Swap Stellar (XLM) for Tether (USDT SOL)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 12:14

Orders from: 1,043.46 XLM ≈ $176.81
Payout network: Solana
24 hours: −0.03%

You send

XLM

You get 3,403.55

USDT SOL

Start the order

Rate: 1 XLM = 0.170178 USDT SOL
From: 1,043.46 XLM
Up to: 59,000,000 XLM

The figure is indicative; the exact amount is locked in the order.

The direction runs at 0.170178 USDT SOL per XLM, or 5.8762 XLM per USDT SOL. Market over 24 hours: XLM against USDT SOL minus 0.03%. The week added minus 0.41%.

The weekly corridor ran from 0.161193 to 0.173762 USDT SOL, a spread of 7.8%. A single order takes 1,043.46 to 59,000,000 XLM. In dollars that is roughly $176.81.

The payout leaves in the Solana network, so the receiving address has to belong to that network. By market cap Stellar sits 19th ($5.97 B) and Tether 3th ($180.04 B). Daily moves of XLM and USDT over 90 days line up at 0.17 (they travel apart).

Who takes the XLM → USDT SOL route

Sitting out the swingsXLM moved −25.1% over the past month. USDT tracks the dollar, so after the swap the value stops following XLM.
A road both waysThe USDT SOL → XLM direction is open too, so going back into XLM takes the same route.

XLM → USDT SOL rate and amounts

1 XLM = 0.170178 USDT SOL

1 USDT SOL = 5.8762 XLM

Send XLM — receive USDT SOL

XLM	USDT SOL
2,000	340.3554
5,000	850.8884
20,000	3,403.55
50,000	8,508.88
200,000	34,035.54
500,000	85,088.84

Need USDT SOL — send this much XLM

USDT SOL	XLM
200	1,175.24
1,000	5,876.21
2,000	11,752.42
10,000	58,762.11
20,000	117,524.23
100,000	587,621.13

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XLM	From	Network fee	Speed
OMNI	0.170178	—	—	—
Ethereum (ERC20)	0.170178	1,043.46 XLM	≈ $0.0054	medium
TRON (TRC20)	0.170178	1,043.46 XLM	≈ $2.1	fast
BNB Smart Chain (BEP20)	0.170178	1,043.46 XLM	≈ $0.0023	fast
Solana open now	0.170178	1,043.46 XLM	≈ $0.00048	fast
Polygon	0.170178	1,043.46 XLM	≈ $0.00016	fast
Arbitrum One	0.170178	1,043.46 XLM	≈ $0.003	fast
TON	0.170178	1,043.46 XLM	low	fast
Avalanche C-Chain	0.170178	—	≈ $0.0014	fast
NEAR	0.170178	—	—	—
Optimism	0.170178	—	≈ $0.00015	fast

XLM → USDT: compare all networks USDT network fees

How the XLM → USDT SOL order runs

Work out the amount in the calculator: orders start at 1,043.46 XLM.
Enter a USDT address in Solana and a way to reach you.
Send XLM in Stellar for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap XLM for USDT SOL

Check this before sending XLM

The address network is Solana. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 1,043.46 XLM.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XLM to USDT SOL rate has been

WeekMonthQuarterYear

high 0.173762 USDT SOLlow 0.161193 USDT SOL

Oct 25, 2026 12:16Nov 1, 2026 12:16

high 0.226474 USDT SOLlow 0.162395 USDT SOL

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 0.232273 USDT SOLlow 0.15482 USDT SOL

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 0.305088 USDT SOLlow 0.143312 USDT SOL

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −0.03%
Week: −0.41%
Weekly high: 0.173762 USDT SOL
Weekly low: 0.161193 USDT SOL
Spread: 7.8%

Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XLM/USDT SOL travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.171905	0.168872	0.169533	−0.03%
Week	0.173762	0.161193	0.169068	−0.41%
Month	0.226474	0.162395	0.189536	−25.09%
Quarter	0.232273	0.15482	0.185193	−0.78%

Figures are in USDT SOL per unit sent, from market data.

