USDT Arbitrum (Arbitrum One) → USDC Polygon (Polygon PoS)
Dollars change networks: send USDT Arbitrum in Arbitrum One, collect USDC Polygon in Polygon PoS. One order.
Rate as of Nov 1, 2026 10:59
- Orders from
- 100 USDT Arbitrum ≈ $99.95
- Payout network
- Polygon
- 24 hours
- +0.01%
You get
USDC Polygon
Start the order
USDC Polygon
The figure is indicative; the exact amount is locked in the order.
One USDT Arbitrum buys 0.997196 USDC Polygon right now; the other way round, 1 USDC Polygon is 1.0028 USDT Arbitrum. Market over 24 hours: USDT Arbitrum against USDC Polygon plus 0.01%. The week added a move of 0%.
The weekly corridor ran from 0.998807 to 0.999745 USDC Polygon, a spread of 0.09%. A single order takes 100 to 10,000,000 USDT Arbitrum. In dollars that is roughly $99.95.
The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Tether sits 3th ($180.04 B) and USD Coin 6th ($71.71 B). Daily moves of USDT and USDC over 90 days line up at 0.13 (they travel apart).
Who takes the USDT Arbitrum → USDC Polygon route
- A road both waysThe USDC Polygon → USDT Arbitrum direction is open too, so going back into USDT takes the same route.
USDT Arbitrum → USDC Polygon rate and amounts
1 USDT Arbitrum = 0.997196 USDC Polygon
1 USDC Polygon = 1.0028 USDT Arbitrum
Send USDT Arbitrum — receive USDC Polygon
| USDT Arbitrum | USDC Polygon |
|---|---|
| 100 | 99.7196 |
| 500 | 498.5979 |
| 2,000 | 1,994.39 |
| 5,000 | 4,985.98 |
| 20,000 | 19,943.92 |
| 100,000 | 99,719.59 |
Need USDC Polygon — send this much USDT Arbitrum
| USDC Polygon | USDT Arbitrum |
|---|---|
| 100 | 100.2812 |
| 500 | 501.406 |
| 2,000 | 2,005.62 |
| 5,000 | 5,014.06 |
| 20,000 | 20,056.24 |
| 100,000 | 100,281.2 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USDT Arbitrum | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon open now | 0.997196 | 100 USDT Arbitrum | ≈ $0.00018 | fast |
| Solana | 1.0008 | 10,500 USDT Arbitrum | ≈ $0.00048 | fast |
| Ethereum (ERC20) | 1.0008 | 100 USDT Arbitrum | ≈ $0.0062 | medium |
| Arbitrum One | 0.999101 | — | ≈ $0.003 | fast |
| BASE | 0.999101 | — | — | — |
| BNB Smart Chain (BEP20) | 0.999101 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.999101 | — | ≈ $0.0015 | fast |
| NEAR | 0.999101 | — | — | — |
| Optimism | 0.999101 | — | ≈ $0.00015 | fast |
| XLM | 0.999101 | — | — | — |
How the USDT Arbitrum → USDC Polygon order runs
- Work out the amount in the calculator: orders start at 100 USDT Arbitrum.
- Enter a USDC address in Polygon and a way to reach you.
- Send USDT Arbitrum in Arbitrum One for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending USDT Arbitrum
- The address network is Polygon. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 100 USDT Arbitrum.
- Copy the address whole, then compare the first and last characters after pasting.
- Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to Polygon PoS.
- To move USDC on later, put a little POL at the same address.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Arbitrum One against Polygon PoS
| Arbitrum One | Polygon PoS | |
|---|---|---|
| Network type | L2, optimistic rollup | Sidechain with checkpoints in Ethereum |
| Fees are paid in | ETH | POL |
| Fee level | ≈ $0.003 | ≈ $0.00018 |
| Speed | fast | fast |
| Block | ~0.25 sec | ~2 sec |
| Address shape | 0x… | 0x… |
| Memo or tag | not needed | not needed |
| Ethereum-style address (0x…) | yes | yes |
| Official withdrawal to Ethereum | ≈ 7 days (challenge period) | — |
Fee and speed levels are comparative: both move with how busy the network is.
