Swap USD Coin (USDC XLM) for Tether (USDT NEAR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 16, 2026 23:28
- Payout network
- NEAR
- 24 hours
- +0.01%
You get
USDT NEAR
Start the order
USDT NEAR
The figure is indicative; the exact amount is locked in the order.
The direction runs at 1.0007 USDT NEAR per USDC XLM, or 0.9993 USDC XLM per USDT NEAR. Market over 24 hours: USDC XLM against USDT NEAR plus 0.01%. The week added plus 0.02%.
The weekly corridor ran from 1 to 1.0004 USDT NEAR, a spread of 0.04%.
The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap USD Coin sits 6th ($73.63 B) and Tether 3th ($183.31 B).
Who takes the USDC XLM → USDT NEAR route
- A road both waysThe USDT NEAR → USDC XLM direction is open too, so going back into USDC takes the same route.
USDC XLM → USDT NEAR rate and amounts
1 USDC XLM = 1.0007 USDT NEAR
1 USDT NEAR = 0.9993 USDC XLM
Send USDC XLM — receive USDT NEAR
| USDC XLM | USDT NEAR |
|---|---|
| 20 | 20.014 |
| 100 | 100.07 |
| 500 | 500.35 |
| 5,000 | 5,003.5 |
| 20,000 | 20,014 |
| 100,000 | 100,070.01 |
Need USDT NEAR — send this much USDC XLM
| USDT NEAR | USDC XLM |
|---|---|
| 20 | 19.986 |
| 100 | 99.93 |
| 500 | 499.6502 |
| 5,000 | 4,996.5 |
| 20,000 | 19,986.01 |
| 100,000 | 99,930.04 |
Payout network for USDT
The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USDC XLM | From | Network fee | Speed |
|---|---|---|---|---|
| OMNI | 1.0007 | — | — | — |
| Ethereum (ERC20) | 1.0007 | 200 USDC XLM | ≈ $0.028 | medium |
| TRON (TRC20) | 1.0007 | 200 USDC XLM | ≈ $2.3 | fast |
| BNB Smart Chain (BEP20) | 1.0007 | 200 USDC XLM | ≈ $0.0023 | fast |
| Solana | 1.0007 | 200 USDC XLM | ≈ $0.00049 | fast |
| Polygon | 1.0007 | 200 USDC XLM | ≈ $0.0017 | fast |
| Arbitrum One | 1.0007 | 200 USDC XLM | ≈ $0.0032 | fast |
| TON | 1.0007 | 200 USDC XLM | low | fast |
| Avalanche C-Chain | 1.0007 | — | ≈ < $0.0001 | fast |
| NEAR open now | 1.0007 | — | — | — |
| Optimism | 1.0007 | — | ≈ $0.00016 | fast |
How the USDC XLM → USDT NEAR order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDT address in NEAR and a way to reach you.
- Send USDC XLM in XLM for exactly the amount stated in the order.
- Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.
Check this before sending USDC XLM
- The address network is NEAR. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC XLM to USDT NEAR rate has been
high 1.0004 USDT NEARlow 1 USDT NEAR
Sep 9, 2026 23:33Sep 16, 2026 23:33
- 24 hours
- +0.01%
- Week
- +0.02%
- Weekly high
- 1.0004 USDT NEAR
- Weekly low
- 1 USDT NEAR
- Spread
- 0.04%
Market data from CoinGecko as of Sep 16, 2026 21:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC XLM/USDT NEAR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.0004 | 1.0002 | 1.0003 | +0.01% |
| Week | 1.0004 | 1 | 1.0001 | +0.02% |
Figures are in USDT NEAR per unit sent, from market data.
The numbers on USDC and USDT
USD Coin USDC- Price
- $0.999651
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.63 B
- 24-hour turnover
- $19.38 B
- Rank by cap
- #6
- In circulation
- 73.66 B USDC
- Record price
- $1.04
Tether USDT- Price
- $0.999299
- 24 hours
- −0.02%
- Week
- −0.1%
- Market cap
- $183.31 B
- 24-hour turnover
- $63.86 B
- Rank by cap
- #3
- In circulation
- 183.44 B USDT
- Record price
- $1.32
Source: CoinGecko, Sep 16, 2026 21:24.
USD Coin against Tether
| USD Coin (USDC) | Tether (USDT) | |
|---|---|---|
| Ticker | USDC | USDT |
| Type | token | token |
| Network | XLM | NEAR |
| Launched | 2018 | 2014 |
| Built by | Circle | Tether Limited |
| Supply cap | no cap | no cap |
| In circulation | 73.66 B USDC | 183.44 B USDT |
| Market cap | $73.63 B | $183.31 B |
| Rank by cap | #6 | #3 |
Common questions: USDC XLM → USDT NEAR
What rate does USDC XLM to USDT NEAR run at?
As of Sep 16, 2026 23:28 it is 1 USDC XLM = 1.0007 USDT NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.999999.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC XLM, and that one goes to the blockchain, not to us.
How long does USDC XLM to USDT NEAR take?
The clock starts with confirmations: the order goes into work once XLM confirms your transfer. After that it comes down to how busy the network is.
Which network will USDT NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDT cheaper?
The cheapest is usually USDT BEP20, USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDT NEAR to USDC XLM?
Yes, the reverse direction is open: 1 USDT NEAR = 0.9995 USDC XLM. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC XLM, receive something else
USDC XLM → WIF5.5572
USDC XLM → XAI147.2998
USDC XLM → XAUT0.000235145
USDC XLM → XLM5.5059
USDC XLM → XMR0.00201722
USDC XLM → XRP0.767009
USDC XLM → XTZ4.0604
USDC XLM → YFI0.00049385
Receive USDT NEAR, send something else
USDS → USDT NEAR1.0001- USDT Arbitrum → USDT NEAR1.0001
- USDT BEP20 → USDT NEAR1.0001
- USDT AVAX C → USDT NEAR1.0001
- USDT ERC20 → USDT NEAR1.0001
- USDT OMNI → USDT NEAR1.0001
- USDT Optimism → USDT NEAR1.0001
- USDT Polygon → USDT NEAR1.0001