Swap Tether (USDT OMNI) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 12:49
- Payout network
- XLM
- 24 hours
- +0.02%
One USDT OMNI buys 0.999101 USDC XLM right now; the other way round, 1 USDC XLM is 1.0009 USDT OMNI. Market over 24 hours: USDT OMNI against USDC XLM plus 0.02%. The week added a move of 0%.
The weekly corridor ran from 0.998807 to 0.999745 USDC XLM, a spread of 0.09%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Tether sits 3th ($180.04 B) and USD Coin 6th ($71.65 B). Daily moves of USDT and USDC over 90 days line up at 0.13 (they travel apart).
Who takes the USDT OMNI → USDC XLM route
- A road both waysThe USDC XLM → USDT OMNI direction is open too, so going back into USDT takes the same route.
USDT OMNI → USDC XLM rate and amounts
Send USDT OMNI — receive USDC XLM
| USDT OMNI | USDC XLM |
|---|---|
| 20 | 19.982 |
| 100 | 99.9101 |
| 500 | 499.5504 |
| 5,000 | 4,995.5 |
| 20,000 | 19,982.02 |
| 100,000 | 99,910.08 |
Need USDC XLM — send this much USDT OMNI
| USDC XLM | USDT OMNI |
|---|---|
| 10 | 10.009 |
| 50 | 50.045 |
| 500 | 500.45 |
| 2,000 | 2,001.8 |
| 20,000 | 20,018 |
| 100,000 | 100,090 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USDT OMNI | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.999101 | 200 USDT OMNI | ≈ $0.0059 | medium |
| Solana | 0.999101 | 200 USDT OMNI | ≈ $0.00048 | fast |
| Polygon | 0.999101 | 200 USDT OMNI | ≈ $0.00015 | fast |
| Arbitrum One | 0.999101 | — | ≈ $0.003 | fast |
| BASE | 0.999101 | — | — | — |
| BNB Smart Chain (BEP20) | 0.999101 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.999101 | — | ≈ $0.0014 | fast |
| NEAR | 0.999101 | — | — | — |
| Optimism | 0.999101 | — | ≈ $0.00015 | fast |
| XLM open now | 0.999101 | — | — | — |
How the USDT OMNI → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send USDT OMNI in OMNI for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending USDT OMNI
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDT OMNI to USDC XLM rate has been
- 24 hours
- +0.02%
- Week
- 0%
- Weekly high
- 0.999745 USDC XLM
- Weekly low
- 0.998807 USDC XLM
- Spread
- 0.09%
Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDT OMNI/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.999532 | 0.999301 | 0.99944 | +0.02% |
| Week | 0.999745 | 0.998807 | 0.999426 | 0% |
| Month | 0.999991 | 0.999117 | 0.999555 | −0.04% |
| Quarter | 1.0002 | 0.999117 | 0.999738 | −0.03% |
Figures are in USDC XLM per unit sent, from market data.
Daily USDT OMNI → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.999391 USDC XLM | +0.02% |
| Oct 30, 2026 | 0.999176 USDC XLM | −0.04% |
| Oct 29, 2026 | 0.999561 USDC XLM | +0.01% |
| Oct 28, 2026 | 0.999478 USDC XLM | +0.02% |
| Oct 27, 2026 | 0.999325 USDC XLM | 0% |
| Oct 26, 2026 | 0.999282 USDC XLM | −0.03% |
| Oct 25, 2026 | 0.99955 USDC XLM | +0.01% |
Daily RubyCash rate: USDT OMNI → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.999001 USDC XLM | 0.999538 |
| Oct 31, 2026 | 0.998702 USDC XLM | 0.999476 |
| Oct 30, 2026 | 0.998403 USDC XLM | 0.999365 |
| Oct 29, 2026 | 0.998801 USDC XLM | 0.999407 |
| Oct 28, 2026 | 0.9993 USDC XLM | 0.999585 |
| Oct 27, 2026 | 0.998801 USDC XLM | 0.999479 |
| Oct 26, 2026 | 0.998702 USDC XLM | 0.999358 |
| Oct 25, 2026 | 0.999001 USDC XLM | 0.999502 |
| Oct 24, 2026 | 0.998801 USDC XLM | 0.999553 |
| Oct 22, 2026 | 0.999201 USDC XLM | 0.999452 |
| Oct 21, 2026 | 0.999201 USDC XLM | 0.999671 |
| Oct 20, 2026 | 0.9994 USDC XLM | 0.999452 |
| Oct 19, 2026 | 0.999101 USDC XLM | 0.999297 |
| Oct 18, 2026 | 0.998901 USDC XLM | 0.999412 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDT and USDC
- Price
- $0.999538
- 24 hours
- +0.02%
- Week
- +0.05%
- Market cap
- $180.04 B
- 24-hour turnover
- $25.75 B
- Rank by cap
- #3
- In circulation
- 180.12 B USDT
- Record price
- $1.32
- Price
- $1.00
- 24 hours
- +0.01%
- Week
- +0.05%
- Market cap
- $71.65 B
- 24-hour turnover
- $5.88 B
- Rank by cap
- #6
- In circulation
- 71.65 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 11:54.
Tether against USD Coin
| Tether (USDT) | USD Coin (USDC) | |
|---|---|---|
| Ticker | USDT | USDC |
| Type | token | token |
| Network | OMNI | XLM |
| Launched | 2014 | 2018 |
| Built by | Tether Limited | Circle |
| Supply cap | no cap | no cap |
| In circulation | 180.12 B USDT | 71.65 B USDC |
| Market cap | $180.04 B | $71.65 B |
| Rank by cap | #3 | #6 |
Daily moves of USDT and USDC over 90 days line up at 0.13 — they travel apart.