Swap Tether (USDT NEAR) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 16, 2026 23:28
- Payout network
- XLM
- 24 hours
- −0.01%
One USDT NEAR buys 0.9995 USDC XLM right now; the other way round, 1 USDC XLM is 1.0005 USDT NEAR. Market over 24 hours: USDT NEAR against USDC XLM minus 0.01%. The week added minus 0.02%.
The weekly corridor ran from 0.999629 to 0.999993 USDC XLM, a spread of 0.04%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Tether sits 3th ($183.31 B) and USD Coin 6th ($73.63 B).
Who takes the USDT NEAR → USDC XLM route
- A road both waysThe USDC XLM → USDT NEAR direction is open too, so going back into USDT takes the same route.
USDT NEAR → USDC XLM rate and amounts
1 USDT NEAR = 0.9995 USDC XLM
1 USDC XLM = 1.0005 USDT NEAR
Send USDT NEAR — receive USDC XLM
| USDT NEAR | USDC XLM |
|---|---|
| 20 | 19.99 |
| 100 | 99.95 |
| 500 | 499.7502 |
| 5,000 | 4,997.5 |
| 20,000 | 19,990.01 |
| 100,000 | 99,950.03 |
Need USDC XLM — send this much USDT NEAR
| USDC XLM | USDT NEAR |
|---|---|
| 20 | 20.01 |
| 100 | 100.05 |
| 500 | 500.25 |
| 5,000 | 5,002.5 |
| 20,000 | 20,010 |
| 100,000 | 100,049.99 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USDT NEAR | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.9995 | 200 USDT NEAR | ≈ $0.028 | medium |
| Solana | 0.9995 | 200 USDT NEAR | ≈ $0.00049 | fast |
| Polygon | 0.9995 | 200 USDT NEAR | ≈ $0.0017 | fast |
| Arbitrum One | 0.9995 | — | ≈ $0.0032 | fast |
| BASE | 0.9995 | — | — | — |
| BNB Smart Chain (BEP20) | 0.9995 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.9995 | — | ≈ < $0.0001 | fast |
| NEAR | 0.9995 | — | — | — |
| Optimism | 0.9995 | — | ≈ $0.00016 | fast |
| XLM open now | 0.9995 | — | — | — |
How the USDT NEAR → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send USDT NEAR in NEAR for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending USDT NEAR
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDT NEAR to USDC XLM rate has been
high 0.999993 USDC XLMlow 0.999629 USDC XLM
Sep 9, 2026 23:33Sep 16, 2026 23:33
- 24 hours
- −0.01%
- Week
- −0.02%
- Weekly high
- 0.999993 USDC XLM
- Weekly low
- 0.999629 USDC XLM
- Spread
- 0.04%
Market data from CoinGecko as of Sep 16, 2026 21:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDT NEAR/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.999771 | 0.999633 | 0.999698 | −0.01% |
| Week | 0.999993 | 0.999629 | 0.999859 | −0.02% |
Figures are in USDC XLM per unit sent, from market data.
The numbers on USDT and USDC
Tether USDT- Price
- $0.999299
- 24 hours
- −0.02%
- Week
- −0.1%
- Market cap
- $183.31 B
- 24-hour turnover
- $63.86 B
- Rank by cap
- #3
- In circulation
- 183.44 B USDT
- Record price
- $1.32
USD Coin USDC- Price
- $0.999651
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.63 B
- 24-hour turnover
- $19.38 B
- Rank by cap
- #6
- In circulation
- 73.66 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 16, 2026 21:24.
Tether against USD Coin
| Tether (USDT) | USD Coin (USDC) | |
|---|---|---|
| Ticker | USDT | USDC |
| Type | token | token |
| Network | NEAR | XLM |
| Launched | 2014 | 2018 |
| Built by | Tether Limited | Circle |
| Supply cap | no cap | no cap |
| In circulation | 183.44 B USDT | 73.66 B USDC |
| Market cap | $183.31 B | $73.63 B |
| Rank by cap | #3 | #6 |
Common questions: USDT NEAR → USDC XLM
What rate does USDT NEAR to USDC XLM run at?
As of Sep 16, 2026 23:28 it is 1 USDT NEAR = 0.9995 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.999151.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT NEAR, and that one goes to the blockchain, not to us.
How long does USDT NEAR to USDC XLM take?
The clock starts with confirmations: the order goes into work once NEAR confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDC XLM to USDT NEAR?
Yes, the reverse direction is open: 1 USDC XLM = 1.0007 USDT NEAR. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDT NEAR, receive something else
USDT NEAR → USDS1.0001- USDT NEAR → USDT Arbitrum1.0001
- USDT NEAR → USDT BEP201.0001
- USDT NEAR → USDT AVAX C1.0001
- USDT NEAR → USDT ERC201.0001
- USDT NEAR → USDT OMNI1.0001
- USDT NEAR → USDT Optimism1.0001
- USDT NEAR → USDT Polygon1.0001
Receive USDC XLM, send something else
- USDT OMNI → USDC XLM0.9995
- USDT Optimism → USDC XLM0.9995
- USDT Polygon → USDC XLM0.9995
- USDT SOL → USDC XLM0.9995
- USDT TON → USDC XLM0.9995
- USDT TRC20 → USDC XLM0.9995
WIF → USDC XLM0.180854
XAI → USDC XLM0.00682304