Swap Tether Gold (XAUT) for USD Coin (USDC Polygon)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 22:24

Orders from: 0.0465636 XAUT ≈ $180.37
Payout network: Polygon
24 hours: +0.06%

You send

XAUT

You get 3,884.49

USDC Polygon

Start the order

Rate: 1 XAUT = 3,884.49 USDC Polygon
From: 0.0465636 XAUT
Up to: 2,580 XAUT

The figure is indicative; the exact amount is locked in the order.

One XAUT buys 3,884.49 USDC Polygon right now; the other way round, 1 USDC Polygon is 0.000257434 XAUT. Market over 24 hours: XAUT against USDC Polygon plus 0.06%. The week added minus 3.05%.

The weekly corridor ran from 3,869.55 to 4,060.35 USDC Polygon, a spread of 4.93%. A single order takes 0.0465636 to 2,580 XAUT. In dollars that is roughly $180.37.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Tether Gold sits 33th ($3.13 B) and USD Coin 6th ($71.53 B). Daily moves of XAUT and USDC over 90 days line up at 0.08 (they travel apart).

Who takes the XAUT → USDC Polygon route

Sitting out the swingsXAUT moved −7.44% over the past month. USDC tracks the dollar, so after the swap the value stops following XAUT.
A road both waysThe USDC Polygon → XAUT direction is open too, so going back into XAUT takes the same route.

XAUT → USDC Polygon rate and amounts

1 XAUT = 3,884.49 USDC Polygon

1 USDC Polygon = 0.000257434 XAUT

Send XAUT — receive USDC Polygon

XAUT	USDC Polygon
0.05	194.2243
0.2	776.8971
0.5	1,942.24
2	7,768.97
5	19,422.43
20	77,689.71

Need USDC Polygon — send this much XAUT

USDC Polygon	XAUT
200	0.0514869
1,000	0.257434
2,000	0.514869
10,000	2.5743
20,000	5.1487
100,000	25.7434

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XAUT	From	Network fee	Speed
Ethereum (ERC20)	3,884.49	0.0465636 XAUT	≈ $0.006	medium
Solana	3,884.49	0.0465636 XAUT	≈ $0.00047	fast
Polygon open now	3,884.49	0.0465636 XAUT	≈ $0.0016	fast
Arbitrum One	3,884.49	—	≈ $0.0029	fast
BASE	3,884.49	—	—	—
BNB Smart Chain (BEP20)	3,884.49	—	≈ $0.0023	fast
Avalanche C-Chain	3,884.49	—	≈ $0.0014	fast
NEAR	3,884.49	—	—	—
Optimism	3,884.49	—	≈ $0.00015	fast
XLM	3,884.49	—	—	—

XAUT → USDC: compare all networks USDC network fees

How the XAUT → USDC Polygon order runs

Work out the amount in the calculator: orders start at 0.0465636 XAUT.
Enter a USDC address in Polygon and a way to reach you.
Send XAUT in Tether Gold for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XAUT for USDC Polygon

Check this before sending XAUT

The address network is Polygon. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 0.0465636 XAUT.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XAUT to USDC Polygon rate has been

WeekMonthQuarterYear

high 4,060.35 USDC Polygonlow 3,869.55 USDC Polygon

Oct 25, 2026 22:24Nov 1, 2026 22:24

high 4,185.57 USDC Polygonlow 3,871.89 USDC Polygon

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 4,662.89 USDC Polygonlow 3,871.89 USDC Polygon

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 5,491.44 USDC Polygonlow 3,871.89 USDC Polygon

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: +0.06%
Week: −3.05%
Weekly high: 4,060.35 USDC Polygon
Weekly low: 3,869.55 USDC Polygon
Spread: 4.93%

Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XAUT/USDC Polygon travelled, by period

Period	High	Low	Middle	Net move
24 hours	3,876.33	3,869.55	3,873.25	+0.06%
Week	4,060.35	3,869.55	3,975.61	−3.05%
Month	4,185.57	3,871.89	4,097.4	−7.43%
Quarter	4,662.89	3,871.89	4,272.98	−4.64%

Figures are in USDC Polygon per unit sent, from market data.