How this differs from a classic bridge
| RubyCash | Classic bridge | |
|---|---|---|
| What lands at your address | USDC in Polygon PoS | The same stablecoin; turning USDT into USDC is a separate step |
| Wallet and signatures | Not needed: the coins go to the address from the order | Needed: connect the wallet and sign contract transactions |
| A coin for fees in Polygon PoS | Not needed to receive | Often needed, or the funds cannot be claimed or moved on |
| Timing | After confirmations in Arbitrum One; the order page tracks it | Depends on the bridge and the load of both networks |
| Who holds the funds meanwhile | RubyCash for the life of the order, with an AML check | The bridge contract or its validators |
Bridge Arbitrum One → Polygon PoS: all directions The Polygon PoS network
Where the USDT Arbitrum to USDC Polygon rate has been
high 0.999745 USDC Polygonlow 0.998807 USDC Polygon
Oct 25, 2026 11:03Nov 1, 2026 11:03
high 0.999991 USDC Polygonlow 0.999117 USDC Polygon
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 1.0002 USDC Polygonlow 0.999117 USDC Polygon
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 1.0031 USDC Polygonlow 0.996801 USDC Polygon
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- +0.01%
- Week
- 0%
- Weekly high
- 0.999745 USDC Polygon
- Weekly low
- 0.998807 USDC Polygon
- Spread
- 0.09%
Market data from CoinGecko as of Nov 1, 2026 09:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDT Arbitrum/USDC Polygon travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.999532 | 0.999301 | 0.999431 | +0.01% |
| Week | 0.999745 | 0.998807 | 0.999426 | 0% |
| Month | 0.999991 | 0.999117 | 0.999555 | −0.04% |
| Quarter | 1.0002 | 0.999117 | 0.999738 | −0.03% |
Figures are in USDC Polygon per unit sent, from market data.
Daily USDT Arbitrum → USDC Polygon rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.999391 USDC Polygon | +0.02% |
| Oct 30, 2026 | 0.999176 USDC Polygon | −0.04% |
| Oct 29, 2026 | 0.999561 USDC Polygon | +0.01% |
| Oct 28, 2026 | 0.999478 USDC Polygon | +0.02% |
| Oct 27, 2026 | 0.999325 USDC Polygon | 0% |
| Oct 26, 2026 | 0.999282 USDC Polygon | −0.03% |
| Oct 25, 2026 | 0.99955 USDC Polygon | +0.01% |
Daily RubyCash rate: USDT Arbitrum → USDC Polygon
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.997196 USDC Polygon | 0.999549 |
| Oct 31, 2026 | 0.996797 USDC Polygon | 0.999476 |
| Oct 30, 2026 | 0.996499 USDC Polygon | 0.999365 |
| Oct 29, 2026 | 0.996898 USDC Polygon | 0.999407 |
| Oct 28, 2026 | 0.997396 USDC Polygon | 0.999585 |
| Oct 27, 2026 | 0.996898 USDC Polygon | 0.999479 |
| Oct 26, 2026 | 0.996797 USDC Polygon | 0.999358 |
| Oct 25, 2026 | 0.997096 USDC Polygon | 0.999502 |
| Oct 24, 2026 | 0.996898 USDC Polygon | 0.999553 |
| Oct 22, 2026 | 0.997295 USDC Polygon | 0.999452 |
| Oct 21, 2026 | 0.997295 USDC Polygon | 0.999671 |
| Oct 20, 2026 | 0.997495 USDC Polygon | 0.999452 |
| Oct 19, 2026 | 0.997196 USDC Polygon | 0.999297 |
| Oct 18, 2026 | 0.996997 USDC Polygon | 0.999412 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDT and USDC
Tether USDT- Price
- $0.999549
- 24 hours
- +0.03%
- Week
- +0.04%
- Market cap
- $180.04 B
- 24-hour turnover
- $25.12 B
- Rank by cap
- #3
- In circulation
- 180.12 B USDT
- Record price
- $1.32
USD Coin USDC- Price
- $1.00
- 24 hours
- +0.02%
- Week
- +0.05%
- Market cap
- $71.71 B
- 24-hour turnover
- $5.7 B
- Rank by cap
- #6
- In circulation
- 71.7 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 09:24.
