Swap Stellar (XLM) for XRP

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 12:44

Orders from: 1,043.46 XLM ≈ $176.81
Payout network: XRP Ledger
24 hours: −0.62%

You send

XLM

You get 2,703.4

XRP

Start the order

Rate: 1 XLM = 0.13517 XRP
From: 1,043.46 XLM
Up to: 59,000,000 XLM

The figure is indicative; the exact amount is locked in the order.

Today XLM goes for 0.13517 XRP, and XRP goes for 7.3981 XLM. Market over 24 hours: XLM against XRP minus 0.62%. The week added plus 3.42%.

The weekly corridor ran from 0.127659 to 0.137513 XRP, a spread of 7.72%. A single order takes 1,043.46 to 59,000,000 XLM. In dollars that is roughly $176.81.

Exchange wallets usually ask for a Destination Tag — copy it from the recipient side before you start. By market cap Stellar sits 19th ($5.97 B) and XRP 5th ($79.32 B). Daily moves of XLM and XRP over 90 days line up at 0.63 (they travel alike).

Who takes the XLM → XRP route

Fast paymentsA block in XRP Ledger closes in about 4 sec, which is why XRP is used for moving money rather than holding it.
Different basketsDaily moves of XLM and XRP over 90 days line up at 0.63 (they travel alike) — the looser the link, the less a portfolio depends on one coin.
A road both waysThe XRP → XLM direction is open too, so going back into XLM takes the same route.

XLM → XRP rate and amounts

1 XLM = 0.13517 XRP

1 XRP = 7.3981 XLM

Send XLM — receive XRP

XLM	XRP	≈ USD
2,000	270.3404	$338.89
5,000	675.851	$847.23
20,000	2,703.4	$3,388.90
50,000	6,758.51	$8,472.25
200,000	27,034.04	$33,889.00
500,000	67,585.1	$84,722.50

Need XRP — send this much XLM

XRP	XLM	≈ USD
200	1,479.62	$250.71
500	3,699.04	$626.78
2,000	14,796.16	$2,507.14
5,000	36,990.4	$6,267.84
20,000	147,961.61	$25,071.35
50,000	369,904.02	$62,678.39

How the XLM → XRP order runs

Work out the amount in the calculator: orders start at 1,043.46 XLM.
Enter a XRP address in XRP Ledger and a way to reach you. Receiving to an exchange? Add the Destination Tag, or the payment will hang.
Send XLM in Stellar for exactly the amount stated in the order.
Once the network confirms your transfer, XRP leaves for your address. The order page tracks every step.

Swap XLM for XRP

Check this before sending XLM

The address network is XRP Ledger. Sending through another network usually means losing the transfer.
If the receiving wallet asks for a Destination Tag, put it in the order.
The transfer must not be smaller than 1,043.46 XLM.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XLM to XRP rate has been

WeekMonthQuarterYear

high 0.137513 XRPlow 0.127659 XRP

Oct 25, 2026 12:46Nov 1, 2026 12:46

high 0.15197 XRPlow 0.128095 XRP

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 0.1612 XRPlow 0.127155 XRP

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 0.204583 XRPlow 0.105266 XRP

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −0.62%
Week: +3.42%
Weekly high: 0.137513 XRP
Weekly low: 0.127659 XRP
Spread: 7.72%

Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XLM/XRP travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.137245	0.134859	0.135516	−0.62%
Week	0.137513	0.127659	0.131572	+3.42%
Month	0.15197	0.128095	0.138178	−10.82%
Quarter	0.1612	0.127155	0.140887	−15.93%

Figures are in XRP per unit sent, from market data.

Daily XLM → XRP rate

Day	Close	Against the day before
Oct 31, 2026	0.13552 XRP	+3.3%
Oct 30, 2026	0.131186 XRP	+0.84%
Oct 29, 2026	0.130094 XRP	+1.56%
Oct 28, 2026	0.128095 XRP	−1.04%
Oct 27, 2026	0.129446 XRP	−0.26%
Oct 26, 2026	0.12978 XRP	−1.7%
Oct 25, 2026	0.132024 XRP	−1.38%

Daily RubyCash rate: XLM → XRP

Date	RubyCash rate	Market rate
Nov 1, 2026	0.135405 XRP	0.135556
Oct 31, 2026	0.136081 XRP	0.136194
Oct 30, 2026	0.135142 XRP	0.133865
Oct 29, 2026	0.131937 XRP	0.13197
Oct 28, 2026	0.130604 XRP	0.129903
Oct 27, 2026	0.128501 XRP	0.128932
Oct 26, 2026	0.130525 XRP	0.130173
Oct 25, 2026	0.130497 XRP	0.130381
Oct 24, 2026	0.132266 XRP	0.132249
Oct 22, 2026	0.135146 XRP	0.134224
Oct 21, 2026	0.134979 XRP	0.133381
Oct 20, 2026	0.136923 XRP	0.136623
Oct 19, 2026	0.136551 XRP	0.135669
Oct 18, 2026	0.136582 XRP	0.136906

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XLM and XRP

Stellar XLM

Price: $0.169445
24 hours: −0.01%
Week: −0.13%
Market cap: $5.97 B
24-hour turnover: $74.3 M
Rank by cap: #19
In circulation: 35.25 B XLM
Record price: $0.875563

XRP XRP

Price: $1.25
24 hours: +0.62%
Week: −3.19%
Market cap: $79.32 B
24-hour turnover: $665.6 M
Rank by cap: #5
In circulation: 63.35 B XRP
Record price: $3.65

Source: CoinGecko, Nov 1, 2026 11:54.

Stellar against XRP

	Stellar (XLM)	XRP (XRP)
Ticker	XLM	XRP
Type	coin of its own network	coin of its own network
Launched	2014	2012
Built by	Jed McCaleb, Joyce Kim	Ripple Labs
Consensus	Stellar Consensus Protocol	XRP Ledger Consensus Protocol
Block	~5 sec	~4 sec
Supply cap	50 B XLM	100 B XRP
Privacy	transfers are public	transfers are public
In circulation	35.25 B XLM	63.35 B XRP
Market cap	$5.97 B	$79.32 B
Rank by cap	#19	#5

Daily moves of XLM and XRP over 90 days line up at 0.63 — they travel alike.

Common questions: XLM → XRP

What rate does XLM to XRP run at?

As of Nov 1, 2026 12:44 it is 1 XLM = 0.13517 XRP. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.168963.

What amounts does XLM → XRP accept?

From 1,043.46 to 59,000,000 XLM per order. The lower limit is roughly $176.81.

Where does the 1,043.46 XLM floor come from?

Network fees and order handling eat a small transfer alive — below 1,043.46 XLM the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.

How long does XLM to XRP take?

The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.

Which network will XRP arrive in?

XRP leaves in its own XRP Ledger network — a plain XRP address is all you need. Some exchanges and wallets also need a Destination Tag.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XLM to XRP rate do this month?

The month came in at minus 10.82%. Low 0.128095, high 0.15197, middle 0.138178 XRP per XLM.

Can I go back, XRP to XLM?

Yes, the reverse direction is open: 1 XRP = 7.4353 XLM. The link sits right under the calculator.