Swap USD Coin (USDC XLM) for XRP
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 2, 2026 22:24
- Orders from
- 200 USDC XLM ≈ $199.92
- Payout network
- XRP Ledger
- 24 hours
- +0.14%
Today USDC XLM goes for 0.808124 XRP, and XRP goes for 1.2374 USDC XLM. Market over 24 hours: USDC XLM against XRP plus 0.14%. The week added plus 3.78%.
The weekly corridor ran from 0.749311 to 0.819936 XRP, a spread of 9.43%. A single order takes 200 to 10,000,000 USDC XLM. In dollars that is roughly $199.92.
Exchange wallets usually ask for a Destination Tag — copy it from the recipient side before you start. By market cap USD Coin sits 6th ($71.01 B) and XRP 5th ($79 B). Daily moves of USDC and XRP over 90 days line up at 0.08 (they travel apart).
Who takes the USDC XLM → XRP route
- Entering XRP from dollarsFrom USDC you step into XRP directly, with no coin in between: over the past month XRP moved −15.9%.
- Fast paymentsA block in XRP Ledger closes in about 4 sec, which is why XRP is used for moving money rather than holding it.
- Different basketsDaily moves of USDC and XRP over 90 days line up at 0.08 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
USDC XLM → XRP rate and amounts
1 USDC XLM = 0.808124 XRP
1 XRP = 1.2374 USDC XLM
Send USDC XLM — receive XRP
| USDC XLM | XRP |
|---|---|
| 200 | 161.6248 |
| 1,000 | 808.1242 |
| 2,000 | 1,616.25 |
| 10,000 | 8,081.24 |
| 20,000 | 16,162.48 |
| 100,000 | 80,812.42 |
Need XRP — send this much USDC XLM
| XRP | USDC XLM |
|---|---|
| 200 | 247.4867 |
| 500 | 618.7168 |
| 2,000 | 2,474.87 |
| 5,000 | 6,187.17 |
| 20,000 | 24,748.67 |
| 50,000 | 61,871.68 |
How the USDC XLM → XRP order runs
- Work out the amount in the calculator: orders start at 200 USDC XLM.
- Enter a XRP address in XRP Ledger and a way to reach you. Receiving to an exchange? Add the Destination Tag, or the payment will hang.
- Send USDC XLM in XLM for exactly the amount stated in the order.
- Once the network confirms your transfer, XRP leaves for your address. The order page tracks every step.
Check this before sending USDC XLM
- The address network is XRP Ledger. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Destination Tag, put it in the order.
- The transfer must not be smaller than 200 USDC XLM.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC XLM to XRP rate has been
high 0.819936 XRPlow 0.749311 XRP
Oct 26, 2026 22:27Nov 2, 2026 22:27
high 0.808487 XRPlow 0.658011 XRP
Oct 3, 2026 03:00Nov 2, 2026 03:00
high 1.0069 XRPlow 0.636332 XRP
Aug 4, 2026 03:00Nov 2, 2026 03:00
high 1.0069 XRPlow 0.395667 XRP
Nov 3, 2025 03:00Nov 2, 2026 03:00
- 24 hours
- +0.14%
- Week
- +3.78%
- Weekly high
- 0.819936 XRP
- Weekly low
- 0.749311 XRP
- Spread
- 9.43%
Market data from CoinGecko as of Nov 2, 2026 20:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC XLM/XRP travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.802662 | 0.797592 | 0.800133 | +0.14% |
| Week | 0.819936 | 0.749311 | 0.784189 | +3.78% |
| Month | 0.808487 | 0.658011 | 0.741608 | +18.86% |
| Quarter | 1.0069 | 0.636332 | 0.767095 | −13.93% |
Figures are in XRP per unit sent, from market data.