Tether against USD Coin
| Tether (USDT) | USD Coin (USDC) | |
|---|---|---|
| Ticker | USDT | USDC |
| Type | token | token |
| Network | Arbitrum One | Polygon |
| Fees are paid in | ETH | POL |
| Launched | 2014 | 2018 |
| Built by | Tether Limited | Circle |
| Supply cap | no cap | no cap |
| In circulation | 180.12 B USDT | 71.7 B USDC |
| Market cap | $180.04 B | $71.71 B |
| Rank by cap | #3 | #6 |
Daily moves of USDT and USDC over 90 days line up at 0.13 — they travel apart.
Common questions: USDT Arbitrum → USDC Polygon
What rate does USDT Arbitrum to USDC Polygon run at?
As of Nov 1, 2026 10:59 it is 1 USDT Arbitrum = 0.997196 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.997196.
What amounts does USDT Arbitrum → USDC Polygon accept?
From 100 to 10,000,000 USDT Arbitrum per order. The lower limit is roughly $99.95.
Where does the 100 USDT Arbitrum floor come from?
Network fees and order handling eat a small transfer alive — below 100 USDT Arbitrum the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT Arbitrum, and that one goes to the blockchain, not to us.
How long does USDT Arbitrum to USDC Polygon take?
The clock starts with confirmations: the order goes into work once Arbitrum One confirms your transfer. After that it comes down to how busy the network is. A block in Arbitrum One closes in about 0.25 sec.
Will native USDC arrive, or a wrapper?
USDC Polygon is the standard USDC token in Polygon PoS — exactly what exchanges send when they withdraw into this network.
Do I need POL to receive USDC Polygon?
Not to receive. POL comes into play later, when you want to send USDC from your address.
Which network will USDC Polygon arrive in?
The payout leaves in Polygon. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDT Arbitrum to USDC Polygon rate do this month?
The month came in at minus 0.04%. Low 0.999117, high 0.999991, middle 0.999555 USDC Polygon per USDT Arbitrum.
Can I go back, USDC Polygon to USDT Arbitrum?
Yes, the reverse direction is open: 1 USDC Polygon = 0.995484 USDT Arbitrum. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDT Arbitrum, receive something else
USDT Arbitrum → USDS0.998502- USDT Arbitrum → USDT BEP201.0001
- USDT Arbitrum → USDT AVAX C1.0001
- USDT Arbitrum → USDT ERC200.9999
- USDT Arbitrum → USDT NEAR1.0001
- USDT Arbitrum → USDT OMNI1.0001
- USDT Arbitrum → USDT Optimism1.0001
- USDT Arbitrum → USDT Polygon1.0001
Receive USDC Polygon, send something else
- USDT BEP20 → USDC Polygon0.999011
- USDT AVAX C → USDC Polygon0.999101
- USDT ERC20 → USDC Polygon0.997196
- USDT NEAR → USDC Polygon0.999101
- USDT OMNI → USDC Polygon0.999101
- USDT Optimism → USDC Polygon0.999101
- USDT Polygon → USDC Polygon0.997196
- USDT SOL → USDC Polygon0.997196
USDT Arbitrum USDC Polygon All directions All currencies
Tether (USDT) against USD Coin (USDC)
Bridge Arbitrum One → Polygon PoS: all directions All bridges
