USD Coin (USDC) to Monero (XMR): rate by network
Compare the USDC to XMR rate for each network you can send USDC from: rate, minimum, network fee and speed.
Rate as of Sep 18, 2026 00:53
The best rate right now is on Polygon: 1 USDC = 0.00196559 XMR. The calculator uses this network.
From which network to send USDC
| Network | Rate | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon best rate | 1 USDC Polygon = 0.00196559 XMR | 100 USDC Polygon | ≈ $0.0017 | fast |
| Ethereum (ERC20) | 1 USDC ERC20 = 0.00196559 XMR | 100 USDC ERC20 | ≈ $0.0099 | medium |
| Solana | 1 USDC SOL = 0.00196559 XMR | 100 USDC SOL | ≈ $0.0005 | fast |
| Arbitrum One | 1 USDC Arbitrum = 0.00195202 XMR | 200 USDC Arbitrum | ≈ $0.0032 | fast |
| BASE | 1 USDC BASE = 0.00195202 XMR | 200 USDC BASE | — | — |
| BNB Smart Chain (BEP20) | 1 USDC BEP20 = 0.00195202 XMR | 200 USDC BEP20 | ≈ $0.0024 | fast |
| Avalanche C-Chain | 1 USDC AVAX C = 0.00195202 XMR | 200 USDC AVAX C | ≈ < $0.0001 | fast |
| NEAR | 1 USDC NEAR = 0.00195202 XMR | 200 USDC NEAR | — | — |
| Optimism | 1 USDC Optimism = 0.00195202 XMR | 200 USDC Optimism | ≈ $0.00016 | fast |
| XLM | 1 USDC XLM = 0.00195202 XMR | 200 USDC XLM | — | — |
Fee and speed levels are comparative: both move with how busy the network is.
USDC networks: what is the difference
USD Coin is issued on several blockchains. It is the same USDC, but a transfer arrives only if the address and the network match.
Polygon
Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.
Ethereum (ERC20)
ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.
Solana
Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.
Arbitrum One
Arbitrum One is an Ethereum layer-2 network. Addresses use the Ethereum format, fees are paid in ETH and are much lower than on the Ethereum mainnet.
BNB Smart Chain (BEP20)
BEP20 is the token standard on BNB Smart Chain, an Ethereum-compatible network. Addresses look like Ethereum addresses, and fees are paid in BNB and are usually low.
Avalanche C-Chain
Avalanche C-Chain is the Ethereum-compatible chain of Avalanche; fees are paid in AVAX.
Optimism
Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.