Swap MORPHO for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 20:53
- Payout network
- XLM
- 24 hours
- +4.57%
Today MORPHO goes for 2.2012 USDC XLM, and USDC XLM goes for 0.454299 MORPHO. Market over 24 hours: MORPHO against USDC XLM plus 4.57%. The week added minus 5.64%.
The weekly corridor ran from 2.0673 to 2.4074 USDC XLM, a spread of 16.45%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Morpho sits 56th ($1.52 B) and USD Coin 6th ($73.56 B). Daily moves of MORPHO and USDC over 90 days line up at -0.05 (they travel apart).
Who takes the MORPHO → USDC XLM route
- Sitting out the swingsMORPHO moved −0.9% over the past month. USDC tracks the dollar, so after the swap the value stops following MORPHO.
- A road both waysThe USDC XLM → MORPHO direction is open too, so going back into MORPHO takes the same route.
MORPHO → USDC XLM rate and amounts
1 MORPHO = 2.2012 USDC XLM
1 USDC XLM = 0.454299 MORPHO
Send MORPHO — receive USDC XLM
| MORPHO | USDC XLM |
|---|---|
| 5 | 11.006 |
| 20 | 44.0239 |
| 100 | 220.1194 |
| 1,000 | 2,201.19 |
| 5,000 | 11,005.97 |
| 20,000 | 44,023.88 |
Need USDC XLM — send this much MORPHO
| USDC XLM | MORPHO |
|---|---|
| 20 | 9.086 |
| 100 | 45.4299 |
| 500 | 227.1495 |
| 5,000 | 2,271.49 |
| 20,000 | 9,085.98 |
| 100,000 | 45,429.89 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per MORPHO | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 2.2012 | 95.3289 MORPHO | ≈ $0.022 | medium |
| Solana | 2.2012 | 95.3289 MORPHO | ≈ $0.00051 | fast |
| Polygon | 2.2012 | 95.3289 MORPHO | ≈ $0.0018 | fast |
| Arbitrum One | 2.2012 | — | ≈ $0.0032 | fast |
| BASE | 2.2012 | — | — | — |
| BNB Smart Chain (BEP20) | 2.2012 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 2.2012 | — | ≈ < $0.0001 | fast |
| NEAR | 2.2012 | — | — | — |
| Optimism | 2.2012 | — | ≈ $0.00017 | fast |
| XLM open now | 2.2012 | — | — | — |
How the MORPHO → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send MORPHO in Morpho for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending MORPHO
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the MORPHO to USDC XLM rate has been
high 2.4074 USDC XLMlow 2.0673 USDC XLM
Sep 10, 2026 20:54Sep 17, 2026 20:54
high 2.9029 USDC XLMlow 2.0843 USDC XLM
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 2.9029 USDC XLMlow 1.6455 USDC XLM
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 2.9029 USDC XLMlow 1.074 USDC XLM
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- +4.57%
- Week
- −5.64%
- Weekly high
- 2.4074 USDC XLM
- Weekly low
- 2.0673 USDC XLM
- Spread
- 16.45%
Market data from CoinGecko as of Sep 17, 2026 18:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far MORPHO/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 2.1653 | 2.0673 | 2.1169 | +4.57% |
| Week | 2.4074 | 2.0673 | 2.202 | −5.64% |
| Month | 2.9029 | 2.0843 | 2.3872 | −0.89% |
| Quarter | 2.9029 | 1.6455 | 2.0978 | +7.98% |
Figures are in USDC XLM per unit sent, from market data.
Daily MORPHO → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 2.1013 USDC XLM | +0.82% |
| Sep 16, 2026 | 2.0843 USDC XLM | −4.36% |
| Sep 15, 2026 | 2.1792 USDC XLM | +0.68% |
| Sep 14, 2026 | 2.1645 USDC XLM | −2.35% |
| Sep 13, 2026 | 2.2166 USDC XLM | −3.82% |
| Sep 12, 2026 | 2.3047 USDC XLM | +2.03% |
| Sep 11, 2026 | 2.2589 USDC XLM | −2.16% |
The numbers on MORPHO and USDC
Morpho MORPHO- Price
- $2.18
- 24 hours
- +4.55%
- Week
- −3.9%
- Market cap
- $1.52 B
- 24-hour turnover
- $29.25 M
- Rank by cap
- #56
- In circulation
- 698.77 M MORPHO
- Record price
- $4.17
USD Coin USDC- Price
- $0.999605
- 24 hours
- −0.02%
- Week
- 0%
- Market cap
- $73.56 B
- 24-hour turnover
- $19.78 B
- Rank by cap
- #6
- In circulation
- 73.59 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 17, 2026 18:54.
Morpho against USD Coin
| Morpho (MORPHO) | USD Coin (USDC) | |
|---|---|---|
| Ticker | MORPHO | USDC |
| In circulation | 698.77 M MORPHO | 73.59 B USDC |
| Market cap | $1.52 B | $73.56 B |
| Rank by cap | #56 | #6 |
| Type | — | token |
| Network | — | XLM |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of MORPHO and USDC over 90 days line up at -0.05 — they travel apart.
Common questions: MORPHO → USDC XLM
What rate does MORPHO to USDC XLM run at?
As of Sep 17, 2026 20:53 it is 1 MORPHO = 2.2012 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $2.20.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending MORPHO, and that one goes to the blockchain, not to us.
How long does MORPHO to USDC XLM take?
The clock starts with confirmations: the order goes into work once Morpho confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the MORPHO to USDC XLM rate do this month?
The month came in at minus 0.89%. Low 2.0843, high 2.9029, middle 2.3872 USDC XLM per MORPHO.
Can I go back, USDC XLM to MORPHO?
Yes, the reverse direction is open: 1 USDC XLM = 0.456585 MORPHO. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send MORPHO, receive something else
MORPHO → USDS2.201
MORPHO → USDT Arbitrum2.2025- MORPHO → USDT BEP202.2025
- MORPHO → USDT AVAX C2.2025
- MORPHO → USDT ERC202.2025
- MORPHO → USDT NEAR2.2025
- MORPHO → USDT OMNI2.2025
- MORPHO → USDT Optimism2.2025