Daily XLM → USDT SOL rate

Day	Close	Against the day before
Oct 31, 2026	0.169646 USDT SOL	+4.47%
Oct 30, 2026	0.162395 USDT SOL	−5.85%
Oct 29, 2026	0.172485 USDT SOL	+1.17%
Oct 28, 2026	0.170494 USDT SOL	+0.65%
Oct 27, 2026	0.169386 USDT SOL	+0.73%
Oct 26, 2026	0.16816 USDT SOL	−1.98%
Oct 25, 2026	0.171563 USDT SOL	−1.04%

Daily RubyCash rate: XLM → USDT SOL

Date	RubyCash rate	Market rate
Nov 1, 2026	0.170318 USDT SOL	0.169523
Oct 31, 2026	0.170932 USDT SOL	0.170331
Oct 30, 2026	0.169946 USDT SOL	0.1675
Oct 29, 2026	0.164346 USDT SOL	0.163877
Oct 28, 2026	0.173566 USDT SOL	0.172922
Oct 27, 2026	0.171284 USDT SOL	0.170394
Oct 26, 2026	0.168629 USDT SOL	0.168151
Oct 25, 2026	0.170318 USDT SOL	0.169653
Oct 24, 2026	0.171676 USDT SOL	0.170748
Oct 22, 2026	0.177106 USDT SOL	0.176012
Oct 21, 2026	0.185281 USDT SOL	0.185517
Oct 20, 2026	0.183421 USDT SOL	0.181853
Oct 19, 2026	0.178835 USDT SOL	0.176515
Oct 18, 2026	0.178081 USDT SOL	0.176748

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XLM and USDT

Stellar XLM

Price: $0.169445
24 hours: −0.01%
Week: −0.13%
Market cap: $5.97 B
24-hour turnover: $74.3 M
Rank by cap: #19
In circulation: 35.25 B XLM
Record price: $0.875563

Tether USDT

Price: $0.999538
24 hours: +0.02%
Week: +0.05%
Market cap: $180.04 B
24-hour turnover: $25.75 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Source: CoinGecko, Nov 1, 2026 11:54.

Stellar against Tether

	Stellar (XLM)	Tether (USDT)
Ticker	XLM	USDT
Type	coin of its own network	token
Launched	2014	2014
Built by	Jed McCaleb, Joyce Kim	Tether Limited
Consensus	Stellar Consensus Protocol	—
Block	~5 sec	—
Supply cap	50 B XLM	no cap
Privacy	transfers are public	—
In circulation	35.25 B XLM	180.12 B USDT
Market cap	$5.97 B	$180.04 B
Rank by cap	#19	#3
Network	—	Solana
Fees are paid in	—	SOL

Daily moves of XLM and USDT over 90 days line up at 0.17 — they travel apart.

Common questions: XLM → USDT SOL

What rate does XLM to USDT SOL run at?

As of Nov 1, 2026 12:14 it is 1 XLM = 0.170178 USDT SOL. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.170099.

What amounts does XLM → USDT SOL accept?

From 1,043.46 to 59,000,000 XLM per order. The lower limit is roughly $176.81.

Where does the 1,043.46 XLM floor come from?

Network fees and order handling eat a small transfer alive — below 1,043.46 XLM the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.

How long does XLM to USDT SOL take?

The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.

Which network will USDT SOL arrive in?

The payout leaves in Solana. Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT BEP20, USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XLM to USDT SOL rate do this month?

The month came in at minus 25.09%. Low 0.162395, high 0.226474, middle 0.189536 USDT SOL per XLM.

Can I go back, USDT SOL to XLM?

Yes, the reverse direction is open: 1 USDT SOL = 5.9236 XLM. The link sits right under the calculator.