Swap Stellar (XLM) for Monero (XMR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 14:13
- Orders from
- 1,043.46 XLM ≈ $191.19
- Payout network
- Monero
- 24 hours
- +7.45%
One XLM buys 0.000366933 XMR right now; the other way round, 1 XMR is 2,725.3 XLM. Market over 24 hours: XLM against XMR plus 7.45%. The week added plus 5.72%.
The weekly corridor ran from 0.000331786 to 0.00038353 XMR, a spread of 15.6%. A single order takes 1,043.46 to 54,600,000 XLM. In dollars that is roughly $191.19.
By market cap Stellar sits 20th ($6.39 B) and Monero 14th ($9.28 B). Daily moves of XLM and XMR over 90 days line up at 0.24 (they travel apart).
Who takes the XLM → XMR route
- Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the protocol itself — a public explorer shows none of them.
- Fast paymentsA block in Monero closes in about 2 min, which is why Monero is used for moving money rather than holding it.
- Different basketsDaily moves of XLM and XMR over 90 days line up at 0.24 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
XLM → XMR rate and amounts
1 XLM = 0.000366933 XMR
1 XMR = 2,725.3 XLM
Send XLM — receive XMR
| XLM | XMR | ≈ USD |
|---|---|---|
| 2,000 | 0.733865 | $366.45 |
| 5,000 | 1.8347 | $916.12 |
| 20,000 | 7.3387 | $3,664.46 |
| 50,000 | 18.3466 | $9,161.15 |
| 200,000 | 73.3865 | $36,644.60 |
| 500,000 | 183.4663 | $91,611.50 |
Need XMR — send this much XLM
| XMR | XLM | ≈ USD |
|---|---|---|
| 0.5 | 1,362.65 | $249.67 |
| 2 | 5,450.59 | $998.67 |
| 5 | 13,626.48 | $2,496.68 |
| 20 | 54,505.92 | $9,986.74 |
| 50 | 136,264.81 | $24,966.85 |
| 200 | 545,059.23 | $99,867.39 |
How the XLM → XMR order runs
- Work out the amount in the calculator: orders start at 1,043.46 XLM.
- Enter a XMR address in Monero and a way to reach you.
- Send XLM in Stellar for exactly the amount stated in the order.
- Once the network confirms your transfer, Monero leaves for your address. The order page tracks every step.
Check this before sending XLM
- The address network is Monero. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 1,043.46 XLM.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XLM to XMR rate has been
high 0.00038353 XMRlow 0.000331786 XMR
Sep 10, 2026 14:14Sep 17, 2026 14:14
high 0.000489117 XMRlow 0.000331056 XMR
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 0.000734634 XMRlow 0.000331056 XMR
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 0.0013248 XMRlow 0.000331056 XMR
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- +7.45%
- Week
- +5.72%
- Weekly high
- 0.00038353 XMR
- Weekly low
- 0.000331786 XMR
- Spread
- 15.6%
Market data from CoinGecko as of Sep 17, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XLM/XMR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.000369075 | 0.000344072 | 0.000359117 | +7.45% |
| Week | 0.00038353 | 0.000331786 | 0.000352235 | +5.72% |
| Month | 0.000489117 | 0.000331056 | 0.000380478 | −4.34% |
| Quarter | 0.000734634 | 0.000331056 | 0.000482584 | −50.45% |
Figures are in XMR per unit sent, from market data.
Daily XLM → XMR rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 0.000363988 XMR | +4.79% |
| Sep 16, 2026 | 0.000347357 XMR | −6.73% |
| Sep 15, 2026 | 0.000372429 XMR | +8.87% |
| Sep 14, 2026 | 0.000342091 XMR | +2.4% |
| Sep 13, 2026 | 0.000334063 XMR | −2.21% |
| Sep 12, 2026 | 0.000341607 XMR | −0.61% |
| Sep 11, 2026 | 0.000343706 XMR | −2.72% |
The numbers on XLM and XMR
Stellar XLM- Price
- $0.183223
- 24 hours
- +5.54%
- Week
- +0.8%
- Market cap
- $6.39 B
- 24-hour turnover
- $257.47 M
- Rank by cap
- #20
- In circulation
- 34.85 B XLM
- Record price
- $0.875563
Monero XMR- Price
- $493.37
- 24 hours
- −1.79%
- Week
- −3.2%
- Market cap
- $9.28 B
- 24-hour turnover
- $112.52 M
- Rank by cap
- #14
- In circulation
- 18.81 M XMR
- Record price
- $797.73
Source: CoinGecko, Sep 17, 2026 11:54.
Stellar against Monero
| Stellar (XLM) | Monero (XMR) | |
|---|---|---|
| Ticker | XLM | XMR |
| Type | coin of its own network | coin of its own network |
| Launched | 2014 | 2014 |
| Built by | Jed McCaleb, Joyce Kim | — |
| Consensus | Stellar Consensus Protocol | Proof of Work (RandomX) |
| Block | ~5 sec | ~2 min |
| Supply cap | 50 B XLM | no cap |
| Privacy | transfers are public | always on |
| In circulation | 34.85 B XLM | 18.81 M XMR |
| Market cap | $6.39 B | $9.28 B |
| Rank by cap | #20 | #14 |
Daily moves of XLM and XMR over 90 days line up at 0.24 — they travel apart.
Common questions: XLM → XMR
What rate does XLM to XMR run at?
As of Sep 17, 2026 14:13 it is 1 XLM = 0.000366933 XMR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.181034.
What amounts does XLM → XMR accept?
From 1,043.46 to 54,600,000 XLM per order. The lower limit is roughly $191.19.
Where does the 1,043.46 XLM floor come from?
Network fees and order handling eat a small transfer alive — below 1,043.46 XLM the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.
How long does XLM to XMR take?
The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.
Which network will XMR arrive in?
Monero leaves in its own Monero network — a plain XMR address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to XMR rate do this month?
The month came in at minus 4.34%. Low 0.000331056, high 0.000489117, middle 0.000380478 XMR per XLM.
Can a XLM to XMR swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, XMR to XLM?
Yes, the reverse direction is open: 1 XMR = 2,747.27 XLM. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XLM, receive something else
XLM → XRP0.140216
XLM → XTZ0.7354
XLM → YFI0.0000880372
XLM → ZBT2.356
XLM → ZEC0.000134857
XLM → ZRO0.177624
XLM → ZRX1.6999
XLM → 1INCH2.023