Swap Algorand (ALGO) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 11:38
- Payout network
- XLM
- 24 hours
- +0.52%
The direction runs at 0.0906998 USDC XLM per ALGO, or 11.0254 ALGO per USDC XLM. Market over 24 hours: ALGO against USDC XLM plus 0.52%. The week added minus 7.73%.
The weekly corridor ran from 0.0853606 to 0.099485 USDC XLM, a spread of 16.55%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Algorand sits 80th ($814.2 M) and USD Coin 6th ($73.69 B). Daily moves of ALGO and USDC over 90 days line up at -0.11 (they travel apart).
Who takes the ALGO → USDC XLM route
- Sitting out the swingsALGO moved +13.83% over the past month. USDC tracks the dollar, so after the swap the value stops following ALGO.
- A road both waysThe USDC XLM → ALGO direction is open too, so going back into ALGO takes the same route.
ALGO → USDC XLM rate and amounts
1 ALGO = 0.0906998 USDC XLM
1 USDC XLM = 11.0254 ALGO
Send ALGO — receive USDC XLM
| ALGO | USDC XLM |
|---|---|
| 200 | 18.14 |
| 1,000 | 90.6998 |
| 5,000 | 453.4988 |
| 50,000 | 4,534.99 |
| 200,000 | 18,139.95 |
| 1,000,000 | 90,699.76 |
Need USDC XLM — send this much ALGO
| USDC XLM | ALGO |
|---|---|
| 20 | 220.5078 |
| 100 | 1,102.54 |
| 500 | 5,512.69 |
| 5,000 | 55,126.94 |
| 20,000 | 220,507.76 |
| 100,000 | 1,102,538.8 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per ALGO | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.0906998 | 2,173.91 ALGO | ≈ $0.0087 | medium |
| Solana | 0.0906998 | 2,173.91 ALGO | ≈ $0.0005 | fast |
| Polygon | 0.0906998 | 2,173.91 ALGO | ≈ $0.0017 | fast |
| Arbitrum One | 0.0906998 | — | ≈ $0.0032 | fast |
| BASE | 0.0906998 | — | — | — |
| BNB Smart Chain (BEP20) | 0.0906998 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 0.0906998 | — | ≈ < $0.0001 | fast |
| NEAR | 0.0906998 | — | — | — |
| Optimism | 0.0906998 | — | ≈ $0.00016 | fast |
| XLM open now | 0.0906998 | — | — | — |
How the ALGO → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send ALGO in Algorand for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending ALGO
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the ALGO to USDC XLM rate has been
high 0.099485 USDC XLMlow 0.0853606 USDC XLM
Sep 10, 2026 11:39Sep 17, 2026 11:39
high 0.100764 USDC XLMlow 0.077956 USDC XLM
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 0.100764 USDC XLMlow 0.0773343 USDC XLM
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 0.246606 USDC XLMlow 0.0773343 USDC XLM
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- +0.52%
- Week
- −7.73%
- Weekly high
- 0.099485 USDC XLM
- Weekly low
- 0.0853606 USDC XLM
- Spread
- 16.55%
Market data from CoinGecko as of Sep 17, 2026 08:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far ALGO/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.0911192 | 0.0853606 | 0.088105 | +0.52% |
| Week | 0.099485 | 0.0853606 | 0.0931343 | −7.73% |
| Month | 0.100764 | 0.077956 | 0.0908966 | +13.84% |
| Quarter | 0.100764 | 0.0773343 | 0.0870734 | −7.19% |
Figures are in USDC XLM per unit sent, from market data.
Daily ALGO → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 0.0893622 USDC XLM | +0.61% |
| Sep 16, 2026 | 0.0888205 USDC XLM | −7.5% |
| Sep 15, 2026 | 0.0960175 USDC XLM | +1.42% |
| Sep 14, 2026 | 0.0946765 USDC XLM | +2.28% |
| Sep 13, 2026 | 0.0925632 USDC XLM | −1.01% |
| Sep 12, 2026 | 0.0935111 USDC XLM | +2.41% |
| Sep 11, 2026 | 0.0913114 USDC XLM | −7.72% |
The numbers on ALGO and USDC
Algorand ALGO- Price
- $0.089766
- 24 hours
- +0.51%
- Week
- −10.9%
- Market cap
- $814.2 M
- 24-hour turnover
- $44.96 M
- Rank by cap
- #80
- In circulation
- 9.04 B ALGO
- Record price
- $3.56
USD Coin USDC- Price
- $0.999596
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.69 B
- 24-hour turnover
- $18.44 B
- Rank by cap
- #6
- In circulation
- 73.72 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 17, 2026 08:24.
Algorand against USD Coin
| Algorand (ALGO) | USD Coin (USDC) | |
|---|---|---|
| Ticker | ALGO | USDC |
| In circulation | 9.04 B ALGO | 73.72 B USDC |
| Market cap | $814.2 M | $73.69 B |
| Rank by cap | #80 | #6 |
| Type | — | token |
| Network | — | XLM |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of ALGO and USDC over 90 days line up at -0.11 — they travel apart.
Common questions: ALGO → USDC XLM
What rate does ALGO to USDC XLM run at?
As of Sep 17, 2026 11:38 it is 1 ALGO = 0.0906998 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.0906631.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ALGO, and that one goes to the blockchain, not to us.
How long does ALGO to USDC XLM take?
The clock starts with confirmations: the order goes into work once Algorand confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the ALGO to USDC XLM rate do this month?
The month came in at plus 13.84%. Low 0.077956, high 0.100764, middle 0.0908966 USDC XLM per ALGO.
Can I go back, USDC XLM to ALGO?
Yes, the reverse direction is open: 1 USDC XLM = 11.1143 ALGO. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send ALGO, receive something else
ALGO → USDS0.0906275
ALGO → USDT Arbitrum0.0909009- ALGO → USDT BEP200.0909009
- ALGO → USDT AVAX C0.0909009
- ALGO → USDT ERC200.0909009
- ALGO → USDT NEAR0.0909009
- ALGO → USDT OMNI0.0909009
- ALGO → USDT Optimism0.0909009