Daily XAUT → USDC Polygon rate

Day	Close	Against the day before
Nov 1, 2026	3,871.89 USDC Polygon	−0.14%
Oct 31, 2026	3,877.5 USDC Polygon	−3.17%
Oct 30, 2026	4,004.4 USDC Polygon	−1.05%
Oct 29, 2026	4,047.05 USDC Polygon	−0.29%
Oct 28, 2026	4,058.71 USDC Polygon	+1.34%
Oct 27, 2026	4,005.04 USDC Polygon	+0.2%
Oct 26, 2026	3,996.93 USDC Polygon	+0.11%

Daily RubyCash rate: XAUT → USDC Polygon

Date	RubyCash rate	Market rate
Nov 1, 2026	3,884.38 USDC Polygon	3,874.53
Oct 31, 2026	3,885.57 USDC Polygon	3,875.06
Oct 30, 2026	3,885.58 USDC Polygon	3,872
Oct 29, 2026	4,025.33 USDC Polygon	4,019.42
Oct 28, 2026	4,053.74 USDC Polygon	4,047.32
Oct 27, 2026	4,068.73 USDC Polygon	4,058.26
Oct 26, 2026	4,017.22 USDC Polygon	4,013.07
Oct 25, 2026	4,001.65 USDC Polygon	3,993.93
Oct 24, 2026	3,996.11 USDC Polygon	3,991.94
Oct 22, 2026	4,038.06 USDC Polygon	4,033.95
Oct 21, 2026	4,132.61 USDC Polygon	4,138.22
Oct 20, 2026	4,129.12 USDC Polygon	4,125.07
Oct 19, 2026	4,143.61 USDC Polygon	4,135.44
Oct 18, 2026	4,178.14 USDC Polygon	4,165.95

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XAUT and USDC

Tether Gold XAUT

Price: $3,873.58
24 hours: +0.04%
Week: −2.97%
Market cap: $3.13 B
24-hour turnover: $42.23 B
Rank by cap: #33
In circulation: 808.99 K XAUT
Record price: $5,504.62

USD Coin USDC

Price: $0.999754
24 hours: −0.02%
Week: +0.02%
Market cap: $71.53 B
24-hour turnover: $5.86 B
Rank by cap: #6
In circulation: 71.54 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 20:54.

Tether Gold against USD Coin

	Tether Gold (XAUT)	USD Coin (USDC)
Ticker	XAUT	USDC
Type	token	token
Launched	2020	2018
Built by	Tether	Circle
In circulation	808.99 K XAUT	71.54 B USDC
Market cap	$3.13 B	$71.53 B
Rank by cap	#33	#6
Network	—	Polygon
Fees are paid in	—	POL
Supply cap	—	no cap

Daily moves of XAUT and USDC over 90 days line up at 0.08 — they travel apart.

Common questions: XAUT → USDC Polygon

What rate does XAUT to USDC Polygon run at?

As of Nov 1, 2026 22:24 it is 1 XAUT = 3,884.49 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $3,883.53.

What amounts does XAUT → USDC Polygon accept?

From 0.0465636 to 2,580 XAUT per order. The lower limit is roughly $180.37.

Where does the 0.0465636 XAUT floor come from?

Network fees and order handling eat a small transfer alive — below 0.0465636 XAUT the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XAUT, and that one goes to the blockchain, not to us.

How long does XAUT to USDC Polygon take?

The clock starts with confirmations: the order goes into work once Tether Gold confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC Polygon arrive in?

The payout leaves in Polygon. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XAUT to USDC Polygon rate do this month?

The month came in at minus 7.43%. Low 3,871.89, high 4,185.57, middle 4,097.4 USDC Polygon per XAUT.

Can I go back, USDC Polygon to XAUT?

Yes, the reverse direction is open: 1 USDC Polygon = 0.00025873 XAUT. The link sits right under the calculator.