC SOL |
|---|---|
| 100 | 18.2223 |
| 500 | 91.1113 |
| 2,000 | 364.4452 |
| 20,000 | 3,644.45 |
| 100,000 | 18,222.26 |
| 500,000 | 91,111.31 |
How the USDC SOL → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send USDC SOL in Solana for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending USDC SOL
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC SOL to XLM rate has been
high 5.7685 XLMlow 5.0874 XLM
Sep 10, 2026 05:37Sep 17, 2026 05:37
- 24 hours
- −5.34%
- Week
- +0.85%
- Weekly high
- 5.7685 XLM
- Weekly low
- 5.0874 XLM
- Spread
- 13.39%
Market data from CoinGecko as of Sep 17, 2026 03:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC SOL/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 5.7685 | 5.5182 | 5.6676 | −5.34% |
| Week | 5.7685 | 5.0874 | 5.5152 | +0.85% |
Figures are in XLM per unit sent, from market data.
The numbers on USDC and XLM
USD Coin USDC- Price
- $0.999642
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.61 B
- 24-hour turnover
- $18.45 B
- Rank by cap
- #6
- In circulation
- 73.63 B USDC
- Record price
- $1.04
Stellar XLM- Price
- $0.185863
- 24 hours
- +5.64%
- Week
- +2%
- Market cap
- $6.47 B
- 24-hour turnover
- $272.09 M
- Rank by cap
- #20
- In circulation
- 34.85 B XLM
- Record price
- $0.875563
Source: CoinGecko, Sep 17, 2026 03:24.
USD Coin against Stellar
| USD Coin (USDC) | Stellar (XLM) | |
|---|---|---|
| Ticker | USDC | XLM |
| Type | token | coin of its own network |
| Network | Solana | — |
| Fees are paid in | SOL | — |
| Launched | 2018 | 2014 |
| Built by | Circle | Jed McCaleb, Joyce Kim |
| Supply cap | no cap | 50 B XLM |
| In circulation | 73.63 B USDC | 34.85 B XLM |
| Market cap | $73.61 B | $6.47 B |
| Rank by cap | #6 | #20 |
| Consensus | — | Stellar Consensus Protocol |
| Block | — | ~5 sec |
| Privacy | — | transfers are public |
Common questions: USDC SOL → XLM
What rate does USDC SOL to XLM run at?
As of Sep 17, 2026 05:33 it is 1 USDC SOL = 5.4878 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.02.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC SOL, and that one goes to the blockchain, not to us.
How long does USDC SOL to XLM take?
The clock starts with confirmations: the order goes into work once Solana confirms your transfer. After that it comes down to how busy the network is.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, XLM to USDC SOL?
Yes, the reverse direction is open: 1 XLM = 0.183692 USDC SOL. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC SOL, receive something else
USDC SOL → XMR0.00201386
USDC SOL → XRP0.772054
USDC SOL → XTZ4.0586
USDC SOL → YFI0.000487419
USDC SOL → ZBT13.1126
USDC SOL → ZEC0.000733046
USDC SOL → ZRO1.0055
USDC SOL → ZRX9.2881