Daily USDC XLM → XRP rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 2, 2026 | 0.800593 XRP | +0.11% |
| Nov 1, 2026 | 0.799701 XRP | +0.37% |
| Oct 31, 2026 | 0.796748 XRP | −1.45% |
| Oct 30, 2026 | 0.808487 XRP | +7.15% |
| Oct 29, 2026 | 0.754568 XRP | +0.38% |
| Oct 28, 2026 | 0.751705 XRP | −1.7% |
| Oct 27, 2026 | 0.764723 XRP | −0.98% |
Daily RubyCash rate: USDC XLM → XRP
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 2, 2026 | 0.808007 XRP | 0.799666 |
| Nov 1, 2026 | 0.804251 XRP | 0.799782 |
| Oct 31, 2026 | 0.801642 XRP | 0.8 |
| Oct 30, 2026 | 0.800967 XRP | 0.799702 |
| Oct 29, 2026 | 0.8083 XRP | 0.80578 |
| Oct 28, 2026 | 0.75725 XRP | 0.751537 |
| Oct 27, 2026 | 0.755359 XRP | 0.757064 |
| Oct 26, 2026 | 0.779417 XRP | 0.774643 |
| Oct 25, 2026 | 0.771285 XRP | 0.768897 |
| Oct 24, 2026 | 0.775713 XRP | 0.774874 |
| Oct 22, 2026 | 0.767997 XRP | 0.763006 |
| Oct 21, 2026 | 0.733204 XRP | 0.719208 |
| Oct 20, 2026 | 0.751159 XRP | 0.751697 |
| Oct 19, 2026 | 0.768556 XRP | 0.769138 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC and XRP
USD Coin USDC- Price
- $0.999582
- 24 hours
- −0.02%
- Week
- +0.03%
- Market cap
- $71.01 B
- 24-hour turnover
- $12.75 B
- Rank by cap
- #6
- In circulation
- 71.04 B USDC
- Record price
- $1.04
XRP XRP- Price
- $1.25
- 24 hours
- −0.16%
- Week
- −3.58%
- Market cap
- $79 B
- 24-hour turnover
- $1.26 B
- Rank by cap
- #5
- In circulation
- 63.35 B XRP
- Record price
- $3.65
Source: CoinGecko, Nov 2, 2026 20:24.
USD Coin against XRP
| USD Coin (USDC) | XRP (XRP) | |
|---|---|---|
| Ticker | USDC | XRP |
| Type | token | coin of its own network |
| Network | XLM | — |
| Launched | 2018 | 2012 |
| Built by | Circle | Ripple Labs |
| Supply cap | no cap | 100 B XRP |
| In circulation | 71.04 B USDC | 63.35 B XRP |
| Market cap | $71.01 B | $79 B |
| Rank by cap | #6 | #5 |
| Consensus | — | XRP Ledger Consensus Protocol |
| Block | — | ~4 sec |
| Privacy | — | transfers are public |
Daily moves of USDC and XRP over 90 days line up at 0.08 — they travel apart.
Common questions: USDC XLM → XRP
What rate does USDC XLM to XRP run at?
As of Nov 2, 2026 22:24 it is 1 USDC XLM = 0.808124 XRP. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.01.
What amounts does USDC XLM → XRP accept?
From 200 to 10,000,000 USDC XLM per order. The lower limit is roughly $199.92.
Where does the 200 USDC XLM floor come from?
Network fees and order handling eat a small transfer alive — below 200 USDC XLM the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC XLM, and that one goes to the blockchain, not to us.
How long does USDC XLM to XRP take?
The clock starts with confirmations: the order goes into work once XLM confirms your transfer. After that it comes down to how busy the network is.
Which network will XRP arrive in?
XRP leaves in its own XRP Ledger network — a plain XRP address is all you need. Some exchanges and wallets also need a Destination Tag.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC XLM to XRP rate do this month?
The month came in at plus 18.86%. Low 0.658011, high 0.808487, middle 0.741608 XRP per USDC XLM.
Can I go back, XRP to USDC XLM?
Yes, the reverse direction is open: 1 XRP = 1.2474 USDC XLM. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC XLM, receive something else
USDC XLM → XTZ4.1038
USDC XLM → YFI0.000522855
USDC XLM → ZBT15.0723
USDC XLM → ZEC0.000868355
USDC XLM → ZRO0.583197
USDC XLM → ZRX10.759
USDC XLM → 1INCH12.6167
USDC XLM → AAVE0.00789466
