Swap USDC XLM to ZEC — USD Coin to Zcash Rate

The direction runs at 0.000806186 ZEC per USDC XLM, or 1,240.41 USDC XLM per ZEC. Market over 24 hours: USDC XLM against ZEC plus 1.1%. The week added minus 3.8%.

The weekly corridor ran from 0.000736721 to 0.000842986 ZEC, a spread of 14.42%. A single order takes 200 to 10,000,000 USDC XLM. In dollars that is roughly $200.00.

By market cap USD Coin sits 6th ($71.65 B) and Zcash 10th ($21.3 B). Daily moves of USDC and ZEC over 90 days line up at 0.04 (they travel apart).

Who takes the USDC XLM → ZEC route

Entering ZEC from dollarsFrom USDC you step into Zcash directly, with no coin in between: over the past month ZEC moved −13.22%.
Shielded transfersZcash has a mode in which transfer details never reach the public ledger.
Different basketsDaily moves of USDC and ZEC over 90 days line up at 0.04 (they travel apart) — the looser the link, the less a portfolio depends on one coin.

USDC XLM → ZEC rate and amounts

1 USDC XLM = 0.000806186 ZEC

1 ZEC = 1,240.41 USDC XLM

Send USDC XLM — receive ZEC

USDC XLM	ZEC
200	0.161237
1,000	0.806186
2,000	1.6124
10,000	8.0619
20,000	16.1237
100,000	80.6186

Need ZEC — send this much USDC XLM

ZEC	USDC XLM
0.2	248.0817
0.5	620.2044
2	2,480.82
5	6,202.04
20	24,808.17
50	62,020.44

How the USDC XLM → ZEC order runs

Work out the amount in the calculator: orders start at 200 USDC XLM.
Enter a ZEC address in Zcash and a way to reach you.
Send USDC XLM in XLM for exactly the amount stated in the order.
Once the network confirms your transfer, Zcash leaves for your address. The order page tracks every step.

Swap USDC XLM for ZEC

Check this before sending USDC XLM

The address network is Zcash. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 200 USDC XLM.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDC XLM to ZEC rate has been

WeekMonthQuarterYear

high 0.000842986 ZEClow 0.000736721 ZEC

Oct 25, 2026 13:42Nov 1, 2026 13:42

high 0.000887743 ZEClow 0.000695159 ZEC

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 0.00216607 ZEClow 0.000604846 ZEC

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 0.0050712 ZEClow 0.000604846 ZEC

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: +1.1%
Week: −3.8%
Weekly high: 0.000842986 ZEC
Weekly low: 0.000736721 ZEC
Spread: 14.42%

Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC XLM/ZEC travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.000804195	0.000776728	0.000789596	+1.1%
Week	0.000842986	0.000736721	0.000796272	−3.8%
Month	0.000887743	0.000695159	0.000804687	+15.27%
Quarter	0.00216607	0.000604846	0.00111835	−63.01%

Figures are in ZEC per unit sent, from market data.

Daily USDC XLM → ZEC rate

Day	Close	Against the day before
Oct 31, 2026	0.000801312 ZEC	−2.04%
Oct 30, 2026	0.000818004 ZEC	+7.21%
Oct 29, 2026	0.000762998 ZEC	−0.22%
Oct 28, 2026	0.000764699 ZEC	−5.75%
Oct 27, 2026	0.000811356 ZEC	−1.65%
Oct 26, 2026	0.000824939 ZEC	−0.42%
Oct 25, 2026	0.000828388 ZEC	−2.14%

Daily RubyCash rate: USDC XLM → ZEC

Date	RubyCash rate	Market rate
Nov 1, 2026	0.000806043 ZEC	0.000798748
Oct 31, 2026	0.000804639 ZEC	0.000783116
Oct 30, 2026	0.000810324 ZEC	0.000812369
Oct 29, 2026	0.000810874 ZEC	0.000800044
Oct 28, 2026	0.000765718 ZEC	0.000762359
Oct 27, 2026	0.000765788 ZEC	0.0007664
Oct 26, 2026	0.000823611 ZEC	0.000816593
Oct 25, 2026	0.000820988 ZEC	0.00082431
Oct 24, 2026	0.000834881 ZEC	0.000830256
Oct 22, 2026	0.000824655 ZEC	0.000817892
Oct 21, 2026	0.000747996 ZEC	0.000742068
Oct 20, 2026	0.000794349 ZEC	0.00080094
Oct 19, 2026	0.000872596 ZEC	0.000891826
Oct 18, 2026	0.00089836 ZEC	0.000903671

