Swap USDS for XRP
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 19:19
- Orders from
- 200 USDS ≈ $200.20
- Payout network
- XRP Ledger
- 24 hours
- −0.22%
One USDS buys 0.802237 XRP right now; the other way round, 1 XRP is 1.2465 USDS. Market over 24 hours: USDS against XRP minus 0.22%. The week added plus 3.36%.
The weekly corridor ran from 0.749686 to 0.81865 XRP, a spread of 9.2%. A single order takes 200 to 9,990,000 USDS. In dollars that is roughly $200.20.
Exchange wallets usually ask for a Destination Tag — copy it from the recipient side before you start. By market cap USDS sits 14th ($9.54 B) and XRP 5th ($79.21 B). Daily moves of USDS and XRP over 90 days line up at 0.16 (they travel apart).
Who takes the USDS → XRP route
- Entering XRP from dollarsFrom USDS you step into XRP directly, with no coin in between: over the past month XRP moved −16.27%.
- Fast paymentsA block in XRP Ledger closes in about 4 sec, which is why XRP is used for moving money rather than holding it.
- Different basketsDaily moves of USDS and XRP over 90 days line up at 0.16 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
USDS → XRP rate and amounts
1 USDS = 0.802237 XRP
1 XRP = 1.2465 USDS
Send USDS — receive XRP
| USDS | XRP |
|---|---|
| 200 | 160.4475 |
| 500 | 401.1187 |
| 2,000 | 1,604.47 |
| 5,000 | 4,011.19 |
| 20,000 | 16,044.75 |
| 50,000 | 40,111.87 |
Need XRP — send this much USDS
| XRP | USDS |
|---|---|
| 200 | 249.3027 |
| 500 | 623.2568 |
| 2,000 | 2,493.03 |
| 5,000 | 6,232.57 |
| 20,000 | 24,930.27 |
| 50,000 | 62,325.68 |
How the USDS → XRP order runs
- Work out the amount in the calculator: orders start at 200 USDS.
- Enter a XRP address in XRP Ledger and a way to reach you. Receiving to an exchange? Add the Destination Tag, or the payment will hang.
- Send USDS in USDS for exactly the amount stated in the order.
- Once the network confirms your transfer, XRP leaves for your address. The order page tracks every step.
Check this before sending USDS
- The address network is XRP Ledger. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Destination Tag, put it in the order.
- The transfer must not be smaller than 200 USDS.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDS to XRP rate has been
high 0.81865 XRPlow 0.749686 XRP
Oct 25, 2026 19:19Nov 1, 2026 19:19
high 0.806671 XRPlow 0.658005 XRP
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 1.0075 XRPlow 0.63629 XRP
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 1.0075 XRPlow 0.395591 XRP
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- −0.22%
- Week
- +3.36%
- Weekly high
- 0.81865 XRP
- Weekly low
- 0.749686 XRP
- Spread
- 9.2%
Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDS/XRP travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.802063 | 0.796745 | 0.799372 | −0.22% |
| Week | 0.81865 | 0.749686 | 0.779868 | +3.36% |
| Month | 0.806671 | 0.658005 | 0.737444 | +19.53% |
| Quarter | 1.0075 | 0.63629 | 0.768482 | −13.16% |
Figures are in XRP per unit sent, from market data.
Daily USDS → XRP rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 0.799887 XRP | +0.3% |
| Oct 31, 2026 | 0.797458 XRP | −1.14% |
| Oct 30, 2026 | 0.806671 XRP | +6.88% |
| Oct 29, 2026 | 0.754744 XRP | +0.36% |
| Oct 28, 2026 | 0.752017 XRP | −1.73% |
| Oct 27, 2026 | 0.765242 XRP | −0.95% |
| Oct 26, 2026 | 0.772606 XRP | +0.28% |
Daily RubyCash rate: USDS → XRP
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.802905 XRP | 0.8008 |
| Oct 31, 2026 | 0.801802 XRP | 0.8008 |
| Oct 30, 2026 | 0.800567 XRP | 0.8008 |
| Oct 29, 2026 | 0.805878 XRP | 0.804778 |
| Oct 28, 2026 | 0.756872 XRP | 0.751735 |
| Oct 27, 2026 | 0.754605 XRP | 0.757373 |
| Oct 26, 2026 | 0.779417 XRP | 0.775105 |
| Oct 25, 2026 | 0.771131 XRP | 0.769231 |
| Oct 24, 2026 | 0.775946 XRP | 0.775194 |
| Oct 22, 2026 | 0.768304 XRP | 0.763359 |
| Oct 21, 2026 | 0.732618 XRP | 0.719424 |
| Oct 20, 2026 | 0.750859 XRP | 0.75185 |
| Oct 19, 2026 | 0.768709 XRP | 0.769231 |
| Oct 18, 2026 | 0.771985 XRP | 0.775184 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDS and XRP
USDS USDS- Price
- $1.00
- 24 hours
- 0%
- Week
- +0.04%
- Market cap
- $9.54 B
- 24-hour turnover
- $89.79 M
- Rank by cap
- #14
- In circulation
- 9.54 B USDS
- Record price
- $1.06
XRP XRP- Price
- $1.25
- 24 hours
- +0.22%
- Week
- −3.86%
- Market cap
- $79.21 B
- 24-hour turnover
- $693.03 M
- Rank by cap
- #5
- In circulation
- 63.35 B XRP
- Record price
- $3.65
Source: CoinGecko, Nov 1, 2026 16:54.
USDS against XRP
| USDS (USDS) | XRP (XRP) | |
|---|---|---|
| Ticker | USDS | XRP |
| In circulation | 9.54 B USDS | 63.35 B XRP |
| Market cap | $9.54 B | $79.21 B |
| Rank by cap | #14 | #5 |
| Type | — | coin of its own network |
| Launched | — | 2012 |
| Built by | — | Ripple Labs |
| Consensus | — | XRP Ledger Consensus Protocol |
| Block | — | ~4 sec |
| Supply cap | — | 100 B XRP |
| Privacy | — | transfers are public |
Daily moves of USDS and XRP over 90 days line up at 0.16 — they travel apart.
Common questions: USDS → XRP
What rate does USDS to XRP run at?
As of Nov 1, 2026 19:19 it is 1 USDS = 0.802237 XRP. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.
What amounts does USDS → XRP accept?
From 200 to 9,990,000 USDS per order. The lower limit is roughly $200.20.
Where does the 200 USDS floor come from?
Network fees and order handling eat a small transfer alive — below 200 USDS the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDS, and that one goes to the blockchain, not to us.
How long does USDS to XRP take?
The clock starts with confirmations: the order goes into work once USDS confirms your transfer. After that it comes down to how busy the network is.
Which network will XRP arrive in?
XRP leaves in its own XRP Ledger network — a plain XRP address is all you need. Some exchanges and wallets also need a Destination Tag.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDS to XRP rate do this month?
The month came in at plus 19.53%. Low 0.658005, high 0.806671, middle 0.737444 XRP per USDS.
Can I go back, XRP to USDS?
Yes, the reverse direction is open: 1 XRP = 1.2528 USDS. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDS, receive something else
USDS → XTZ3.939
USDS → YFI0.000496518
USDS → ZBT14.2922
USDS → ZEC0.000811457
USDS → ZRO0.528897
USDS → ZRX10.1963
USDS → 1INCH12.0863
USDS → AAVE0.00732624
