Swap Algorand (ALGO) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 21:39
- Payout network
- XLM
- 24 hours
- −1.59%
The direction runs at 0.0945208 USDC XLM per ALGO, or 10.5797 ALGO per USDC XLM. Market over 24 hours: ALGO against USDC XLM minus 1.59%. The week added minus 10.47%.
The weekly corridor ran from 0.0924073 to 0.105895 USDC XLM, a spread of 14.6%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Algorand sits 80th ($852.79 M) and USD Coin 6th ($71.53 B). Daily moves of ALGO and USDC over 90 days line up at -0.06 (they travel apart).
Who takes the ALGO → USDC XLM route
- Sitting out the swingsALGO moved −22.68% over the past month. USDC tracks the dollar, so after the swap the value stops following ALGO.
- A road both waysThe USDC XLM → ALGO direction is open too, so going back into ALGO takes the same route.
ALGO → USDC XLM rate and amounts
1 ALGO = 0.0945208 USDC XLM
1 USDC XLM = 10.5797 ALGO
Send ALGO — receive USDC XLM
| ALGO | USDC XLM |
|---|---|
| 200 | 18.9042 |
| 1,000 | 94.5208 |
| 5,000 | 472.604 |
| 50,000 | 4,726.04 |
| 200,000 | 18,904.16 |
| 1,000,000 | 94,520.81 |
Need USDC XLM — send this much ALGO
| USDC XLM | ALGO |
|---|---|
| 20 | 211.5936 |
| 100 | 1,057.97 |
| 500 | 5,289.84 |
| 5,000 | 52,898.4 |
| 20,000 | 211,593.62 |
| 100,000 | 1,057,968.09 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per ALGO | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.0945208 | 2,173.91 ALGO | ≈ $0.0062 | medium |
| Solana | 0.0945208 | 2,173.91 ALGO | ≈ $0.00047 | fast |
| Polygon | 0.0945208 | 2,173.91 ALGO | ≈ $0.0017 | fast |
| Arbitrum One | 0.0945208 | — | ≈ $0.0029 | fast |
| BASE | 0.0945208 | — | — | — |
| BNB Smart Chain (BEP20) | 0.0945208 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.0945208 | — | ≈ $0.0014 | fast |
| NEAR | 0.0945208 | — | — | — |
| Optimism | 0.0945208 | — | ≈ $0.00015 | fast |
| XLM open now | 0.0945208 | — | — | — |
How the ALGO → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send ALGO in Algorand for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending ALGO
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the ALGO to USDC XLM rate has been
high 0.105895 USDC XLMlow 0.0924073 USDC XLM
Oct 25, 2026 21:40Nov 1, 2026 21:40
high 0.13253 USDC XLMlow 0.0934531 USDC XLM
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 0.135982 USDC XLMlow 0.077956 USDC XLM
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 0.188819 USDC XLMlow 0.0773343 USDC XLM
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- −1.59%
- Week
- −10.47%
- Weekly high
- 0.105895 USDC XLM
- Weekly low
- 0.0924073 USDC XLM
- Spread
- 14.6%
Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far ALGO/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.096007 | 0.0944774 | 0.0950413 | −1.59% |
| Week | 0.105895 | 0.0924073 | 0.0997568 | −10.47% |
| Month | 0.13253 | 0.0934531 | 0.113736 | −22.67% |
| Quarter | 0.135982 | 0.077956 | 0.100942 | +10.28% |
Figures are in USDC XLM per unit sent, from market data.
Daily ALGO → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 0.0947376 USDC XLM | −0.67% |
| Oct 31, 2026 | 0.0953728 USDC XLM | +2.05% |
| Oct 30, 2026 | 0.0934531 USDC XLM | −10.18% |
| Oct 29, 2026 | 0.10404 USDC XLM | +0.72% |
| Oct 28, 2026 | 0.1033 USDC XLM | −2.14% |
| Oct 27, 2026 | 0.105556 USDC XLM | +0.7% |
| Oct 26, 2026 | 0.10482 USDC XLM | +0.41% |
Daily RubyCash rate: ALGO → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.0942191 USDC XLM | 0.0939771 |
| Oct 31, 2026 | 0.0956269 USDC XLM | 0.095415 |
| Oct 30, 2026 | 0.0952247 USDC XLM | 0.0949513 |
| Oct 29, 2026 | 0.0939175 USDC XLM | 0.0939983 |
| Oct 28, 2026 | 0.104677 USDC XLM | 0.103808 |
| Oct 27, 2026 | 0.104174 USDC XLM | 0.103464 |
| Oct 26, 2026 | 0.10518 USDC XLM | 0.104094 |
| Oct 25, 2026 | 0.106386 USDC XLM | 0.104812 |
| Oct 24, 2026 | 0.104978 USDC XLM | 0.10396 |
| Oct 22, 2026 | 0.108297 USDC XLM | 0.107061 |
| Oct 21, 2026 | 0.114129 USDC XLM | 0.115098 |
| Oct 20, 2026 | 0.11433 USDC XLM | 0.113971 |
| Oct 19, 2026 | 0.110811 USDC XLM | 0.109232 |
| Oct 18, 2026 | 0.110509 USDC XLM | 0.10919 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on ALGO and USDC
Algorand ALGO- Price
- $0.093954
- 24 hours
- −1.61%
- Week
- −9.65%
- Market cap
- $852.79 M
- 24-hour turnover
- $27.22 M
- Rank by cap
- #80
- In circulation
- 9.08 B ALGO
- Record price
- $3.56
USD Coin USDC- Price
- $0.999754
- 24 hours
- −0.02%
- Week
- +0.02%
- Market cap
- $71.53 B
- 24-hour turnover
- $5.86 B
- Rank by cap
- #6
- In circulation
- 71.54 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 20:54.
Algorand against USD Coin
| Algorand (ALGO) | USD Coin (USDC) | |
|---|---|---|
| Ticker | ALGO | USDC |
| In circulation | 9.08 B ALGO | 71.54 B USDC |
| Market cap | $852.79 M | $71.53 B |
| Rank by cap | #80 | #6 |
| Type | — | token |
| Network | — | XLM |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of ALGO and USDC over 90 days line up at -0.06 — they travel apart.
Common questions: ALGO → USDC XLM
What rate does ALGO to USDC XLM run at?
As of Nov 1, 2026 21:39 it is 1 ALGO = 0.0945208 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.0944976.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ALGO, and that one goes to the blockchain, not to us.
How long does ALGO to USDC XLM take?
The clock starts with confirmations: the order goes into work once Algorand confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the ALGO to USDC XLM rate do this month?
The month came in at minus 22.67%. Low 0.0934531, high 0.13253, middle 0.113736 USDC XLM per ALGO.
Can I go back, USDC XLM to ALGO?
Yes, the reverse direction is open: 1 USDC XLM = 10.665 ALGO. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send ALGO, receive something else
ALGO → USDS0.0938607
ALGO → USDT Arbitrum0.0942191- ALGO → USDT BEP200.0942191
- ALGO → USDT AVAX C0.0942191
- ALGO → USDT ERC200.0942191
- ALGO → USDT NEAR0.0942191
- ALGO → USDT OMNI0.0942191
- ALGO → USDT Optimism0.0942191