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC and ZEC

USD Coin USDC

Price: $1.00
24 hours: +0.01%
Week: +0.05%
Market cap: $71.65 B
24-hour turnover: $5.88 B
Rank by cap: #6
In circulation: 71.65 B USDC
Record price: $1.04

Zcash ZEC

Price: $1,251.96
24 hours: −1.08%
Week: +4.74%
Market cap: $21.3 B
24-hour turnover: $486.23 M
Rank by cap: #10
In circulation: 17.01 M ZEC
Record price: $3,191.93

Source: CoinGecko, Nov 1, 2026 11:54.

USD Coin against Zcash

	USD Coin (USDC)	Zcash (ZEC)
Ticker	USDC	ZEC
Type	token	coin of its own network
Network	XLM	—
Launched	2018	2016
Built by	Circle	Zooko Wilcox-O'Hearn
Supply cap	no cap	21 M ZEC
In circulation	71.65 B USDC	17.01 M ZEC
Market cap	$71.65 B	$21.3 B
Rank by cap	#6	#10
Consensus	—	Proof of Work (Equihash)
Block	—	~1.3 min
Privacy	—	optional

Daily moves of USDC and ZEC over 90 days line up at 0.04 — they travel apart.

Common questions: USDC XLM → ZEC

What rate does USDC XLM to ZEC run at?

As of Nov 1, 2026 13:39 it is 1 USDC XLM = 0.000806186 ZEC. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.01.

What amounts does USDC XLM → ZEC accept?

From 200 to 10,000,000 USDC XLM per order. The lower limit is roughly $200.00.

Where does the 200 USDC XLM floor come from?

Network fees and order handling eat a small transfer alive — below 200 USDC XLM the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC XLM, and that one goes to the blockchain, not to us.

How long does USDC XLM to ZEC take?

The clock starts with confirmations: the order goes into work once XLM confirms your transfer. After that it comes down to how busy the network is.

Which network will ZEC arrive in?

Zcash leaves in its own Zcash network — a plain ZEC address is all you need.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC XLM to ZEC rate do this month?

The month came in at plus 15.27%. Low 0.000695159, high 0.000887743, middle 0.000804687 ZEC per USDC XLM.

Can a USDC XLM to ZEC swap be traced?

Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.

Can I go back, ZEC to USDC XLM?

Yes, the reverse direction is open: 1 ZEC = 1,250.52 USDC XLM. The link sits right under the calculator.

Swap USD Coin (USDC XLM) for Zcash (ZEC)

Who takes the USDC XLM → ZEC route

USDC XLM → ZEC rate and amounts

Send USDC XLM — receive ZEC

Need ZEC — send this much USDC XLM

How the USDC XLM → ZEC order runs

Check this before sending USDC XLM

Where the USDC XLM to ZEC rate has been

How far USDC XLM/ZEC travelled, by period

Daily USDC XLM → ZEC rate

Daily RubyCash rate: USDC XLM → ZEC

The numbers on USDC and ZEC

USD Coin against Zcash

Common questions: USDC XLM → ZEC

Worth reading

Swap USD Coin (USDC XLM) for Zcash (ZEC)

Who takes the USDC XLM → ZEC route

USDC XLM → ZEC rate and amounts

Send USDC XLM — receive ZEC

Need ZEC — send this much USDC XLM

How the USDC XLM → ZEC order runs

Check this before sending USDC XLM

Where the USDC XLM to ZEC rate has been

How far USDC XLM/ZEC travelled, by period

Daily USDC XLM → ZEC rate

Daily RubyCash rate: USDC XLM → ZEC

The numbers on USDC and ZEC

USD Coin against Zcash

Common questions: USDC XLM → ZEC

Worth reading

Where else this can go

The other way round

Send USDC XLM, receive something else

Receive ZEC, send something else