Swap ConstitutionDAO (PEOPLE) for USD Coin (USDC XLM)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 16:04

Payout network: XLM
24 hours: −3.19%

You send

PEOPLE

You get 0.00676824

USDC XLM

Start the order

Rate: 1 PEOPLE = 0.00676824 USDC XLM
Up to: 1,490,000,000 PEOPLE

The figure is indicative; the exact amount is locked in the order.

One PEOPLE buys 0.00676824 USDC XLM right now; the other way round, 1 USDC XLM is 147.749 PEOPLE. Market over 24 hours: PEOPLE against USDC XLM minus 3.19%. The week added minus 9.72%.

The weekly corridor ran from 0.00672134 to 0.00788279 USDC XLM, a spread of 17.28%.

The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap ConstitutionDAO sits 614th ($34.07 M) and USD Coin 6th ($71.58 B). Daily moves of PEOPLE and USDC over 90 days line up at 0.01 (they travel apart).

Who takes the PEOPLE → USDC XLM route

Sitting out the swingsPEOPLE moved −25.72% over the past month. USDC tracks the dollar, so after the swap the value stops following PEOPLE.
A road both waysThe USDC XLM → PEOPLE direction is open too, so going back into PEOPLE takes the same route.

PEOPLE → USDC XLM rate and amounts

1 PEOPLE = 0.00676824 USDC XLM

1 USDC XLM = 147.749 PEOPLE

Send PEOPLE — receive USDC XLM

PEOPLE	USDC XLM
2,000	13.5365
10,000	67.6824
50,000	338.4119
500,000	3,384.12
2,000,000	13,536.47
10,000,000	67,682.37

Need USDC XLM — send this much PEOPLE

USDC XLM	PEOPLE
10	1,477.49
50	7,387.45
500	73,874.48
2,000	295,497.93
20,000	2,954,979.25
100,000	14,774,896.27

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per PEOPLE	From	Network fee	Speed
Ethereum (ERC20)	0.00676824	27,107.62 PEOPLE	≈ $0.0097	medium
Solana	0.00676824	27,107.62 PEOPLE	≈ $0.00047	fast
Polygon	0.00676824	27,107.62 PEOPLE	≈ $0.0016	fast
Arbitrum One	0.00676824	—	≈ $0.0029	fast
BASE	0.00676824	—	—	—
BNB Smart Chain (BEP20)	0.00676824	—	≈ $0.0023	fast
Avalanche C-Chain	0.00676824	—	≈ $0.0014	fast
NEAR	0.00676824	—	—	—
Optimism	0.00676824	—	≈ $0.00015	fast
XLM open now	0.00676824	—	—	—

PEOPLE → USDC: compare all networks USDC network fees

How the PEOPLE → USDC XLM order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDC address in XLM and a way to reach you.
Send PEOPLE in ConstitutionDAO for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap PEOPLE for USDC XLM

Check this before sending PEOPLE

The address network is XLM. Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the PEOPLE to USDC XLM rate has been

WeekMonthQuarterYear

high 0.00788279 USDC XLMlow 0.00672134 USDC XLM

Oct 25, 2026 16:08Nov 1, 2026 16:08

high 0.00937172 USDC XLMlow 0.0070061 USDC XLM

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 0.0113462 USDC XLMlow 0.00646678 USDC XLM

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 0.0139035 USDC XLMlow 0.0049785 USDC XLM

Nov 2, 2025 03:00Oct 31, 2026 03:00

24 hours: −3.19%
Week: −9.72%
Weekly high: 0.00788279 USDC XLM
Weekly low: 0.00672134 USDC XLM
Spread: 17.28%

Market data from CoinGecko as of Nov 1, 2026 15:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far PEOPLE/USDC XLM travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.00698772	0.00677409	0.00684488	−3.19%
Week	0.00788279	0.00672134	0.00733014	−9.72%
Month	0.00937172	0.0070061	0.00805476	−23.51%
Quarter	0.0113462	0.00646678	0.00821949	+10.84%

Figures are in USDC XLM per unit sent, from market data.

Daily PEOPLE → USDC XLM rate

Day	Close	Against the day before
Oct 31, 2026	0.00716809 USDC XLM	+2.31%
Oct 30, 2026	0.0070061 USDC XLM	−9.64%
Oct 29, 2026	0.00775397 USDC XLM	+0.87%
Oct 28, 2026	0.00768742 USDC XLM	+2.73%
Oct 27, 2026	0.00748326 USDC XLM	+0.33%
Oct 26, 2026	0.00745879 USDC XLM	−2.67%
Oct 25, 2026	0.00766338 USDC XLM	−0.43%

Daily RubyCash rate: PEOPLE → USDC XLM

Date	RubyCash rate	Market rate
Nov 1, 2026	0.00676824 USDC XLM	0.00672246
Oct 31, 2026	0.00676754 USDC XLM	0.00679701
Oct 30, 2026	0.00706675 USDC XLM	0.006925
Oct 29, 2026	0.00703754 USDC XLM	0.00704342
Oct 28, 2026	0.00775327 USDC XLM	0.00774502
Oct 27, 2026	0.00771937 USDC XLM	0.00768834
Oct 26, 2026	0.00742026 USDC XLM	0.00742563
Oct 25, 2026	0.00758071 USDC XLM	0.00759368
Oct 24, 2026	0.00756518 USDC XLM	0.00755372
Oct 22, 2026	0.0080019 USDC XLM	0.00793593
Oct 21, 2026	0.00870904 USDC XLM	0.008811
Oct 20, 2026	0.00781616 USDC XLM	0.00783911
Oct 19, 2026	0.00764356 USDC XLM	0.00751393
Oct 18, 2026	0.0073847 USDC XLM	0.00730998

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on PEOPLE and USDC

ConstitutionDAO PEOPLE

Price: $0.00672246
24 hours: −3.18%
Week: −9.29%
Market cap: $34.07 M
24-hour turnover: $3.14 M
Rank by cap: #614
In circulation: 5.07 B PEOPLE
Record price: $0.185022

USD Coin USDC

Price: $1.00
24 hours: +0.01%
Week: +0.04%
Market cap: $71.58 B
24-hour turnover: $5.96 B
Rank by cap: #6
In circulation: 71.58 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 15:24.

ConstitutionDAO against USD Coin

	ConstitutionDAO (PEOPLE)	USD Coin (USDC)
Ticker	PEOPLE	USDC
In circulation	5.07 B PEOPLE	71.58 B USDC
Market cap	$34.07 M	$71.58 B
Rank by cap	#614	#6
Type	—	token
Network	—	XLM
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of PEOPLE and USDC over 90 days line up at 0.01 — they travel apart.

Common questions: PEOPLE → USDC XLM

What rate does PEOPLE to USDC XLM run at?

As of Nov 1, 2026 16:04 it is 1 PEOPLE = 0.00676824 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.00676824.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending PEOPLE, and that one goes to the blockchain, not to us.

How long does PEOPLE to USDC XLM take?

The clock starts with confirmations: the order goes into work once ConstitutionDAO confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC XLM arrive in?

The payout leaves in XLM. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the PEOPLE to USDC XLM rate do this month?

The month came in at minus 23.51%. Low 0.0070061, high 0.00937172, middle 0.00805476 USDC XLM per PEOPLE.

Can I go back, USDC XLM to PEOPLE?

Yes, the reverse direction is open: 1 USDC XLM = 148.4925 PEOPLE. The link sits right under the calculator.