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  1. Swap USD Coin (USDC XLM) for Tether (USDT NEAR)

Swap USD Coin (USDC XLM) for Tether (USDT NEAR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 01:44

Payout network
NEAR
24 hours
−0.01%
You get 1.0015 USDT NEAR
Start the order
Rate
1 USDC XLM = 1.0015 USDT NEAR
Up to
10,000,000 USDC XLM

The figure is indicative; the exact amount is locked in the order.

The direction runs at 1.0015 USDT NEAR per USDC XLM, or 0.998502 USDC XLM per USDT NEAR. Market over 24 hours: USDC XLM against USDT NEAR minus 0.01%. The week added a move of 0%.

The weekly corridor ran from 1.0003 to 1.0012 USDT NEAR, a spread of 0.09%.

The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap USD Coin sits 6th ($71.72 B) and Tether 3th ($180.03 B). Daily moves of USDC and USDT over 90 days line up at 0.12 (they travel apart).

Who takes the USDC XLM → USDT NEAR route

  • A road both waysThe USDT NEAR → USDC XLM direction is open too, so going back into USDC takes the same route.

USDC XLM → USDT NEAR rate and amounts

1 USDC XLM = 1.0015 USDT NEAR
1 USDT NEAR = 0.998502 USDC XLM

Send USDC XLM — receive USDT NEAR

USDC XLMUSDT NEAR
1010.015
5050.075
500500.7501
2,0002,003
20,00020,030
100,000100,150.01

Need USDT NEAR — send this much USDC XLM

USDT NEARUSDC XLM
2019.97
10099.8502
500499.2511
5,0004,992.51
20,00019,970.04
100,00099,850.21

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer USDC XLMFromNetwork feeSpeed
OMNI1.0015———
Ethereum (ERC20)1.0015200 USDC XLM≈ $0.0058medium
TRON (TRC20)1.0015200 USDC XLM≈ $2.1fast
BNB Smart Chain (BEP20)1.0015200 USDC XLM≈ $0.0023fast
Solana1.0015200 USDC XLM≈ $0.00048fast
Polygon1.0015200 USDC XLM≈ $0.0019fast
Arbitrum One1.0015200 USDC XLM≈ $0.0029fast
TON1.0015200 USDC XLMlowfast
Avalanche C-Chain1.0015—≈ $0.0014fast
NEAR open now1.0015———
Optimism1.0015—≈ $0.00015fast

USDT network fees

How the USDC XLM → USDT NEAR order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDT address in NEAR and a way to reach you.
  3. Send USDC XLM in XLM for exactly the amount stated in the order.
  4. Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap USDC XLM for USDT NEAR

Check this before sending USDC XLM

  • The address network is NEAR. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDC XLM to USDT NEAR rate has been

high 1.0012 USDT NEARlow 1.0003 USDT NEAR
Oct 25, 2026 01:45Nov 1, 2026 01:45
high 1.0009 USDT NEARlow 1 USDT NEAR
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 1.0009 USDT NEARlow 0.999785 USDT NEAR
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 1.0032 USDT NEARlow 0.99687 USDT NEAR
Nov 1, 2025 03:00Oct 31, 2026 03:00
24 hours
−0.01%
Week
0%
Weekly high
1.0012 USDT NEAR
Weekly low
1.0003 USDT NEAR
Spread
0.09%

Market data from CoinGecko as of Nov 1, 2026 01:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC XLM/USDT NEAR travelled, by period

PeriodHighLowMiddleNet move
24 hours1.00071.00051.0006−0.01%
Week1.00121.00031.00060%
Month1.000911.0004+0.04%
Quarter1.00090.9997851.0003+0.03%

Figures are in USDT NEAR per unit sent, from market data.

Daily USDC XLM → USDT NEAR rate

DayCloseAgainst the day before
Oct 31, 20261.0006 USDT NEAR−0.02%
Oct 30, 20261.0008 USDT NEAR+0.04%
Oct 29, 20261.0004 USDT NEAR−0.01%
Oct 28, 20261.0005 USDT NEAR−0.02%
Oct 27, 20261.0007 USDT NEAR0%
Oct 26, 20261.0007 USDT NEAR+0.03%
Oct 25, 20261.0004 USDT NEAR−0.01%

Daily RubyCash rate: USDC XLM → USDT NEAR

DateRubyCash rateMarket rate
Oct 31, 20261.0015 USDT NEAR1.0005
Oct 30, 20261.0018 USDT NEAR1.0006
Oct 29, 20261.0014 USDT NEAR1.0006
Oct 28, 20261.0009 USDT NEAR1.0004
Oct 27, 20261.0014 USDT NEAR1.0005
Oct 26, 20261.0015 USDT NEAR1.0006
Oct 25, 20261.0012 USDT NEAR1.0005
Oct 24, 20261.0014 USDT NEAR1.0004
Oct 22, 20261.001 USDT NEAR1.0005
Oct 21, 20261.001 USDT NEAR1.0003
Oct 20, 20261.0008 USDT NEAR1.0005
Oct 19, 20261.0011 USDT NEAR1.0007
Oct 18, 20261.0013 USDT NEAR1.0006
Oct 17, 20261.0016 USDT NEAR1.0007

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC and USDT

USD Coin USDC
Price
$1.00
24 hours
+0.03%
Week
+0.04%
Market cap
$71.72 B
24-hour turnover
$6.1 B
Rank by cap
#6
In circulation
71.72 B USDC
Record price
$1.04
Tether USDT
Price
$0.999476
24 hours
+0.04%
Week
+0.03%
Market cap
$180.03 B
24-hour turnover
$27.63 B
Rank by cap
#3
In circulation
180.12 B USDT
Record price
$1.32

Source: CoinGecko, Nov 1, 2026 01:24.

USD Coin against Tether

USD Coin (USDC)Tether (USDT)
TickerUSDCUSDT
Typetokentoken
NetworkXLMNEAR
Launched20182014
Built byCircleTether Limited
Supply capno capno cap
In circulation71.72 B USDC180.12 B USDT
Market cap$71.72 B$180.03 B
Rank by cap#6#3

Daily moves of USDC and USDT over 90 days line up at 0.12 — they travel apart.

Common questions: USDC XLM → USDT NEAR

What rate does USDC XLM to USDT NEAR run at?
As of Nov 1, 2026 01:44 it is 1 USDC XLM = 1.0015 USDT NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC XLM, and that one goes to the blockchain, not to us.
How long does USDC XLM to USDT NEAR take?
The clock starts with confirmations: the order goes into work once XLM confirms your transfer. After that it comes down to how busy the network is.
Which network will USDT NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDT cheaper?
The cheapest is usually USDT BEP20, USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC XLM to USDT NEAR rate do this month?
The month came in at plus 0.04%. Low 1, high 1.0009, middle 1.0004 USDT NEAR per USDC XLM.
Can I go back, USDT NEAR to USDC XLM?
Yes, the reverse direction is open: 1 USDT NEAR = 0.998702 USDC XLM. The link sits right under the calculator.

Worth reading

Where else this can go

The other way round

Send USDC XLM, receive something else

Receive USDT NEAR, send something else

USDC XLM USDT NEAR All directions All currencies

USD Coin (USDC) against Tether (USDT)

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