Swap USDS for USD Coin (USDC Optimism)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 17:04

Payout network
Optimism
24 hours
−0.01%
You get 1.0003 USDC Optimism
Start the order
Rate
1 USDS = 1.0003 USDC Optimism
Up to
9,990,000 USDS

The figure is indicative; the exact amount is locked in the order.

The direction runs at 1.0003 USDC Optimism per USDS, or 0.9997 USDS per USDC Optimism. Market over 24 hours: USDS against USDC Optimism minus 0.01%. The week added minus 0.01%.

The weekly corridor ran from 0.997404 to 1.0012 USDC Optimism, a spread of 0.38%.

The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap USDS sits 14th ($9.54 B) and USD Coin 6th ($71.55 B). Daily moves of USDS and USDC over 90 days line up at 0.22 (they travel apart).

Who takes the USDS → USDC Optimism route

  • A road both waysThe USDC Optimism → USDS direction is open too, so going back into USDS takes the same route.

USDS → USDC Optimism rate and amounts

1 USDS = 1.0003 USDC Optimism
1 USDC Optimism = 0.9997 USDS

Send USDS — receive USDC Optimism

USDSUSDC Optimism
1010.003
5050.015
200200.06
2,0002,000.6
10,00010,003
50,00050,015

Need USDC Optimism — send this much USDS

USDC OptimismUSDS
109.997
5049.985
500499.8501
2,0001,999.4
20,00019,994
100,00099,970.02

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer USDSFromNetwork feeSpeed
Ethereum (ERC20)1.0003200 USDS≈ $0.0079medium
Solana1.0003200 USDS≈ $0.00047fast
Polygon1.0003200 USDS≈ $0.0016fast
Arbitrum One1.0003—≈ $0.0029fast
BASE1.0003———
BNB Smart Chain (BEP20)1.0003—≈ $0.0023fast
Avalanche C-Chain1.0003—≈ $0.0014fast
NEAR1.0003———
Optimism open now1.0003—≈ $0.00015fast
XLM1.0003———

How the USDS → USDC Optimism order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in Optimism and a way to reach you.
  3. Send USDS in USDS for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap USDS for USDC Optimism

Check this before sending USDS

  • The address network is Optimism. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDS to USDC Optimism rate has been

high 1.0012 USDC Optimismlow 0.997404 USDC Optimism
Oct 25, 2026 17:05Nov 1, 2026 17:05
high 1.0011 USDC Optimismlow 0.997755 USDC Optimism
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 1.0011 USDC Optimismlow 0.997755 USDC Optimism
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 1.0011 USDC Optimismlow 0.99745 USDC Optimism
Nov 2, 2025 03:00Oct 31, 2026 03:00
24 hours
−0.01%
Week
−0.01%
Weekly high
1.0012 USDC Optimism
Weekly low
0.997404 USDC Optimism
Spread
0.38%

Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDS/USDC Optimism travelled, by period

PeriodHighLowMiddleNet move
24 hours1.00071.00051.0006−0.01%
Week1.00120.9974041.0003−0.01%
Month1.00110.9977551.0001+0.08%
Quarter1.00110.9977551.0001+0.01%

Figures are in USDC Optimism per unit sent, from market data.

Daily USDS → USDC Optimism rate

DayCloseAgainst the day before
Oct 31, 20261.0006 USDC Optimism+0.29%
Oct 30, 20260.997755 USDC Optimism−0.25%
Oct 29, 20261.0002 USDC Optimism−0.02%
Oct 28, 20261.0004 USDC Optimism−0.03%
Oct 27, 20261.0007 USDC Optimism+0.03%
Oct 26, 20261.0004 USDC Optimism−0.03%
Oct 25, 20261.0007 USDC Optimism+0.04%

Daily RubyCash rate: USDS → USDC Optimism

DateRubyCash rateMarket rate
Nov 1, 20261.0003 USDC Optimism1.001
Oct 31, 20261.0003 USDC Optimism1.001
Oct 30, 20260.999601 USDC Optimism1.0014
Oct 29, 20260.997104 USDC Optimism0.998757
Oct 28, 20260.9996 USDC Optimism1.0003
Oct 27, 20260.999101 USDC Optimism1.0004
Oct 26, 20261.0001 USDC Optimism1.0006
Oct 25, 20260.9999 USDC Optimism1.0004
Oct 24, 20261.0004 USDC Optimism1.0004
Oct 22, 20261.0005 USDC Optimism1.0005
Oct 21, 20260.999301 USDC Optimism1.0003
Oct 20, 20260.9997 USDC Optimism1.0002
Oct 19, 20261.0003 USDC Optimism1.0001
Oct 18, 20260.9999 USDC Optimism1.0002

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDS and USDC

USDS USDS
Price
$1.00
24 hours
0%
Week
+0.04%
Market cap
$9.54 B
24-hour turnover
$89.79 M
Rank by cap
#14
In circulation
9.54 B USDS
Record price
$1.06
USD Coin USDC
Price
$0.999966
24 hours
+0.01%
Week
+0.03%
Market cap
$71.55 B
24-hour turnover
$5.91 B
Rank by cap
#6
In circulation
71.55 B USDC
Record price
$1.04

Source: CoinGecko, Nov 1, 2026 16:54.

USDS against USD Coin

USDS (USDS)USD Coin (USDC)
TickerUSDSUSDC
In circulation9.54 B USDS71.55 B USDC
Market cap$9.54 B$71.55 B
Rank by cap#14#6
Type—token
Network—Optimism
Fees are paid in—ETH
Launched—2018
Built by—Circle
Supply cap—no cap

Daily moves of USDS and USDC over 90 days line up at 0.22 — they travel apart.

Common questions: USDS → USDC Optimism

What rate does USDS to USDC Optimism run at?
As of Nov 1, 2026 17:04 it is 1 USDS = 1.0003 USDC Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDS, and that one goes to the blockchain, not to us.
How long does USDS to USDC Optimism take?
The clock starts with confirmations: the order goes into work once USDS confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC Optimism arrive in?
The payout leaves in Optimism. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDS to USDC Optimism rate do this month?
The month came in at plus 0.08%. Low 0.997755, high 1.0011, middle 1.0001 USDC Optimism per USDS.
Can I go back, USDC Optimism to USDS?
Yes, the reverse direction is open: 1 USDC Optimism = 0.9999 USDS. The link sits right under the calculator.

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