Swap Tether (USDT ERC20) for XRP
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 3, 2026 00:09
- Orders from
- 100 USDT ERC20 ≈ $99.86
- Payout network
- XRP Ledger
- 24 hours
- −0.54%
Today USDT ERC20 goes for 0.802925 XRP, and XRP goes for 1.2454 USDT ERC20. Market over 24 hours: USDT ERC20 against XRP minus 0.54%. The week added plus 4.1%.
The weekly corridor ran from 0.747012 to 0.826858 XRP, a spread of 10.69%. A single order takes 100 to 10,000,000 USDT ERC20. In dollars that is roughly $99.86.
Exchange wallets usually ask for a Destination Tag — copy it from the recipient side before you start. By market cap Tether sits 3th ($179.88 B) and XRP 5th ($79.29 B). Daily moves of USDT and XRP over 90 days line up at 0.23 (they travel apart).
Who takes the USDT ERC20 → XRP route
- Entering XRP from dollarsFrom USDT you step into XRP directly, with no coin in between: over the past month XRP moved −15.9%.
- Fast paymentsA block in XRP Ledger closes in about 4 sec, which is why XRP is used for moving money rather than holding it.
- Different basketsDaily moves of USDT and XRP over 90 days line up at 0.23 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
USDT ERC20 → XRP rate and amounts
1 USDT ERC20 = 0.802925 XRP
1 XRP = 1.2454 USDT ERC20
Send USDT ERC20 — receive XRP
| USDT ERC20 | XRP |
|---|---|
| 100 | 80.2925 |
| 500 | 401.4626 |
| 2,000 | 1,605.85 |
| 5,000 | 4,014.63 |
| 20,000 | 16,058.5 |
| 100,000 | 80,292.52 |
Need XRP — send this much USDT ERC20
| XRP | USDT ERC20 |
|---|---|
| 100 | 124.5446 |
| 500 | 622.723 |
| 1,000 | 1,245.45 |
| 5,000 | 6,227.23 |
| 10,000 | 12,454.46 |
| 50,000 | 62,272.3 |
How the USDT ERC20 → XRP order runs
- Work out the amount in the calculator: orders start at 100 USDT ERC20.
- Enter a XRP address in XRP Ledger and a way to reach you. Receiving to an exchange? Add the Destination Tag, or the payment will hang.
- Send USDT ERC20 in Ethereum (ERC20) for exactly the amount stated in the order.
- Once the network confirms your transfer, XRP leaves for your address. The order page tracks every step.
Check this before sending USDT ERC20
- The address network is XRP Ledger. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Destination Tag, put it in the order.
- The transfer must not be smaller than 100 USDT ERC20.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDT ERC20 to XRP rate has been
high 0.826858 XRPlow 0.747012 XRP
Oct 27, 2026 00:12Nov 3, 2026 00:12
high 0.80782 XRPlow 0.657953 XRP
Oct 3, 2026 03:00Nov 2, 2026 03:00
high 1.0065 XRPlow 0.636315 XRP
Aug 4, 2026 03:00Nov 2, 2026 03:00
high 1.0065 XRPlow 0.395783 XRP
Nov 3, 2025 03:00Nov 2, 2026 03:00
- 24 hours
- −0.54%
- Week
- +4.1%
- Weekly high
- 0.826858 XRP
- Weekly low
- 0.747012 XRP
- Spread
- 10.69%
Market data from CoinGecko as of Nov 2, 2026 23:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDT ERC20/XRP travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.80498 | 0.792506 | 0.799334 | −0.54% |
| Week | 0.826858 | 0.747012 | 0.783944 | +4.1% |
| Month | 0.80782 | 0.657953 | 0.741253 | +18.8% |
| Quarter | 1.0065 | 0.636315 | 0.766879 | −13.94% |
Figures are in XRP per unit sent, from market data.
