Swap Stellar (XLM) for Monero (XMR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 21:49
- Orders from
- 1,043.46 XLM ≈ $175.35
- Payout network
- Monero
- 24 hours
- −0.8%
One XLM buys 0.000284956 XMR right now; the other way round, 1 XMR is 3,509.31 XLM. Market over 24 hours: XLM against XMR minus 0.8%. The week added minus 0.89%.
The weekly corridor ran from 0.000259381 to 0.000289752 XMR, a spread of 11.71%. A single order takes 1,043.46 to 59,500,000 XLM. In dollars that is roughly $175.35.
By market cap Stellar sits 19th ($5.92 B) and Monero 13th ($11.21 B). Daily moves of XLM and XMR over 90 days line up at 0.21 (they travel apart).
Who takes the XLM → XMR route
- Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the protocol itself — a public explorer shows none of them.
- Fast paymentsA block in Monero closes in about 2 min, which is why Monero is used for moving money rather than holding it.
- Different basketsDaily moves of XLM and XMR over 90 days line up at 0.21 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
XLM → XMR rate and amounts
1 XLM = 0.000284956 XMR
1 XMR = 3,509.31 XLM
Send XLM — receive XMR
| XLM | XMR | ≈ USD |
|---|---|---|
| 2,000 | 0.569913 | $336.09 |
| 5,000 | 1.4248 | $840.22 |
| 20,000 | 5.6991 | $3,360.86 |
| 50,000 | 14.2478 | $8,402.15 |
| 200,000 | 56.9913 | $33,608.60 |
| 500,000 | 142.4782 | $84,021.50 |
Need XMR — send this much XLM
| XMR | XLM | ≈ USD |
|---|---|---|
| 0.5 | 1,754.65 | $294.86 |
| 1 | 3,509.31 | $589.71 |
| 5 | 17,546.55 | $2,948.57 |
| 10 | 35,093.1 | $5,897.15 |
| 50 | 175,465.5 | $29,485.75 |
| 100 | 350,931 | $58,971.50 |
How the XLM → XMR order runs
- Work out the amount in the calculator: orders start at 1,043.46 XLM.
- Enter a XMR address in Monero and a way to reach you.
- Send XLM in Stellar for exactly the amount stated in the order.
- Once the network confirms your transfer, Monero leaves for your address. The order page tracks every step.
Check this before sending XLM
- The address network is Monero. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 1,043.46 XLM.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XLM to XMR rate has been
high 0.000289752 XMRlow 0.000259381 XMR
Oct 25, 2026 21:54Nov 1, 2026 21:54
high 0.00040964 XMRlow 0.000268743 XMR
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 0.000489117 XMRlow 0.000268743 XMR
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 0.000878338 XMRlow 0.000268743 XMR
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- −0.8%
- Week
- −0.89%
- Weekly high
- 0.000289752 XMR
- Weekly low
- 0.000259381 XMR
- Spread
- 11.71%
Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XLM/XMR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.000285058 | 0.000277465 | 0.000280878 | −0.8% |
| Week | 0.000289752 | 0.000259381 | 0.000282108 | −0.89% |
| Month | 0.00040964 | 0.000268743 | 0.000330677 | −30.59% |
| Quarter | 0.000489117 | 0.000268743 | 0.000371176 | −41.51% |
Figures are in XMR per unit sent, from market data.
Daily XLM → XMR rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 0.000279583 XMR | −3.86% |
| Oct 31, 2026 | 0.000290815 XMR | +8.21% |
| Oct 30, 2026 | 0.000268743 XMR | −6.75% |
| Oct 29, 2026 | 0.000288194 XMR | +2.75% |
| Oct 28, 2026 | 0.000280484 XMR | −0.88% |
| Oct 27, 2026 | 0.000282971 XMR | −0.05% |
| Oct 26, 2026 | 0.000283099 XMR | +1.7% |
Daily RubyCash rate: XLM → XMR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.000283875 XMR | 0.000282345 |
| Oct 31, 2026 | 0.000286962 XMR | 0.000284871 |
| Oct 30, 2026 | 0.000289729 XMR | 0.000281446 |
| Oct 29, 2026 | 0.000269653 XMR | 0.000267417 |
| Oct 28, 2026 | 0.000290672 XMR | 0.000286681 |
| Oct 27, 2026 | 0.000282102 XMR | 0.000281828 |
| Oct 26, 2026 | 0.000282987 XMR | 0.000282994 |
| Oct 25, 2026 | 0.000283779 XMR | 0.000280296 |
| Oct 24, 2026 | 0.000280663 XMR | 0.000278623 |
| Oct 22, 2026 | 0.000291173 XMR | 0.000289144 |
| Oct 21, 2026 | 0.000298095 XMR | 0.000300623 |
| Oct 20, 2026 | 0.000300532 XMR | 0.000295294 |
| Oct 19, 2026 | 0.000297266 XMR | 0.000294593 |
| Oct 18, 2026 | 0.000300493 XMR | 0.000298608 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XLM and XMR
Stellar XLM- Price
- $0.168043
- 24 hours
- −0.86%
- Week
- −0.84%
- Market cap
- $5.92 B
- 24-hour turnover
- $72.69 M
- Rank by cap
- #19
- In circulation
- 35.25 B XLM
- Record price
- $0.875563
Monero XMR- Price
- $595.17
- 24 hours
- −0.06%
- Week
- −1.49%
- Market cap
- $11.21 B
- 24-hour turnover
- $76.41 M
- Rank by cap
- #13
- In circulation
- 18.83 M XMR
- Record price
- $797.73
Source: CoinGecko, Nov 1, 2026 20:54.
Stellar against Monero
| Stellar (XLM) | Monero (XMR) | |
|---|---|---|
| Ticker | XLM | XMR |
| Type | coin of its own network | coin of its own network |
| Launched | 2014 | 2014 |
| Built by | Jed McCaleb, Joyce Kim | — |
| Consensus | Stellar Consensus Protocol | Proof of Work (RandomX) |
| Block | ~5 sec | ~2 min |
| Supply cap | 50 B XLM | no cap |
| Privacy | transfers are public | always on |
| In circulation | 35.25 B XLM | 18.83 M XMR |
| Market cap | $5.92 B | $11.21 B |
| Rank by cap | #19 | #13 |
Daily moves of XLM and XMR over 90 days line up at 0.21 — they travel apart.
Common questions: XLM → XMR
What rate does XLM to XMR run at?
As of Nov 1, 2026 21:49 it is 1 XLM = 0.000284956 XMR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.169597.
What amounts does XLM → XMR accept?
From 1,043.46 to 59,500,000 XLM per order. The lower limit is roughly $175.35.
Where does the 1,043.46 XLM floor come from?
Network fees and order handling eat a small transfer alive — below 1,043.46 XLM the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.
How long does XLM to XMR take?
The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.
Which network will XMR arrive in?
Monero leaves in its own Monero network — a plain XMR address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to XMR rate do this month?
The month came in at minus 30.59%. Low 0.000268743, high 0.00040964, middle 0.000330677 XMR per XLM.
Can a XLM to XMR swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, XMR to XLM?
Yes, the reverse direction is open: 1 XMR = 3,537.61 XLM. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XLM, receive something else
XLM → XRP0.134709
XLM → XTZ0.668769
XLM → YFI0.0000845896
XLM → ZBT2.3652
XLM → ZEC0.000137297
XLM → ZRO0.0920736
XLM → ZRX1.7237
XLM → 1INCH2.0486
