Swap Stellar (XLM) for XRP

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 17, 2026 03:13

Orders from
1,043.46 XLM ≈ $188.14
Payout network
XRP Ledger
24 hours
+2.42%
You get 2,856.22 XRP
Start the order
Rate
1 XLM = 0.142811 XRP
From
1,043.46 XLM
Up to
55,500,000 XLM

The figure is indicative; the exact amount is locked in the order.

Today XLM goes for 0.142811 XRP, and XRP goes for 7.0023 XLM. Market over 24 hours: XLM against XRP plus 2.42%. The week added plus 6.81%.

The weekly corridor ran from 0.129452 to 0.139327 XRP, a spread of 7.63%. A single order takes 1,043.46 to 55,500,000 XLM. In dollars that is roughly $188.14.

Exchange wallets usually ask for a Destination Tag — copy it from the recipient side before you start. By market cap Stellar sits 20th ($6.28 B) and XRP 5th ($80.93 B).

Who takes the XLM → XRP route

  • Fast paymentsA block in XRP Ledger closes in about 4 sec, which is why XRP is used for moving money rather than holding it.
  • Different basketsHolding part of the amount in XRP loosens a portfolio's dependence on a single coin.
  • A road both waysThe XRP → XLM direction is open too, so going back into XLM takes the same route.

XLM → XRP rate and amounts

1 XLM = 0.142811 XRP
1 XRP = 7.0023 XLM

Send XLM — receive XRP

XLMXRP≈ USD
2,000285.6218$360.61
5,000714.0545$901.53
20,0002,856.22$3,606.12
50,0007,140.54$9,015.30
200,00028,562.18$36,061.20
500,00071,405.45$90,153.00

Need XRP — send this much XLM

XRPXLM≈ USD
2001,400.45$252.51
5003,501.13$631.28
2,00014,004.53$2,525.10
5,00035,011.33$6,312.75
20,000140,045.34$25,251.01
50,000350,113.35$63,127.54

How the XLM → XRP order runs

  1. Work out the amount in the calculator: orders start at 1,043.46 XLM.
  2. Enter a XRP address in XRP Ledger and a way to reach you. Receiving to an exchange? Add the Destination Tag, or the payment will hang.
  3. Send XLM in Stellar for exactly the amount stated in the order.
  4. Once the network confirms your transfer, XRP leaves for your address. The order page tracks every step.

Swap XLM for XRP

Check this before sending XLM

  • The address network is XRP Ledger. Sending through another network usually means losing the transfer.
  • If the receiving wallet asks for a Destination Tag, put it in the order.
  • The transfer must not be smaller than 1,043.46 XLM.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XLM to XRP rate has been

high 0.139327 XRPlow 0.129452 XRP
Sep 10, 2026 03:17Sep 17, 2026 03:17
24 hours
+2.42%
Week
+6.81%
Weekly high
0.139327 XRP
Weekly low
0.129452 XRP
Spread
7.63%

Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XLM/XRP travelled, by period

PeriodHighLowMiddleNet move
24 hours0.1393270.1357180.136933+2.42%
Week0.1393270.1294520.133365+6.81%

Figures are in XRP per unit sent, from market data.

The numbers on XLM and XRP

Stellar XLM
Price
$0.180306
24 hours
+2.84%
Week
+0.4%
Market cap
$6.28 B
24-hour turnover
$259.01 M
Rank by cap
#20
In circulation
34.84 B XLM
Record price
$0.875563
XRP XRP
Price
$1.29
24 hours
+0.41%
Week
−7.1%
Market cap
$80.93 B
24-hour turnover
$3.93 B
Rank by cap
#5
In circulation
62.88 B XRP
Record price
$3.65

Source: CoinGecko, Sep 17, 2026 00:54.

Stellar against XRP

Stellar (XLM)XRP (XRP)
TickerXLMXRP
Typecoin of its own networkcoin of its own network
Launched20142012
Built byJed McCaleb, Joyce KimRipple Labs
ConsensusStellar Consensus ProtocolXRP Ledger Consensus Protocol
Block~5 sec~4 sec
Supply cap50 B XLM100 B XRP
Privacytransfers are publictransfers are public
In circulation34.84 B XLM62.88 B XRP
Market cap$6.28 B$80.93 B
Rank by cap#20#5

Common questions: XLM → XRP

What rate does XLM to XRP run at?
As of Sep 17, 2026 03:13 it is 1 XLM = 0.142811 XRP. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.184226.
What amounts does XLM → XRP accept?
From 1,043.46 to 55,500,000 XLM per order. The lower limit is roughly $188.14.
Where does the 1,043.46 XLM floor come from?
Network fees and order handling eat a small transfer alive — below 1,043.46 XLM the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.
How long does XLM to XRP take?
The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.
Which network will XRP arrive in?
XRP leaves in its own XRP Ledger network — a plain XRP address is all you need. Some exchanges and wallets also need a Destination Tag.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, XRP to XLM?
Yes, the reverse direction is open: 1 XRP = 7.0375 XLM. The link sits right under the calculator.

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