Daily USDT ERC20 → XRP rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 2, 2026 | 0.800142 XRP | +0.11% |
| Nov 1, 2026 | 0.79929 XRP | +0.39% |
| Oct 31, 2026 | 0.796221 XRP | −1.44% |
| Oct 30, 2026 | 0.80782 XRP | +7.1% |
| Oct 29, 2026 | 0.754237 XRP | +0.39% |
| Oct 28, 2026 | 0.751313 XRP | −1.69% |
| Oct 27, 2026 | 0.764207 XRP | −0.98% |
Daily RubyCash rate: USDT ERC20 → XRP
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 2, 2026 | 0.803099 XRP | 0.79891 |
| Nov 1, 2026 | 0.803769 XRP | 0.799328 |
| Oct 31, 2026 | 0.800521 XRP | 0.799581 |
| Oct 30, 2026 | 0.799608 XRP | 0.799194 |
| Oct 29, 2026 | 0.80725 XRP | 0.805302 |
| Oct 28, 2026 | 0.756645 XRP | 0.751225 |
| Oct 27, 2026 | 0.754379 XRP | 0.756669 |
| Oct 26, 2026 | 0.778327 XRP | 0.774145 |
| Oct 25, 2026 | 0.770437 XRP | 0.768514 |
| Oct 24, 2026 | 0.774706 XRP | 0.774527 |
| Oct 22, 2026 | 0.767306 XRP | 0.762588 |
| Oct 21, 2026 | 0.732544 XRP | 0.718971 |
| Oct 20, 2026 | 0.750634 XRP | 0.751285 |
| Oct 19, 2026 | 0.767788 XRP | 0.768598 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDT and XRP
Tether USDT- Price
- $0.998638
- 24 hours
- −0.05%
- Week
- −0.02%
- Market cap
- $179.88 B
- 24-hour turnover
- $44.23 B
- Rank by cap
- #3
- In circulation
- 180.12 B USDT
- Record price
- $1.32
XRP XRP- Price
- $1.25
- 24 hours
- +0.49%
- Week
- −3.4%
- Market cap
- $79.29 B
- 24-hour turnover
- $1.38 B
- Rank by cap
- #5
- In circulation
- 63.35 B XRP
- Record price
- $3.65
Source: CoinGecko, Nov 2, 2026 23:24.
Tether against XRP
| Tether (USDT) | XRP (XRP) | |
|---|---|---|
| Ticker | USDT | XRP |
| Type | token | coin of its own network |
| Network | Ethereum (ERC20) | — |
| Fees are paid in | ETH | — |
| Launched | 2014 | 2012 |
| Built by | Tether Limited | Ripple Labs |
| Supply cap | no cap | 100 B XRP |
| In circulation | 180.12 B USDT | 63.35 B XRP |
| Market cap | $179.88 B | $79.29 B |
| Rank by cap | #3 | #5 |
| Consensus | — | XRP Ledger Consensus Protocol |
| Block | — | ~4 sec |
| Privacy | — | transfers are public |
Daily moves of USDT and XRP over 90 days line up at 0.23 — they travel apart.
Common questions: USDT ERC20 → XRP
What rate does USDT ERC20 to XRP run at?
As of Nov 3, 2026 00:09 it is 1 USDT ERC20 = 0.802925 XRP. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.
What amounts does USDT ERC20 → XRP accept?
From 100 to 10,000,000 USDT ERC20 per order. The lower limit is roughly $99.86.
Where does the 100 USDT ERC20 floor come from?
Network fees and order handling eat a small transfer alive — below 100 USDT ERC20 the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT ERC20, and that one goes to the blockchain, not to us.
How long does USDT ERC20 to XRP take?
The clock starts with confirmations: the order goes into work once Ethereum (ERC20) confirms your transfer. After that it comes down to how busy the network is.
Which network will XRP arrive in?
XRP leaves in its own XRP Ledger network — a plain XRP address is all you need. Some exchanges and wallets also need a Destination Tag.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDT ERC20 to XRP rate do this month?
The month came in at plus 18.8%. Low 0.657953, high 0.80782, middle 0.741253 XRP per USDT ERC20.
Can I go back, XRP to USDT ERC20?
Yes, the reverse direction is open: 1 XRP = 1.2555 USDT ERC20. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDT ERC20, receive something else
USDT ERC20 → XTZ4.1154
USDT ERC20 → YFI0.000523278
USDT ERC20 → ZBT15.0076
USDT ERC20 → ZEC0.000875068
USDT ERC20 → ZRO0.587641
USDT ERC20 → ZRX10.6537
USDT ERC20 → 1INCH12.5445
USDT ERC20 → AAVE0.00788414
