USDT Arbitrum (Arbitrum One) → USDC Polygon (Polygon PoS)

Dollars change networks: send USDT Arbitrum in Arbitrum One, collect USDC Polygon in Polygon PoS. One order.

Rate as of Sep 17, 2026 02:23

Orders from
100 USDT Arbitrum ≈ $99.94
Payout network
Polygon
24 hours
−0.01%
You get 1,995.19 USDC Polygon
Start the order
Rate
1 USDT Arbitrum = 0.997595 USDC Polygon
From
100 USDT Arbitrum
Up to
10,000,000 USDT Arbitrum

The figure is indicative; the exact amount is locked in the order.

One USDT Arbitrum buys 0.997595 USDC Polygon right now; the other way round, 1 USDC Polygon is 1.0024 USDT Arbitrum. Market over 24 hours: USDT Arbitrum against USDC Polygon minus 0.01%. The week added minus 0.03%.

The weekly corridor ran from 0.999474 to 0.999997 USDC Polygon, a spread of 0.05%. A single order takes 100 to 10,000,000 USDT Arbitrum. In dollars that is roughly $99.94.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Tether sits 3th ($183.33 B) and USD Coin 6th ($73.61 B).

Who takes the USDT Arbitrum → USDC Polygon route

  • A road both waysThe USDC Polygon → USDT Arbitrum direction is open too, so going back into USDT takes the same route.

USDT Arbitrum → USDC Polygon rate and amounts

1 USDT Arbitrum = 0.997595 USDC Polygon
1 USDC Polygon = 1.0024 USDT Arbitrum

Send USDT Arbitrum — receive USDC Polygon

USDT ArbitrumUSDC Polygon
10099.7595
500498.7974
2,0001,995.19
5,0004,987.97
20,00019,951.9
100,00099,759.48

Need USDC Polygon — send this much USDT Arbitrum

USDC PolygonUSDT Arbitrum
100100.2411
500501.2055
2,0002,004.82
5,0005,012.06
20,00020,048.22
100,000100,241.1

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer USDT ArbitrumFromNetwork feeSpeed
Polygon open now0.997595100 USDT Arbitrum≈ $0.0016fast
Solana1.001210,500 USDT Arbitrum≈ $0.00049fast
Ethereum (ERC20)1.0012100 USDT Arbitrum≈ $0.0095medium
Arbitrum One0.9995≈ $0.0031fast
BASE0.9995
BNB Smart Chain (BEP20)0.9995≈ $0.0023fast
Avalanche C-Chain0.9995≈ < $0.0001fast
NEAR0.9995
Optimism0.9995≈ $0.00016fast
XLM0.9995

How the USDT Arbitrum → USDC Polygon order runs

  1. Work out the amount in the calculator: orders start at 100 USDT Arbitrum.
  2. Enter a USDC address in Polygon and a way to reach you.
  3. Send USDT Arbitrum in Arbitrum One for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap USDT Arbitrum for USDC Polygon

Check this before sending USDT Arbitrum

  • The address network is Polygon. Sending through another network usually means losing the transfer.
  • The transfer must not be smaller than 100 USDT Arbitrum.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to Polygon PoS.
  • To move USDC on later, put a little POL at the same address.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Arbitrum One against Polygon PoS

Arbitrum OnePolygon PoS
Network typeL2, optimistic rollupSidechain with checkpoints in Ethereum
Fees are paid inETHPOL
Fee level≈ $0.0031≈ $0.0016
Speedfastfast
Block~0.25 sec~2 sec
Address shape0x…0x…
Memo or tagnot needednot needed
Ethereum-style address (0x…)yesyes
Official withdrawal to Ethereum≈ 7 days (challenge period)

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

RubyCashClassic bridge
What lands at your addressUSDC in Polygon PoSThe same stablecoin; turning USDT into USDC is a separate step
Wallet and signaturesNot needed: the coins go to the address from the orderNeeded: connect the wallet and sign contract transactions
A coin for fees in Polygon PoSNot needed to receiveOften needed, or the funds cannot be claimed or moved on
TimingAfter confirmations in Arbitrum One; the order page tracks itDepends on the bridge and the load of both networks
Who holds the funds meanwhileRubyCash for the life of the order, with an AML checkThe bridge contract or its validators

Where the USDT Arbitrum to USDC Polygon rate has been

high 0.999997 USDC Polygonlow 0.999474 USDC Polygon
Sep 10, 2026 02:23Sep 17, 2026 02:23
24 hours
−0.01%
Week
−0.03%
Weekly high
0.999997 USDC Polygon
Weekly low
0.999474 USDC Polygon
Spread
0.05%

Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDT Arbitrum/USDC Polygon travelled, by period

PeriodHighLowMiddleNet move
24 hours0.9997330.9995750.999673−0.01%
Week0.9999970.9994740.999843−0.03%

Figures are in USDC Polygon per unit sent, from market data.

The numbers on USDT and USDC

Tether USDT
Price
$0.99939
24 hours
−0.01%
Week
−0.1%
Market cap
$183.33 B
24-hour turnover
$59.59 B
Rank by cap
#3
In circulation
183.44 B USDT
Record price
$1.32
USD Coin USDC
Price
$0.999724
24 hours
0%
Week
0%
Market cap
$73.61 B
24-hour turnover
$18.36 B
Rank by cap
#6
In circulation
73.63 B USDC
Record price
$1.04

Source: CoinGecko, Sep 17, 2026 00:54.

Tether against USD Coin

Tether (USDT)USD Coin (USDC)
TickerUSDTUSDC
Typetokentoken
NetworkArbitrum OnePolygon
Fees are paid inETHPOL
Launched20142018
Built byTether LimitedCircle
Supply capno capno cap
In circulation183.44 B USDT73.63 B USDC
Market cap$183.33 B$73.61 B
Rank by cap#3#6

Common questions: USDT Arbitrum → USDC Polygon

What rate does USDT Arbitrum to USDC Polygon run at?
As of Sep 17, 2026 02:23 it is 1 USDT Arbitrum = 0.997595 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.997319.
What amounts does USDT Arbitrum → USDC Polygon accept?
From 100 to 10,000,000 USDT Arbitrum per order. The lower limit is roughly $99.94.
Where does the 100 USDT Arbitrum floor come from?
Network fees and order handling eat a small transfer alive — below 100 USDT Arbitrum the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT Arbitrum, and that one goes to the blockchain, not to us.
How long does USDT Arbitrum to USDC Polygon take?
The clock starts with confirmations: the order goes into work once Arbitrum One confirms your transfer. After that it comes down to how busy the network is. A block in Arbitrum One closes in about 0.25 sec.
Will native USDC arrive, or a wrapper?
USDC Polygon is the standard USDC token in Polygon PoS — exactly what exchanges send when they withdraw into this network.
Do I need POL to receive USDC Polygon?
Not to receive. POL comes into play later, when you want to send USDC from your address.
Which network will USDC Polygon arrive in?
The payout leaves in Polygon. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDC Polygon to USDT Arbitrum?
Yes, the reverse direction is open: 1 USDC Polygon = 0.995087 USDT Arbitrum. The link sits right under the calculator.

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